Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Los Banos, CA

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,416 in Los Banos, CA, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Los Banos, CA
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Los Banos, CA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Los Banos, CA

🇺🇸 United States

$2,416

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Los Banos, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Los Banos, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,416 in Los Banos, CA.

Ubud, Bali $1,331
Los Banos, CA $2,416

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,466 in Los Banos, CA.

Ubud, Bali $2,255
Los Banos, CA $3,466

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,516 in Los Banos, CA.

Ubud, Bali $3,180
Los Banos, CA $4,516

Living in Ubud, Bali costs roughly 45% less than in Los Banos, CA, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Los Banos, CA is 79% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$14.83 $14.83

-77.21%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$100 $100

-65.48%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$9.88 $9.88

-43.62%

Cappuccino

$2.62 Rp 47.5K

$5.15 $5.15

-49.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.55 $2.55

-39.61%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.95 $1.95

-67.18%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$7.83 $7.83

-65.90%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$8.20 $8.20

-48.05%

Milk (1 liter)

$1.46 Rp 26.5K

$1.02 $1.02

43.14%

White Bread (500g)

$2.29 Rp 41.6K

$3.26 $3.26

-29.75%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.04 $3.04

-63.49%

Eggs

$2.10 Rp 38.1K

$1.68 $1.68

25.00%

Local Cheese (1kg)

$15.94 Rp 289.2K

$8.29 $8.29

92.28%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$7.52 $7.52

-48.40%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$12.42 $12.42

-8.21%

Apples (1kg)

$3.55 Rp 64.4K

$3.40 $3.40

4.41%

Banana (1kg)

$1.54 Rp 27.9K

$1.35 $1.35

14.07%

Oranges (1kg)

$2.23 Rp 40.5K

$2.82 $2.82

-20.92%

Tomato (1kg)

$1.97 Rp 35.8K

$2.75 $2.75

-28.36%

Potato (1kg)

$1.86 Rp 33.7K

$2.86 $2.86

-34.97%

Onion (1kg)

$2.42 Rp 43.9K

$2.47 $2.47

-2.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.28 $2.28

-55.26%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.56 $2.56

-79.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.96 $10.96

-79.93%

Wine (Bottle)

$21.79 Rp 395.2K

$13.86 $13.86

57.22%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.89 $1.89

23.28%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.36 $1.36

118.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$2.02 $2.02

-87.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$52.4 $52.4

-84.42%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.62 $2.62

-83.21%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.54 $1.54

-69.48%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$35.57 $35.57

-84.26%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.42 $1.42

-41.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.7K $30.7K

-20.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$26.7K $26.7K

18.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$217 $217

-64.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$44.11 $44.11

-86.08%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$87.3 $87.3

-78.32%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$44.88 $44.88

13.61%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$14.84 $14.84

-70.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,511 $2,511

-80.39%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$26.2K $26.2K

-53.27%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$23.84 $23.84

89.43%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$22.35 $22.35

56.11%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$52.0 $52.0

50.64%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$61.1 $61.1

27.38%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,598 $1,598

-32.57%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,262 $1,262

-47.32%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,744 $2,744

27.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,924 $1,924

-13.17%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,823 $2,823

-17.12%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,367 $2,367

-5.52%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$6,492 $6,492

-97.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.47

112.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Los Banos, CA: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Los Banos, CA

$1.3K 52.2% 89.8% $597

Groceries & Markets

Ubud, Bali

$279 21%

Los Banos, CA

$305 12.6% 9% $25

Clothing & Footwear

Ubud, Bali

$106 8%

Los Banos, CA

$72 3% 32.6% $35

Eating Out

Ubud, Bali

$106 8%

Los Banos, CA

$284 11.7% 168% $178

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Los Banos, CA

$349 14.4% 240% $246

Sport & Entertainment

Ubud, Bali

$60 4.5%

Los Banos, CA

$75 3.1% 24.8% $15

Getting Around

Ubud, Bali

$12 0.9%

Los Banos, CA

$71 2.9% 493% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,598 in Los Banos, CA. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays about 39 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $100 in Los Banos, CA for a mid-range dinner for two. Groceries echo the gap at $279 vs $305 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Los Banos, CA

🕒 Local time

18:07 6:07 PM

02:07 2:07 AM

16 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

35,972

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Los Banos, CA 13,560 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Los Banos, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Los Banos, CA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 45% lower than in Los Banos, CA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,598 in Los Banos, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $2,511 in Los Banos, CA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Los Banos, CA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Los Banos, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.