Cost of Living Comparison Between Ubud, Bali and Lynn, MA Cost of Living Comparison Between Ubud, Bali and Lynn, MA

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $2,835 in Lynn, MA, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $4,192 in Lynn, MA, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $5,548 in Lynn, MA, rent included.

Ubud, Bali is about 49% cheaper than Lynn, MA, driven mainly by Eating Out.

Both Ubud, Bali and Lynn, MA sit above the global median – Ubud, Bali by 7%, Lynn, MA by 112%.

Currency
🍽 Eating Out
Ubud, Bali
Lynn, MA
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$19.21 $19.21
-81.42%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$98.6 $98.6
-66.96%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$11.32 $11.32
-55.21%
Cappuccino
$2.83 Rp 49.0K
$4.38 $4.38
-35.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$2.76 $2.76
-51.45%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$2.16 $2.16
-68.06%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$6.14 $6.14
-51.30%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$7.61 $7.61
-49.41%
🛒 Groceries & Markets
Ubud, Bali
Lynn, MA
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.25 $1.25
39.20%
White Bread (500g)
$2.54 Rp 44.0K
$4.24 $4.24
-40.09%
Rice (white) (1kg)
$1.19 Rp 20.6K
$4.51 $4.51
-73.61%
Eggs
$2.43 Rp 42.0K
$5.30 $5.30
-54.15%
Local Cheese (1kg)
$14.66 Rp 254.1K
$10.68 $10.68
37.27%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$9.51 $9.51
-56.05%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$20.68 $20.68
-42.26%
Apples (1kg)
$3.69 Rp 63.9K
$5.71 $5.71
-35.38%
Banana (1kg)
$1.61 Rp 27.8K
$2.16 $2.16
-25.46%
Oranges (1kg)
$2.69 Rp 46.5K
$5.67 $5.67
-52.56%
Tomato (1kg)
$2.33 Rp 40.4K
$5.90 $5.90
-60.51%
Potato (1kg)
$1.91 Rp 33.0K
$4.51 $4.51
-57.65%
Onion (1kg)
$2.19 Rp 37.9K
$2.81 $2.81
-22.06%
Lettuce (1 head)
$1.06 Rp 18.3K
$2.82 $2.82
-62.41%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$2.03 $2.03
-64.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$12.18 $12.18
-74.30%
Wine (Bottle)
$23.49 Rp 407.1K
$15.26 $15.26
53.93%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$2.06 $2.06
33.01%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.98 $1.98
45.45%
🚌 Getting Around
Ubud, Bali
Lynn, MA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$2.02 $2.02
-85.64%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$101 $101
-91.92%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$2.58 $2.58
-82.56%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$1.71 $1.71
-75.44%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$27.71 $27.71
-77.77%
Gasoline (1 liter)
$0.84 Rp 14.6K
$0.88 $0.88
-4.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$29.3K $29.3K
-10.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$25.4K $25.4K
28.02%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lynn, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$313 $313
-74.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$57.0 $57.0
-93.07%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$64.6 $64.6
-62.25%
🎉 Sport & Entertainment
Ubud, Bali
Lynn, MA
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$42.43 $42.43
127.53%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
-
-
Cinema Ticket
$4.04 Rp 70.0K
$15.20 $15.20
-73.42%
🧸 Childcare & Education
Ubud, Bali
Lynn, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$1,527 $1,527
-80.18%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$28.0K $28.0K
-76.73%
👕👟 Clothing & Footwear
Ubud, Bali
Lynn, MA
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$67.7 $67.7
-20.41%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$43.80 $43.80
-13.29%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$104 $104
-16.34%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$151 $151
-47.63%
🏠 Accommodation & Living
Ubud, Bali
Lynn, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,595 $1,595
-36.55%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$1,354 $1,354
-50.19%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,607 $2,607
30.03%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$2,196 $2,196
-4.46%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,738 $2,738
9.00%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,338 $2,338
0.05%
💵 Salaries & Financials
Ubud, Bali
Lynn, MA
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.43
106.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Lynn, MA: April 27, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $1,595 in Lynn, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $99.0 in Lynn, MA. Monthly groceries follow the same trend: $298 vs $429 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lynn, MA: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Lynn, MA compare overall?
Monthly costs with rent: $1,438 in Ubud, Bali, $2,835 in Lynn, MA – roughly 97% apart. Lynn, MA costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Lynn, MA?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $4,252 in Lynn, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Lynn, MA?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Ubud, Bali and Lynn, MA?
Public transport costs about 1138% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Ubud, Bali and Lynn, MA?
Kindergarten costs $303 per month in Ubud, Bali and $1,527 in Lynn, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Lynn, MA at $2,835. In Ubud, Bali it covers expenses comfortably, while in Lynn, MA it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Lynn, MA?
It depends on your priorities. Lynn, MA has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $2,835 in Lynn, MA. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Lynn, MA safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Lynn, MA?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lynn, MA makes more sense. Both are solid long-term options with distinct trade-offs.

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