Last update: Oct 2026

Cost of Living Comparison Between Middlesex and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,393 in Middlesex, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

Middlesex, United Kingdom
Ubud, Bali, Indonesia
Middlesex
🇬🇧 United Kingdom
$2,393
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Monthly Cost of Living

How much you'll spend in Middlesex and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Middlesex and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,393 in Middlesex versus $1,349 in Ubud, Bali.

  • Middlesex $2,393
  • Ubud, Bali $1,349

Estimated couple costs with rent: $3,419 in Middlesex versus $2,305 in Ubud, Bali.

  • Middlesex $3,419
  • Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,444 in Middlesex versus $3,261 in Ubud, Bali.

  • Middlesex $4,444
  • Ubud, Bali $3,261

Living in Middlesex is roughly 77% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Middlesex
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.59 £14.63
$3.32 Rp 60.2K
490.06%
Three-Course Dinner for Two, Mid-Range
$69.6 £51.9
$35.64 Rp 645.8K
95.15%
Fast Food Meal (McDonalds, etc)
$10.13 £7.57
$5.53 Rp 100.3K
83.18%
Cappuccino
$3.45 £2.57
$2.72 Rp 49.3K
26.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.42 £1.81
$1.70 Rp 30.8K
42.35%
Water (0.33 liter bottle)
$1.95 £1.45
$0.76 Rp 13.8K
156.58%
Local Beer (0.5 liter draught)
$4.71 £3.52
$2.65 Rp 48.1K
77.74%
Imported Beer (0.33 liter bottle)
$4.22 £3.15
$4.38 Rp 79.4K
-3.65%
🛒 Groceries & Markets
Middlesex
Ubud, Bali
Difference
Milk (1 liter)
$1.28 £0.96
$1.49 Rp 27.0K
-14.09%
White Bread (500g)
$1.44 £1.08
$2.28 Rp 41.2K
-36.84%
Rice (white) (1kg)
$3.67 £2.74
$1.19 Rp 21.6K
208.40%
Eggs
$3.59 £2.68
$2.04 Rp 36.9K
75.98%
Local Cheese (1kg)
$7.51 £5.61
$17.70 Rp 320.8K
-57.57%
Chicken Fillets (1kg)
$7.04 £5.26
$3.96 Rp 71.8K
77.78%
Beef Round Steak (1kg)
$13.75 £10.26
$12.19 Rp 220.9K
12.80%
Apples (1kg)
$3.27 £2.44
$3.66 Rp 66.2K
-10.66%
Banana (1kg)
$0.98 £0.73
$1.52 Rp 27.5K
-35.53%
Oranges (1kg)
$1.03 £0.77
$2.23 Rp 40.4K
-53.81%
Tomato (1kg)
$3.83 £2.86
$1.97 Rp 35.7K
94.42%
Potato (1kg)
$1.78 £1.33
$1.85 Rp 33.5K
-3.78%
Onion (1kg)
$1.80 £1.34
$2.42 Rp 43.9K
-25.62%
Lettuce (1 head)
$1.01 £0.76
$0.99 Rp 17.9K
2.02%
Water (1.5 liter bottle)
$1.98 £1.48
$0.51 Rp 9,303
288.24%
Cigarettes 20 Pack (Marlboro, Camel)
$22.19 £16.57
$2.22 Rp 40.3K
899.55%
Wine (Bottle)
$9.07 £6.77
$22.24 Rp 403.0K
-59.22%
Local Beer (0.5 liter bottle)
$4.84 £3.61
$2.26 Rp 41.0K
114.16%
Imported Beer (0.33 liter bottle)
$3.74 £2.80
$2.97 Rp 53.8K
25.93%
🚌 Getting Around
Middlesex
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.52 £2.63
$0.25 Rp 4,548
1308.00%
Public Transport Monthly Pass (Regular Price)
$96.6 £72.2
$7.82 Rp 141.8K
1135.81%
Taxi Start (Normal Tariff)
$4.24 £3.17
$0.44 Rp 7,964
863.64%
Taxi (Normal Tariff) (1km)
$2.13 £1.59
$0.43 Rp 7,793
395.35%
Taxi 1hour Waiting (Normal Tariff)
$33.29 £24.85
$5.41 Rp 98.0K
515.34%
Gasoline (1 liter)
$2.09 £1.56
$0.82 Rp 14.9K
154.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.9K £28.3K
$23.8K Rp 432.0M
58.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K £29.5K
$31.7K Rp 575.3M
24.42%
🧾 Monthly Utilities & Internet
Middlesex
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$347 £259
$79.1 Rp 1.4M
338.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.01 £19.42
$6.45 Rp 116.8K
303.26%
Internet (50+ Mbps, Unlimited Data)
$39.27 £29.32
$18.58 Rp 336.7K
111.36%
