Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and McLeod Ganj

For one person, living is cheaper in McLeod Ganj: $384 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
19

Cost of Living Index in McLeod Ganj
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McLeod Ganj Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

McLeod Ganj

🇮🇳 India

$384

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in McLeod Ganj

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in McLeod Ganj actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $384 in McLeod Ganj.

Ubud, Bali $1,368
McLeod Ganj $384

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $610 in McLeod Ganj.

Ubud, Bali $2,314
McLeod Ganj $610

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $836 in McLeod Ganj.

Ubud, Bali $3,260
McLeod Ganj $836

Living in Ubud, Bali is roughly 256% more expensive than in McLeod Ganj, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, McLeod Ganj is 72% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.27 ₹215

46.70%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$10.66 ₹1,012

230.02%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.48 ₹330

66.67%

Cappuccino

$2.73 Rp 49.1K

$1.58 ₹150

72.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.38 ₹35.76

331.58%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.18 ₹16.92

361.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.76 ₹167

53.41%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.12 ₹297

37.82%

Milk (1 liter)

$1.50 Rp 27.1K

$0.66 ₹62.4

127.27%

White Bread (500g)

$2.30 Rp 41.4K

$0.48 ₹45.99

379.17%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.70 ₹66.8

68.57%

Eggs

$2.14 Rp 38.6K

$0.93 ₹88.5

130.11%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.04 ₹479

246.83%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$2.92 ₹277

38.01%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$3.55 Rp 63.9K

$2.00 ₹190

77.50%

Banana (1kg)

$1.57 Rp 28.3K

$0.74 ₹70.4

112.16%

Oranges (1kg)

$2.24 Rp 40.2K

$0.95 ₹90.1

135.79%

Tomato (1kg)

$1.93 Rp 34.7K

$0.50 ₹47.13

286.00%

Potato (1kg)

$1.88 Rp 33.9K

$0.38 ₹36.49

394.74%

Onion (1kg)

$2.29 Rp 41.3K

$0.43 ₹40.81

432.56%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.45 ₹42.60

120.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.34 ₹32.58

55.88%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.04 ₹383

-43.56%

Wine (Bottle)

$23.01 Rp 414.2K

$7.58 ₹719

203.56%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.71 ₹162

36.84%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.83 ₹268

2.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.42 ₹514

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.30 ₹28.49

-20.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$8.67 ₹823

1.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.77 ₹73.3

-37.66%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.27 ₹25.77

70.37%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.44 ₹136

278.47%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.16 ₹110

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$13.8K ₹1.3M

77.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$22.1K ₹2.1M

41.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$38.36 ₹3,642

116.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$3.51 ₹334

83.76%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$7.19 ₹683

158.28%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$16.22 ₹1,540

244.14%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$7.13 ₹677

154.00%

Cinema Ticket

$4.38 Rp 78.9K

$2.97 ₹282

47.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$50.8 ₹4,823

870.64%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$1,523 ₹144.6K

277.81%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$23.96 ₹2,275

92.78%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.03 ₹2,377

41.15%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$42.59 ₹4,044

85.70%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$30.87 ₹2,932

153.94%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$123 ₹11.7K

829.94%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$75.6 ₹7,176

794.07%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$277 ₹26.3K

1166.39%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$178 ₹16.9K

854.10%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,041 ₹98.8K

167.50%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$598 ₹56.8K

274.76%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.67

58.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for McLeod Ganj: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

McLeod Ganj

$76 19.7% 88.8% $600

Groceries & Markets

Ubud, Bali

$290 21.2%

McLeod Ganj

$106 27.5% 63.6% $185

Eating Out

Ubud, Bali

$109 8%

McLeod Ganj

$65 16.9% 40.4% $44

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

McLeod Ganj

$49 12.8% 54.6% $59

Clothing & Footwear

Ubud, Bali

$108 7.9%

McLeod Ganj

$55 14.3% 48.8% $52

Sport & Entertainment

Ubud, Bali

$65 4.7%

McLeod Ganj

$22 5.8% 65.7% $42

Getting Around

Ubud, Bali

$13 0.9%

McLeod Ganj

$12 3.1% 4.4% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $123 in McLeod Ganj. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $11.00 in McLeod Ganj for a mid-range dinner for two. Groceries echo the gap at $290 vs $106 per month, with McLeod Ganj cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 McLeod Ganj

🕒 Local time

03:40 3:40 AM

01:10 1:10 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali McLeod Ganj 6,130 km ≈ 8 h nonstop flight

From you

Ubud, Bali
McLeod Ganj

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs McLeod Ganj: Cost of Living - Frequently Asked Questions

Ubud, Bali and McLeod Ganj differ by about 256% in total monthly costs ($1,368 vs $384 including rent). McLeod Ganj is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,051 in Ubud, Bali and $577 in McLeod Ganj to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $123 in McLeod Ganj. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in McLeod Ganj – a meal for two runs $11.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $384 in McLeod Ganj – a 256% gap that adds up to real savings over time for anyone picking the cheaper option.

At $384 in McLeod Ganj versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in McLeod Ganj but tight or insufficient in Ubud, Bali. The gap between the two cities makes McLeod Ganj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and McLeod Ganj are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find McLeod Ganj gentler on the wallet – expenses run 256% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.