Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and M'Sila

For one person, living is cheaper in M’Sila: $461 a month against $1,331 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
22

Cost of Living Index in M'Sila
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M'Sila Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

M'Sila

🇩🇿 Algeria

$461

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in M'Sila

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in M'Sila actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $461 in M’Sila.

Ubud, Bali $1,331
M'Sila $461

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $758 in M’Sila.

Ubud, Bali $2,255
M'Sila $758

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,055 in M’Sila.

Ubud, Bali $3,180
M'Sila $1,055

Living in Ubud, Bali is roughly 189% more expensive than in M’Sila, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, M’Sila 66% lower.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$1.85 DZD 251

82.70%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$18.47 DZD 2,502

87.60%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$3.73 DZD 506

49.33%

Cappuccino

$2.62 Rp 47.3K

$0.37 DZD 49.88

608.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.50 DZD 68.3

208.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.17 DZD 23.70

276.47%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$2.30 DZD 311

16.09%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$2.28 DZD 309

86.84%

Milk (1 liter)

$1.46 Rp 26.4K

$0.86 DZD 117

69.77%

White Bread (500g)

$2.29 Rp 41.4K

$0.12 DZD 16.08

1808.33%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.15 DZD 156

-3.48%

Eggs

$2.10 Rp 38.0K

$1.23 DZD 167

70.73%

Local Cheese (1kg)

$15.94 Rp 288.1K

$2.94 DZD 398

442.18%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$3.90 DZD 529

-0.51%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$8.91 DZD 1,207

27.95%

Apples (1kg)

$3.55 Rp 64.2K

$2.01 DZD 272

76.62%

Banana (1kg)

$1.54 Rp 27.8K

$2.77 DZD 375

-44.40%

Oranges (1kg)

$2.23 Rp 40.3K

$1.11 DZD 150

100.90%

Tomato (1kg)

$1.97 Rp 35.6K

$0.56 DZD 76.2

251.79%

Potato (1kg)

$1.86 Rp 33.6K

$0.47 DZD 63.7

295.74%

Onion (1kg)

$2.42 Rp 43.7K

$0.28 DZD 37.73

764.29%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.13 DZD 16.99

684.62%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$0.25 DZD 33.57

108.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$2.75 DZD 372

-20.00%

Wine (Bottle)

$21.79 Rp 393.8K

$6.61 DZD 895

229.65%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.26 DZD 171

84.92%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$1.88 DZD 255

57.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$0.24 DZD 32.67

4.17%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$6.80 DZD 921

20.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$0.58 DZD 79.2

-24.14%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$0.44 DZD 59.2

6.82%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$5.47 DZD 741

2.38%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.33 DZD 44.78

151.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$34.6K DZD 4.7M

-29.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$34.5K DZD 4.7M

-8.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$23.08 DZD 3,127

235.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$7.74 DZD 1,048

-20.67%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$12.46 DZD 1,688

51.85%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$22.73 DZD 3,079

124.33%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

Cinema Ticket

$4.38 Rp 79.2K

$4.50 DZD 610

-2.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$115 DZD 15.5K

329.95%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$6,386 DZD 865.0K

91.38%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$32.36 DZD 4,384

39.56%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$35.24 DZD 4,774

-0.99%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$69.5 DZD 9,414

12.69%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.8 DZD 10.8K

-2.44%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$147 DZD 19.9K

634.87%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$91.7 DZD 12.4K

625.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$275 DZD 37.3K

1175.42%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$197 DZD 26.6K

750.08%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$984 DZD 133.2K

137.92%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$616 DZD 83.4K

263.11%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$240 DZD 32.6K

-30.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.3

160.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for M'Sila: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

M'Sila

$92 19.9% 86.2% $573

Groceries & Markets

Ubud, Bali

$279 21%

M'Sila

$137 29.7% 51% $142

Clothing & Footwear

Ubud, Bali

$106 8%

M'Sila

$98 21.2% 8.2% $8.7

Eating Out

Ubud, Bali

$106 8%

M'Sila

$49 10.7% 53.5% $57

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

M'Sila

$43 9.4% 57.8% $59

Sport & Entertainment

Ubud, Bali

$60 4.5%

M'Sila

$32 6.9% 46.9% $28

Getting Around

Ubud, Bali

$12 0.9%

M'Sila

$11 2.3% 11.8% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $147 in M’Sila. Housing cost is often the main lever when comparing two cities.

M’Sila pays 45% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $18 in M’Sila for a mid-range dinner for two. Groceries echo the gap at $279 vs $137 per month, with M’Sila cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇿 M'Sila

🕒 Local time

22:56 10:56 PM

15:56 3:56 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

156,647

💱 Currency

Indonesian Rupiah IDR Rp

Algerian Dinar DZD د.ج

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

1,000 DZD = 7.38 USD

1,000 DZD = 6.57 EUR

Exchange rates and currency converter

DZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Algerian Dinar exchange rates as of November 5, 2026: 1 USD = 135 DZD (1,000 DZD = 7.38 USD). 1 EUR = 152 DZD (1,000 DZD = 6.57 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali M'Sila 12,430 km ≈ 16 h nonstop flight

From you

Ubud, Bali
M'Sila

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs M'Sila: Cost of Living - Frequently Asked Questions

M’Sila is about 65% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 31% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $147 in M’Sila. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M’Sila runs roughly 17% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $492 in Ubud, Bali versus $115 in M’Sila. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $461 in M’Sila versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in M’Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M’Sila the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and M’Sila are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find M’Sila gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.