Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Lancaster

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,111 in Lancaster, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
101

Cost of Living Index in Lancaster
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Lancaster Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Lancaster

🇬🇧 United Kingdom

$2,111

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lancaster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lancaster actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,111 in Lancaster.

Ubud, Bali $1,331
Lancaster $2,111

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $3,206 in Lancaster.

Ubud, Bali $2,255
Lancaster $3,206

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $4,302 in Lancaster.

Ubud, Bali $3,180
Lancaster $4,302

Living in Ubud, Bali costs roughly 37% less than in Lancaster, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Lancaster is 56% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$19.57 £14.59

-82.73%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$115 £85.9

-69.93%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$10.47 £7.80

-46.80%

Cappuccino

$2.62 Rp 47.5K

$4.23 £3.15

-38.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$3.54 £2.64

-56.50%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.34 £1.00

-52.24%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.60 £4.92

-59.55%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.21 £3.88

-18.23%

Milk (1 liter)

$1.46 Rp 26.5K

$1.48 £1.10

-1.35%

White Bread (500g)

$2.29 Rp 41.6K

$1.79 £1.34

27.93%

Rice (white) (1kg)

$1.11 Rp 20.1K

$4.22 £3.14

-73.70%

Eggs

$2.10 Rp 38.1K

$3.52 £2.63

-40.34%

Local Cheese (1kg)

$15.94 Rp 289.2K

$6.44 £4.80

147.52%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$5.02 £3.74

-22.71%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$12.31 £9.18

-7.39%

Apples (1kg)

$3.55 Rp 64.4K

$4.65 £3.47

-23.66%

Banana (1kg)

$1.54 Rp 27.9K

$3.10 £2.31

-50.32%

Oranges (1kg)

$2.23 Rp 40.5K

$2.49 £1.85

-10.44%

Tomato (1kg)

$1.97 Rp 35.8K

$5.01 £3.74

-60.68%

Potato (1kg)

$1.86 Rp 33.7K

$2.25 £1.68

-17.33%

Onion (1kg)

$2.42 Rp 43.9K

$2.82 £2.10

-14.18%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.17 £0.87

-12.82%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.66 £1.24

-68.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$21.68 £16.16

-89.85%

Wine (Bottle)

$21.79 Rp 395.2K

$9.30 £6.93

134.30%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.32 £1.73

0.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 £1.97

12.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$3.31 £2.47

-92.45%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$66.8 £49.78

-87.76%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$6.89 £5.14

-93.61%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.54 £1.90

-81.50%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$25.02 £18.66

-77.62%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.04 £1.52

-59.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$38.6K £28.7K

-36.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$41.2K £30.7K

-23.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$362 £270

-78.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$16.89 £12.59

-63.65%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$48.49 £36.16

-60.98%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$59.7 £44.51

-14.58%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$6.89 £5.13

164.88%

Cinema Ticket

$4.38 Rp 79.5K

$8.45 £6.30

-48.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,274 £950

-61.34%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$7,667 £5,717

59.41%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$77.2 £57.5

-41.47%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$33.18 £24.74

5.15%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$82.9 £61.8

-5.52%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$27.05 £20.17

187.87%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,071 £798

0.63%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$812 £605

-18.10%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,314 £980

167.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,406 £1,048

18.85%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$5,188 £3,868

-54.89%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$9,417 £7,022

-76.25%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,098 £2,310

-94.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.55

148.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Lancaster: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Lancaster

$812 38.5% 22.1% $147

Groceries & Markets

Ubud, Bali

$279 21%

Lancaster

$294 13.9% 5.3% $15

Clothing & Footwear

Ubud, Bali

$106 8%

Lancaster

$99 4.7% 6.8% $7.2

Eating Out

Ubud, Bali

$106 8%

Lancaster

$302 14.3% 185% $196

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Lancaster

$428 20.3% 317% $325

Sport & Entertainment

Ubud, Bali

$60 4.5%

Lancaster

$77 3.6% 28.2% $17

Getting Around

Ubud, Bali

$12 0.9%

Lancaster

$100 4.7% 733% $88

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,071 in Lancaster. Housing cost is often the main lever when comparing two cities.

Lancaster pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $115 in Lancaster for a mid-range dinner for two. Groceries echo the gap at $279 vs $294 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇧 Lancaster

🕒 Local time

00:28 12:28 AM

16:28 4:28 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

46,000

💱 Currency

Indonesian Rupiah IDR Rp

British Pound GBP £

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

Exchange rates and currency converter

GBP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

British Pound exchange rates as of November 3, 2026: 1 USD = 0.746 GBP (1 GBP = 1.34 USD). 1 EUR = 0.835 GBP (1 GBP = 1.2 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lancaster 12,580 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Lancaster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lancaster: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 37% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,071 in Lancaster. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Lancaster. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $115 in Lancaster. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Ubud, Bali and Lancaster are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Lancaster on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.