Cost of Living Comparison Between Ubud, Bali and Lima Cost of Living Comparison Between Ubud, Bali and Lima

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $980 in Lima.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,520 in Lima.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,061 in Lima.

Living in Ubud, Bali is roughly 42% more expensive than in Lima, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Lima is 27% below.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$4.12 PEN 13.94

-17.48%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$33.17 PEN 112

-2.38%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$6.79 PEN 22.96

-26.36%

Cappuccino

$2.82 Rp 50.3K

$2.63 PEN 8.91

7.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.94 PEN 3.16

46.81%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.60 PEN 2.03

21.67%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$2.25 PEN 7.61

32.44%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$3.82 PEN 12.92

3.93%

Milk (1 liter)

$1.79 Rp 32.0K

$1.47 PEN 4.99

21.77%

White Bread (500g)

$2.46 Rp 43.9K

$2.60 PEN 8.78

-5.38%

Rice (white) (1kg)

$1.20 Rp 21.4K

$1.31 PEN 4.43

-8.40%

Eggs

$2.39 Rp 42.6K

$2.87 PEN 9.70

-16.72%

Local Cheese (1kg)

$14.40 Rp 256.6K

$7.84 PEN 26.52

83.67%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$5.51 PEN 18.65

-22.32%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$10.60 PEN 35.86

11.51%

Apples (1kg)

$3.78 Rp 67.4K

$2.06 PEN 6.97

83.50%

Banana (1kg)

$1.63 Rp 29.1K

$1.13 PEN 3.81

44.25%

Oranges (1kg)

$2.80 Rp 49.9K

$1.10 PEN 3.74

154.55%

Tomato (1kg)

$2.26 Rp 40.3K

$1.25 PEN 4.21

80.80%

Potato (1kg)

$2.00 Rp 35.6K

$1.02 PEN 3.45

96.08%

Onion (1kg)

$2.21 Rp 39.4K

$0.93 PEN 3.15

137.63%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.82 PEN 2.76

30.49%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.89 PEN 3.01

-14.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$5.49 PEN 18.55

-42.99%

Wine (Bottle)

$23.81 Rp 424.4K

$8.64 PEN 29.20

175.58%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.76 PEN 5.94

61.36%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.98 PEN 10.09

-6.71%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.66 PEN 2.25

-59.09%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$30.53 PEN 103

-72.58%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$3.34 PEN 11.30

-86.53%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$2.15 PEN 7.28

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$8.49 PEN 28.70

-29.56%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.30 PEN 4.39

-38.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$19.2K PEN 64.9K

34.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$24.1K PEN 81.6K

31.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$55.8 PEN 189

44.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$12.35 PEN 41.76

-66.48%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$23.96 PEN 81.0

0.67%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$30.52 PEN 103

220.28%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$18.57 PEN 62.8

-64.24%

Cinema Ticket

$4.04 Rp 71.9K

$6.76 PEN 22.87

-40.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$220 PEN 745

34.79%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$7,863 PEN 26.6K

-16.19%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$50.9 PEN 172

8.24%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$35.62 PEN 120

8.11%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$90.6 PEN 306

-4.94%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$89.0 PEN 301

-12.44%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$622 PEN 2,103

58.44%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$352 PEN 1,190

88.92%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,019 PEN 3,446

238.16%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$637 PEN 2,154

220.68%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$2,318 PEN 7,839

22.04%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$1,411 PEN 4,772

61.73%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$649 PEN 2,193

-73.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.11

31.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Lima: June 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $622 in Lima. Housing cost is often the main lever when comparing two cities.

Lima pays 283% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $33.00 in Lima. Groceries flip the comparison at $299 vs $219, with Lima cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lima: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lima differ by about 42% in total monthly costs ($1,394 vs $980 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 283% lower in Lima. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $622 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $220 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 37% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $980 in Lima versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Lima but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.