Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Lake Havasu City, AZ

For one person, living is cheaper in Lake Havasu City, AZ: $1,046 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
50

Cost of Living Index in Lake Havasu City, AZ
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Lake Havasu City, AZ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Lake Havasu City, AZ

🇺🇸 United States

$1,046

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lake Havasu City, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lake Havasu City, AZ actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,046 in Lake Havasu City, AZ, rent included.

Ubud, Bali $1,331
Lake Havasu City, AZ $1,046

A couple spends around $2,255 per month in Ubud, Bali vs $1,624 in Lake Havasu City, AZ, rent included.

Ubud, Bali $2,255
Lake Havasu City, AZ $1,624

A family of three spends $3,180 per month in Ubud, Bali vs $2,202 in Lake Havasu City, AZ, rent included.

Ubud, Bali $3,180
Lake Havasu City, AZ $2,202

Ubud, Bali costs about 27% more than Lake Havasu City, AZ, and outside of rent the biggest gap is in leisure.

Both Ubud, Bali and Lake Havasu City, AZ are more affordable than the global median – Ubud, Bali 2% lower, Lake Havasu City, AZ 23% lower.

Meal at Budget Restaurant

$3.38 Rp 60.8K

$19.98 $19.98

-83.08%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 623.8K

$54.5 $54.5

-36.39%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.3K

$12.61 $12.61

-55.83%

Cappuccino

$2.62 Rp 47.2K

$5.12 $5.12

-48.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.7K

$3.24 $3.24

-52.47%

Water (0.33 liter bottle)

$0.64 Rp 11.5K

$1.96 $1.96

-67.35%

Local Beer (0.5 liter draught)

$2.67 Rp 48.0K

$5.26 $5.26

-49.24%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.7K

$4.75 $4.75

-10.32%

Milk (1 liter)

$1.46 Rp 26.3K

$0.85 $0.85

71.76%

White Bread (500g)

$2.29 Rp 41.3K

$3.38 $3.38

-32.25%

Rice (white) (1kg)

$1.11 Rp 19.9K

$6.18 $6.18

-82.04%

Eggs

$2.10 Rp 37.8K

$1.96 $1.96

7.14%

Local Cheese (1kg)

$15.94 Rp 287.0K

$11.14 $11.14

43.09%

Chicken Fillets (1kg)

$3.88 Rp 69.9K

$5.56 $5.56

-30.22%

Beef Round Steak (1kg)

$11.40 Rp 205.3K

$6.55 $6.55

74.05%

Apples (1kg)

$3.55 Rp 64.0K

$2.14 $2.14

65.89%

Banana (1kg)

$1.54 Rp 27.7K

$1.89 $1.89

-18.52%

Oranges (1kg)

$2.23 Rp 40.1K

$2.14 $2.14

4.21%

Tomato (1kg)

$1.97 Rp 35.5K

$2.22 $2.22

-11.26%

Potato (1kg)

$1.86 Rp 33.4K

$2.25 $2.25

-17.33%

Onion (1kg)

$2.42 Rp 43.5K

$2.18 $2.18

11.01%

Lettuce (1 head)

$1.02 Rp 18.4K

$1.03 $1.03

-0.97%

Water (1.5 liter bottle)

$0.52 Rp 9,404

$1.02 $1.02

-49.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.6K

$11.15 $11.15

-80.27%

Wine (Bottle)

$21.79 Rp 392.3K

$7.79 $7.79

179.72%

Local Beer (0.5 liter bottle)

$2.33 Rp 41.9K

$2.31 $2.31

0.87%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$3.09 $3.09

-3.88%

One-way Ticket (Public Transport)

$0.25 Rp 4,508

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,881

$4.90 $4.90

-91.02%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,425

$1.57 $1.57

-70.06%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 100.8K

$35.72 $35.72

-84.32%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.20 $1.20

-30.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 440.1M

$36.6K $36.6K

-33.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 570.6M

$26.8K $26.8K

18.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$184 $184

-57.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.6K

$20.02 $20.02

-69.33%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 340.5K

$77.5 $77.5

-75.57%

Gym Membership (Monthly)

$51.0 Rp 918.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 328.5K

Cinema Ticket

$4.38 Rp 78.9K

$13.80 $13.80

-68.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,655 $1,655

-70.24%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.0M

$28.4K $28.4K

-56.91%

Jeans (Levis 501 Or Similar)

$45.16 Rp 813.1K

$59.2 $59.2

-23.72%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 628.1K

$45.50 $45.50

-23.32%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 $103

-24.15%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$126 $126

-38.10%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.2M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.1M

Buy Apartment in City Center (m2)

$2,340 Rp 42.1M

$2,912 $2,912

-19.63%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.3M

$2,712 $2,712

-17.54%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,481 $2,481

-93.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.8

102.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Lake Havasu City, AZ: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Lake Havasu City, AZ

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Lake Havasu City, AZ

$258 24.7% 7.6% $21

Clothing & Footwear

Ubud, Bali

$106 8%

Lake Havasu City, AZ

$150 14.4% 41.3% $44

Eating Out

Ubud, Bali

$106 8%

Lake Havasu City, AZ

$316 30.2% 199% $210

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Lake Havasu City, AZ

$282 26.9% 175% $179

Sport & Entertainment

Ubud, Bali

$60 4.5%

Lake Havasu City, AZ

$28 * 2.6% 53.8% $32

Getting Around

Ubud, Bali

$12 0.9%

Lake Havasu City, AZ

$13 * 1.2% 6.8% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Lake Havasu City, AZ are about 15 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $54 in Lake Havasu City, AZ. Groceries tell a different story – $279 in Ubud, Bali vs $258 in Lake Havasu City, AZ – so Lake Havasu City, AZ wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Lake Havasu City, AZ

🕒 Local time

11:21 11:21 AM

20:21 8:21 PM

15 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

57,144

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.97 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,120 IDR (100,000 IDR = 4.97 EUR).

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lake Havasu City, AZ 14,200 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Lake Havasu City, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lake Havasu City, AZ: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 27%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,569 in Lake Havasu City, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35 in Ubud, Bali and $54 in Lake Havasu City, AZ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 8% more in Ubud, Bali, though the gap depends on what you buy.

$1,500 covers both cities comfortably – all-in costs are $1,331 in Ubud, Bali and $1,046 in Lake Havasu City, AZ, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,046 in Lake Havasu City, AZ to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.