Cost of Living Comparison Between Malatya and Ubud, Bali Cost of Living Comparison Between Malatya and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $949 in Malatya versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,467 in Malatya versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,985 in Malatya versus $3,763 in Ubud, Bali.

Living in Malatya costs roughly 33% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Malatya is 29% below, Ubud, Bali is 5% above.

Currency
🍽 Eating Out
Malatya
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.62 ₺171
$3.45 Rp 61.8K
4.93%
Three-Course Dinner for Two, Mid-Range
$25.37 ₺1,196
$32.34 Rp 578.5K
-21.55%
Fast Food Meal (McDonalds, etc)
$6.47 ₺305
$4.84 Rp 86.7K
33.68%
Cappuccino
$2.13 ₺100
$2.75 Rp 49.1K
-22.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.00 ₺47.32
$1.38 Rp 24.8K
-27.54%
Water (0.33 liter bottle)
$0.37 ₺17.23
$0.75 Rp 13.4K
-50.67%
Local Beer (0.5 liter draught)
$3.00 ₺142
$2.99 Rp 53.5K
0.33%
Imported Beer (0.33 liter bottle)
$3.46 ₺163
$3.85 Rp 68.9K
-10.13%
🛒 Groceries & Markets
Malatya
Ubud, Bali
Difference
Milk (1 liter)
$1.07 ₺50.5
$1.74 Rp 31.1K
-38.51%
White Bread (500g)
$0.47 ₺22.27
$2.46 Rp 44.0K
-80.89%
Rice (white) (1kg)
$1.96 ₺92.6
$1.17 Rp 20.9K
67.52%
Eggs
$2.62 ₺123
$2.43 Rp 43.5K
7.82%
Local Cheese (1kg)
$11.52 ₺543
$14.50 Rp 259.5K
-20.55%
Chicken Fillets (1kg)
$5.01 ₺236
$4.35 Rp 77.8K
15.17%
Beef Round Steak (1kg)
$21.12 ₺995
$11.98 Rp 214.3K
76.29%
Apples (1kg)
$1.21 ₺56.8
$3.72 Rp 66.5K
-67.47%
Banana (1kg)
$2.07 ₺97.7
$1.63 Rp 29.1K
26.99%
Oranges (1kg)
$1.07 ₺50.2
$2.74 Rp 49.1K
-60.95%
Tomato (1kg)
$1.15 ₺54.4
$2.24 Rp 40.1K
-48.66%
Potato (1kg)
$0.81 ₺37.95
$1.92 Rp 34.3K
-57.81%
Onion (1kg)
$0.81 ₺38.03
$2.28 Rp 40.7K
-64.47%
Lettuce (1 head)
$0.67 ₺31.45
$1.06 Rp 19.0K
-36.79%
Water (1.5 liter bottle)
$0.38 ₺18.13
$0.72 Rp 12.9K
-47.22%
Cigarettes 20 Pack (Marlboro, Camel)
$2.10 ₺98.8
$3.29 Rp 58.8K
-36.17%
Wine (Bottle)
$8.33 ₺393
$23.19 Rp 414.9K
-64.08%
Local Beer (0.5 liter bottle)
$2.46 ₺116
$2.78 Rp 49.7K
-11.51%
Imported Beer (0.33 liter bottle)
$3.49 ₺165
$2.73 Rp 48.9K
27.84%
🚌 Getting Around
Malatya
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.63 ₺29.82
$0.27 Rp 4,765
133.33%
Public Transport Monthly Pass (Regular Price)
$30.31 ₺1,429
$8.11 Rp 145.0K
273.74%
Taxi Start (Normal Tariff)
$1.10 ₺51.8
$0.48 Rp 8,636
129.17%
Taxi (Normal Tariff) (1km)
$0.62 ₺29.16
$0.42 Rp 7,511
47.62%
Taxi 1hour Waiting (Normal Tariff)
$7.48 ₺352
$6.22 Rp 111.3K
20.26%
Gasoline (1 liter)
$1.08 ₺50.7
$0.81 Rp 14.6K
33.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.1K ₺1.9M
$26.6K Rp 476.1M
54.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.0K ₺2.1M
$32.2K Rp 575.9M
39.77%
🧾 Monthly Utilities & Internet
Malatya
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.9 ₺2,917
$78.4 Rp 1.4M
-21.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.14 ₺431
$4.07 Rp 72.8K
124.57%
Internet (50+ Mbps, Unlimited Data)
$8.81 ₺415
$24.33 Rp 435.2K
-63.79%
🎉 Sport & Entertainment
Malatya
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.37 ₺2,044
$98.6 Rp 1.8M
-56.02%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.3K
-
Cinema Ticket
$2.52 ₺119
$3.99 Rp 71.3K
-36.84%
🧸 Childcare & Education
Malatya
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$607 ₺28.6K
$305 Rp 5.5M
99.03%
International Primary School, 1 Child (Yearly)
$8,810 ₺415.3K
$6,642 Rp 118.8M
32.64%
👕👟 Clothing & Footwear
Malatya
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$18.95 ₺893
$54.1 Rp 968.6K
-65.00%
Summer Dress (H&M, Zara, etc)
$25.48 ₺1,201
$37.81 Rp 676.3K
-32.61%
Sport Shoes (Adidas, Nike)
$77.1 ₺3,633
$86.8 Rp 1.6M
-11.25%
Men's Leather Business Shoes
$50.9 ₺2,398
$76.4 Rp 1.4M
-33.37%
🏠 Accommodation & Living
Malatya
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$518 ₺24.4K
$992 Rp 17.7M
-47.78%
1-bedroom Apartment, Outside City Center (Monthly)
$394 ₺18.6K
$673 Rp 12.0M
-41.45%
3-bedroom Apartment, City Center (Monthly)
$882 ₺41.6K
$3,375 Rp 60.4M
-73.87%
3-bedroom Apartment, Outside City Center (Monthly)
$724 ₺34.1K
$2,050 Rp 36.7M
-64.68%
Buy Apartment in City Center (m2)
-
$2,805 Rp 50.2M
-
Buy Apartment Outside City Center (m2)
-
$2,227 Rp 39.8M
-
💵 Salaries & Financials
Malatya
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$985 ₺46.4K
$167 Rp 3.0M
489.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
47
13.28
253.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malatya: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $518 in Malatya and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Malatya pays 490% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Malatya vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $232 vs $297 per month, with Malatya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Malatya vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Malatya and in Ubud, Bali?
Malatya and Ubud, Bali differ by about 48% in total monthly costs ($949 vs $1,408 including rent). Malatya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Malatya or Ubud, Bali?
Average pay runs 490% higher in Malatya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Malatya and in Ubud, Bali?
Rent for a central apartment: $518 in Malatya versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Malatya and in Ubud, Bali?
A monthly transit pass in Malatya runs roughly 274% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Malatya and Ubud, Bali?
Childcare runs $607 in Malatya versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $949 in Malatya versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Malatya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malatya the clear choice for anyone on this budget.
How does quality of life compare between Malatya and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Malatya or Ubud, Bali safer for residents?
Safety-wise, Malatya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Malatya or Ubud, Bali?
Expats usually find Malatya gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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