Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Malaybalay

For one person, living is cheaper in Malaybalay: $739 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Malaybalay
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Malaybalay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Malaybalay

🇵🇭 Philippines

$739

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Malaybalay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Malaybalay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $739 in Malaybalay.

Ubud, Bali $1,331
Malaybalay $739

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,140 in Malaybalay.

Ubud, Bali $2,255
Malaybalay $1,140

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,542 in Malaybalay.

Ubud, Bali $3,180
Malaybalay $1,542

Living in Ubud, Bali is roughly 80% more expensive than in Malaybalay, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Malaybalay 45% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$4.55 ₱289

-25.71%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$16.36 ₱1,040

111.80%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.49 ₱222

59.60%

Cappuccino

$2.62 Rp 47.6K

$2.14 ₱136

22.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.45 ₱28.56

242.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.32 ₱20.47

100.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.18 ₱75.3

126.27%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.06 ₱131

106.80%

Milk (1 liter)

$1.46 Rp 26.5K

$1.97 ₱125

-25.89%

White Bread (500g)

$2.29 Rp 41.6K

$1.10 ₱70.1

108.18%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.84 ₱53.5

32.14%

Eggs

$2.10 Rp 38.1K

$1.90 ₱121

10.53%

Local Cheese (1kg)

$15.94 Rp 289.4K

$6.31 ₱401

152.61%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$4.55 ₱289

-14.73%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$9.02 ₱573

26.39%

Apples (1kg)

$3.55 Rp 64.5K

$2.70 ₱171

31.48%

Banana (1kg)

$1.54 Rp 27.9K

$1.11 ₱70.6

38.74%

Oranges (1kg)

$2.23 Rp 40.5K

$2.39 ₱152

-6.69%

Tomato (1kg)

$1.97 Rp 35.8K

$1.14 ₱72.3

72.81%

Potato (1kg)

$1.86 Rp 33.7K

$1.90 ₱121

-2.11%

Onion (1kg)

$2.42 Rp 43.9K

$3.29 ₱209

-26.44%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.24 ₱78.8

-17.74%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.67 ₱42.60

-22.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$2.41 ₱153

-8.71%

Wine (Bottle)

$21.79 Rp 395.6K

$7.89 ₱501

176.17%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.22 ₱77.5

90.98%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.66 ₱106

78.92%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.24 ₱15.27

4.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$12.31 ₱783

-33.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$0.79 ₱50.4

-44.30%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.24 ₱15.32

95.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$1.91 ₱121

193.19%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.26 ₱80.3

-34.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$21.2K ₱1.4M

15.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$18.7K ₱1.2M

69.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$104 ₱6,590

-25.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$19.05 ₱1,211

-67.77%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$30.84 ₱1,961

-38.65%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$31.24 ₱1,987

63.22%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$5.12 ₱325

256.45%

Cinema Ticket

$4.38 Rp 79.6K

$4.80 ₱305

-8.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$105 ₱6,703

367.06%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$7,393 ₱470.1K

65.30%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$32.03 ₱2,036

40.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$19.04 ₱1,211

83.25%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$71.0 ₱4,513

10.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$59.6 ₱3,792

30.57%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$250 ₱15.9K

330.45%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$166 ₱10.5K

300.75%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$485 ₱30.8K

623.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$354 ₱22.5K

372.20%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,659 ₱169.1K

-12.00%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,116 ₱71.0K

100.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.31

65.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Malaybalay: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Malaybalay

$166 22.4% 75% $499

Groceries & Markets

Ubud, Bali

$279 21%

Malaybalay

$196 26.5% 29.8% $83

Clothing & Footwear

Ubud, Bali

$106 8%

Malaybalay

$82 11.1% 23.1% $25

Eating Out

Ubud, Bali

$106 8%

Malaybalay

$86 11.6% 19% $20

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Malaybalay

$154 20.8% 49.7% $51

Sport & Entertainment

Ubud, Bali

$60 4.5%

Malaybalay

$41 5.5% 31.6% $19

Getting Around

Ubud, Bali

$12 0.9%

Malaybalay

$15 2.1% 27.8% $3.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $250 in Malaybalay. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $16 in Malaybalay for a mid-range dinner for two. Groceries echo the gap at $279 vs $196 per month, with Malaybalay cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Malaybalay

🕒 Local time

08:09 8:09 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

190,712

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.58 PHP (100 PHP = 1.57 USD). 1 EUR = 71.57 PHP (100 PHP = 1.4 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Malaybalay 2,150 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Malaybalay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Malaybalay: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $739 in Malaybalay, so Malaybalay is about 44% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,109 in Malaybalay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $250 in Malaybalay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Malaybalay – a meal for two runs $16 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $739 in Malaybalay versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Malaybalay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malaybalay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.