Cost of Living Comparison Between Lynn, MA and Ubud, Bali Cost of Living Comparison Between Lynn, MA and Ubud, Bali

Monthly Cost of Living

A single person spends $2,903 per month in Lynn, MA vs $1,392 in Ubud, Bali, rent included.

A couple spends around $4,276 per month in Lynn, MA vs $2,557 in Ubud, Bali, rent included.

A family of three spends $5,649 per month in Lynn, MA vs $3,723 in Ubud, Bali, rent included.

Lynn, MA costs about 109% more than Ubud, Bali, driven mainly by Eating Out.

Both Lynn, MA and Ubud, Bali sit above the global median – Lynn, MA by 118%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Lynn, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.77 $18.77
$3.57 Rp 64.5K
425.77%
Three-Course Dinner for Two, Mid-Range
$98.9 $98.9
$32.32 Rp 583.4K
205.85%
Fast Food Meal (McDonalds, etc)
$11.09 $11.09
$5.01 Rp 90.4K
121.36%
Cappuccino
$4.46 $4.46
$2.82 Rp 51.0K
58.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 $2.71
$1.35 Rp 24.4K
100.74%
Water (0.33 liter bottle)
$2.10 $2.10
$0.73 Rp 13.2K
187.67%
Local Beer (0.5 liter draught)
$6.02 $6.02
$2.93 Rp 53.0K
105.46%
Imported Beer (0.33 liter bottle)
$7.71 $7.71
$3.94 Rp 71.1K
95.69%
🛒 Groceries & Markets
Lynn, MA
Ubud, Bali
Difference
Milk (1 liter)
$1.26 $1.26
$1.78 Rp 32.1K
-29.21%
White Bread (500g)
$4.23 $4.23
$2.45 Rp 44.2K
72.65%
Rice (white) (1kg)
$4.37 $4.37
$1.15 Rp 20.7K
280.00%
Eggs
$5.40 $5.40
$2.41 Rp 43.6K
124.07%
Local Cheese (1kg)
$10.67 $10.67
$14.33 Rp 258.7K
-25.54%
Chicken Fillets (1kg)
$9.68 $9.68
$4.19 Rp 75.6K
131.03%
Beef Round Steak (1kg)
$20.46 $20.46
$12.06 Rp 217.7K
69.65%
Apples (1kg)
$5.74 $5.74
$3.64 Rp 65.7K
57.69%
Banana (1kg)
$2.10 $2.10
$1.57 Rp 28.3K
33.76%
Oranges (1kg)
$5.92 $5.92
$2.79 Rp 50.3K
112.19%
Tomato (1kg)
$6.04 $6.04
$2.24 Rp 40.5K
169.64%
Potato (1kg)
$4.50 $4.50
$1.98 Rp 35.7K
127.27%
Onion (1kg)
$2.81 $2.81
$2.28 Rp 41.1K
23.25%
Lettuce (1 head)
$2.82 $2.82
$1.05 Rp 19.0K
168.57%
Water (1.5 liter bottle)
$1.98 $1.98
$0.79 Rp 14.2K
150.63%
Cigarettes 20 Pack (Marlboro, Camel)
$12.07 $12.07
$3.19 Rp 57.6K
278.37%
Wine (Bottle)
$14.93 $14.93
$23.49 Rp 424.1K
-36.44%
Local Beer (0.5 liter bottle)
$2.09 $2.09
$2.90 Rp 52.3K
-27.93%
Imported Beer (0.33 liter bottle)
$2.03 $2.03
$2.76 Rp 49.7K
-26.45%
🚌 Getting Around
Lynn, MA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.01 $2.01
$0.27 Rp 4,813
644.44%
Public Transport Monthly Pass (Regular Price)
$101 $101
$8.37 Rp 151.1K
1108.72%
Taxi Start (Normal Tariff)
$2.62 $2.62
$0.45 Rp 8,167
482.22%
Taxi (Normal Tariff) (1km)
$1.75 $1.75
$0.46 Rp 8,298
280.43%
Taxi 1hour Waiting (Normal Tariff)
$28.12 $28.12
$6.07 Rp 109.6K
363.26%
Gasoline (1 liter)
$0.93 $0.93
$0.86 Rp 15.6K
8.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K $29.2K
$26.6K Rp 480.0M
9.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$32.5K Rp 587.6M
-23.60%
🧾 Monthly Utilities & Internet
Lynn, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$318 $318
$79.0 Rp 1.4M
302.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$57.2 $57.2
$4.09 Rp 73.9K
1297.31%
Internet (50+ Mbps, Unlimited Data)
$64.9 $64.9
$23.85 Rp 430.5K
172.12%
🎉 Sport & Entertainment
Lynn, MA
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.54 $42.54
$98.8 Rp 1.8M
-56.93%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.7K
-
Cinema Ticket
$15.12 $15.12
$4.01 Rp 72.3K
277.06%
🧸 Childcare & Education
Lynn, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,499 $1,499
$297 Rp 5.4M
404.18%
International Primary School, 1 Child (Yearly)
$27.7K $27.7K
$6,602 Rp 119.2M
320.10%
👕👟 Clothing & Footwear
Lynn, MA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$67.5 $67.5
$53.4 Rp 964.5K
26.37%
Summer Dress (H&M, Zara, etc)
$44.02 $44.02
$38.11 Rp 688.1K
15.51%
Sport Shoes (Adidas, Nike)
$100 $100
$88.7 Rp 1.6M
13.31%
Men's Leather Business Shoes
$149 $149
$76.6 Rp 1.4M
94.54%
🏠 Accommodation & Living
Lynn, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,634 $1,634
$1,020 Rp 18.4M
60.24%
1-bedroom Apartment, Outside City Center (Monthly)
$1,351 $1,351
$680 Rp 12.3M
98.64%
3-bedroom Apartment, City Center (Monthly)
$2,664 $2,664
$3,469 Rp 62.6M
-23.20%
3-bedroom Apartment, Outside City Center (Monthly)
$2,238 $2,238
$2,090 Rp 37.7M
7.09%
Buy Apartment in City Center (m2)
$2,786 $2,786
$2,729 Rp 49.3M
2.11%
Buy Apartment Outside City Center (m2)
$2,415 $2,415
$2,295 Rp 41.4M
5.21%
💵 Salaries & Financials
Lynn, MA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.43
13.28
-51.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lynn, MA: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,634 in Lynn, MA versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $99.0 in Lynn, MA versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $429 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lynn, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lynn, MA and in Ubud, Bali compare overall?
Monthly costs with rent: $2,903 in Lynn, MA, $1,392 in Ubud, Bali – roughly 109% apart. Lynn, MA costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lynn, MA compared to Ubud, Bali?
For a comfortable life, plan on about $4,355 per month in Lynn, MA and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lynn, MA and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Lynn, MA and in Ubud, Bali?
Public transport costs about 1109% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Lynn, MA and Ubud, Bali?
Kindergarten costs $1,499 per month in Lynn, MA and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Lynn, MA at $2,903. In Ubud, Bali it covers expenses comfortably, while in Lynn, MA it requires careful planning or may not stretch far enough.
How does quality of life compare between Lynn, MA and Ubud, Bali?
It depends on your priorities. Lynn, MA has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $2,903 in Lynn, MA. Climate, culture, job market, and personal taste all factor in.
Is Lynn, MA or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lynn, MA and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lynn, MA makes more sense. Both are solid long-term options with distinct trade-offs.

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