Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Lohaghat

For one person, living is cheaper in Lohaghat: $367 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Lohaghat
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Lohaghat Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Lohaghat

🇮🇳 India

$367

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lohaghat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lohaghat actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $367 in Lohaghat, rent included.

Ubud, Bali $1,331
Lohaghat $367

A couple spends around $2,255 per month in Ubud, Bali vs $588 in Lohaghat, rent included.

Ubud, Bali $2,255
Lohaghat $588

A family of three spends $3,180 per month in Ubud, Bali vs $808 in Lohaghat, rent included.

Ubud, Bali $3,180
Lohaghat $808

Ubud, Bali costs about 262% more than Lohaghat, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Lohaghat are more affordable than the global median – Ubud, Bali 2% lower, Lohaghat 73% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.05 ₹194

64.88%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$10.69 ₹1,013

224.13%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.59 ₹340

55.15%

Cappuccino

$2.62 Rp 47.5K

$1.64 ₹155

59.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.38 ₹35.77

305.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.15 ₹14.05

326.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.87 ₹177

42.78%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.91 ₹276

46.39%

Milk (1 liter)

$1.46 Rp 26.5K

$0.63 ₹59.9

131.75%

White Bread (500g)

$2.29 Rp 41.6K

$0.48 ₹45.51

377.08%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.64 ₹60.3

73.44%

Eggs

$2.10 Rp 38.1K

$0.91 ₹86.6

130.77%

Local Cheese (1kg)

$15.94 Rp 289.3K

$4.66 ₹442

242.06%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.93 ₹277

32.42%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

Apples (1kg)

$3.55 Rp 64.5K

$1.84 ₹174

92.93%

Banana (1kg)

$1.54 Rp 27.9K

$0.62 ₹59.0

148.39%

Oranges (1kg)

$2.23 Rp 40.5K

$0.95 ₹90.0

134.74%

Tomato (1kg)

$1.97 Rp 35.8K

$0.49 ₹46.27

302.04%

Potato (1kg)

$1.86 Rp 33.7K

$0.33 ₹31.13

463.64%

Onion (1kg)

$2.42 Rp 43.9K

$0.37 ₹35.28

554.05%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.44 ₹41.67

131.82%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.31 ₹29.69

67.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.13 ₹486

-57.12%

Wine (Bottle)

$21.79 Rp 395.4K

$7.32 ₹693

197.68%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.59 ₹150

46.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.62 ₹248

13.36%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.83 ₹458

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.23 ₹21.88

8.70%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.19 ₹681

13.63%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.85 ₹80.7

-48.24%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.25 ₹23.43

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.53 ₹145

266.01%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.11 ₹106

-25.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$11.2K ₹1.1M

117.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$19.5K ₹1.8M

62.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$34.48 ₹3,267

124.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$3.28 ₹311

87.20%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$6.67 ₹632

183.66%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$13.90 ₹1,317

266.83%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$6.53 ₹619

179.48%

Cinema Ticket

$4.38 Rp 79.5K

$3.00 ₹285

46.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$45.90 ₹4,348

972.81%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$1,429 ₹135.4K

755.29%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$21.75 ₹2,061

107.63%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$23.71 ₹2,246

47.15%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$38.59 ₹3,656

102.95%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$28.74 ₹2,723

170.95%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$120 ₹11.4K

795.04%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$77.7 ₹7,356

756.27%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$266 ₹25.2K

1221.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$188 ₹17.8K

789.31%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$920 ₹87.1K

154.43%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$530 ₹50.2K

321.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$534 ₹50.6K

-68.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Lohaghat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Lohaghat

$78 21.2% 88.3% $587

Groceries & Markets

Ubud, Bali

$279 21%

Lohaghat

$100 27.3% 64.2% $179

Clothing & Footwear

Ubud, Bali

$106 8%

Lohaghat

$51 13.8% 52.3% $56

Eating Out

Ubud, Bali

$106 8%

Lohaghat

$64 17.5% 39.4% $42

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Lohaghat

$44 12.1% 56.7% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Lohaghat

$20 5.4% 66.7% $40

Getting Around

Ubud, Bali

$12 0.9%

Lohaghat

$10 2.8% 14.6% $1.8

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $120 in Lohaghat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lohaghat are about 3.2 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $11 in Lohaghat. Monthly groceries follow the same trend: $279 vs $100 – making Lohaghat the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Lohaghat

🕒 Local time

15:36 3:36 PM

13:06 1:06 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.42 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.42 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lohaghat 5,650 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Lohaghat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lohaghat: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $367 in Lohaghat – Lohaghat comes out roughly 72% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $551 in Lohaghat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lohaghat, especially for central apartments: a one-bedroom in the center costs $120 there versus $1,078 in Ubud, Bali.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $367 in Lohaghat. That makes Lohaghat about 72% cheaper.

Public transport costs about 12% less in Lohaghat. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,200 monthly budget goes further in Lohaghat, where all-in costs run around $367, than in Ubud, Bali at $1,331. In Lohaghat it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lohaghat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Lohaghat is the easier option financially – housing and daily costs are lower, and overall it costs about 72% less, which matters a lot on a fixed budget or early-career salary.