Last update: Oct 2026

Cost of Living Comparison Between Los Banos, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,416 in Los Banos, CA, rent and utilities included – about $13,000 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Los Banos, CA
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Los Banos, CA Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Los Banos, CA

🇺🇸 United States

$2,416

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Los Banos, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Los Banos, CA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,416 in Los Banos, CA versus $1,331 in Ubud, Bali.

Los Banos, CA $2,416
Ubud, Bali $1,331

Estimated couple costs with rent: $3,466 in Los Banos, CA versus $2,255 in Ubud, Bali.

Los Banos, CA $3,466
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,516 in Los Banos, CA versus $3,180 in Ubud, Bali.

Los Banos, CA $4,516
Ubud, Bali $3,180

Living in Los Banos, CA is roughly 82% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Los Banos, CA is 79% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$14.83 $14.83

$3.38 Rp 61.3K

338.76%

Three-Course Dinner for Two, Mid-Range

$100 $100

$34.65 Rp 629.1K

189.70%

Fast Food Meal (McDonalds, etc)

$9.88 $9.88

$5.57 Rp 101.2K

77.38%

Cappuccino

$5.15 $5.15

$2.62 Rp 47.6K

96.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.55 $2.55

$1.54 Rp 27.9K

65.58%

Water (0.33 liter bottle)

$1.95 $1.95

$0.64 Rp 11.6K

204.69%

Local Beer (0.5 liter draught)

$7.83 $7.83

$2.67 Rp 48.4K

193.26%

Imported Beer (0.33 liter bottle)

$8.20 $8.20

$4.26 Rp 77.4K

92.49%

Milk (1 liter)

$1.02 $1.02

$1.46 Rp 26.5K

-30.14%

White Bread (500g)

$3.26 $3.26

$2.29 Rp 41.6K

42.36%

Rice (white) (1kg)

$3.04 $3.04

$1.11 Rp 20.1K

173.87%

Eggs

$1.68 $1.68

$2.10 Rp 38.1K

-20.00%

Local Cheese (1kg)

$8.29 $8.29

$15.94 Rp 289.4K

-47.99%

Chicken Fillets (1kg)

$7.52 $7.52

$3.88 Rp 70.5K

93.81%

Beef Round Steak (1kg)

$12.42 $12.42

$11.40 Rp 207.0K

8.95%

Apples (1kg)

$3.40 $3.40

$3.55 Rp 64.5K

-4.23%

Banana (1kg)

$1.35 $1.35

$1.54 Rp 27.9K

-12.34%

Oranges (1kg)

$2.82 $2.82

$2.23 Rp 40.5K

26.46%

Tomato (1kg)

$2.75 $2.75

$1.97 Rp 35.8K

39.59%

Potato (1kg)

$2.86 $2.86

$1.86 Rp 33.7K

53.76%

Onion (1kg)

$2.47 $2.47

$2.42 Rp 43.9K

2.07%

Lettuce (1 head)

$2.28 $2.28

$1.02 Rp 18.6K

123.53%

Water (1.5 liter bottle)

$2.56 $2.56

$0.52 Rp 9,483

392.31%

Cigarettes 20 Pack (Marlboro, Camel)

$10.96 $10.96

$2.20 Rp 39.9K

398.18%

Wine (Bottle)

$13.86 $13.86

$21.79 Rp 395.6K

-36.39%

Local Beer (0.5 liter bottle)

$1.89 $1.89

$2.33 Rp 42.2K

-18.88%

Imported Beer (0.33 liter bottle)

$1.36 $1.36

$2.97 Rp 53.9K

-54.21%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.25 Rp 4,546

708.00%

Public Transport Monthly Pass (Regular Price)

$52.4 $52.4

$8.17 Rp 148.4K

541.86%

Taxi Start (Normal Tariff)

$2.62 $2.62

$0.44 Rp 7,947

495.45%

Taxi (Normal Tariff) (1km)

$1.54 $1.54

$0.47 Rp 8,496

227.66%

Taxi 1hour Waiting (Normal Tariff)

$35.57 $35.57

$5.60 Rp 101.7K

535.18%

Gasoline (1 liter)

$1.42 $1.42

$0.83 Rp 15.0K

71.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K $30.7K

$24.4K Rp 443.8M

25.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$31.7K Rp 575.5M

-15.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$77.5 Rp 1.4M

180.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.11 $44.11

$6.14 Rp 111.6K

618.40%

Internet (50+ Mbps, Unlimited Data)

$87.3 $87.3

$18.92 Rp 343.4K

361.21%

Gym Membership (Monthly)

$44.88 $44.88

$51.0 Rp 925.8K

-11.98%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$14.84 $14.84

$4.38 Rp 79.6K

238.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,511 $2,511

$492 Rp 8.9M

409.88%

International Primary School, 1 Child (Yearly)

$26.2K $26.2K

$12.2K Rp 221.9M

114.00%

Jeans (Levis 501 Or Similar)

$23.84 $23.84

$45.16 Rp 819.9K

-47.21%

Summer Dress (H&M, Zara, etc)

$22.35 $22.35

$34.89 Rp 633.4K

-35.94%

Sport Shoes (Adidas, Nike)

$52.0 $52.0

$78.3 Rp 1.4M

-33.62%

Men's Leather Business Shoes

$61.1 $61.1

$77.9 Rp 1.4M

-21.50%

1-bedroom Apartment, City Center (Monthly)

$1,598 $1,598

$1,078 Rp 19.6M

48.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,262 $1,262

$665 Rp 12.1M

89.83%

3-bedroom Apartment, City Center (Monthly)

$2,744 $2,744

$3,510 Rp 63.7M

-21.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 $1,924

$1,671 Rp 30.3M

15.16%

Buy Apartment in City Center (m2)

$2,823 $2,823

$2,340 Rp 42.5M

20.66%

Buy Apartment Outside City Center (m2)

$2,367 $2,367

$2,236 Rp 40.6M

5.84%

Average Monthly Net Salary (After Tax)

$6,492 $6,492

$166 Rp 3.0M

3802.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

13.78

-53.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Banos, CA: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Los Banos, CA

$1.3K 52.2%

Ubud, Bali

$665 50% 47.3% $597

Monthly Utilities & Internet

Los Banos, CA

$349 14.4%

Ubud, Bali

$103 7.7% 70.6% $246

Groceries & Markets

Los Banos, CA

$305 12.6%

Ubud, Bali

$279 21% 8.3% $25

Eating Out

Los Banos, CA

$284 11.7%

Ubud, Bali

$106 8% 62.7% $178

Sport & Entertainment

Los Banos, CA

$75 3.1%

Ubud, Bali

$60 4.5% 19.8% $15

Clothing & Footwear

Los Banos, CA

$72 3%

Ubud, Bali

$106 8% 48.3% $35

Getting Around

Los Banos, CA

$71 2.9%

Ubud, Bali

$12 0.9% 83.1% $59

Cost Breakdown

A one-bedroom apartment in the center runs $1,598 in Los Banos, CA and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays about 39 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $100 in Los Banos, CA vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $305 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Los Banos, CA

🇮🇩 Ubud, Bali

🕒 Local time

11:39 11:39 AM

03:39 3:39 AM

16 h ahead of Los Banos, CA

🌤 Weather

👥 Population

35,972

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

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Between locations

Los Banos, CA Ubud, Bali 13,560 km ≈ 17 h nonstop flight

From you

Los Banos, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Banos, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 45% lower than in Los Banos, CA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Los Banos, CA is about 39 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,598 in Los Banos, CA versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,511 in Los Banos, CA versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 9% higher in Los Banos, CA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 45% less than in Los Banos, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.