Cost of Living Comparison Between Lake Havasu City, AZ and Ubud, Bali Cost of Living Comparison Between Lake Havasu City, AZ and Ubud, Bali

Monthly Cost of Living

A single person spends $2,412 per month in Lake Havasu City, AZ vs $1,404 in Ubud, Bali, rent included.

A couple spends around $3,397 per month in Lake Havasu City, AZ vs $2,549 in Ubud, Bali, rent included.

A family of three spends $4,383 per month in Lake Havasu City, AZ vs $3,694 in Ubud, Bali, rent included.

Lake Havasu City, AZ costs about 72% more than Ubud, Bali, driven mainly by Eating Out.

Both Lake Havasu City, AZ and Ubud, Bali sit above the global median – Lake Havasu City, AZ by 79%, Ubud, Bali by 4%.

Meal at Budget Restaurant

$18.34 $18.34

$3.57 Rp 64.0K

413.73%

Three-Course Dinner for Two, Mid-Range

$49.44 $49.44

$32.50 Rp 582.3K

52.12%

Fast Food Meal (McDonalds, etc)

$9.92 $9.92

$4.86 Rp 87.1K

104.12%

Cappuccino

$4.54 $4.54

$2.75 Rp 49.2K

65.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 $2.81

$1.32 Rp 23.7K

112.88%

Water (0.33 liter bottle)

$1.88 $1.88

$0.70 Rp 12.6K

168.57%

Local Beer (0.5 liter draught)

$5.09 $5.09

$2.91 Rp 52.2K

74.91%

Imported Beer (0.33 liter bottle)

$4.89 $4.89

$3.79 Rp 68.0K

29.02%

Milk (1 liter)

$0.96 $0.96

$1.71 Rp 30.6K

-43.86%

White Bread (500g)

$3.12 $3.12

$2.47 Rp 44.3K

26.32%

Rice (white) (1kg)

$5.15 $5.15

$1.20 Rp 21.5K

329.17%

Eggs

$1.95 $1.95

$2.44 Rp 43.8K

-20.08%

Local Cheese (1kg)

$9.42 $9.42

$14.38 Rp 257.7K

-34.49%

Chicken Fillets (1kg)

$5.89 $5.89

$4.31 Rp 77.1K

36.66%

Beef Round Steak (1kg)

$9.79 $9.79

$12.21 Rp 218.7K

-19.82%

Apples (1kg)

$4.08 $4.08

$3.68 Rp 66.0K

10.87%

Banana (1kg)

$1.39 $1.39

$1.55 Rp 27.8K

-10.32%

Oranges (1kg)

$2.69 $2.69

$2.79 Rp 49.9K

-3.58%

Tomato (1kg)

$2.21 $2.21

$2.33 Rp 41.8K

-5.15%

Potato (1kg)

$2.05 $2.05

$1.97 Rp 35.3K

4.06%

Onion (1kg)

$2.49 $2.49

$2.31 Rp 41.4K

7.79%

Lettuce (1 head)

$1.27 $1.27

$1.06 Rp 19.1K

19.81%

Water (1.5 liter bottle)

$1.13 $1.13

$0.73 Rp 13.1K

54.79%

Cigarettes 20 Pack (Marlboro, Camel)

$9.13 $9.13

$3.28 Rp 58.8K

178.35%

Wine (Bottle)

$8.16 $8.16

$22.79 Rp 408.4K

-64.19%

Local Beer (0.5 liter bottle)

$1.87 $1.87

$2.81 Rp 50.3K

-33.45%

Imported Beer (0.33 liter bottle)

$2.53 $2.53

$2.78 Rp 49.9K

-8.99%

One-way Ticket (Public Transport)

$2.03 $2.03

$0.29 Rp 5,217

600.00%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$3.54 $3.54

$0.45 Rp 8,047

686.67%

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$0.45 Rp 8,094

200.00%

Taxi 1hour Waiting (Normal Tariff)

$29.10 $29.10

$6.24 Rp 111.7K

366.35%

Gasoline (1 liter)

$0.93 $0.93

$0.85 Rp 15.2K

9.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$26.0K Rp 465.4M

8.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$31.7K Rp 567.2M

-18.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 $169

$80.8 Rp 1.4M

109.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.88 $19.88

$4.06 Rp 72.7K

389.66%

Internet (50+ Mbps, Unlimited Data)

$76.8 $76.8

$24.42 Rp 437.6K

214.50%

Gym Membership (Monthly)

$43.03 $43.03

$97.7 Rp 1.7M

-55.94%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$14.89 $14.89

$4.04 Rp 72.4K

268.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,217 $1,217

$304 Rp 5.4M

300.36%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$6,621 Rp 118.6M

247.46%

Jeans (Levis 501 Or Similar)

$46.80 $46.80

$54.2 Rp 971.7K

-13.70%

Summer Dress (H&M, Zara, etc)

$53.0 $53.0

$38.78 Rp 694.7K

36.57%

Sport Shoes (Adidas, Nike)

$68.7 $68.7

$86.1 Rp 1.5M

-20.28%

Men's Leather Business Shoes

$171 $171

$76.7 Rp 1.4M

122.81%

1-bedroom Apartment, City Center (Monthly)

$1,627 $1,627

$986 Rp 17.7M

65.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,327 $1,327

$658 Rp 11.8M

101.76%

3-bedroom Apartment, City Center (Monthly)

$1,630 $1,630

$3,369 Rp 60.4M

-51.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,198 $2,198

$2,066 Rp 37.0M

6.39%

Buy Apartment in City Center (m2)

$3,018 $3,018

$2,741 Rp 49.1M

10.07%

Buy Apartment Outside City Center (m2)

$2,758 $2,758

$2,228 Rp 39.9M

23.81%

Average Monthly Net Salary (After Tax)

$3,570 $3,570

$163 Rp 2.9M

2084.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

13.28

-50.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Havasu City, AZ: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $1,627 in Lake Havasu City, AZ versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2084% higher in Lake Havasu City, AZ, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Lake Havasu City, AZ versus $33.00 in Ubud, Bali. Groceries tell a different story – $267 in Lake Havasu City, AZ vs $297 in Ubud, Bali – so Lake Havasu City, AZ wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Havasu City, AZ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Lake Havasu City, AZ is pricier by about 72%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,618 per month in Lake Havasu City, AZ and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $49.00 in Lake Havasu City, AZ and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 11% cheaper in Lake Havasu City, AZ – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Lake Havasu City, AZ at $2,412. In Ubud, Bali it covers expenses comfortably, while in Lake Havasu City, AZ it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Havasu City, AZ makes more sense. Both are solid long-term options with distinct trade-offs.