Last update: Nov 2026

Cost of Living Comparison Between Lancaster and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,111 in Lancaster, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

101

Cost of Living Index in Lancaster
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Lancaster Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lancaster

🇬🇧 United Kingdom

$2,111

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Lancaster and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lancaster and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,111 in Lancaster versus $1,331 in Ubud, Bali.

Lancaster $2,111
Ubud, Bali $1,331

Estimated couple costs with rent: $3,206 in Lancaster versus $2,255 in Ubud, Bali.

Lancaster $3,206
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,302 in Lancaster versus $3,180 in Ubud, Bali.

Lancaster $4,302
Ubud, Bali $3,180

Living in Lancaster is roughly 59% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lancaster is 56% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$19.57 £14.51

$3.38 Rp 61.3K

478.99%

Three-Course Dinner for Two, Mid-Range

$115 £85.4

$34.65 Rp 629.1K

232.53%

Fast Food Meal (McDonalds, etc)

$10.47 £7.76

$5.57 Rp 101.2K

87.97%

Cappuccino

$4.23 £3.14

$2.62 Rp 47.6K

61.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 £2.63

$1.54 Rp 27.9K

129.87%

Water (0.33 liter bottle)

$1.34 £0.99

$0.64 Rp 11.6K

109.38%

Local Beer (0.5 liter draught)

$6.60 £4.90

$2.67 Rp 48.4K

147.19%

Imported Beer (0.33 liter bottle)

$5.21 £3.86

$4.26 Rp 77.4K

22.30%

Milk (1 liter)

$1.48 £1.10

$1.46 Rp 26.5K

1.37%

White Bread (500g)

$1.79 £1.33

$2.29 Rp 41.6K

-21.83%

Rice (white) (1kg)

$4.22 £3.13

$1.11 Rp 20.1K

280.18%

Eggs

$3.52 £2.61

$2.10 Rp 38.1K

67.62%

Local Cheese (1kg)

$6.44 £4.77

$15.94 Rp 289.4K

-59.60%

Chicken Fillets (1kg)

$5.02 £3.72

$3.88 Rp 70.5K

29.38%

Beef Round Steak (1kg)

$12.31 £9.13

$11.40 Rp 207.0K

7.98%

Apples (1kg)

$4.65 £3.45

$3.55 Rp 64.5K

30.99%

Banana (1kg)

$3.10 £2.30

$1.54 Rp 27.9K

101.30%

Oranges (1kg)

$2.49 £1.84

$2.23 Rp 40.5K

11.66%

Tomato (1kg)

$5.01 £3.72

$1.97 Rp 35.8K

154.31%

Potato (1kg)

$2.25 £1.67

$1.86 Rp 33.7K

20.97%

Onion (1kg)

$2.82 £2.09

$2.42 Rp 43.9K

16.53%

Lettuce (1 head)

$1.17 £0.87

$1.02 Rp 18.6K

14.71%

Water (1.5 liter bottle)

$1.66 £1.23

$0.52 Rp 9,483

219.23%

Cigarettes 20 Pack (Marlboro, Camel)

$21.68 £16.08

$2.20 Rp 39.9K

885.45%

Wine (Bottle)

$9.30 £6.90

$21.79 Rp 395.6K

-57.32%

Local Beer (0.5 liter bottle)

$2.32 £1.72

$2.33 Rp 42.2K

-0.43%

Imported Beer (0.33 liter bottle)

$2.64 £1.96

$2.97 Rp 53.9K

-11.11%

One-way Ticket (Public Transport)

$3.31 £2.46

$0.25 Rp 4,546

1224.00%

Public Transport Monthly Pass (Regular Price)

$66.8 £49.50

$8.17 Rp 148.4K

717.01%

Taxi Start (Normal Tariff)

$6.89 £5.11

$0.44 Rp 7,947

1465.91%

Taxi (Normal Tariff) (1km)

