Cost of Living Comparison Between M'Sila and Ubud, Bali Cost of Living Comparison Between M'Sila and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $545 in M'Sila versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $842 in M'Sila versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,139 in M'Sila versus $3,694 in Ubud, Bali.

Living in M'Sila costs roughly 61% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: M'Sila is 59% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$1.95 DZD 259

$3.57 Rp 64.0K

-45.38%

Three-Course Dinner for Two, Mid-Range

$19.26 DZD 2,552

$32.50 Rp 582.3K

-40.74%

Fast Food Meal (McDonalds, etc)

$3.87 DZD 513

$4.86 Rp 87.1K

-20.37%

Cappuccino

$0.41 DZD 54.1

$2.75 Rp 49.2K

-85.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.52 DZD 68.4

$1.32 Rp 23.7K

-60.61%

Water (0.33 liter bottle)

$0.21 DZD 27.56

$0.70 Rp 12.6K

-70.00%

Local Beer (0.5 liter draught)

$1.91 DZD 253

$2.91 Rp 52.2K

-34.36%

Imported Beer (0.33 liter bottle)

$2.32 DZD 308

$3.79 Rp 68.0K

-38.79%

Milk (1 liter)

$0.83 DZD 110

$1.71 Rp 30.6K

-51.46%

White Bread (500g)

$0.13 DZD 17.48

$2.47 Rp 44.3K

-94.74%

Rice (white) (1kg)

$1.48 DZD 196

$1.20 Rp 21.5K

23.33%

Eggs

$1.48 DZD 196

$2.44 Rp 43.8K

-39.34%

Local Cheese (1kg)

$3.17 DZD 420

$14.38 Rp 257.7K

-77.96%

Chicken Fillets (1kg)

$5.49 DZD 728

$4.31 Rp 77.1K

27.38%

Beef Round Steak (1kg)

$9.25 DZD 1,225

$12.21 Rp 218.7K

-24.24%

Apples (1kg)

$3.17 DZD 421

$3.68 Rp 66.0K

-13.86%

Banana (1kg)

$2.74 DZD 364

$1.55 Rp 27.8K

76.77%

Oranges (1kg)

$1.72 DZD 228

$2.79 Rp 49.9K

-38.35%

Tomato (1kg)

$0.54 DZD 71.5

$2.33 Rp 41.8K

-76.82%

Potato (1kg)

$0.49 DZD 64.8

$1.97 Rp 35.3K

-75.13%

Onion (1kg)

$0.31 DZD 41.15

$2.31 Rp 41.4K

-86.58%

Lettuce (1 head)

$0.14 DZD 18.91

$1.06 Rp 19.1K

-86.79%

Water (1.5 liter bottle)

$0.30 DZD 40.17

$0.73 Rp 13.1K

-58.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.67 DZD 354

$3.28 Rp 58.8K

-18.60%

Wine (Bottle)

$6.78 DZD 899

$22.79 Rp 408.4K

-70.25%

Local Beer (0.5 liter bottle)

$1.35 DZD 178

$2.81 Rp 50.3K

-51.96%

Imported Beer (0.33 liter bottle)

$2.07 DZD 275

$2.78 Rp 49.9K

-25.54%

One-way Ticket (Public Transport)

$0.23 DZD 30.34

$0.29 Rp 5,217

-20.69%

Public Transport Monthly Pass (Regular Price)

$17.59 DZD 2,331

$8.06 Rp 144.4K

118.24%

Taxi Start (Normal Tariff)

$0.71 DZD 93.5

$0.45 Rp 8,047

57.78%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.84

$0.45 Rp 8,094

-24.44%

Taxi 1hour Waiting (Normal Tariff)

$5.46 DZD 723

$6.24 Rp 111.7K

-12.50%

Gasoline (1 liter)

$0.36 DZD 47.18

$0.85 Rp 15.2K

-57.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K DZD 4.8M

$26.0K Rp 465.4M

38.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.5K DZD 4.4M

$31.7K Rp 567.2M

5.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.73 DZD 3,145

$80.8 Rp 1.4M

-70.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.84 DZD 1,039

$4.06 Rp 72.7K

93.10%

Internet (50+ Mbps, Unlimited Data)

$17.96 DZD 2,381

$24.42 Rp 437.6K

-26.45%

Gym Membership (Monthly)

$23.01 DZD 3,049

$97.7 Rp 1.7M

-76.44%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$6.07 DZD 804

$4.04 Rp 72.4K

50.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.8 DZD 12.3K

$304 Rp 5.4M

-69.47%

International Primary School, 1 Child (Yearly)

$3,606 DZD 477.9K

$6,621 Rp 118.6M

-45.54%

Jeans (Levis 501 Or Similar)

$36.32 DZD 4,814

$54.2 Rp 971.7K

-33.03%

Summer Dress (H&M, Zara, etc)

$45.49 DZD 6,029

$38.78 Rp 694.7K

17.30%

Sport Shoes (Adidas, Nike)

$75.9 DZD 10.1K

$86.1 Rp 1.5M

-11.88%

Men's Leather Business Shoes

$77.9 DZD 10.3K

$76.7 Rp 1.4M

1.58%

1-bedroom Apartment, City Center (Monthly)

$197 DZD 26.1K

$986 Rp 17.7M

-80.03%

1-bedroom Apartment, Outside City Center (Monthly)

$117 DZD 15.5K

$658 Rp 11.8M

-82.27%

3-bedroom Apartment, City Center (Monthly)

$276 DZD 36.6K

$3,369 Rp 60.4M

-91.81%

3-bedroom Apartment, Outside City Center (Monthly)

$181 DZD 24.0K

$2,066 Rp 37.0M

-91.24%

Buy Apartment in City Center (m2)

$1,131 DZD 149.9K

$2,741 Rp 49.1M

-58.75%

Buy Apartment Outside City Center (m2)

$649 DZD 86.0K

$2,228 Rp 39.9M

-70.86%

Average Monthly Net Salary (After Tax)

$251 DZD 33.3K

$163 Rp 2.9M

53.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for M'Sila: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $197 in M'Sila and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

M'Sila pays 54% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in M'Sila vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $297 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

M'Sila vs Ubud, Bali: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 158% gap adds up to real monthly savings that compound significantly over time.

M'Sila pays 54% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $197 in M'Sila versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 118% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $92.8 in M'Sila versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $545 in M'Sila versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, M'Sila and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 158% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.