Last update: Oct 2026

Cost of Living Comparison Between McLeod Ganj and Ubud, Bali

For one person, living is cheaper in McLeod Ganj: $384 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,800 less a year. Rent and utilities account for most of the difference.

19

Cost of Living Index in McLeod Ganj
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McLeod Ganj Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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McLeod Ganj

🇮🇳 India

$384

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in McLeod Ganj and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McLeod Ganj and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $384 in McLeod Ganj versus $1,368 in Ubud, Bali.

McLeod Ganj $384
Ubud, Bali $1,368

Estimated couple costs with rent: $610 in McLeod Ganj versus $2,314 in Ubud, Bali.

McLeod Ganj $610
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $836 in McLeod Ganj versus $3,260 in Ubud, Bali.

McLeod Ganj $836
Ubud, Bali $3,260

Living in McLeod Ganj costs roughly 72% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: McLeod Ganj is 72% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.27 ₹215

$3.33 Rp 59.9K

-31.83%

Three-Course Dinner for Two, Mid-Range

$10.66 ₹1,012

$35.18 Rp 633.2K

-69.70%

Fast Food Meal (McDonalds, etc)

$3.48 ₹330

$5.80 Rp 104.5K

-40.00%

Cappuccino

$1.58 ₹150

$2.73 Rp 49.1K

-42.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.76

$1.64 Rp 29.5K

-76.83%

Water (0.33 liter bottle)

$0.18 ₹16.92

$0.83 Rp 15.0K

-78.31%

Local Beer (0.5 liter draught)

$1.76 ₹167

$2.70 Rp 48.6K

-34.81%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$4.30 Rp 77.4K

-27.44%

Milk (1 liter)

$0.66 ₹62.4

$1.50 Rp 27.1K

-56.00%

White Bread (500g)

$0.48 ₹45.99

$2.30 Rp 41.4K

-79.13%

Rice (white) (1kg)

$0.70 ₹66.8

$1.18 Rp 21.2K

-40.68%

Eggs

$0.93 ₹88.5

$2.14 Rp 38.6K

-56.54%

Local Cheese (1kg)

$5.04 ₹479

$17.48 Rp 314.6K

-71.17%

Chicken Fillets (1kg)

$2.92 ₹277

$4.03 Rp 72.5K

-27.54%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$2.00 ₹190

$3.55 Rp 63.9K

-43.66%

Banana (1kg)

$0.74 ₹70.4

$1.57 Rp 28.3K

-52.87%

Oranges (1kg)

$0.95 ₹90.1

$2.24 Rp 40.2K

-57.59%

Tomato (1kg)

$0.50 ₹47.13

$1.93 Rp 34.7K

-74.09%

Potato (1kg)

$0.38 ₹36.49

$1.88 Rp 33.9K

-79.79%

Onion (1kg)

$0.43 ₹40.81

$2.29 Rp 41.3K

-81.22%

Lettuce (1 head)

$0.45 ₹42.60

$0.99 Rp 17.9K

-54.55%

Water (1.5 liter bottle)

$0.34 ₹32.58

$0.53 Rp 9,475

-35.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.04 ₹383

$2.28 Rp 41.1K

77.19%

Wine (Bottle)

$7.58 ₹719

$23.01 Rp 414.2K

-67.06%

Local Beer (0.5 liter bottle)

$1.71 ₹162

$2.34 Rp 42.2K

-26.92%

Imported Beer (0.33 liter bottle)

$2.83 ₹268

$2.91 Rp 52.4K

-2.75%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.42 ₹514

One-way Ticket (Public Transport)

$0.30 ₹28.49

$0.24 Rp 4,315

25.00%

Public Transport Monthly Pass (Regular Price)

$8.67 ₹823

$8.82 Rp 158.7K

-1.70%

Taxi Start (Normal Tariff)

$0.77 ₹73.3

$0.48 Rp 8,684

60.42%

Taxi (Normal Tariff) (1km)

$0.27 ₹25.77

$0.46 Rp 8,233

-41.30%

Taxi 1hour Waiting (Normal Tariff)

$1.44 ₹136

$5.45 Rp 98.2K

-73.58%

Gasoline (1 liter)

