Cost of Living Comparison Between M'Sila and Ubud, Bali Cost of Living Comparison Between M'Sila and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $536 in M'Sila versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $845 in M'Sila versus $2,582 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,154 in M'Sila versus $3,757 in Ubud, Bali.

Living in M'Sila costs roughly 62% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: M'Sila is 60% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.91 DZD 252

$3.42 Rp 58.7K

-44.15%

Three-Course Dinner for Two, Mid-Range

$19.57 DZD 2,590

$32.96 Rp 566.5K

-40.63%

Fast Food Meal (McDonalds, etc)

$3.83 DZD 507

$5.08 Rp 87.3K

-24.61%

Cappuccino

$0.41 DZD 53.9

$2.82 Rp 48.5K

-85.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 DZD 74.4

$1.37 Rp 23.5K

-59.12%

Water (0.33 liter bottle)

$0.16 DZD 21.57

$0.71 Rp 12.2K

-77.46%

Local Beer (0.5 liter draught)

$2.00 DZD 265

$2.97 Rp 51.0K

-32.66%

Imported Beer (0.33 liter bottle)

$2.40 DZD 318

$3.91 Rp 67.2K

-38.62%

Milk (1 liter)

$0.84 DZD 111

$1.75 Rp 30.0K

-52.00%

White Bread (500g)

$0.11 DZD 14.75

$2.52 Rp 43.2K

-95.63%

Rice (white) (1kg)

$1.43 DZD 189

$1.21 Rp 20.8K

18.18%

Eggs

$1.45 DZD 192

$2.33 Rp 40.1K

-37.77%

Local Cheese (1kg)

$3.10 DZD 411

$14.50 Rp 249.2K

-78.62%

Chicken Fillets (1kg)

$5.46 DZD 723

$4.36 Rp 74.9K

25.23%

Beef Round Steak (1kg)

$9.36 DZD 1,239

$12.05 Rp 207.0K

-22.32%

Apples (1kg)

$3.13 DZD 414

$3.82 Rp 65.6K

-18.06%

Banana (1kg)

$2.79 DZD 369

$1.61 Rp 27.7K

73.29%

Oranges (1kg)

$1.71 DZD 226

$2.70 Rp 46.5K

-36.67%

Tomato (1kg)

$0.58 DZD 77.1

$2.23 Rp 38.3K

-73.99%

Potato (1kg)

$0.53 DZD 69.9

$1.90 Rp 32.6K

-72.11%

Onion (1kg)

$0.29 DZD 38.25

$2.18 Rp 37.5K

-86.70%

Lettuce (1 head)

$0.13 DZD 17.26

$1.03 Rp 17.7K

-87.38%

Water (1.5 liter bottle)

$0.30 DZD 39.92

$0.77 Rp 13.3K

-61.04%

Cigarettes 20 Pack (Marlboro, Camel)

$2.73 DZD 361

$3.18 Rp 54.7K

-14.15%

Wine (Bottle)

$7.08 DZD 937

$23.23 Rp 399.2K

-69.52%

Local Beer (0.5 liter bottle)

$1.34 DZD 178

$2.85 Rp 48.9K

-52.98%

Imported Beer (0.33 liter bottle)

$2.11 DZD 279

$2.72 Rp 46.7K

-22.43%

One-way Ticket (Public Transport)

$0.23 DZD 30.35

$0.29 Rp 5,022

-20.69%

Public Transport Monthly Pass (Regular Price)

$17.27 DZD 2,285

$8.43 Rp 144.8K

104.86%

Taxi Start (Normal Tariff)

$0.67 DZD 88.3

$0.49 Rp 8,344

36.73%

Taxi (Normal Tariff) (1km)

$0.36 DZD 47.72

$0.45 Rp 7,812

-20.00%

Taxi 1hour Waiting (Normal Tariff)

$5.40 DZD 715

$6.28 Rp 107.8K

-14.01%

Gasoline (1 liter)

$0.35 DZD 46.79

$0.85 Rp 14.6K

-58.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K DZD 4.8M

$26.1K Rp 447.8M

38.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K DZD 4.5M

$31.5K Rp 541.8M

7.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.52 DZD 3,245

$79.8 Rp 1.4M

-69.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.69 DZD 1,017

$4.09 Rp 70.3K

88.02%

Internet (50+ Mbps, Unlimited Data)

$17.91 DZD 2,370

$24.06 Rp 413.6K

-25.56%

Gym Membership (Monthly)

$23.35 DZD 3,090

$96.2 Rp 1.7M

-75.73%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$6.34 DZD 840

$4.13 Rp 71.1K

53.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.8 DZD 12.3K

$297 Rp 5.1M

-68.74%

International Primary School, 1 Child (Yearly)

$3,597 DZD 476.1K

$6,661 Rp 114.5M

-45.99%

Jeans (Levis 501 Or Similar)

$36.87 DZD 4,880

$55.0 Rp 944.5K

-32.91%

Summer Dress (H&M, Zara, etc)

$46.33 DZD 6,131

$38.75 Rp 666.0K

19.56%

Sport Shoes (Adidas, Nike)

$75.0 DZD 9,924

$89.6 Rp 1.5M

-16.32%

Men's Leather Business Shoes

$76.9 DZD 10.2K

$78.9 Rp 1.4M

-2.53%

1-bedroom Apartment, City Center (Monthly)

$194 DZD 25.7K

$1,018 Rp 17.5M

-80.92%

1-bedroom Apartment, Outside City Center (Monthly)

$117 DZD 15.5K

$660 Rp 11.3M

-82.24%

3-bedroom Apartment, City Center (Monthly)

$269 DZD 35.6K

$3,435 Rp 59.0M

-92.18%

3-bedroom Apartment, Outside City Center (Monthly)

$180 DZD 23.8K

$2,053 Rp 35.3M

-91.23%

Buy Apartment in City Center (m2)

$441 DZD 58.4K

$2,981 Rp 51.2M

-85.20%

Buy Apartment Outside City Center (m2)

$654 DZD 86.6K

$2,368 Rp 40.7M

-72.37%

Average Monthly Net Salary (After Tax)

$256 DZD 33.9K

$172 Rp 3.0M

48.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for M'Sila: April 21, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $194 in M'Sila and $1,018 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

M'Sila pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $20 in M'Sila vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $299 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

M'Sila vs Ubud, Bali: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 163% gap adds up to real monthly savings that compound significantly over time.

M'Sila pays 49% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $194 in M'Sila versus $1,018 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 105% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $92.8 in M'Sila versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $536 in M'Sila versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, M'Sila and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 163% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.