Last update: Nov 2026

Cost of Living Comparison Between M'Sila and Ubud, Bali

For one person, living is cheaper in M’Sila: $461 a month against $1,331 in Ubud, Bali, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in M'Sila
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M'Sila Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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M'Sila

🇩🇿 Algeria

$461

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in M'Sila and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in M'Sila and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $461 in M’Sila versus $1,331 in Ubud, Bali.

M'Sila $461
Ubud, Bali $1,331

Estimated couple costs with rent: $758 in M’Sila versus $2,255 in Ubud, Bali.

M'Sila $758
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $1,055 in M’Sila versus $3,180 in Ubud, Bali.

M'Sila $1,055
Ubud, Bali $3,180

Living in M’Sila costs roughly 65% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: M’Sila 66% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.85 DZD 251

$3.38 Rp 61.2K

-45.27%

Three-Course Dinner for Two, Mid-Range

$18.47 DZD 2,499

$34.65 Rp 628.6K

-46.70%

Fast Food Meal (McDonalds, etc)

$3.73 DZD 505

$5.57 Rp 101.1K

-33.03%

Cappuccino

$0.37 DZD 49.82

$2.62 Rp 47.5K

-85.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 DZD 68.2

$1.54 Rp 27.9K

-67.53%

Water (0.33 liter bottle)

$0.17 DZD 23.67

$0.64 Rp 11.6K

-73.44%

Local Beer (0.5 liter draught)

$2.30 DZD 311

$2.67 Rp 48.4K

-13.86%

Imported Beer (0.33 liter bottle)

$2.28 DZD 309

$4.26 Rp 77.3K

-46.48%

Milk (1 liter)

$0.86 DZD 117

$1.46 Rp 26.5K

-41.10%

White Bread (500g)

$0.12 DZD 16.06

$2.29 Rp 41.6K

-94.76%

Rice (white) (1kg)

$1.15 DZD 156

$1.11 Rp 20.1K

3.60%

Eggs

$1.23 DZD 167

$2.10 Rp 38.1K

-41.43%

Local Cheese (1kg)

$2.94 DZD 398

$15.94 Rp 289.2K

-81.56%

Chicken Fillets (1kg)

$3.90 DZD 528

$3.88 Rp 70.4K

0.52%

Beef Round Steak (1kg)

$8.91 DZD 1,205

$11.40 Rp 206.8K

-21.84%

Apples (1kg)

$2.01 DZD 272

$3.55 Rp 64.4K

-43.38%

Banana (1kg)

$2.77 DZD 375

$1.54 Rp 27.9K

79.87%

Oranges (1kg)

$1.11 DZD 150

$2.23 Rp 40.5K

-50.22%

Tomato (1kg)

$0.56 DZD 76.1

$1.97 Rp 35.8K

-71.57%

Potato (1kg)

$0.47 DZD 63.6

$1.86 Rp 33.7K

-74.73%

Onion (1kg)

$0.28 DZD 37.68

$2.42 Rp 43.9K

-88.43%

Lettuce (1 head)

$0.13 DZD 16.97

$1.02 Rp 18.6K

-87.25%

Water (1.5 liter bottle)

$0.25 DZD 33.53

$0.52 Rp 9,475

-51.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.75 DZD 372

$2.20 Rp 39.9K

25.00%

Wine (Bottle)

$6.61 DZD 894

$21.79 Rp 395.2K

-69.66%

Local Beer (0.5 liter bottle)

$1.26 DZD 171

$2.33 Rp 42.2K

-45.92%

Imported Beer (0.33 liter bottle)

$1.88 DZD 254

$2.97 Rp 53.9K

-36.70%

One-way Ticket (Public Transport)

$0.24 DZD 32.63

$0.25 Rp 4,542

-4.00%

Public Transport Monthly Pass (Regular Price)

$6.80 DZD 920

$8.17 Rp 148.3K

-16.77%

Taxi Start (Normal Tariff)

$0.58 DZD 79.1

$0.44 Rp 7,941

31.82%

Taxi (Normal Tariff) (1km)

$0.44 DZD 59.1

$0.47 Rp 8,489

-6.38%

Taxi 1hour Waiting (Normal Tariff)

$5.47 DZD 740

$5.60 Rp 101.6K

-2.32%

Gasoline (1 liter)

$0.33 DZD 44.72

$0.83 Rp 15.0K

-60.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K DZD 4.7M

$24.4K Rp 443.5M

41.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K DZD 4.7M

$31.7K Rp 575.0M

8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$23.08 DZD 3,122

$77.5 Rp 1.4M

-70.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.74 DZD 1,046

$6.14 Rp 111.5K

26.06%

Internet (50+ Mbps, Unlimited Data)

