Cost of Living Comparison Between M'Sila and Ubud, Bali Cost of Living Comparison Between M'Sila and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $485 in M'Sila versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $788 in M'Sila versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,092 in M'Sila versus $3,327 in Ubud, Bali.

Living in M'Sila costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: M'Sila is 65% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.93 DZD 256

$3.44 Rp 61.0K

-43.90%

Three-Course Dinner for Two, Mid-Range

$19.14 DZD 2,548

$36.31 Rp 644.0K

-47.29%

Fast Food Meal (McDonalds, etc)

$3.94 DZD 525

$5.71 Rp 101.2K

-31.00%

Cappuccino

$0.40 DZD 53.7

$2.67 Rp 47.4K

-85.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 DZD 74.5

$1.75 Rp 31.0K

-68.00%

Water (0.33 liter bottle)

$0.18 DZD 24.04

$0.87 Rp 15.5K

-79.31%

Local Beer (0.5 liter draught)

$2.29 DZD 304

$2.95 Rp 52.4K

-22.37%

Imported Beer (0.33 liter bottle)

$2.27 DZD 303

$4.52 Rp 80.1K

-49.78%

Milk (1 liter)

$0.87 DZD 115

$1.62 Rp 28.7K

-46.30%

White Bread (500g)

$0.12 DZD 15.86

$2.33 Rp 41.3K

-94.85%

Rice (white) (1kg)

$1.14 DZD 152

$1.11 Rp 19.6K

2.70%

Eggs

$1.38 DZD 184

$2.20 Rp 39.0K

-37.27%

Local Cheese (1kg)

$3.07 DZD 408

$17.69 Rp 313.8K

-82.65%

Chicken Fillets (1kg)

$4.18 DZD 556

$4.10 Rp 72.7K

1.95%

Beef Round Steak (1kg)

$9.31 DZD 1,240

$12.18 Rp 216.0K

-23.56%

Apples (1kg)

$2.19 DZD 291

$3.71 Rp 65.7K

-40.97%

Banana (1kg)

$2.84 DZD 377

$1.59 Rp 28.2K

78.62%

Oranges (1kg)

$1.12 DZD 149

$2.28 Rp 40.5K

-50.88%

Tomato (1kg)

$0.58 DZD 77.0

$1.95 Rp 34.6K

-70.26%

Potato (1kg)

$0.53 DZD 70.4

$1.91 Rp 33.8K

-72.25%

Onion (1kg)

$0.29 DZD 38.03

$2.33 Rp 41.3K

-87.55%

Lettuce (1 head)

$0.12 DZD 15.76

$1.01 Rp 17.9K

-88.12%

Water (1.5 liter bottle)

$0.28 DZD 37.47

$0.55 Rp 9,788

-49.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.78 DZD 370

$2.23 Rp 39.6K

24.66%

Wine (Bottle)

$6.76 DZD 900

$23.07 Rp 409.2K

-70.70%

Local Beer (0.5 liter bottle)

$1.30 DZD 173

$2.42 Rp 42.9K

-46.28%

Imported Beer (0.33 liter bottle)

$1.97 DZD 262

$3.00 Rp 53.1K

-34.33%

One-way Ticket (Public Transport)

$0.15 DZD 19.93

$0.27 Rp 4,821

-44.44%

Public Transport Monthly Pass (Regular Price)

$5.64 DZD 750

$8.98 Rp 159.3K

-37.19%

Taxi Start (Normal Tariff)

$0.61 DZD 80.9

$0.48 Rp 8,580

27.08%

Taxi (Normal Tariff) (1km)

$0.45 DZD 59.5

$0.43 Rp 7,691

4.65%

Taxi 1hour Waiting (Normal Tariff)

$5.89 DZD 784

$5.64 Rp 100.1K

4.43%

Gasoline (1 liter)

$0.35 DZD 46.66

$0.80 Rp 14.2K

-56.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K DZD 4.8M

$24.9K Rp 442.4M

45.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.3K DZD 4.7M

$31.7K Rp 562.4M

11.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$24.04 DZD 3,199

$81.5 Rp 1.4M

-70.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.95 DZD 1,059

$6.49 Rp 115.2K

22.50%

Internet (50+ Mbps, Unlimited Data)

$12.51 DZD 1,665

$18.77 Rp 332.9K

-33.35%

Gym Membership (Monthly)

$20.85 DZD 2,775

$56.9 Rp 1.0M

-63.34%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

Cinema Ticket

$4.73 DZD 630

$4.54 Rp 80.5K

4.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 DZD 15.7K

$481 Rp 8.5M

-75.39%

International Primary School, 1 Child (Yearly)

$6,496 DZD 864.6K

$5,711 Rp 101.3M

13.74%

Jeans (Levis 501 Or Similar)

$32.67 DZD 4,349

$45.52 Rp 807.3K

-28.23%

Summer Dress (H&M, Zara, etc)

$35.44 DZD 4,718

$35.88 Rp 636.4K

-1.23%

Sport Shoes (Adidas, Nike)

$71.2 DZD 9,478

$80.4 Rp 1.4M

-11.42%

Men's Leather Business Shoes

$83.8 DZD 11.1K

$78.7 Rp 1.4M

6.48%

1-bedroom Apartment, City Center (Monthly)

$156 DZD 20.8K

$1,115 Rp 19.8M

-85.96%

1-bedroom Apartment, Outside City Center (Monthly)

$112 DZD 14.9K

$698 Rp 12.4M

-83.97%

3-bedroom Apartment, City Center (Monthly)

$277 DZD 36.8K

$3,637 Rp 64.5M

-92.39%

3-bedroom Apartment, Outside City Center (Monthly)

$212 DZD 28.2K

$1,737 Rp 30.8M

-87.80%

Buy Apartment in City Center (m2)

$1,288 DZD 171.5K

$2,784 Rp 49.4M

-53.73%

Buy Apartment Outside City Center (m2)

$639 DZD 85.1K

$2,290 Rp 40.6M

-72.08%

Average Monthly Net Salary (After Tax)

$253 DZD 33.6K

$168 Rp 3.0M

50.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.3

13.78

-61.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for M'Sila: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $156 in M'Sila and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

M'Sila pays 50% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $19.00 in M'Sila vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $143 vs $295 per month, with M'Sila cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

M'Sila vs Ubud, Bali: Cost of Living - Frequently Asked Questions

M'Sila is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 182% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 50% higher in M'Sila, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $156 in M'Sila versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in M'Sila runs roughly 59% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in M'Sila versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $485 in M'Sila versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in M'Sila but tight or insufficient in Ubud, Bali. The gap between the two cities makes M'Sila the clear choice for anyone on this budget.

For families, M'Sila is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, M'Sila and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find M'Sila gentler on the wallet – expenses run 182% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.