Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Middlesex

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,323 in Middlesex, rent and utilities included – about $11,900 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
116

Cost of Living Index in Middlesex
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Middlesex Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Middlesex

🇬🇧 United Kingdom

$2,323

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Middlesex

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Middlesex actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,323 in Middlesex.

Ubud, Bali $1,331
Middlesex $2,323

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,517 in Middlesex.

Ubud, Bali $2,255
Middlesex $3,517

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,710 in Middlesex.

Ubud, Bali $3,180
Middlesex $4,710

Living in Ubud, Bali costs roughly 43% less than in Middlesex, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Middlesex is 72% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$21.22 £15.80

-84.07%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$70.3 £52.3

-50.71%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.69 £7.21

-42.52%

Cappuccino

$2.62 Rp 47.5K

$4.07 £3.03

-35.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.12 £2.32

-50.64%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.99 £1.48

-67.84%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.90 £3.65

-45.51%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.20 £3.12

1.43%

Milk (1 liter)

$1.46 Rp 26.5K

$1.30 £0.97

12.31%

White Bread (500g)

$2.29 Rp 41.6K

$1.42 £1.06

61.27%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.71 £2.76

-70.08%

Eggs

$2.10 Rp 38.1K

$3.73 £2.77

-43.70%

Local Cheese (1kg)

$15.94 Rp 289.3K

$7.58 £5.64

110.29%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$7.07 £5.26

-45.12%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$14.09 £10.49

-19.09%

Apples (1kg)

$3.55 Rp 64.5K

$3.23 £2.40

9.91%

Banana (1kg)

$1.54 Rp 27.9K

$1.02 £0.76

50.98%

Oranges (1kg)

$2.23 Rp 40.5K

$1.02 £0.76

118.63%

Tomato (1kg)

$1.97 Rp 35.8K

$3.71 £2.76

-46.90%

Potato (1kg)

$1.86 Rp 33.7K

$1.81 £1.35

2.76%

Onion (1kg)

$2.42 Rp 43.9K

$1.77 £1.32

36.72%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.98 £0.73

4.08%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$1.93 £1.43

-73.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$22.91 £17.05

-90.40%

Wine (Bottle)

$21.79 Rp 395.4K

$9.56 £7.12

127.93%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$4.84 £3.61

-51.86%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.61 £2.69

-17.73%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$3.72 £2.77

-93.28%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$106 £78.7

-92.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$3.27 £2.43

-86.54%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.57 £1.17

-70.06%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$33.63 £25.03

-83.35%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.02 £1.51

-58.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$39.0K £29.0K

-37.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$40.9K £30.4K

-22.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$355 £264

-78.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$25.76 £19.17

-76.16%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$39.95 £29.74

-52.64%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$47.44 £35.32

7.48%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$4.38 Rp 79.5K

$17.54 £13.06

-75.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,632 £1,215

-69.83%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$19.0K £14.1K

-35.60%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$110 £82.0

-58.98%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$56.1 £41.76

-37.81%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$114 £85.0

-31.43%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$114 £84.5

-31.43%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,273 £947

-15.34%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$921 £686

-27.80%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,860 £1,385

88.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,823 £1,357

-8.35%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$5,152 £3,835

-54.58%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,899 £2,902

-42.65%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.53

149.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Middlesex: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Middlesex

$921 39.7% 38.5% $256

Groceries & Markets

Ubud, Bali

$279 21%

Middlesex

$289 12.4% 3.3% $9.4

Clothing & Footwear

Ubud, Bali

$106 8%

Middlesex

$177 7.6% 66.8% $71

Eating Out

Ubud, Bali

$106 8%

Middlesex

$301 13% 185% $195

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Middlesex

$420 18.1% 310% $318

Sport & Entertainment

Ubud, Bali

$60 4.5%

Middlesex

$83 3.6% 38.1% $23

Getting Around

Ubud, Bali

$12 0.9%

Middlesex

$132 5.7% 1003% $120

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,273 in Middlesex. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $70 in Middlesex for a mid-range dinner for two. Groceries echo the gap at $279 vs $289 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Middlesex

🕒 Local time

23:35 11:35 PM

15:35 3:35 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,162

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

British Pound exchange rates as of November 4, 2026: 1 USD = 0.744 GBP (1 GBP = 1.34 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Middlesex 12,500 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Middlesex

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Middlesex: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 43% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,996 in Ubud, Bali and $3,484 in Middlesex to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,273 in Middlesex. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $2,323 in Middlesex – Ubud, Bali is about 43% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 92% less than in Middlesex. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Middlesex. Beyond cost, consider language, visa policies, and how big the international community is in each city.