Cost of Living Comparison Between Ubud, Bali and Lima Cost of Living Comparison Between Ubud, Bali and Lima

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $975 in Lima.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,515 in Lima.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,055 in Lima.

Living in Ubud, Bali is roughly 43% more expensive than in Lima, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Lima is 27% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$4.24 PEN 14.40

-15.80%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$33.85 PEN 115

-4.52%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$7.10 PEN 24.11

-29.44%

Cappuccino

$2.82 Rp 51.0K

$2.58 PEN 8.77

9.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.90 PEN 3.07

50.00%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.64 PEN 2.19

14.06%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.24 PEN 7.60

30.80%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.92 PEN 13.30

0.51%

Milk (1 liter)

$1.78 Rp 32.1K

$1.47 PEN 4.99

21.09%

White Bread (500g)

$2.45 Rp 44.2K

$2.63 PEN 8.91

-6.84%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.31 PEN 4.46

-12.21%

Eggs

$2.41 Rp 43.6K

$2.96 PEN 10.06

-18.58%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.03 PEN 27.26

78.46%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$5.59 PEN 18.97

-25.04%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.56 PEN 35.86

14.20%

Apples (1kg)

$3.64 Rp 65.7K

$2.00 PEN 6.77

82.00%

Banana (1kg)

$1.57 Rp 28.3K

$1.11 PEN 3.78

41.44%

Oranges (1kg)

$2.79 Rp 50.3K

$1.14 PEN 3.86

144.74%

Tomato (1kg)

$2.24 Rp 40.5K

$1.26 PEN 4.28

77.78%

Potato (1kg)

$1.98 Rp 35.7K

$0.98 PEN 3.33

102.04%

Onion (1kg)

$2.28 Rp 41.1K

$1.01 PEN 3.42

125.74%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.82 PEN 2.80

28.05%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.87 PEN 2.97

-9.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.48 PEN 18.62

-41.79%

Wine (Bottle)

$23.49 Rp 424.1K

$8.85 PEN 30.06

165.42%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.71 PEN 5.80

69.59%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.93 PEN 9.93

-5.80%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.71 PEN 2.42

-61.97%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$30.86 PEN 105

-72.88%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.39 PEN 11.49

-86.73%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$2.12 PEN 7.20

-78.30%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$8.48 PEN 28.80

-28.42%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.32 PEN 4.48

-34.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$19.7K PEN 66.8K

35.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.9K PEN 84.7K

30.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$57.0 PEN 194

38.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$12.83 PEN 43.54

-68.12%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$23.68 PEN 80.4

0.72%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$31.09 PEN 106

217.72%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$18.87 PEN 64.1

-66.35%

Cinema Ticket

$4.01 Rp 72.3K

$6.84 PEN 23.22

-41.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$223 PEN 757

33.28%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$7,847 PEN 26.6K

-15.87%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$50.3 PEN 171

6.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$35.93 PEN 122

6.07%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$90.3 PEN 307

-1.84%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$90.4 PEN 307

-15.27%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$621 PEN 2,109

64.15%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$352 PEN 1,197

93.00%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,037 PEN 3,519

234.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$622 PEN 2,113

235.79%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,363 PEN 8,023

15.47%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,424 PEN 4,836

61.14%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$636 PEN 2,160

-74.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.11

31.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Lima: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $621 in Lima. Housing cost is often the main lever when comparing two cities.

Lima pays 289% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $34.00 in Lima. Groceries flip the comparison at $298 vs $220, with Lima cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lima: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lima differ by about 43% in total monthly costs ($1,392 vs $975 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 289% lower in Lima. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $621 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $223 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $975 in Lima versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Lima but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.