Cost of Living Comparison Between Ubud, Bali and Lancaster Cost of Living Comparison Between Ubud, Bali and Lancaster

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,177 in Lancaster.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $3,267 in Lancaster.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $4,358 in Lancaster.

Living in Ubud, Bali costs roughly 37% less than in Lancaster, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Lancaster 59% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$21.28 £15.89

-83.83%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$113 £84.6

-67.94%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$10.54 £7.87

-45.83%

Cappuccino

$2.67 Rp 47.4K

$4.25 £3.18

-37.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$3.61 £2.70

-51.52%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.41 £1.06

-38.30%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$6.73 £5.03

-56.17%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$5.49 £4.10

-17.67%

Milk (1 liter)

$1.62 Rp 28.7K

$1.56 £1.17

3.85%

White Bread (500g)

$2.33 Rp 41.3K

$1.80 £1.35

29.44%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.20 £3.13

-73.57%

Eggs

$2.20 Rp 39.0K

$3.40 £2.54

-35.29%

Local Cheese (1kg)

$17.69 Rp 313.8K

$6.48 £4.84

172.99%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.22 £3.89

-21.46%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$12.78 £9.55

-4.69%

Apples (1kg)

$3.71 Rp 65.7K

$4.30 £3.21

-13.72%

Banana (1kg)

$1.59 Rp 28.2K

$3.16 £2.36

-49.68%

Oranges (1kg)

$2.28 Rp 40.5K

$4.58 £3.42

-50.22%

Tomato (1kg)

$1.95 Rp 34.6K

$5.11 £3.82

-61.84%

Potato (1kg)

$1.91 Rp 33.8K

$2.30 £1.72

-16.96%

Onion (1kg)

$2.33 Rp 41.3K

$2.94 £2.20

-20.75%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.14 £0.85

-11.40%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$1.73 £1.29

-68.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$21.61 £16.14

-89.68%

Wine (Bottle)

$23.07 Rp 409.2K

$10.85 £8.10

112.63%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.42 £1.81

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.75 £2.05

9.09%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$3.46 £2.58

-92.20%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$68.3 £51.0

-86.85%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$6.79 £5.07

-92.93%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$2.54 £1.89

-83.07%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$25.72 £19.20

-78.07%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.90 £1.42

-57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$37.7K £28.2K

-33.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$40.5K £30.2K

-21.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$370 £277

-78.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$17.36 £12.96

-62.62%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$49.25 £36.78

-61.89%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$57.8 £43.17

-1.63%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$6.76 £5.05

177.07%

Cinema Ticket

$4.54 Rp 80.5K

$9.01 £6.73

-49.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$945 £706

-49.14%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$61.4K £45.9K

-90.70%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$75.8 £56.6

-39.92%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$33.62 £25.10

6.72%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$83.9 £62.6

-4.14%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$27.32 £20.40

187.96%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$1,090 £814

2.30%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$812 £606

-14.10%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$1,359 £1,015

167.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,453 £1,085

19.58%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$5,269 £3,934

-47.16%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$9,307 £6,950

-75.40%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$3,183 £2,377

-94.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.55

148.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Lancaster: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $1,090 in Lancaster. Housing cost is often the main lever when comparing two cities.

Lancaster pays 1794% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $113 in Lancaster for a mid-range dinner for two. Groceries echo the gap at $295 vs $310 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lancaster: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 59% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 1794% lower in Lancaster. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $1,090 in Lancaster. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Lancaster. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $113 in Lancaster. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,177 in Lancaster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lancaster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lancaster, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Lancaster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 59% less than in Lancaster. Beyond cost, consider language, visa policies, and how big the international community is in each city.