🙂Monthly costs for one person with rent: $973 in Malatya versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,481 in Malatya versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,989 in Malatya versus $3,660 in Ubud, Bali.
🙂Living in Malatya costs roughly 31% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Malatya is 27% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Malatya
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.50₺161
$3.56Rp 63.7K
-1.69%
Three-Course Dinner for Two, Mid-Range
$25.75₺1,183
$32.73Rp 584.5K
-21.33%
Fast Food Meal(McDonalds, etc)
$6.37₺293
$4.95Rp 88.4K
28.69%
Cappuccino
$2.17₺99.8
$2.71Rp 48.4K
-19.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.05₺48.06
$1.34Rp 24.0K
-21.64%
Water(0.33 liter bottle)
$0.36₺16.67
$0.70Rp 12.5K
-48.57%
Local Beer(0.5 liter draught)
$3.14₺144
$2.92Rp 52.1K
7.53%
Imported Beer(0.33 liter bottle)
$3.37₺155
$3.96Rp 70.7K
-14.90%
🛒 Groceries & Markets
Malatya
Ubud, Bali
Difference
Milk(1 liter)
$1.03₺47.39
$1.81Rp 32.3K
-43.09%
White Bread(500g)
$0.48₺22.01
$2.52Rp 45.0K
-80.95%
Rice(white)(1kg)
$1.99₺91.7
$1.16Rp 20.7K
71.55%
Eggs
$2.75₺126
$2.46Rp 43.9K
11.79%
Local Cheese(1kg)
$11.60₺533
$14.71Rp 262.7K
-21.14%
Chicken Fillets(1kg)
$4.94₺227
$4.32Rp 77.1K
14.35%
Beef Round Steak(1kg)
$20.75₺954
$12.14Rp 216.7K
70.92%
Apples(1kg)
$1.17₺53.6
$3.84Rp 68.6K
-69.53%
Banana(1kg)
$2.07₺95.2
$1.56Rp 27.8K
32.69%
Oranges(1kg)
$1.06₺48.77
$2.83Rp 50.6K
-62.54%
Tomato(1kg)
$1.20₺54.9
$2.33Rp 41.5K
-48.50%
Potato(1kg)
$0.81₺37.31
$1.91Rp 34.2K
-57.59%
Onion(1kg)
$0.74₺34.20
$2.20Rp 39.3K
-66.36%
Lettuce(1 head)
$0.69₺31.91
$1.01Rp 18.1K
-31.68%
Water(1.5 liter bottle)
$0.39₺17.78
$0.78Rp 13.8K
-50.00%
Cigarettes 20 Pack(Marlboro, Camel)
$2.22₺102
$3.32Rp 59.2K
-33.13%
Wine(Bottle)
$10.97₺504
$23.74Rp 423.9K
-53.79%
Local Beer(0.5 liter bottle)
$2.56₺118
$2.79Rp 49.8K
-8.24%
Imported Beer(0.33 liter bottle)
$3.54₺163
$2.86Rp 51.1K
23.78%
🚌 Getting Around
Malatya
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.68₺31.14
$0.27Rp 4,800
151.85%
Public Transport Monthly Pass(Regular Price)
$30.17₺1,386
$8.03Rp 143.4K
275.72%
Taxi Start(Normal Tariff)
$1.09₺50.0
$0.46Rp 8,150
136.96%
Taxi(Normal Tariff)(1km)
$0.56₺25.87
$0.45Rp 8,037
24.44%
Taxi 1hour Waiting(Normal Tariff)
$7.58₺348
$6.10Rp 108.9K
24.26%
Gasoline(1 liter)
$1.13₺52.0
$0.79Rp 14.2K
43.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.9K₺1.9M
$26.1KRp 467.0M
60.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$44.7K₺2.1M
$32.1KRp 573.6M
39.13%
🧾 Monthly Utilities & Internet
Malatya
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.6₺2,782
$79.9Rp 1.4M
-24.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.98₺412
$4.06Rp 72.6K
121.18%
Internet(50+ Mbps, Unlimited Data)
$8.81₺405
$23.52Rp 420.0K
-62.54%
🎉 Sport & Entertainment
Malatya
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.13₺1,982
$98.7Rp 1.8M
-56.30%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$2.52₺116
$4.15Rp 74.1K
-39.28%
🧸 Childcare & Education
Malatya
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$599₺27.5K
$304Rp 5.4M
97.14%
International Primary School, 1 Child(Yearly)
$8,807₺404.6K
$6,613Rp 118.1M
33.17%
👕👟 Clothing & Footwear
Malatya
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$18.81₺864
$55.5Rp 991.8K
-66.13%
Summer Dress(H&M, Zara, etc)
$25.23₺1,159
$38.31Rp 684.1K
-34.14%
Sport Shoes(Adidas, Nike)
$75.4₺3,464
$88.6Rp 1.6M
-14.91%
Men's Leather Business Shoes
$51.0₺2,342
$77.9Rp 1.4M
-34.54%
🏠 Accommodation & Living
Malatya
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$517₺23.8K
$1,006Rp 18.0M
-48.60%
1-bedroom Apartment, Outside City Center(Monthly)
$389₺17.9K
$675Rp 12.1M
-42.33%
3-bedroom Apartment, City Center(Monthly)
$892₺41.0K
$3,442Rp 61.5M
-74.09%
3-bedroom Apartment, Outside City Center(Monthly)
$698₺32.1K
$2,039Rp 36.4M
-65.78%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Malatya
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$987₺45.4K
$165Rp 3.0M
497.41%
20-Year Fixed Mortgage Interest Rate(Annual %)
47
13.28
253.92%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Malatya: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $517 in Malatya and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Malatya pays 497% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $26.00 in Malatya vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $238 vs $302 per month, with Malatya cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Malatya vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Malatya and Ubud, Bali?
Malatya and Ubud, Bali differ by about 46% in total monthly costs ($973 vs $1,419 including rent). Malatya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Malatya or Ubud, Bali?
Malatya pays 497% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Malatya and Ubud, Bali?
Rent for a central apartment: $517 in Malatya versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Malatya and Ubud, Bali?
A monthly transit pass in Malatya runs roughly 276% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Malatya and Ubud, Bali?
Childcare runs $599 in Malatya versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $973 in Malatya versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Malatya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malatya the clear choice for anyone on this budget.
How does quality of life compare between Malatya and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Malatya or Ubud, Bali safer for residents?
Safety-wise, Malatya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Malatya or Ubud, Bali?
Expats usually find Malatya gentler on the wallet – expenses run 46% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.