Cost of Living Comparison Between Milford, PA and Ubud, Bali Cost of Living Comparison Between Milford, PA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,558 in Milford, PA versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,786 in Milford, PA versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,014 in Milford, PA versus $3,273 in Ubud, Bali.

Living in Milford, PA is roughly 83% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Milford, PA 86% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Milford, PA
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.66 $19.66
$3.37 Rp 59.5K
483.38%
Three-Course Dinner for Two, Mid-Range
$76.2 $76.2
$38.59 Rp 680.4K
97.36%
Fast Food Meal (McDonalds, etc)
$11.57 $11.57
$5.52 Rp 97.3K
109.60%
Cappuccino
$5.18 $5.18
$2.64 Rp 46.6K
96.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.72 $2.72
$1.67 Rp 29.5K
62.87%
Water (0.33 liter bottle)
$1.97 $1.97
$0.77 Rp 13.6K
155.84%
Local Beer (0.5 liter draught)
$6.16 $6.16
$2.63 Rp 46.4K
134.22%
Imported Beer (0.33 liter bottle)
$7.23 $7.23
$4.28 Rp 75.5K
68.93%
🛒 Groceries & Markets
Milford, PA
Ubud, Bali
Difference
Milk (1 liter)
$0.99 $0.99
$1.55 Rp 27.3K
-36.13%
White Bread (500g)
$3.55 $3.55
$2.22 Rp 39.2K
59.91%
Rice (white) (1kg)
$4.88 $4.88
$1.13 Rp 19.8K
331.86%
Eggs
$4.43 $4.43
$2.09 Rp 36.8K
111.96%
Local Cheese (1kg)
$12.63 $12.63
$17.39 Rp 306.7K
-27.37%
Chicken Fillets (1kg)
$9.95 $9.95
$3.87 Rp 68.2K
157.11%
Beef Round Steak (1kg)
$16.65 $16.65
$12.55 Rp 221.3K
32.67%
Apples (1kg)
$4.68 $4.68
$3.62 Rp 63.8K
29.28%
Banana (1kg)
$1.63 $1.63
$1.56 Rp 27.5K
4.49%
Oranges (1kg)
$4.36 $4.36
$2.35 Rp 41.5K
85.53%
Tomato (1kg)
$4.81 $4.81
$2.06 Rp 36.2K
133.50%
Potato (1kg)
$2.91 $2.91
$1.90 Rp 33.5K
53.16%
Onion (1kg)
$2.97 $2.97
$2.34 Rp 41.2K
26.92%
Lettuce (1 head)
$2.19 $2.19
$1.03 Rp 18.2K
112.62%
Water (1.5 liter bottle)
$2.31 $2.31
$0.55 Rp 9,781
320.00%
Cigarettes 20 Pack (Marlboro, Camel)
$10.12 $10.12
$2.25 Rp 39.7K
349.78%
Wine (Bottle)
$14.70 $14.70
$23.81 Rp 419.8K
-38.26%
Local Beer (0.5 liter bottle)
$1.65 $1.65
$2.31 Rp 40.8K
-28.57%
Imported Beer (0.33 liter bottle)
$3.26 $3.26
$2.80 Rp 49.4K
16.43%
🚌 Getting Around
Milford, PA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.08 $2.08
$0.27 Rp 4,803
670.37%
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 152.7K
-
Taxi Start (Normal Tariff)
$2.61 $2.61
$0.48 Rp 8,490
443.75%
Taxi (Normal Tariff) (1km)
$1.83 $1.83
$0.45 Rp 7,865
306.67%
Taxi 1hour Waiting (Normal Tariff)
$32.19 $32.19
$5.72 Rp 100.8K
462.76%
Gasoline (1 liter)
$1.03 $1.03
$0.76 Rp 13.4K
35.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K $36.5K
$24.5K Rp 431.7M
49.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$32.1K Rp 566.4M
-19.05%
🧾 Monthly Utilities & Internet
Milford, PA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$199 $199
$83.6 Rp 1.5M
137.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$66.1 $66.1
$6.46 Rp 113.8K
923.68%
Internet (50+ Mbps, Unlimited Data)
$68.7 $68.7
$18.99 Rp 334.9K
261.82%
🎉 Sport & Entertainment
Milford, PA
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.31 $45.31
$56.0 Rp 987.0K
-19.05%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 328.3K
-
Cinema Ticket
$12.41 $12.41
$4.28 Rp 75.5K
189.95%
🧸 Childcare & Education
Milford, PA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,596 $1,596
$487 Rp 8.6M
228.09%
International Primary School, 1 Child (Yearly)
$26.9K $26.9K
$5,856 Rp 103.3M
360.00%
👕👟 Clothing & Footwear
Milford, PA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.0 $52.0
$45.56 Rp 803.3K
14.03%
Summer Dress (H&M, Zara, etc)
$40.92 $40.92
$36.38 Rp 641.5K
12.48%
Sport Shoes (Adidas, Nike)
$90.0 $90.0
$82.0 Rp 1.4M
9.85%
Men's Leather Business Shoes
$114 $114
$80.4 Rp 1.4M
41.52%
🏠 Accommodation & Living
Milford, PA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,599 $1,599
$1,117 Rp 19.7M
43.24%
1-bedroom Apartment, Outside City Center (Monthly)
$1,319 $1,319
$701 Rp 12.4M
88.13%
3-bedroom Apartment, City Center (Monthly)
$2,455 $2,455
$3,537 Rp 62.4M
-30.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,146 $2,146
$1,762 Rp 31.1M
21.76%
Buy Apartment in City Center (m2)
$2,403 $2,403
$2,826 Rp 49.8M
-14.96%
Buy Apartment Outside City Center (m2)
$2,523 $2,523
$2,292 Rp 40.4M
10.08%
💵 Salaries & Financials
Milford, PA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$170 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.12
13.78
-55.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Milford, PA: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,599 in Milford, PA and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $76.0 in Milford, PA vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $390 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milford, PA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Milford, PA or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 83% lower than in Milford, PA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Milford, PA and in Ubud, Bali?
You'd need roughly $3,838 in Milford, PA and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Milford, PA compared to Ubud, Bali?
Rent for a central apartment: $1,599 in Milford, PA versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Milford, PA and in Ubud, Bali?
Childcare runs $1,596 in Milford, PA versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Milford, PA and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $76.0 in Milford, PA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Milford, PA or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $2,558 in Milford, PA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Milford, PA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Milford, PA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Milford, PA compared to Ubud, Bali?
Safety-wise, Milford, PA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Milford, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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