Cost of Living Comparison Between Lima and Ubud, Bali Cost of Living Comparison Between Lima and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,016 in Lima versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $1,623 in Lima versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,229 in Lima versus $3,273 in Ubud, Bali.

Living in Lima costs roughly 27% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lima is 26% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$4.35 PEN 14.63

$3.37 Rp 59.7K

29.08%

Three-Course Dinner for Two, Mid-Range

$32.17 PEN 108

$38.59 Rp 682.4K

-16.64%

Fast Food Meal (McDonalds, etc)

$7.03 PEN 23.65

$5.52 Rp 97.6K

27.36%

Cappuccino

$3.23 PEN 10.87

$2.64 Rp 46.8K

22.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.13 PEN 3.81

$1.67 Rp 29.6K

-32.34%

Water (0.33 liter bottle)

$0.62 PEN 2.08

$0.77 Rp 13.6K

-19.48%

Local Beer (0.5 liter draught)

$2.68 PEN 9.02

$2.63 Rp 46.6K

1.90%

Imported Beer (0.33 liter bottle)

$4.53 PEN 15.24

$4.28 Rp 75.7K

5.84%

Milk (1 liter)

$1.64 PEN 5.51

$1.55 Rp 27.3K

5.81%

White Bread (500g)

$2.60 PEN 8.75

$2.22 Rp 39.3K

17.12%

Rice (white) (1kg)

$1.34 PEN 4.51

$1.13 Rp 19.9K

18.58%

Eggs

$3.05 PEN 10.27

$2.09 Rp 36.9K

45.93%

Local Cheese (1kg)

$9.01 PEN 30.31

$17.39 Rp 307.6K

-48.19%

Chicken Fillets (1kg)

$5.93 PEN 19.93

$3.87 Rp 68.4K

53.23%

Beef Round Steak (1kg)

$9.80 PEN 32.97

$12.55 Rp 221.9K

-21.91%

Apples (1kg)

$2.10 PEN 7.05

$3.62 Rp 63.9K

-41.99%

Banana (1kg)

$1.05 PEN 3.54

$1.56 Rp 27.6K

-32.69%

Oranges (1kg)

$1.45 PEN 4.89

$2.35 Rp 41.6K

-38.30%

Tomato (1kg)

$1.50 PEN 5.04

$2.06 Rp 36.4K

-27.18%

Potato (1kg)

$0.93 PEN 3.11

$1.90 Rp 33.6K

-51.05%

Onion (1kg)

$0.94 PEN 3.17

$2.34 Rp 41.3K

-59.83%

Lettuce (1 head)

$0.89 PEN 3.01

$1.03 Rp 18.2K

-13.59%

Water (1.5 liter bottle)

$0.95 PEN 3.20

$0.55 Rp 9,809

72.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.82 PEN 19.56

$2.25 Rp 39.8K

158.67%

Wine (Bottle)

$9.02 PEN 30.35

$23.81 Rp 421.0K

-62.12%

Local Beer (0.5 liter bottle)

$1.94 PEN 6.52

$2.31 Rp 40.9K

-16.02%

Imported Beer (0.33 liter bottle)

$3.23 PEN 10.85

$2.80 Rp 49.5K

15.36%

One-way Ticket (Public Transport)

$0.69 PEN 2.31

$0.27 Rp 4,816

155.56%

Public Transport Monthly Pass (Regular Price)

$27.19 PEN 91.5

$8.66 Rp 153.2K

213.97%

Taxi Start (Normal Tariff)

$3.90 PEN 13.11

$0.48 Rp 8,515

712.50%

Taxi (Normal Tariff) (1km)

$2.03 PEN 6.83

$0.45 Rp 7,887

351.11%

Taxi 1hour Waiting (Normal Tariff)

$7.45 PEN 25.05

$5.72 Rp 101.1K

30.24%

Gasoline (1 liter)

$1.71 PEN 5.77

$0.76 Rp 13.4K

125.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PEN 74.6K

$24.5K Rp 433.0M

-9.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K PEN 89.9K

$32.1K Rp 568.0M

-16.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$71.1 PEN 239

$83.6 Rp 1.5M

-14.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.93 PEN 56.9

$6.46 Rp 114.2K

162.07%

Internet (50+ Mbps, Unlimited Data)

$28.29 PEN 95.2

$18.99 Rp 335.9K

48.97%

Gym Membership (Monthly)

$33.80 PEN 114

$56.0 Rp 989.8K

-39.61%

Tennis Court (1 Hour on Weekend)

$19.96 PEN 67.2

$18.62 Rp 329.2K

7.20%

Cinema Ticket

$7.23 PEN 24.30

$4.28 Rp 75.7K

68.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$181 PEN 608

$487 Rp 8.6M

-62.86%

International Primary School, 1 Child (Yearly)

$13.4K PEN 45.2K

$5,856 Rp 103.6M

129.66%

Jeans (Levis 501 Or Similar)

$54.0 PEN 182

$45.56 Rp 805.6K

18.61%

Summer Dress (H&M, Zara, etc)

$35.57 PEN 120

$36.38 Rp 643.3K

-2.23%

Sport Shoes (Adidas, Nike)

$85.9 PEN 289

$82.0 Rp 1.4M

4.77%

Men's Leather Business Shoes

$81.0 PEN 273

$80.4 Rp 1.4M

0.77%

1-bedroom Apartment, City Center (Monthly)

$759 PEN 2,551

$1,117 Rp 19.7M

-32.07%

1-bedroom Apartment, Outside City Center (Monthly)

$346 PEN 1,165

$701 Rp 12.4M

-50.58%

3-bedroom Apartment, City Center (Monthly)

$1,254 PEN 4,218

$3,537 Rp 62.5M

-64.54%

3-bedroom Apartment, Outside City Center (Monthly)

$646 PEN 2,172

$1,762 Rp 31.2M

-63.36%

Buy Apartment in City Center (m2)

$2,479 PEN 8,338

$2,826 Rp 50.0M

-12.28%

Buy Apartment Outside City Center (m2)

$1,391 PEN 4,678

$2,292 Rp 40.5M

-39.32%

Average Monthly Net Salary (After Tax)

$669 PEN 2,249

$170 Rp 3.0M

293.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

13.78

-35.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $759 in Lima and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lima pays 294% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Lima vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $230 vs $293 per month, with Lima cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lima and Ubud, Bali differ by about 37% in total monthly costs ($1,016 vs $1,396 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 294% higher in Lima, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $759 in Lima versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $181 in Lima versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,016 in Lima versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Lima but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lima and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 37% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.