Cost of Living Comparison Between Ubud, Bali and M'Sila Cost of Living Comparison Between Ubud, Bali and M'Sila

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $531 in M'Sila.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $836 in M'Sila.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,142 in M'Sila.

Living in Ubud, Bali is roughly 162% more expensive than in M'Sila, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, M'Sila is 60% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.91 DZD 253

86.91%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$19.50 DZD 2,578

65.74%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$3.90 DZD 516

28.46%

Cappuccino

$2.82 Rp 51.0K

$0.40 DZD 53.0

605.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.56 DZD 73.5

141.07%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.21 DZD 27.96

247.62%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.00 DZD 264

46.50%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.31 DZD 306

70.56%

Milk (1 liter)

$1.78 Rp 32.1K

$0.82 DZD 109

117.07%

White Bread (500g)

$2.45 Rp 44.2K

$0.12 DZD 15.30

1941.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.43 DZD 189

-19.58%

Eggs

$2.41 Rp 43.6K

$1.53 DZD 203

57.52%

Local Cheese (1kg)

$14.33 Rp 258.7K

$3.15 DZD 417

354.92%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.30 DZD 701

-20.94%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$9.69 DZD 1,281

24.46%

Apples (1kg)

$3.64 Rp 65.7K

$3.06 DZD 405

18.95%

Banana (1kg)

$1.57 Rp 28.3K

$2.89 DZD 382

-45.67%

Oranges (1kg)

$2.79 Rp 50.3K

$1.73 DZD 229

61.27%

Tomato (1kg)

$2.24 Rp 40.5K

$0.58 DZD 76.9

286.21%

Potato (1kg)

$1.98 Rp 35.7K

$0.53 DZD 69.7

273.58%

Onion (1kg)

$2.28 Rp 41.1K

$0.31 DZD 41.03

635.48%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.14 DZD 18.95

650.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.28 DZD 36.53

182.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.79 DZD 369

14.34%

Wine (Bottle)

$23.49 Rp 424.1K

$6.81 DZD 900

244.93%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.31 DZD 173

121.37%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.16 DZD 286

27.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.25 DZD 33.14

8.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$17.58 DZD 2,325

-52.39%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.65 DZD 86.6

-30.77%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.34 DZD 44.67

35.29%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$5.53 DZD 731

9.76%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.35 DZD 46.38

145.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$35.9K DZD 4.7M

-25.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$33.9K DZD 4.5M

-3.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$24.32 DZD 3,215

224.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$7.98 DZD 1,056

-48.75%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$17.84 DZD 2,359

33.69%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$23.14 DZD 3,059

326.88%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

$6.01 DZD 795

-33.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$93.4 DZD 12.4K

218.14%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$3,661 DZD 484.1K

80.33%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$36.39 DZD 4,811

46.83%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$45.93 DZD 6,073

-17.03%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$76.0 DZD 10.0K

16.64%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$76.4 DZD 10.1K

0.26%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$195 DZD 25.8K

423.00%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$115 DZD 15.2K

490.81%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$274 DZD 36.3K

1164.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$184 DZD 24.4K

1033.21%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,113 DZD 147.1K

145.20%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$637 DZD 84.2K

260.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$248 DZD 32.8K

-34.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.42

145.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for M'Sila: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $195 in M'Sila. Housing cost is often the main lever when comparing two cities.

M'Sila pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $19.00 in M'Sila for a mid-range dinner for two. Groceries echo the gap at $298 vs $159 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs M'Sila: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 162% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 52% lower in M'Sila. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $195 in M'Sila. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 110% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $93.4 in M'Sila. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $531 in M'Sila versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and M'Sila are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 162% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.