Cost of Living Comparison Between Ubud, Bali and Malatya Cost of Living Comparison Between Ubud, Bali and Malatya

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $650 in Malatya.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $983 in Malatya.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,316 in Malatya.

Living in Ubud, Bali is roughly 111% more expensive than in Malatya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Malatya is 53% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$4.91 ₺240

-29.94%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$25.30 ₺1,234

43.52%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.31 ₺357

-21.89%

Cappuccino

$2.67 Rp 47.4K

$1.65 ₺80.5

61.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.91 ₺44.53

92.31%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.22 ₺10.71

295.45%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.40 ₺117

22.92%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$3.43 ₺167

31.78%

Milk (1 liter)

$1.62 Rp 28.7K

$0.85 ₺41.40

90.59%

White Bread (500g)

$2.33 Rp 41.3K

$0.76 ₺36.87

206.58%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.70 ₺132

-58.89%

Eggs

$2.20 Rp 39.0K

$1.91 ₺93.3

15.18%

Local Cheese (1kg)

$17.69 Rp 313.8K

$7.97 ₺389

121.96%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.42 ₺118

69.42%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$16.99 ₺828

-28.31%

Apples (1kg)

$3.71 Rp 65.7K

$1.46 ₺71.1

154.11%

Banana (1kg)

$1.59 Rp 28.2K

$1.56 ₺76.0

1.92%

Oranges (1kg)

$2.28 Rp 40.5K

$0.86 ₺41.83

165.12%

Tomato (1kg)

$1.95 Rp 34.6K

$0.74 ₺35.90

163.51%

Potato (1kg)

$1.91 Rp 33.8K

$0.44 ₺21.31

334.09%

Onion (1kg)

$2.33 Rp 41.3K

$0.39 ₺18.85

497.44%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.56 ₺27.20

80.36%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.44 ₺21.61

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$1.92 ₺93.8

16.15%

Wine (Bottle)

$23.07 Rp 409.2K

$8.17 ₺398

182.37%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.01 ₺97.8

20.40%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.30 ₺112

30.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.28 ₺13.45

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$0.87 ₺42.60

-44.83%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.46 ₺22.34

-6.52%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.26 ₺61.6

-36.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$38.4K ₺1.9M

-34.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$37.3K ₺1.8M

-14.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$30.46 ₺1,485

167.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$10.38 ₺506

-37.48%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$10.74 ₺524

74.77%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$36.03 ₺1,757

57.84%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.54 Rp 80.5K

$3.62 ₺176

25.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$15.25 ₺744

198.49%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$14.37 ₺701

149.69%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$54.9 ₺2,675

46.56%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$36.66 ₺1,788

114.59%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$325 ₺15.9K

242.46%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$220 ₺10.7K

217.47%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$425 ₺20.7K

754.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$304 ₺14.8K

472.25%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$954 ₺46.5K

-82.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-70.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Malatya: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $325 in Malatya. Housing cost is often the main lever when comparing two cities.

Malatya pays 468% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $25.00 in Malatya for a mid-range dinner for two. Groceries echo the gap at $295 vs $186 per month, with Malatya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Malatya: Cost of Living - Frequently Asked Questions

Ubud, Bali and Malatya differ by about 111% in total monthly costs ($1,368 vs $650 including rent). Malatya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 468% lower in Malatya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $325 in Malatya. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Malatya – a meal for two runs $25.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $650 in Malatya – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

At $650 in Malatya versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Malatya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malatya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Malatya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malatya gentler on the wallet – expenses run 111% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.