🎉 Sport & Entertainment
Middlesex
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.93 £34.29
$49.48 Rp 896.7K
-7.17%
Tennis Court (1 Hour on Weekend)
-
$17.65 Rp 319.8K
-
Cinema Ticket
$17.57 £13.12
$4.27 Rp 77.4K
311.48%
🧸 Childcare & Education
Middlesex
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$793 £592
$491 Rp 8.9M
61.68%
International Primary School, 1 Child (Yearly)
$22.0K £16.4K
$5,674 Rp 102.8M
287.79%
👕👟 Clothing & Footwear
Middlesex
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$109 £81.7
$44.64 Rp 808.9K
145.14%
Summer Dress (H&M, Zara, etc)
$55.2 £41.20
$34.95 Rp 633.4K
57.88%
Sport Shoes (Adidas, Nike)
$112 £83.4
$79.9 Rp 1.4M
39.79%
Men's Leather Business Shoes
$111 £83.2
$79.4 Rp 1.4M
40.29%
🏠 Accommodation & Living
Middlesex
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,242 £927
$1,125 Rp 20.4M
10.40%
1-bedroom Apartment, Outside City Center (Monthly)
$1,035 £772
$671 Rp 12.2M
54.06%
3-bedroom Apartment, City Center (Monthly)
$2,141 £1,599
$3,565 Rp 64.6M
-39.94%
3-bedroom Apartment, Outside City Center (Monthly)
$1,642 £1,226
$1,723 Rp 31.2M
-4.72%
Buy Apartment in City Center (m2)
$5,028 £3,754
$2,732 Rp 49.5M
84.05%
Buy Apartment Outside City Center (m2)
$3,931 £2,935
$2,284 Rp 41.4M
72.12%
💵 Salaries & Financials
Middlesex
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.53
13.78
-59.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Middlesex: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Middlesex
$1K
Ubud, Bali
$672 35.1% $363
Monthly Utilities & Internet
Middlesex
$412
Ubud, Bali
$104 74.8% $308
Groceries & Markets
Middlesex
$287
Ubud, Bali
$288 0.4% $1.2
Eating Out
Middlesex
$278
Ubud, Bali
$108 61.3% $170
Clothing & Footwear
Middlesex
$174
Ubud, Bali
$108 38.4% $67
Getting Around
Middlesex
$126
Ubud, Bali
$11 90.9% $114
Sport & Entertainment
Middlesex
$81
Ubud, Bali
$58 28.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,242 in Middlesex and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $70 in Middlesex vs $36 in Ubud, Bali. Groceries flip the comparison at $287 vs $288, with Middlesex cheaper for home cooking.

Good to know
🇬🇧 Middlesex
🇮🇩 Ubud, Bali
🕒 Local time
23:58 11:58 PM
07:58 7:58 AM
8 h ahead of Middlesex
🌤 Weather
👥 Population
17,162
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of November 1, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Middlesex Ubud, Bali 12,500 km ≈ 16 h nonstop flight
From you
  • Middlesex
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Middlesex vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Middlesex?
Ubud, Bali is about 44% cheaper overall, especially in eating out, transport, and clothing. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $3,590 in Middlesex and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Middlesex and Ubud, Bali?
Rent for a central apartment: $1,242 in Middlesex versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 92% less than in Middlesex. The price difference matters if you commute daily and watch your budget.
What are total monthly expenses in Middlesex and in Ubud, Bali?
All in, you’ll spend $2,393 per month in Middlesex versus $1,349 in Ubud, Bali – Ubud, Bali is about 44% cheaper, which adds up to real savings over time.
Is $1,000 enough to cover costs in Middlesex or in Ubud, Bali?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Middlesex or in Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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