Cost of Living Comparison Between Ubud, Bali and Lima Cost of Living Comparison Between Ubud, Bali and Lima

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,014 in Lima.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,605 in Lima.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,196 in Lima.

Living in Ubud, Bali is roughly 35% more expensive than in Lima, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Lima is 26% below.

Currency
🍽 Eating Out
Ubud, Bali
Lima
Difference
Meal at Budget Restaurant
$3.44 Rp 60.9K
$4.36 PEN 14.63
-21.10%
Three-Course Dinner for Two, Mid-Range
$36.31 Rp 643.0K
$35.98 PEN 121
0.92%
Fast Food Meal (McDonalds, etc)
$5.71 Rp 101.0K
$7.14 PEN 23.96
-20.03%
Cappuccino
$2.67 Rp 47.3K
$3.39 PEN 11.39
-21.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 31.0K
$1.09 PEN 3.66
60.55%
Water (0.33 liter bottle)
$0.87 Rp 15.4K
$0.62 PEN 2.08
40.32%
Local Beer (0.5 liter draught)
$2.95 Rp 52.3K
$2.72 PEN 9.11
8.46%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.0K
$4.53 PEN 15.20
-0.22%
🛒 Groceries & Markets
Ubud, Bali
Lima
Difference
Milk (1 liter)
$1.62 Rp 28.7K
$1.62 PEN 5.45
-
White Bread (500g)
$2.33 Rp 41.3K
$2.70 PEN 9.06
-13.70%
Rice (white) (1kg)
$1.11 Rp 19.6K
$1.38 PEN 4.63
-19.57%
Eggs
$2.20 Rp 39.0K
$2.95 PEN 9.90
-25.42%
Local Cheese (1kg)
$17.69 Rp 313.3K
$9.46 PEN 31.74
87.00%
Chicken Fillets (1kg)
$4.10 Rp 72.5K
$6.05 PEN 20.30
-32.23%
Beef Round Steak (1kg)
$12.18 Rp 215.6K
$9.99 PEN 33.53
21.92%
Apples (1kg)
$3.71 Rp 65.6K
$2.03 PEN 6.80
82.76%
Banana (1kg)
$1.59 Rp 28.1K
$1.06 PEN 3.55
50.00%
Oranges (1kg)
$2.28 Rp 40.4K
$1.42 PEN 4.76
60.56%
Tomato (1kg)
$1.95 Rp 34.6K
$1.49 PEN 5.02
30.87%
Potato (1kg)
$1.91 Rp 33.7K
$0.93 PEN 3.12
105.38%
Onion (1kg)
$2.33 Rp 41.3K
$0.86 PEN 2.89
170.93%
Lettuce (1 head)
$1.01 Rp 17.8K
$0.84 PEN 2.83
20.24%
Water (1.5 liter bottle)
$0.55 Rp 9,773
$0.94 PEN 3.15
-41.49%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 39.5K
$6.04 PEN 20.28
-63.08%
Wine (Bottle)
$23.07 Rp 408.6K
$8.99 PEN 30.18
156.62%
Local Beer (0.5 liter bottle)
$2.42 Rp 42.8K
$1.92 PEN 6.45
26.04%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.1K
$3.25 PEN 10.91
-7.69%
🚌 Getting Around
Ubud, Bali
Lima
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,814
$0.68 PEN 2.29
-60.29%
Public Transport Monthly Pass (Regular Price)
$8.98 Rp 159.1K
$27.60 PEN 92.6
-67.46%
Taxi Start (Normal Tariff)
$0.48 Rp 8,566
$4.05 PEN 13.60
-88.15%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,679
$2.03 PEN 6.80
-78.82%
Taxi 1hour Waiting (Normal Tariff)
$5.64 Rp 99.9K
$7.23 PEN 24.27
-21.99%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.73 PEN 5.80
-53.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K Rp 441.7M
$21.9K PEN 73.4K
14.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 561.5M
$26.3K PEN 88.3K
20.54%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lima
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$81.5 Rp 1.4M
$71.6 PEN 240
13.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 115.0K
$16.89 PEN 56.7
-61.57%
Internet (50+ Mbps, Unlimited Data)
$18.77 Rp 332.4K
$27.92 PEN 93.7
-32.77%
🎉 Sport & Entertainment
Ubud, Bali
Lima
Difference
Gym Membership (Monthly)
$56.9 Rp 1.0M
$33.23 PEN 112
71.14%
Tennis Court (1 Hour on Weekend)
$18.73 Rp 331.7K
$20.13 PEN 67.5
-6.95%
Cinema Ticket
$4.54 Rp 80.4K
$7.52 PEN 25.24
-39.63%
🧸 Childcare & Education
Ubud, Bali
Lima
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$481 Rp 8.5M
$183 PEN 615
162.47%
International Primary School, 1 Child (Yearly)
$5,711 Rp 101.1M
$13.5K PEN 45.4K
-57.81%
👕👟 Clothing & Footwear
Ubud, Bali
Lima
Difference
Jeans (Levis 501 Or Similar)
$45.52 Rp 806.0K
$55.0 PEN 185
-17.25%
Summer Dress (H&M, Zara, etc)
$35.88 Rp 635.4K
$36.32 PEN 122
-1.21%
Sport Shoes (Adidas, Nike)
$80.4 Rp 1.4M
$87.4 PEN 293
-8.01%
Men's Leather Business Shoes
$78.7 Rp 1.4M
$79.8 PEN 268
-1.40%
🏠 Accommodation & Living
Ubud, Bali
Lima
Difference
1-bedroom Apartment, City Center (Monthly)
$1,115 Rp 19.7M
$764 PEN 2,564
45.88%
1-bedroom Apartment, Outside City Center (Monthly)
$698 Rp 12.4M
$352 PEN 1,180
98.42%
3-bedroom Apartment, City Center (Monthly)
$3,637 Rp 64.4M
$1,277 PEN 4,285
184.82%
3-bedroom Apartment, Outside City Center (Monthly)
$1,737 Rp 30.8M
$657 PEN 2,204
164.55%
Buy Apartment in City Center (m2)
$2,784 Rp 49.3M
$2,497 PEN 8,378
11.52%
Buy Apartment Outside City Center (m2)
$2,290 Rp 40.5M
$1,403 PEN 4,708
63.20%
💵 Salaries & Financials
Ubud, Bali
Lima
Difference
Average Monthly Net Salary (After Tax)
$168 Rp 3.0M
$656 PEN 2,203
-74.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.94
54.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Lima: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $764 in Lima. Housing cost is often the main lever when comparing two cities.

Lima pays 291% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $36.00 in Lima. Groceries flip the comparison at $295 vs $232, with Lima cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lima: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Lima?
Ubud, Bali and Lima differ by about 35% in total monthly costs ($1,368 vs $1,014 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 291% lower in Lima. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Lima?
Rent for a central apartment: $1,115 in Ubud, Bali versus $764 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Lima?
Childcare runs $481 in Ubud, Bali versus $183 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $1,014 in Lima versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Lima but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lima the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Lima?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Lima safer for residents?
Safety-wise, Ubud, Bali and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Lima?
Expats usually find Lima gentler on the wallet – expenses run 35% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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