Last update: Nov 2026

Cost of Living Comparison Between Lake Havasu City, AZ and Ubud, Bali

For one person, living is cheaper in Lake Havasu City, AZ: $1,046 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,400 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

50

Cost of Living Index in Lake Havasu City, AZ
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Lake Havasu City, AZ Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lake Havasu City, AZ

🇺🇸 United States

$1,046

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Havasu City, AZ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Havasu City, AZ and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,046 per month in Lake Havasu City, AZ vs $1,331 in Ubud, Bali, rent included.

Lake Havasu City, AZ $1,046
Ubud, Bali $1,331

A couple spends around $1,624 per month in Lake Havasu City, AZ vs $2,255 in Ubud, Bali, rent included.

Lake Havasu City, AZ $1,624
Ubud, Bali $2,255

A family of three spends $2,202 per month in Lake Havasu City, AZ vs $3,180 in Ubud, Bali, rent included.

Lake Havasu City, AZ $2,202
Ubud, Bali $3,180

Lake Havasu City, AZ is about 21% cheaper than Ubud, Bali, and outside of rent the biggest gap is in leisure.

Both Lake Havasu City, AZ and Ubud, Bali are more affordable than the global median – Lake Havasu City, AZ 23% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$19.98 $19.98

$3.38 Rp 60.9K

491.12%

Three-Course Dinner for Two, Mid-Range

$54.5 $54.5

$34.65 Rp 625.4K

57.20%

Fast Food Meal (McDonalds, etc)

$12.61 $12.61

$5.57 Rp 100.6K

126.39%

Cappuccino

$5.12 $5.12

$2.62 Rp 47.3K

95.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 $3.24

$1.54 Rp 27.8K

110.39%

Water (0.33 liter bottle)

$1.96 $1.96

$0.64 Rp 11.6K

206.25%

Local Beer (0.5 liter draught)

$5.26 $5.26

$2.67 Rp 48.1K

97.00%

Imported Beer (0.33 liter bottle)

$4.75 $4.75

$4.26 Rp 76.9K

11.50%

Milk (1 liter)

$0.85 $0.85

$1.46 Rp 26.4K

-41.78%

White Bread (500g)

$3.38 $3.38

$2.29 Rp 41.4K

47.60%

Rice (white) (1kg)

$6.18 $6.18

$1.11 Rp 20.0K

456.76%

Eggs

$1.96 $1.96

$2.10 Rp 37.9K

-6.67%

Local Cheese (1kg)

$11.14 $11.14

$15.94 Rp 287.7K

-30.11%

Chicken Fillets (1kg)

$5.56 $5.56

$3.88 Rp 70.1K

43.30%

Beef Round Steak (1kg)

$6.55 $6.55

$11.40 Rp 205.8K

-42.54%

Apples (1kg)

$2.14 $2.14

$3.55 Rp 64.1K

-39.72%

Banana (1kg)

$1.89 $1.89

$1.54 Rp 27.7K

22.73%

Oranges (1kg)

$2.14 $2.14

$2.23 Rp 40.2K

-4.04%

Tomato (1kg)

$2.22 $2.22

$1.97 Rp 35.6K

12.69%

Potato (1kg)

$2.25 $2.25

$1.86 Rp 33.5K

20.97%

Onion (1kg)

$2.18 $2.18

$2.42 Rp 43.6K

-9.92%

Lettuce (1 head)

$1.03 $1.03

$1.02 Rp 18.5K

0.98%

Water (1.5 liter bottle)

$1.02 $1.02

$0.52 Rp 9,427

96.15%

Cigarettes 20 Pack (Marlboro, Camel)

$11.15 $11.15

$2.20 Rp 39.7K

406.82%

Wine (Bottle)

$7.79 $7.79

$21.79 Rp 393.2K

-64.25%

Local Beer (0.5 liter bottle)

$2.31 $2.31

$2.33 Rp 42.0K

-0.86%

Imported Beer (0.33 liter bottle)

