Cost of Living Comparison Between Ubud, Bali and Lohaghat Cost of Living Comparison Between Ubud, Bali and Lohaghat

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $384 in Lohaghat, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $609 in Lohaghat, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $835 in Lohaghat, rent included.

Ubud, Bali costs about 267% more than Lohaghat, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Lohaghat is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.40 ₹231

43.75%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$10.28 ₹992

214.59%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$3.61 ₹348

34.07%

Cappuccino

$2.75 Rp 49.4K

$1.54 ₹148

78.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.40 ₹38.79

245.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.16 ₹15.65

368.75%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.69 ₹163

76.92%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.08 ₹297

25.00%

Milk (1 liter)

$1.74 Rp 31.2K

$0.71 ₹68.2

145.07%

White Bread (500g)

$2.46 Rp 44.2K

$0.46 ₹43.89

434.78%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.68 ₹65.4

72.06%

Eggs

$2.43 Rp 43.7K

$0.88 ₹84.7

176.14%

Local Cheese (1kg)

$14.50 Rp 260.6K

$5.12 ₹494

183.20%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$2.95 ₹284

47.46%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

Apples (1kg)

$3.72 Rp 66.8K

$2.05 ₹198

81.46%

Banana (1kg)

$1.63 Rp 29.2K

$0.73 ₹70.3

123.29%

Oranges (1kg)

$2.74 Rp 49.3K

$1.00 ₹96.7

174.00%

Tomato (1kg)

$2.24 Rp 40.3K

$0.54 ₹51.6

314.81%

Potato (1kg)

$1.92 Rp 34.5K

$0.39 ₹37.36

392.31%

Onion (1kg)

$2.28 Rp 40.9K

$0.45 ₹43.29

406.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.45 ₹43.65

135.56%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.34 ₹32.94

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.85 ₹371

-14.55%

Wine (Bottle)

$23.19 Rp 416.8K

$7.38 ₹711

214.23%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.69 ₹163

64.50%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.91 ₹281

-6.19%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.00 ₹482

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.28 ₹26.81

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$8.80 ₹848

-7.84%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$0.84 ₹81.3

-42.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.24 ₹23.04

75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$1.47 ₹142

323.13%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.17 ₹113

-30.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$14.2K ₹1.4M

88.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$22.0K ₹2.1M

46.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.42 ₹3,705

103.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.55 ₹342

14.65%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$7.47 ₹720

225.70%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$15.96 ₹1,539

517.86%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$7.08 ₹683

-10.45%

Cinema Ticket

$3.99 Rp 71.6K

$2.96 ₹286

34.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$51.2 ₹4,940

495.53%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$1,567 ₹151.2K

323.76%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$24.19 ₹2,333

123.81%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$25.28 ₹2,438

49.56%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$43.12 ₹4,158

101.39%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$31.93 ₹3,079

139.12%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$124 ₹12.0K

697.22%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$74.7 ₹7,204

800.58%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$269 ₹26.0K

1153.06%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$177 ₹17.1K

1055.49%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$885 ₹85.4K

216.73%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$561 ₹54.1K

296.85%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$521 ₹50.2K

-67.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

8.67

53.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lohaghat: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $124 in Lohaghat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 212% higher in Lohaghat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $10.00 in Lohaghat. Monthly groceries follow the same trend: $297 vs $106 – making Lohaghat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lohaghat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $384 in Lohaghat – roughly 267% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $576 in Lohaghat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lohaghat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $384 in Lohaghat. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 9% less in Lohaghat. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Lohaghat, where all-in costs run around $384, than in Ubud, Bali at $1,408. In Lohaghat it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $384 in Lohaghat to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lohaghat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.