Cost of Living Comparison Between Ubud, Bali and Malatya Cost of Living Comparison Between Ubud, Bali and Malatya

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $949 in Malatya.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,467 in Malatya.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,985 in Malatya.

Living in Ubud, Bali is roughly 48% more expensive than in Malatya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Malatya is 29% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$3.62 ₺171

-4.70%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$25.37 ₺1,196

27.47%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$6.47 ₺305

-25.19%

Cappuccino

$2.75 Rp 49.1K

$2.13 ₺100

29.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.00 ₺47.32

38.00%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.37 ₺17.23

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$3.00 ₺142

-0.33%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.46 ₺163

11.27%

Milk (1 liter)

$1.74 Rp 31.1K

$1.07 ₺50.5

62.62%

White Bread (500g)

$2.46 Rp 44.0K

$0.47 ₺22.27

423.40%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.96 ₺92.6

-40.31%

Eggs

$2.43 Rp 43.5K

$2.62 ₺123

-7.25%

Local Cheese (1kg)

$14.50 Rp 259.5K

$11.52 ₺543

25.87%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$5.01 ₺236

-13.17%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$21.12 ₺995

-43.28%

Apples (1kg)

$3.72 Rp 66.5K

$1.21 ₺56.8

207.44%

Banana (1kg)

$1.63 Rp 29.1K

$2.07 ₺97.7

-21.26%

Oranges (1kg)

$2.74 Rp 49.1K

$1.07 ₺50.2

156.07%

Tomato (1kg)

$2.24 Rp 40.1K

$1.15 ₺54.4

94.78%

Potato (1kg)

$1.92 Rp 34.3K

$0.81 ₺37.95

137.04%

Onion (1kg)

$2.28 Rp 40.7K

$0.81 ₺38.03

181.48%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.67 ₺31.45

58.21%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.38 ₺18.13

89.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$2.10 ₺98.8

56.67%

Wine (Bottle)

$23.19 Rp 414.9K

$8.33 ₺393

178.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$2.46 ₺116

13.01%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$3.49 ₺165

-21.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$0.63 ₺29.82

-57.14%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$30.31 ₺1,429

-73.24%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$1.10 ₺51.8

-56.36%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$0.62 ₺29.16

-32.26%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$7.48 ₺352

-16.84%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.08 ₺50.7

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$41.1K ₺1.9M

-35.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$45.0K ₺2.1M

-28.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$61.9 ₺2,917

26.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$9.14 ₺431

-55.47%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$8.81 ₺415

176.16%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$43.37 ₺2,044

127.37%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

Cinema Ticket

$3.99 Rp 71.3K

$2.52 ₺119

58.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$607 ₺28.6K

-49.76%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$8,810 ₺415.3K

-24.61%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$18.95 ₺893

185.70%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$25.48 ₺1,201

48.39%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$77.1 ₺3,633

12.68%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$50.9 ₺2,398

50.09%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$518 ₺24.4K

91.50%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$394 ₺18.6K

70.79%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$882 ₺41.6K

282.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$724 ₺34.1K

183.12%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$985 ₺46.4K

-83.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-71.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Malatya: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $518 in Malatya. Housing cost is often the main lever when comparing two cities.

Malatya pays 490% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $25.00 in Malatya for a mid-range dinner for two. Groceries echo the gap at $297 vs $232 per month, with Malatya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Malatya: Cost of Living - Frequently Asked Questions

Ubud, Bali and Malatya differ by about 48% in total monthly costs ($1,408 vs $949 including rent). Malatya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 490% lower in Malatya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $518 in Malatya. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Malatya runs roughly 274% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $607 in Malatya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $949 in Malatya versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Malatya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malatya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Malatya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malatya gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.