Cost of Living Comparison Between Ubud, Bali and Milford, PA Cost of Living Comparison Between Ubud, Bali and Milford, PA

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,446 in Milford, PA.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,503 in Milford, PA.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,559 in Milford, PA.

Living in Ubud, Bali costs roughly 42% less than in Milford, PA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Milford, PA 83% above.

Currency
🍽 Eating Out
Ubud, Bali
Milford, PA
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$18.92 $18.92
-81.18%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$59.0 $59.0
-44.56%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$10.79 $10.79
-54.12%
Cappuccino
$2.71 Rp 48.9K
$4.97 $4.97
-45.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$1.57 $1.57
-14.65%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.94 $1.94
-63.92%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$3.07 $3.07
-4.89%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$3.93 $3.93
0.76%
🛒 Groceries & Markets
Ubud, Bali
Milford, PA
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$0.74 $0.74
144.59%
White Bread (500g)
$2.52 Rp 45.4K
$1.98 $1.98
27.27%
Rice (white) (1kg)
$1.16 Rp 20.9K
$4.41 $4.41
-73.70%
Eggs
$2.46 Rp 44.4K
$4.29 $4.29
-42.66%
Local Cheese (1kg)
$14.71 Rp 265.3K
$16.84 $16.84
-12.65%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$11.38 $11.38
-62.04%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$15.27 $15.27
-20.50%
Apples (1kg)
$3.84 Rp 69.3K
$4.76 $4.76
-19.33%
Banana (1kg)
$1.56 Rp 28.1K
$1.81 $1.81
-13.81%
Oranges (1kg)
$2.83 Rp 51.1K
$4.38 $4.38
-35.39%
Tomato (1kg)
$2.33 Rp 41.9K
$4.73 $4.73
-50.74%
Potato (1kg)
$1.91 Rp 34.5K
$2.91 $2.91
-34.36%
Onion (1kg)
$2.20 Rp 39.7K
$2.88 $2.88
-23.61%
Lettuce (1 head)
$1.01 Rp 18.3K
$2.02 $2.02
-50.00%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$2.17 $2.17
-64.06%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$9.83 $9.83
-66.23%
Wine (Bottle)
$23.74 Rp 428.1K
$12.07 $12.07
96.69%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$1.77 $1.77
57.63%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$2.48 $2.48
15.32%
🚌 Getting Around
Ubud, Bali
Milford, PA
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$2.02 $2.02
-86.63%
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$3.48 $3.48
-86.78%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$1.60 $1.60
-71.88%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$29.57 $29.57
-79.37%
Gasoline (1 liter)
$0.79 Rp 14.3K
$0.91 $0.91
-13.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$29.6K $29.6K
-11.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$25.6K $25.6K
25.69%
🧾 Monthly Utilities & Internet
Ubud, Bali
Milford, PA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$93.4 $93.4
-14.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$51.9 $51.9
-92.17%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$40.66 $40.66
-42.15%
🎉 Sport & Entertainment
Ubud, Bali
Milford, PA
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$42.96 $42.96
129.75%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
-
-
Cinema Ticket
$4.15 Rp 74.8K
$13.65 $13.65
-69.60%
🧸 Childcare & Education
Ubud, Bali
Milford, PA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$1,304 $1,304
-76.70%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$23.2K $23.2K
-71.51%
👕👟 Clothing & Footwear
Ubud, Bali
Milford, PA
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$33.07 $33.07
67.95%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$40.31 $40.31
-4.96%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$64.0 $64.0
38.37%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$113 $113
-31.34%
🏠 Accommodation & Living
Ubud, Bali
Milford, PA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$1,632 $1,632
-38.32%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$1,340 $1,340
-49.61%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$2,663 $2,663
29.25%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$2,265 $2,265
-9.95%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$3,005 $3,005
-5.46%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$2,037 $2,037
11.15%
💵 Salaries & Financials
Ubud, Bali
Milford, PA
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Milford, PA: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,632 in Milford, PA. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $59.0 in Milford, PA for a mid-range dinner for two. Groceries echo the gap at $302 vs $378 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Milford, PA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Milford, PA?
Ubud, Bali wins on cost – living expenses run 72% lower than in Milford, PA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Milford, PA?
You'd need roughly $2,129 in Ubud, Bali and $3,669 in Milford, PA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Milford, PA?
Rent for a central apartment: $1,006 in Ubud, Bali versus $1,632 in Milford, PA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Milford, PA?
Childcare runs $304 in Ubud, Bali versus $1,304 in Milford, PA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali vs Milford, PA?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $59.0 in Milford, PA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or Milford, PA?
At $1,419 in Ubud, Bali versus $2,446 in Milford, PA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Milford, PA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Milford, PA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Milford, PA?
Safety-wise, Ubud, Bali and Milford, PA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Milford, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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