๐Monthly costs for one person with rent: $2,438 in Milford, PA versus $1,408 in Ubud, Bali.
๐Estimated couple costs with rent: $3,518 in Milford, PA versus $2,582 in Ubud, Bali.
๐Monthly costs for a family of three with rent: $4,599 in Milford, PA versus $3,757 in Ubud, Bali.
๐Living in Milford, PA is roughly 73% more expensive than Ubud, Bali, driven mainly by Eating Out.
๐Both cities are pricier than the global median: Milford, PA82% above, Ubud, Bali5% above.
Currency
๐ฝ Eating Out
Milford, PA
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.22$19.22
$3.42Rpย 58.7K
461.99%
Three-Course Dinner for Two, Mid-Range
$58.8$58.8
$32.96Rpย 566.5K
78.52%
Fast Food Meal(McDonalds, etc)
$10.86$10.86
$5.08Rpย 87.3K
113.78%
Cappuccino
$5.21$5.21
$2.82Rpย 48.5K
84.75%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.58$1.58
$1.37Rpย 23.5K
15.33%
Water(0.33 liter bottle)
$2.03$2.03
$0.71Rpย 12.2K
185.92%
Local Beer(0.5 liter draught)
$2.96$2.96
$2.97Rpย 51.0K
-0.34%
Imported Beer(0.33 liter bottle)
$4.06$4.06
$3.91Rpย 67.2K
3.84%
๐ Groceries & Markets
Milford, PA
Ubud, Bali
Difference
Milk(1 liter)
$0.73$0.73
$1.75Rpย 30.0K
-58.29%
White Bread(500g)
$1.90$1.90
$2.52Rpย 43.2K
-24.60%
Rice(white)(1kg)
$4.27$4.27
$1.21Rpย 20.8K
252.89%
Eggs
$4.11$4.11
$2.33Rpย 40.1K
76.39%
Local Cheese(1kg)
$16.83$16.83
$14.50Rpย 249.2K
16.07%
Chicken Fillets(1kg)
$11.54$11.54
$4.36Rpย 74.9K
164.68%
Beef Round Steak(1kg)
$15.74$15.74
$12.05Rpย 207.0K
30.62%
Apples(1kg)
$4.87$4.87
$3.82Rpย 65.6K
27.49%
Banana(1kg)
$1.79$1.79
$1.61Rpย 27.7K
11.18%
Oranges(1kg)
$4.19$4.19
$2.70Rpย 46.5K
55.19%
Tomato(1kg)
$4.85$4.85
$2.23Rpย 38.3K
117.49%
Potato(1kg)
$2.81$2.81
$1.90Rpย 32.6K
47.89%
Onion(1kg)
$2.77$2.77
$2.18Rpย 37.5K
27.06%
Lettuce(1 head)
$2.03$2.03
$1.03Rpย 17.7K
97.09%
Water(1.5 liter bottle)
$2.13$2.13
$0.77Rpย 13.3K
176.62%
Cigarettes 20 Pack(Marlboro, Camel)
$9.37$9.37
$3.18Rpย 54.7K
194.65%
Wine(Bottle)
$12.15$12.15
$23.23Rpย 399.2K
-47.70%
Local Beer(0.5 liter bottle)
$1.84$1.84
$2.85Rpย 48.9K
-35.44%
Imported Beer(0.33 liter bottle)
$2.52$2.52
$2.72Rpย 46.7K
-7.35%
๐ Getting Around
Milford, PA
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.04$2.04
$0.29Rpย 5,022
603.45%
Public Transport Monthly Pass(Regular Price)
-
$8.43Rpย 144.8K
-
Taxi Start(Normal Tariff)
$3.48$3.48
$0.49Rpย 8,344
610.20%
Taxi(Normal Tariff)(1km)
$1.66$1.66
$0.45Rpย 7,812
268.89%
Taxi 1hour Waiting(Normal Tariff)
$29.07$29.07
$6.28Rpย 107.8K
362.90%
Gasoline(1 liter)
$0.83$0.83
$0.85Rpย 14.6K
-2.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.6K$29.6K
$26.1KRpย 447.8M
13.67%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K$25.4K
$31.5KRpย 541.8M
-19.46%
๐งพ Monthly Utilities & Internet
Milford, PA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$92.7$92.7
$79.8Rpย 1.4M
16.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$52.9$52.9
$4.09Rpย 70.3K
1193.40%
Internet(50+ Mbps, Unlimited Data)
$39.22$39.22
$24.06Rpย 413.6K
63.01%
๐ Sport & Entertainment
Milford, PA
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.80$43.80
$96.2Rpย 1.7M
-54.47%
Tennis Court(1 Hour on Weekend)
-
$6.53Rpย 112.2K
-
Cinema Ticket
$13.35$13.35
$4.13Rpย 71.1K
223.24%
๐งธ Childcare & Education
Milford, PA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,301$1,301
$297Rpย 5.1M
338.44%
International Primary School, 1 Child(Yearly)
$23.6K$23.6K
$6,661Rpย 114.5M
253.69%
๐๐ Clothing & Footwear
Milford, PA
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$31.97$31.97
$55.0Rpย 944.5K
-41.83%
Summer Dress(H&M, Zara, etc)
$39.28$39.28
$38.75Rpย 666.0K
1.37%
Sport Shoes(Adidas, Nike)
$62.4$62.4
$89.6Rpย 1.5M
-30.38%
Men's Leather Business Shoes
$111$111
$78.9Rpย 1.4M
40.48%
๐ Accommodation & Living
Milford, PA
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,587$1,587
$1,018Rpย 17.5M
55.86%
1-bedroom Apartment, Outside City Center(Monthly)
$1,351$1,351
$660Rpย 11.3M
104.65%
3-bedroom Apartment, City Center(Monthly)
$2,584$2,584
$3,435Rpย 59.0M
-24.78%
3-bedroom Apartment, Outside City Center(Monthly)
$2,213$2,213
$2,053Rpย 35.3M
7.77%
Buy Apartment in City Center(m2)
$2,448$2,448
$2,981Rpย 51.2M
-17.87%
Buy Apartment Outside City Center(m2)
$2,642$2,642
$2,368Rpย 40.7M
11.59%
๐ต Salaries & Financials
Milford, PA
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$172Rpย 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.51
13.28
-50.98%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Milford, PA: April 21, 2026
Last update for Ubud, Bali: April 21, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,587 in Milford, PA and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
๐Dining out: $59 in Milford, PA vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $377 vs $299 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Milford, PA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Milford, PA or Ubud, Bali?
Ubud, Bali wins on cost โ living expenses run 73% lower than in Milford, PA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Milford, PA vs Ubud, Bali?
You'd need roughly $3,657 in Milford, PA and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Milford, PA vs Ubud, Bali?
Rent for a central apartment: $1,587 in Milford, PA versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Milford, PA and Ubud, Bali?
Childcare runs $1,301 in Milford, PA versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Milford, PA vs Ubud, Bali?
Dining out is cheaper in Ubud, Bali โ a meal for two runs $33.00 versus $59.0 in Milford, PA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Milford, PA or Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,438 in Milford, PA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Milford, PA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Milford, PA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value โ similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Milford, PA compared to Ubud, Bali?
Safety-wise, Milford, PA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet โ expenses run 73% less than in Milford, PA. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Milford, PA vs other spots: cost of living compared