Cost of Living Comparison Between M'Sila and Ubud, Bali Cost of Living Comparison Between M'Sila and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $531 in M'Sila versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $836 in M'Sila versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,142 in M'Sila versus $3,723 in Ubud, Bali.

Living in M'Sila costs roughly 62% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: M'Sila is 60% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.91 DZD 253

$3.57 Rp 64.5K

-46.50%

Three-Course Dinner for Two, Mid-Range

$19.50 DZD 2,578

$32.32 Rp 583.4K

-39.67%

Fast Food Meal (McDonalds, etc)

$3.90 DZD 516

$5.01 Rp 90.4K

-22.16%

Cappuccino

$0.40 DZD 53.0

$2.82 Rp 51.0K

-85.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 DZD 73.5

$1.35 Rp 24.4K

-58.52%

Water (0.33 liter bottle)

$0.21 DZD 27.96

$0.73 Rp 13.2K

-71.23%

Local Beer (0.5 liter draught)

$2.00 DZD 264

$2.93 Rp 53.0K

-31.74%

Imported Beer (0.33 liter bottle)

$2.31 DZD 306

$3.94 Rp 71.1K

-41.37%

Milk (1 liter)

$0.82 DZD 109

$1.78 Rp 32.1K

-53.93%

White Bread (500g)

$0.12 DZD 15.30

$2.45 Rp 44.2K

-95.10%

Rice (white) (1kg)

$1.43 DZD 189

$1.15 Rp 20.7K

24.35%

Eggs

$1.53 DZD 203

$2.41 Rp 43.6K

-36.51%

Local Cheese (1kg)

$3.15 DZD 417

$14.33 Rp 258.7K

-78.02%

Chicken Fillets (1kg)

$5.30 DZD 701

$4.19 Rp 75.6K

26.49%

Beef Round Steak (1kg)

$9.69 DZD 1,281

$12.06 Rp 217.7K

-19.65%

Apples (1kg)

$3.06 DZD 405

$3.64 Rp 65.7K

-15.93%

Banana (1kg)

$2.89 DZD 382

$1.57 Rp 28.3K

84.08%

Oranges (1kg)

$1.73 DZD 229

$2.79 Rp 50.3K

-37.99%

Tomato (1kg)

$0.58 DZD 76.9

$2.24 Rp 40.5K

-74.11%

Potato (1kg)

$0.53 DZD 69.7

$1.98 Rp 35.7K

-73.23%

Onion (1kg)

$0.31 DZD 41.03

$2.28 Rp 41.1K

-86.40%

Lettuce (1 head)

$0.14 DZD 18.95

$1.05 Rp 19.0K

-86.67%

Water (1.5 liter bottle)

$0.28 DZD 36.53

$0.79 Rp 14.2K

-64.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 DZD 369

$3.19 Rp 57.6K

-12.54%

Wine (Bottle)

$6.81 DZD 900

$23.49 Rp 424.1K

-71.01%

Local Beer (0.5 liter bottle)

$1.31 DZD 173

$2.90 Rp 52.3K

-54.83%

Imported Beer (0.33 liter bottle)

$2.16 DZD 286

$2.76 Rp 49.7K

-21.74%

One-way Ticket (Public Transport)

$0.25 DZD 33.14

$0.27 Rp 4,813

-7.41%

Public Transport Monthly Pass (Regular Price)

$17.58 DZD 2,325

$8.37 Rp 151.1K

110.04%

Taxi Start (Normal Tariff)

$0.65 DZD 86.6

$0.45 Rp 8,167

44.44%

Taxi (Normal Tariff) (1km)

$0.34 DZD 44.67

$0.46 Rp 8,298

-26.09%

Taxi 1hour Waiting (Normal Tariff)

$5.53 DZD 731

$6.07 Rp 109.6K

-8.90%

Gasoline (1 liter)

$0.35 DZD 46.38

$0.86 Rp 15.6K

-59.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K DZD 4.7M

$26.6K Rp 480.0M

34.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K DZD 4.5M

$32.5K Rp 587.6M

4.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.32 DZD 3,215

$79.0 Rp 1.4M

-69.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.98 DZD 1,056

$4.09 Rp 73.9K

95.11%

Internet (50+ Mbps, Unlimited Data)

$17.84 DZD 2,359

$23.85 Rp 430.5K

-25.20%

Gym Membership (Monthly)

$23.14 DZD 3,059

$98.8 Rp 1.8M

-76.57%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$6.01 DZD 795

$4.01 Rp 72.3K

49.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.4 DZD 12.4K

$297 Rp 5.4M

-68.57%

International Primary School, 1 Child (Yearly)

$3,661 DZD 484.1K

$6,602 Rp 119.2M

-44.54%

Jeans (Levis 501 Or Similar)

$36.39 DZD 4,811

$53.4 Rp 964.5K

-31.89%

Summer Dress (H&M, Zara, etc)

$45.93 DZD 6,073

$38.11 Rp 688.1K

20.52%

Sport Shoes (Adidas, Nike)

$76.0 DZD 10.0K

$88.7 Rp 1.6M

-14.27%

Men's Leather Business Shoes

$76.4 DZD 10.1K

$76.6 Rp 1.4M

-0.26%

1-bedroom Apartment, City Center (Monthly)

$195 DZD 25.8K

$1,020 Rp 18.4M

-80.88%

1-bedroom Apartment, Outside City Center (Monthly)

$115 DZD 15.2K

$680 Rp 12.3M

-83.07%

3-bedroom Apartment, City Center (Monthly)

$274 DZD 36.3K

$3,469 Rp 62.6M

-92.09%

3-bedroom Apartment, Outside City Center (Monthly)

$184 DZD 24.4K

$2,090 Rp 37.7M

-91.18%

Buy Apartment in City Center (m2)

$1,113 DZD 147.1K

$2,729 Rp 49.3M

-59.22%

Buy Apartment Outside City Center (m2)

$637 DZD 84.2K

$2,295 Rp 41.4M

-72.26%

Average Monthly Net Salary (After Tax)

$248 DZD 32.8K

$164 Rp 3.0M

51.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.42

13.28

-59.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for M'Sila: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $195 in M'Sila and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

M'Sila pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in M'Sila vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $159 vs $298 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

M'Sila vs Ubud, Bali: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 162% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 52% higher in M'Sila, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $195 in M'Sila versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 110% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $93.4 in M'Sila versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $531 in M'Sila versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, M'Sila and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 162% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.