Last update: Oct 2026

Cost of Living Comparison Between Malatya and Ubud, Bali

For one person, living is cheaper in Malatya: $690 a month against $1,368 in Ubud, Bali, rent and utilities included – about $8,100 less a year. Rent and utilities account for most of the difference.

34

Cost of Living Index in Malatya
Learn more

Malatya Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Malatya

🇹🇷 Turkey

$690

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Malatya and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Malatya and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $690 in Malatya versus $1,368 in Ubud, Bali.

Malatya $690
Ubud, Bali $1,368

Estimated couple costs with rent: $1,039 in Malatya versus $2,314 in Ubud, Bali.

Malatya $1,039
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,389 in Malatya versus $3,260 in Ubud, Bali.

Malatya $1,389
Ubud, Bali $3,260

Living in Malatya costs roughly 50% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Malatya is 49% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.67 ₺231

$3.33 Rp 59.9K

40.24%

Three-Course Dinner for Two, Mid-Range

$25.82 ₺1,278

$35.18 Rp 633.2K

-26.61%

Fast Food Meal (McDonalds, etc)

$6.96 ₺345

$5.80 Rp 104.5K

20.00%

Cappuccino

$1.64 ₺81.1

$2.73 Rp 49.1K

-39.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.92 ₺45.75

$1.64 Rp 29.5K

-43.90%

Water (0.33 liter bottle)

$0.29 ₺14.35

$0.83 Rp 15.0K

-65.06%

Local Beer (0.5 liter draught)

$2.30 ₺114

$2.70 Rp 48.6K

-14.81%

Imported Beer (0.33 liter bottle)

$3.49 ₺173

$4.30 Rp 77.4K

-18.84%

Milk (1 liter)

$0.80 ₺39.72

$1.50 Rp 27.1K

-46.67%

White Bread (500g)

$0.78 ₺38.78

$2.30 Rp 41.4K

-66.09%

Rice (white) (1kg)

$2.68 ₺133

$1.18 Rp 21.2K

127.12%

Eggs

$1.77 ₺87.4

$2.14 Rp 38.6K

-17.29%

Local Cheese (1kg)

$7.94 ₺393

$17.48 Rp 314.6K

-54.58%

Chicken Fillets (1kg)

$2.41 ₺119

$4.03 Rp 72.5K

-40.20%

Beef Round Steak (1kg)

$16.71 ₺827

$12.23 Rp 220.1K

36.63%

Apples (1kg)

$1.59 ₺78.8

$3.55 Rp 63.9K

-55.21%

Banana (1kg)

$1.53 ₺75.8

$1.57 Rp 28.3K

-2.55%

Oranges (1kg)

$0.84 ₺41.57

$2.24 Rp 40.2K

-62.50%

Tomato (1kg)

$0.76 ₺37.60

$1.93 Rp 34.7K

-60.62%

Potato (1kg)

$0.44 ₺21.62

$1.88 Rp 33.9K

-76.60%

Onion (1kg)

$0.34 ₺17.02

$2.29 Rp 41.3K

-85.15%

Lettuce (1 head)

$0.53 ₺26.06

$0.99 Rp 17.9K

-46.46%

Water (1.5 liter bottle)

$0.45 ₺22.26

$0.53 Rp 9,475

-15.09%

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 ₺98.6

$2.28 Rp 41.1K

-12.72%

Wine (Bottle)

$11.97 ₺592

$23.01 Rp 414.2K

-47.98%

Local Beer (0.5 liter bottle)

$1.98 ₺97.8

$2.34 Rp 42.2K

-15.38%

Imported Beer (0.33 liter bottle)

$2.25 ₺112

$2.91 Rp 52.4K

-22.68%

One-way Ticket (Public Transport)

$0.27 ₺13.26

$0.24 Rp 4,315

12.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.89 ₺44.07

$0.48 Rp 8,684

85.42%

Taxi (Normal Tariff) (1km)

$0.45 ₺22.51

$0.46 Rp 8,233

-2.17%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.35 ₺66.8

$0.88 Rp 15.9K

53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K ₺1.9M

$24.6K Rp 442.2M

53.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.8K ₺1.8M

$31.2K Rp 561.4M

17.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.31 ₺1,501

$83.0 Rp 1.5M

-63.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.97 ₺494

$6.45 Rp 116.0K

54.57%

Internet (50+ Mbps, Unlimited Data)

$14.28 ₺707

$18.57 Rp 334.2K

-23.10%

Gym Membership (Monthly)

$34.88 ₺1,727

$55.8 Rp 1.0M

-37.51%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$5.29 ₺262

$4.38 Rp 78.9K

20.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$15.28 ₺756

$46.19 Rp 831.4K

-66.92%

Summer Dress (H&M, Zara, etc)

$71.1 ₺3,520

$35.33 Rp 636.0K

101.22%

Sport Shoes (Adidas, Nike)

$50.7 ₺2,512

$79.1 Rp 1.4M

-35.85%

Men's Leather Business Shoes

$30.33 ₺1,502

$78.4 Rp 1.4M

-61.31%

1-bedroom Apartment, City Center (Monthly)

$317 ₺15.7K

$1,142 Rp 20.6M

-72.25%

1-bedroom Apartment, Outside City Center (Monthly)

$217 ₺10.7K

$676 Rp 12.2M

-67.87%

3-bedroom Apartment, City Center (Monthly)

$430 ₺21.3K

$3,503 Rp 63.1M

-87.73%

3-bedroom Apartment, Outside City Center (Monthly)

$296 ₺14.7K

$1,700 Rp 30.6M

-82.58%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$921 ₺45.6K

$165 Rp 3.0M

459.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

212.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Malatya: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Malatya

$217 31.5%

Ubud, Bali

$676 49.4% 211% $459

Groceries & Markets

Malatya

$192 27.8%

Ubud, Bali

$290 21.2% 51.4% $99

Eating Out

Malatya

$101 14.7%

Ubud, Bali

$109 8% 7.4% $7.5

Clothing & Footwear

Malatya

$75 10.9%

Ubud, Bali

$108 7.9% 42.7% $32

Monthly Utilities & Internet

Malatya

$55 7.9%

Ubud, Bali

$108 7.9% 98% $53

Sport & Entertainment

Malatya

$45 6.6%

Ubud, Bali

$65 4.7% 42.1% $19

Getting Around

Malatya

$4.2 * 0.6%

Ubud, Bali

$13 0.9% 197% $8.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $317 in Malatya and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Malatya pays 460% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $26.00 in Malatya vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $192 vs $290 per month, with Malatya cheaper across the board.

Good to know

🇹🇷 Malatya

🇮🇩 Ubud, Bali

🕒 Local time

19:40 7:40 PM

00:40 12:40 AM

5 h ahead of Malatya

🌤 Weather

👥 Population

781,305

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Malatya Ubud, Bali 9,480 km ≈ 12 h nonstop flight

From you

Malatya
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Malatya vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Malatya and Ubud, Bali differ by about 98% in total monthly costs ($690 vs $1,368 including rent). Malatya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 460% higher in Malatya, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $317 in Malatya versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Malatya – a meal for two runs $26.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $690 per month in Malatya versus $1,368 in Ubud, Bali – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

At $690 in Malatya versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Malatya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malatya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Malatya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Malatya gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.