$2.54 £1.88

$0.47 Rp 8,496

440.43%

Taxi 1hour Waiting (Normal Tariff)

$25.02 £18.56

$5.60 Rp 101.7K

346.79%

Gasoline (1 liter)

$2.04 £1.51

$0.83 Rp 15.0K

145.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.6K

$24.4K Rp 443.8M

57.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.5K

$31.7K Rp 575.5M

29.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 £269

$77.5 Rp 1.4M

367.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.89 £12.52

$6.14 Rp 111.6K

175.08%

Internet (50+ Mbps, Unlimited Data)

$48.49 £35.96

$18.92 Rp 343.4K

156.29%

Gym Membership (Monthly)

$59.7 £44.26

$51.0 Rp 925.8K

17.06%

Tennis Court (1 Hour on Weekend)

$6.89 £5.11

$18.25 Rp 331.3K

-62.25%

Cinema Ticket

$8.45 £6.27

$4.38 Rp 79.6K

92.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,274 £945

$492 Rp 8.9M

158.65%

International Primary School, 1 Child (Yearly)

$7,667 £5,686

$12.2K Rp 221.9M

-37.27%

Jeans (Levis 501 Or Similar)

$77.2 £57.2

$45.16 Rp 819.9K

70.86%

Summer Dress (H&M, Zara, etc)

$33.18 £24.60

$34.89 Rp 633.4K

-4.90%

Sport Shoes (Adidas, Nike)

$82.9 £61.5

$78.3 Rp 1.4M

5.85%

Men's Leather Business Shoes

$27.05 £20.06

$77.9 Rp 1.4M

-65.26%

1-bedroom Apartment, City Center (Monthly)

$1,071 £794

$1,078 Rp 19.6M

-0.63%

1-bedroom Apartment, Outside City Center (Monthly)

$812 £602

$665 Rp 12.1M

22.10%

3-bedroom Apartment, City Center (Monthly)

$1,314 £975

$3,510 Rp 63.7M

-62.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,406 £1,043

$1,671 Rp 30.3M

-15.86%

Buy Apartment in City Center (m2)

$5,188 £3,847

$2,340 Rp 42.5M

121.69%

Buy Apartment Outside City Center (m2)

$9,417 £6,983

$2,236 Rp 40.6M

321.11%

Average Monthly Net Salary (After Tax)

$3,098 £2,297

$166 Rp 3.0M

1762.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.55

13.78

-59.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lancaster: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lancaster

$812 38.5%

Ubud, Bali

$665 50% 18.1% $147

Monthly Utilities & Internet

Lancaster

$428 20.3%

Ubud, Bali

$103 7.7% 76% $325

Eating Out

Lancaster

$302 14.3%

Ubud, Bali

$106 8% 64.9% $196

Groceries & Markets

Lancaster

$294 13.9%

Ubud, Bali

$279 21% 5.1% $15

Getting Around

Lancaster

$100 4.7%

Ubud, Bali

$12 0.9% 88% $88

Clothing & Footwear

Lancaster

$99 4.7%

Ubud, Bali

$106 8% 7.2% $7.2

Sport & Entertainment

Lancaster

$77 3.6%

Ubud, Bali

$60 4.5% 22% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,071 in Lancaster and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lancaster pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $115 in Lancaster vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $294 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇬🇧 Lancaster

🇮🇩 Ubud, Bali

🕒 Local time

15:35 3:35 PM

23:35 11:35 PM

8 h ahead of Lancaster

🌤 Weather

👥 Population

46,000

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.35 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 4, 2026: 1 USD = 0.742 GBP (1 GBP = 1.35 USD). 1 EUR = 0.831 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Lancaster Ubud, Bali 12,580 km ≈ 16 h nonstop flight

From you

Lancaster
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lancaster vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 37% cheaper overall, especially in eating out, transport, and utilities. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Lancaster is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,071 in Lancaster versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Lancaster. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $115 in Lancaster. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Lancaster and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Lancaster on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.