$1.16 ₹110

$0.88 Rp 15.9K

31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.8K ₹1.3M

$24.6K Rp 442.2M

-43.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K ₹2.1M

$31.2K Rp 561.4M

-29.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$38.36 ₹3,642

$83.0 Rp 1.5M

-53.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.51 ₹334

$6.45 Rp 116.0K

-45.58%

Internet (50+ Mbps, Unlimited Data)

$7.19 ₹683

$18.57 Rp 334.2K

-61.28%

Gym Membership (Monthly)

$16.22 ₹1,540

$55.8 Rp 1.0M

-70.94%

Tennis Court (1 Hour on Weekend)

$7.13 ₹677

$18.11 Rp 326.0K

-60.63%

Cinema Ticket

$2.97 ₹282

$4.38 Rp 78.9K

-32.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.8 ₹4,823

$493 Rp 8.9M

-89.70%

International Primary School, 1 Child (Yearly)

$1,523 ₹144.6K

$5,754 Rp 103.6M

-73.53%

Jeans (Levis 501 Or Similar)

$23.96 ₹2,275

$46.19 Rp 831.4K

-48.13%

Summer Dress (H&M, Zara, etc)

$25.03 ₹2,377

$35.33 Rp 636.0K

-29.15%

Sport Shoes (Adidas, Nike)

$42.59 ₹4,044

$79.1 Rp 1.4M

-46.15%

Men's Leather Business Shoes

$30.87 ₹2,932

$78.4 Rp 1.4M

-60.62%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.7K

$1,142 Rp 20.6M

-89.25%

1-bedroom Apartment, Outside City Center (Monthly)

$75.6 ₹7,176

$676 Rp 12.2M

-88.82%

3-bedroom Apartment, City Center (Monthly)

$277 ₹26.3K

$3,503 Rp 63.1M

-92.10%

3-bedroom Apartment, Outside City Center (Monthly)

$178 ₹16.9K

$1,700 Rp 30.6M

-89.52%

Buy Apartment in City Center (m2)

$1,041 ₹98.8K

$2,784 Rp 50.1M

-62.62%

Buy Apartment Outside City Center (m2)

$598 ₹56.8K

$2,241 Rp 40.3M

-73.32%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.67

13.78

-37.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McLeod Ganj: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

McLeod Ganj

$106 27.5%

Ubud, Bali

$290 21.2% 175% $185

Accommodation & Living

McLeod Ganj

$76 19.7%

Ubud, Bali

$676 49.4% 794% $600

Eating Out

McLeod Ganj

$65 16.9%

Ubud, Bali

$109 8% 67.8% $44

Clothing & Footwear

McLeod Ganj

$55 14.3%

Ubud, Bali

$108 7.9% 95.2% $52

Monthly Utilities & Internet

McLeod Ganj

$49 12.8%

Ubud, Bali

$108 7.9% 120% $59

Sport & Entertainment

McLeod Ganj

$22 5.8%

Ubud, Bali

$65 4.7% 191% $42

Getting Around

McLeod Ganj

$12 3.1%

Ubud, Bali

$13 0.9% 4.6% $0.6

Cost Breakdown

A one-bedroom apartment in the center runs $123 in McLeod Ganj and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11.00 in McLeod Ganj vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $106 vs $290 per month, with McLeod Ganj cheaper across the board.

Good to know

🇮🇳 McLeod Ganj

🇮🇩 Ubud, Bali

🕒 Local time

01:05 1:05 AM

03:35 3:35 AM

2 h 30 min ahead of McLeod Ganj

🌤 Weather

👥 Population

11,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Between locations

McLeod Ganj Ubud, Bali 6,130 km ≈ 8 h nonstop flight

From you

McLeod Ganj
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McLeod Ganj vs Ubud, Bali: Cost of Living - Frequently Asked Questions

McLeod Ganj and Ubud, Bali differ by about 256% in total monthly costs ($384 vs $1,368 including rent). McLeod Ganj is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $577 in McLeod Ganj and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $123 in McLeod Ganj versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in McLeod Ganj – a meal for two runs $11.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $384 per month in McLeod Ganj versus $1,368 in Ubud, Bali – a 256% gap that adds up to real savings over time for anyone picking the cheaper option.

At $384 in McLeod Ganj versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in McLeod Ganj but tight or insufficient in Ubud, Bali. The gap between the two cities makes McLeod Ganj the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, McLeod Ganj and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find McLeod Ganj gentler on the wallet – expenses run 256% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.