Cost of Living Comparison Between Ubud, Bali and M'Sila Cost of Living Comparison Between Ubud, Bali and M'Sila

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $545 in M'Sila.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $842 in M'Sila.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,139 in M'Sila.

Living in Ubud, Bali is roughly 158% more expensive than M'Sila, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, M'Sila is 59% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.95 DZD 259

83.08%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$19.26 DZD 2,552

68.74%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$3.87 DZD 513

25.58%

Cappuccino

$2.75 Rp 49.2K

$0.41 DZD 54.1

570.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.52 DZD 68.4

153.85%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.21 DZD 27.56

233.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.91 DZD 253

52.36%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.32 DZD 308

63.36%

Milk (1 liter)

$1.71 Rp 30.6K

$0.83 DZD 110

106.02%

White Bread (500g)

$2.47 Rp 44.3K

$0.13 DZD 17.48

1800.00%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.48 DZD 196

-18.92%

Eggs

$2.44 Rp 43.8K

$1.48 DZD 196

64.86%

Local Cheese (1kg)

$14.38 Rp 257.7K

$3.17 DZD 420

353.63%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.49 DZD 728

-21.49%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.25 DZD 1,225

32.00%

Apples (1kg)

$3.68 Rp 66.0K

$3.17 DZD 421

16.09%

Banana (1kg)

$1.55 Rp 27.8K

$2.74 DZD 364

-43.43%

Oranges (1kg)

$2.79 Rp 49.9K

$1.72 DZD 228

62.21%

Tomato (1kg)

$2.33 Rp 41.8K

$0.54 DZD 71.5

331.48%

Potato (1kg)

$1.97 Rp 35.3K

$0.49 DZD 64.8

302.04%

Onion (1kg)

$2.31 Rp 41.4K

$0.31 DZD 41.15

645.16%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.14 DZD 18.91

657.14%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.30 DZD 40.17

143.33%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.67 DZD 354

22.85%

Wine (Bottle)

$22.79 Rp 408.4K

$6.78 DZD 899

236.14%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.35 DZD 178

108.15%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.07 DZD 275

34.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.23 DZD 30.34

26.09%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$17.59 DZD 2,331

-54.18%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.71 DZD 93.5

-36.62%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.34 DZD 44.84

32.35%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$5.46 DZD 723

14.29%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.36 DZD 47.18

136.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$36.0K DZD 4.8M

-27.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$33.5K DZD 4.4M

-5.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$23.73 DZD 3,145

240.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$7.84 DZD 1,039

-48.21%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$17.96 DZD 2,381

35.97%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$23.01 DZD 3,049

324.47%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

$6.07 DZD 804

-33.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$92.8 DZD 12.3K

227.58%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$3,606 DZD 477.9K

83.64%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$36.32 DZD 4,814

49.31%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$45.49 DZD 6,029

-14.75%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$75.9 DZD 10.1K

13.48%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$77.9 DZD 10.3K

-1.55%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$197 DZD 26.1K

400.86%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$117 DZD 15.5K

463.99%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$276 DZD 36.6K

1121.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$181 DZD 24.0K

1041.48%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$1,131 DZD 149.9K

142.41%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$649 DZD 86.0K

243.13%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$251 DZD 33.3K

-34.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for M'Sila: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $197 in M'Sila. Housing cost is often the main lever when comparing two cities.

M'Sila pays 54% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $19.00 in M'Sila for a mid-range dinner for two. Groceries echo the gap at $297 vs $159 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs M'Sila: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 158% gap adds up to real monthly savings that compound significantly over time.

On paper, M'Sila earns 54% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $197 in M'Sila. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 118% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $92.8 in M'Sila. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $545 in M'Sila versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and M'Sila are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 158% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.