$12.46 DZD 1,686

$18.92 Rp 343.1K

-34.14%

Gym Membership (Monthly)

$22.73 DZD 3,075

$51.0 Rp 925.0K

-55.42%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.50 DZD 609

$4.38 Rp 79.5K

2.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$115 DZD 15.5K

$492 Rp 8.9M

-76.74%

International Primary School, 1 Child (Yearly)

$6,386 DZD 863.8K

$12.2K Rp 221.7M

-47.75%

Jeans (Levis 501 Or Similar)

$32.36 DZD 4,378

$45.16 Rp 819.2K

-28.34%

Summer Dress (H&M, Zara, etc)

$35.24 DZD 4,768

$34.89 Rp 632.9K

1.00%

Sport Shoes (Adidas, Nike)

$69.5 DZD 9,402

$78.3 Rp 1.4M

-11.26%

Men's Leather Business Shoes

$79.8 DZD 10.8K

$77.9 Rp 1.4M

2.50%

1-bedroom Apartment, City Center (Monthly)

$147 DZD 19.8K

$1,078 Rp 19.5M

-86.39%

1-bedroom Apartment, Outside City Center (Monthly)

$91.7 DZD 12.4K

$665 Rp 12.1M

-86.21%

3-bedroom Apartment, City Center (Monthly)

$275 DZD 37.2K

$3,510 Rp 63.7M

-92.16%

3-bedroom Apartment, Outside City Center (Monthly)

$197 DZD 26.6K

$1,671 Rp 30.3M

-88.24%

Buy Apartment in City Center (m2)

$984 DZD 133.0K

$2,340 Rp 42.4M

-57.97%

Buy Apartment Outside City Center (m2)

$616 DZD 83.3K

$2,236 Rp 40.6M

-72.46%

Average Monthly Net Salary (After Tax)

$240 DZD 32.5K

$166 Rp 3.0M

44.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for M'Sila: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

M'Sila

$137 29.7%

Ubud, Bali

$279 21% 104% $142

Clothing & Footwear

M'Sila

$98 21.2%

Ubud, Bali

$106 8% 8.9% $8.7

Accommodation & Living

M'Sila

$92 19.9%

Ubud, Bali

$665 50% 625% $573

Eating Out

M'Sila

$49 10.7%

Ubud, Bali

$106 8% 115% $57

Monthly Utilities & Internet

M'Sila

$43 9.4%

Ubud, Bali

$103 7.7% 137% $59

Sport & Entertainment

M'Sila

$32 6.9%

Ubud, Bali

$60 4.5% 88.3% $28

Getting Around

M'Sila

$11 2.3%

Ubud, Bali

$12 0.9% 13.4% $1.4

Cost Breakdown

A one-bedroom apartment in the center runs $147 in M’Sila and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

M’Sila pays 45% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18 in M’Sila vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $137 vs $279 per month, with M’Sila cheaper across the board.

Good to know

🇩🇿 M'Sila

🇮🇩 Ubud, Bali

🕒 Local time

12:49 12:49 PM

19:49 7:49 PM

7 h ahead of M'Sila

🌤 Weather

👥 Population

156,647

74,800

💱 Currency

Algerian Dinar DZD د.ج

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 DZD = 7.39 USD

1,000 DZD = 6.58 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to DZD – Algerian Dinar Converter

🇺🇸 United States Dollar ($)

🇩🇿 Algerian Dinar (د.ج)

Algerian Dinar exchange rates as of November 5, 2026: 1 USD = 135 DZD (1,000 DZD = 7.39 USD). 1 EUR = 152 DZD (1,000 DZD = 6.58 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

USD to DZD in detail →

On the map

Lowest

Highest

Between locations

M'Sila Ubud, Bali 12,430 km ≈ 16 h nonstop flight

From you

M'Sila
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

M'Sila vs Ubud, Bali: Cost of Living - Frequently Asked Questions

M’Sila is about 65% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 45% higher in M’Sila, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $147 in M’Sila versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M’Sila runs roughly 17% less than in Ubud, Bali. The price difference matters if you commute daily and watch your budget.

Childcare runs $115 in M’Sila versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $461 in M’Sila versus $1,331 in Ubud, Bali, a $1,000 budget is realistic in M’Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M’Sila the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, M’Sila and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find M’Sila gentler on the wallet – expenses run 65% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.