Last update: Oct 2026

Cost of Living Comparison Between Malaybalay and Ubud, Bali

For one person, living is cheaper in Malaybalay: $756 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Malaybalay
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Malaybalay Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Malaybalay

🇵🇭 Philippines

$756

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Malaybalay and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malaybalay and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $756 in Malaybalay versus $1,368 in Ubud, Bali.

Malaybalay $756
Ubud, Bali $1,368

Estimated couple costs with rent: $1,182 in Malaybalay versus $2,314 in Ubud, Bali.

Malaybalay $1,182
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,607 in Malaybalay versus $3,260 in Ubud, Bali.

Malaybalay $1,607
Ubud, Bali $3,260

Living in Malaybalay costs roughly 45% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Malaybalay is 44% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.89 ₱308

$3.33 Rp 59.9K

46.85%

Three-Course Dinner for Two, Mid-Range

$16.45 ₱1,035

$35.18 Rp 633.2K

-53.24%

Fast Food Meal (McDonalds, etc)

$3.51 ₱221

$5.80 Rp 104.5K

-39.48%

Cappuccino

$2.18 ₱137

$2.73 Rp 49.1K

-20.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 ₱31.14

$1.64 Rp 29.5K

-70.12%

Water (0.33 liter bottle)

$0.33 ₱20.93

$0.83 Rp 15.0K

-60.24%

Local Beer (0.5 liter draught)

$1.13 ₱71.2

$2.70 Rp 48.6K

-58.15%

Imported Beer (0.33 liter bottle)

$1.92 ₱121

$4.30 Rp 77.4K

-55.35%

Milk (1 liter)

$2.02 ₱127

$1.50 Rp 27.1K

34.67%

White Bread (500g)

$1.13 ₱71.2

$2.30 Rp 41.4K

-50.87%

Rice (white) (1kg)

$0.88 ₱55.2

$1.18 Rp 21.2K

-25.42%

Eggs

$1.87 ₱118

$2.14 Rp 38.6K

-12.62%

Local Cheese (1kg)

$6.41 ₱404

$17.48 Rp 314.6K

-63.33%

Chicken Fillets (1kg)

$4.87 ₱307

$4.03 Rp 72.5K

20.84%

Beef Round Steak (1kg)

$9.06 ₱570

$12.23 Rp 220.1K

-25.92%

Apples (1kg)

$2.77 ₱175

$3.55 Rp 63.9K

-21.97%

Banana (1kg)

$1.07 ₱67.2

$1.57 Rp 28.3K

-31.85%

Oranges (1kg)

$2.39 ₱150

$2.24 Rp 40.2K

6.70%

Tomato (1kg)

$1.14 ₱71.8

$1.93 Rp 34.7K

-40.93%

Potato (1kg)

$1.96 ₱123

$1.88 Rp 33.9K

4.26%

Onion (1kg)

$3.39 ₱213

$2.29 Rp 41.3K

48.03%

Lettuce (1 head)

$1.20 ₱75.3

$0.99 Rp 17.9K

21.21%

Water (1.5 liter bottle)

$0.66 ₱41.82

$0.53 Rp 9,475

24.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.47 ₱156

$2.28 Rp 41.1K

8.33%

Wine (Bottle)

$7.77 ₱489

$23.01 Rp 414.2K

-66.23%

Local Beer (0.5 liter bottle)

$1.27 ₱80.1

$2.34 Rp 42.2K

-45.73%

Imported Beer (0.33 liter bottle)

$1.62 ₱102

$2.91 Rp 52.4K

-44.33%

One-way Ticket (Public Transport)

$0.22 ₱13.60

$0.24 Rp 4,315

-8.33%

Public Transport Monthly Pass (Regular Price)

$10.70 ₱674

$8.82 Rp 158.7K

21.32%

Taxi Start (Normal Tariff)

$0.84 ₱52.9

$0.48 Rp 8,684

75.00%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.40

$0.46 Rp 8,233

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱119

$5.45 Rp 98.2K

-65.14%

Gasoline (1 liter)