$3.09 $3.09

$2.97 Rp 53.6K

4.04%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$4.90 $4.90

$0.44 Rp 7,901

1013.64%

Taxi (Normal Tariff) (1km)

$1.57 $1.57

$0.47 Rp 8,446

234.04%

Taxi 1hour Waiting (Normal Tariff)

$35.72 $35.72

$5.60 Rp 101.1K

537.86%

Gasoline (1 liter)

$1.20 $1.20

$0.83 Rp 14.9K

44.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K $36.6K

$24.4K Rp 441.3M

49.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 572.1M

-15.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$77.5 Rp 1.4M

137.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.02 $20.02

$6.14 Rp 110.9K

226.06%

Internet (50+ Mbps, Unlimited Data)

$77.5 $77.5

$18.92 Rp 341.4K

309.36%

Gym Membership (Monthly)

$51.0 Rp 920.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$13.80 $13.80

$4.38 Rp 79.1K

215.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,655 $1,655

$492 Rp 8.9M

236.03%

International Primary School, 1 Child (Yearly)

$28.4K $28.4K

$12.2K Rp 220.6M

132.07%

Jeans (Levis 501 Or Similar)

$59.2 $59.2

$45.16 Rp 815.1K

31.09%

Summer Dress (H&M, Zara, etc)

$45.50 $45.50

$34.89 Rp 629.7K

30.41%

Sport Shoes (Adidas, Nike)

$103 $103

$78.3 Rp 1.4M

31.84%

Men's Leather Business Shoes

$126 $126

$77.9 Rp 1.4M

61.55%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

Buy Apartment in City Center (m2)

$2,912 $2,912

$2,340 Rp 42.2M

24.43%

Buy Apartment Outside City Center (m2)

$2,712 $2,712

$2,236 Rp 40.4M

21.27%

Average Monthly Net Salary (After Tax)

$2,481 $2,481

$166 Rp 3.0M

1391.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

13.78

-50.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Havasu City, AZ: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Eating Out

Lake Havasu City, AZ

$316 30.2%

Ubud, Bali

$106 8% 66.5% $210

Monthly Utilities & Internet

Lake Havasu City, AZ

$282 26.9%

Ubud, Bali

$103 7.7% 63.6% $179

Groceries & Markets

Lake Havasu City, AZ

$258 24.7%

Ubud, Bali

$279 21% 8.3% $21

Clothing & Footwear

Lake Havasu City, AZ

$150 14.4%

Ubud, Bali

$106 8% 29.2% $44

Sport & Entertainment

Lake Havasu City, AZ

$28 * 2.6%

Ubud, Bali

$60 4.5% 116% $32

Getting Around

Lake Havasu City, AZ

$13 * 1.2%

Ubud, Bali

$12 0.9% 6.3% $0.8

Accommodation & Living

Lake Havasu City, AZ

- * 0%

Ubud, Bali

$665 50%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Lake Havasu City, AZ are about 15 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $54 in Lake Havasu City, AZ versus $35 in Ubud, Bali. Groceries tell a different story – $258 in Lake Havasu City, AZ vs $279 in Ubud, Bali – so Lake Havasu City, AZ wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Lake Havasu City, AZ

🇮🇩 Ubud, Bali

🕒 Local time

20:30 8:30 PM

11:30 11:30 AM

15 h ahead of Lake Havasu City, AZ

🌤 Weather

👥 Population

57,144

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.891 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Highest

Between locations

Lake Havasu City, AZ Ubud, Bali 14,200 km ≈ 18 h nonstop flight

From you

Lake Havasu City, AZ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Havasu City, AZ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 27%, and outside of rent the gap shows up most in leisure.

For a comfortable life, plan on about $1,569 per month in Lake Havasu City, AZ and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $54 in Lake Havasu City, AZ and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 8% more in Ubud, Bali, though the gap depends on what you buy.

$1,500 covers both cities comfortably – all-in costs are $1,046 in Lake Havasu City, AZ and $1,331 in Ubud, Bali, leaving budget for savings and extras in both cases.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,046 in Lake Havasu City, AZ to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.