Cost of Living Comparison Between Ubud, Bali and Matrah Cost of Living Comparison Between Ubud, Bali and Matrah

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $221 in Matrah.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $363 in Matrah.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $505 in Matrah.

Living in Ubud, Bali is roughly 552% more expensive than Matrah, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 7% above, Matrah is 84% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

Cappuccino

$2.83 Rp 49.0K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

Water (0.33 liter bottle)

$0.69 Rp 12.0K

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

Milk (1 liter)

$1.74 Rp 30.2K

$2.54 OMR 0.98

-31.50%

White Bread (500g)

$2.54 Rp 44.0K

$1.01 OMR 0.39

151.49%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.67 OMR 1.02

-55.43%

Eggs

$2.43 Rp 42.0K

$4.56 OMR 1.75

-46.71%

Local Cheese (1kg)

$14.66 Rp 254.1K

$5.02 OMR 1.93

192.03%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.09 OMR 1.95

-17.88%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$7.73 OMR 2.97

54.46%

Apples (1kg)

$3.69 Rp 63.9K

$1.33 OMR 0.51

177.44%

Banana (1kg)

$1.61 Rp 27.8K

$1.79 OMR 0.69

-10.06%

Oranges (1kg)

$2.69 Rp 46.5K

$2.32 OMR 0.89

15.95%

Tomato (1kg)

$2.33 Rp 40.4K

$1.25 OMR 0.48

86.40%

Potato (1kg)

$1.91 Rp 33.0K

$1.07 OMR 0.41

78.50%

Onion (1kg)

$2.19 Rp 37.9K

$1.08 OMR 0.42

102.78%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.50 OMR 0.19

112.00%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

Wine (Bottle)

$23.49 Rp 407.1K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$4.26 OMR 1.64

-35.68%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$15.80 OMR 6.07

-81.77%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Matrah: April 26, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matrah: Cost of Living - Frequently Asked Questions

Matrah wins on cost – living expenses run 552% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Matrah the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $331 in Matrah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $221 in Matrah – a 552% gap that adds up to real savings over time for anyone picking the cheaper option.

At $221 in Matrah versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Matrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matrah the clear choice for anyone on this budget.

Both work as nomad bases, but Matrah delivers better value – similar infrastructure at $221 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Matrah hard to pass up.

Safety-wise, Ubud, Bali and Matrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matrah gentler on the wallet – expenses run 552% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.