$1.27 ₱80.2

$0.88 Rp 15.9K

44.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K ₱1.4M

$24.6K Rp 442.2M

-12.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.2M

$31.2K Rp 561.4M

-39.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ₱6,856

$83.0 Rp 1.5M

31.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.33 ₱1,217

$6.45 Rp 116.0K

199.69%

Internet (50+ Mbps, Unlimited Data)

$31.17 ₱1,962

$18.57 Rp 334.2K

67.85%

Gym Membership (Monthly)

$30.01 ₱1,890

$55.8 Rp 1.0M

-46.24%

Tennis Court (1 Hour on Weekend)

$4.18 ₱263

$18.11 Rp 326.0K

-76.92%

Cinema Ticket

$4.86 ₱306

$4.38 Rp 78.9K

10.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$106 ₱6,689

$493 Rp 8.9M

-78.45%

International Primary School, 1 Child (Yearly)

$7,589 ₱477.8K

$5,754 Rp 103.6M

31.89%

Jeans (Levis 501 Or Similar)

$33.02 ₱2,079

$46.19 Rp 831.4K

-28.51%

Summer Dress (H&M, Zara, etc)

$19.31 ₱1,216

$35.33 Rp 636.0K

-45.34%

Sport Shoes (Adidas, Nike)

$70.7 ₱4,451

$79.1 Rp 1.4M

-10.62%

Men's Leather Business Shoes

$60.7 ₱3,821

$78.4 Rp 1.4M

-22.58%

1-bedroom Apartment, City Center (Monthly)

$279 ₱17.5K

$1,142 Rp 20.6M

-75.60%

1-bedroom Apartment, Outside City Center (Monthly)

$173 ₱10.9K

$676 Rp 12.2M

-74.45%

3-bedroom Apartment, City Center (Monthly)

$441 ₱27.8K

$3,503 Rp 63.1M

-87.41%

3-bedroom Apartment, Outside City Center (Monthly)

$403 ₱25.4K

$1,700 Rp 30.6M

-76.26%

Buy Apartment in City Center (m2)

$2,200 ₱138.5K

$2,784 Rp 50.1M

-20.99%

Buy Apartment Outside City Center (m2)

$1,006 ₱63.4K

$2,241 Rp 40.3M

-55.09%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.31

13.78

-39.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malaybalay: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Malaybalay

$199 26.4%

Ubud, Bali

$290 21.2% 45.7% $91

Accommodation & Living

Malaybalay

$173 22.8%

Ubud, Bali

$676 49.4% 291% $503

Monthly Utilities & Internet

Malaybalay

$159 21.1%

Ubud, Bali

$108 7.9% 32.2% $51

Eating Out

Malaybalay

$89 11.7%

Ubud, Bali

$109 8% 22.7% $20

Clothing & Footwear

Malaybalay

$83 10.9%

Ubud, Bali

$108 7.9% 30.1% $25

Sport & Entertainment

Malaybalay

$40 5.3%

Ubud, Bali

$65 4.7% 62.5% $25

Getting Around

Malaybalay

$14 1.8%

Ubud, Bali

$13 0.9% 7.4% $1

Cost Breakdown

A one-bedroom apartment in the center runs $279 in Malaybalay and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $16.00 in Malaybalay vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $199 vs $290 per month, with Malaybalay cheaper across the board.

Good to know

🇵🇭 Malaybalay

🇮🇩 Ubud, Bali

🕒 Local time

02:19 2:19 AM

Same time as Malaybalay

🌤 Weather

👥 Population

190,712

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Malaybalay Ubud, Bali 2,150 km ≈ 3 h 15 min nonstop flight

From you

Malaybalay
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malaybalay vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Malaybalay and Ubud, Bali differ by about 81% in total monthly costs ($756 vs $1,368 including rent). Malaybalay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,134 in Malaybalay and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $279 in Malaybalay versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Malaybalay – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $756 in Malaybalay versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Malaybalay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malaybalay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Malaybalay and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malaybalay gentler on the wallet – expenses run 81% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.