Cost of Living Comparison Between Ubud, Bali and Matrah Cost of Living Comparison Between Ubud, Bali and Matrah

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $226 in Matrah.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $367 in Matrah.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $508 in Matrah.

Living in Ubud, Bali is roughly 515% more expensive than in Matrah, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 5% above, Matrah is 83% below.

Meal at Budget Restaurant

$3.57 Rp 64.6K

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

Cappuccino

$2.82 Rp 51.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

Water (0.33 liter bottle)

$0.73 Rp 13.2K

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

Milk (1 liter)

$1.78 Rp 32.2K

$2.54 OMR 0.98

-29.92%

White Bread (500g)

$2.45 Rp 44.3K

$1.02 OMR 0.39

140.20%

Rice (white) (1kg)

$1.15 Rp 20.8K

$2.64 OMR 1.02

-56.44%

Eggs

$2.41 Rp 43.7K

$4.73 OMR 1.82

-49.05%

Local Cheese (1kg)

$14.33 Rp 259.1K

$5.08 OMR 1.96

182.09%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$5.35 OMR 2.06

-21.68%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$7.59 OMR 2.92

58.89%

Apples (1kg)

$3.64 Rp 65.8K

$1.29 OMR 0.50

182.17%

Banana (1kg)

$1.57 Rp 28.3K

$1.74 OMR 0.67

-9.77%

Oranges (1kg)

$2.79 Rp 50.4K

$2.29 OMR 0.88

21.83%

Tomato (1kg)

$2.24 Rp 40.5K

$1.23 OMR 0.47

82.11%

Potato (1kg)

$1.98 Rp 35.8K

$1.11 OMR 0.43

78.38%

Onion (1kg)

$2.28 Rp 41.2K

$1.08 OMR 0.41

111.11%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.51 OMR 0.19

105.88%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

Wine (Bottle)

$23.49 Rp 424.8K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$4.21 OMR 1.62

-31.12%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

$15.90 OMR 6.12

-82.64%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

Gasoline (1 liter)

$0.86 Rp 15.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

Gym Membership (Monthly)

$98.8 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

Cinema Ticket

$4.01 Rp 72.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

Men's Leather Business Shoes

$76.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Matrah: July 27, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matrah: Cost of Living - Frequently Asked Questions

Matrah wins on cost – living expenses run 515% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Matrah the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $340 in Matrah to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,392 per month in Ubud, Bali versus $226 in Matrah – a 515% gap that adds up to real savings over time for anyone picking the cheaper option.

At $226 in Matrah versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Matrah but tight or insufficient in Ubud, Bali. The gap between the two cities makes Matrah the clear choice for anyone on this budget.

Both work as nomad bases, but Matrah delivers better value – similar infrastructure at $226 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Matrah hard to pass up.

Safety-wise, Ubud, Bali and Matrah are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Matrah gentler on the wallet – expenses run 515% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.