Cost of Living Comparison Between Lake Havasu City, AZ and Ubud, Bali Cost of Living Comparison Between Lake Havasu City, AZ and Ubud, Bali

Monthly Cost of Living

A single person spends $1,064 per month in Lake Havasu City, AZ vs $1,368 in Ubud, Bali, rent included.

A couple spends around $1,651 per month in Lake Havasu City, AZ vs $2,348 in Ubud, Bali, rent included.

A family of three spends $2,237 per month in Lake Havasu City, AZ vs $3,327 in Ubud, Bali, rent included.

Lake Havasu City, AZ is about 22% cheaper than Ubud, Bali, driven mainly by Eating Out.

Lake Havasu City, AZ sits 22% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$21.31 $21.31

$3.44 Rp 61.0K

519.48%

Three-Course Dinner for Two, Mid-Range

$55.8 $55.8

$36.31 Rp 644.5K

53.59%

Fast Food Meal (McDonalds, etc)

$12.46 $12.46

$5.71 Rp 101.3K

118.21%

Cappuccino

$5.34 $5.34

$2.67 Rp 47.4K

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 $3.24

$1.75 Rp 31.1K

85.14%

Water (0.33 liter bottle)

$1.90 $1.90

$0.87 Rp 15.5K

118.39%

Local Beer (0.5 liter draught)

$5.36 $5.36

$2.95 Rp 52.4K

81.69%

Imported Beer (0.33 liter bottle)

$4.81 $4.81

$4.52 Rp 80.2K

6.42%

Milk (1 liter)

$0.82 $0.82

$1.62 Rp 28.7K

-49.38%

White Bread (500g)

$3.40 $3.40

$2.33 Rp 41.4K

45.92%

Rice (white) (1kg)

$6.18 $6.18

$1.11 Rp 19.7K

456.76%

Eggs

$1.96 $1.96

$2.20 Rp 39.1K

-10.91%

Local Cheese (1kg)

$11.14 $11.14

$17.69 Rp 314.0K

-37.03%

Chicken Fillets (1kg)

$5.47 $5.47

$4.10 Rp 72.7K

33.41%

Beef Round Steak (1kg)

$6.59 $6.59

$12.18 Rp 216.1K

-45.89%

Apples (1kg)

$2.21 $2.21

$3.71 Rp 65.8K

-40.43%

Banana (1kg)

$1.75 $1.75

$1.59 Rp 28.2K

10.06%

Oranges (1kg)

$2.18 $2.18

$2.28 Rp 40.5K

-4.39%

Tomato (1kg)

$2.19 $2.19

$1.95 Rp 34.7K

12.31%

Potato (1kg)

$2.17 $2.17

$1.91 Rp 33.8K

13.61%

Onion (1kg)

$2.22 $2.22

$2.33 Rp 41.4K

-4.72%

Lettuce (1 head)

$0.99 $0.99

$1.01 Rp 17.9K

-1.98%

Water (1.5 liter bottle)

$1.03 $1.03

$0.55 Rp 9,795

87.27%

Cigarettes 20 Pack (Marlboro, Camel)

$10.66 $10.66

$2.23 Rp 39.6K

378.03%

Wine (Bottle)

$8.14 $8.14

$23.07 Rp 409.5K

-64.72%

Local Beer (0.5 liter bottle)

$2.50 $2.50

$2.42 Rp 42.9K

3.31%

Imported Beer (0.33 liter bottle)

$2.92 $2.92

$3.00 Rp 53.2K

-2.67%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$2.80 $2.80

$0.48 Rp 8,586

483.33%

Taxi (Normal Tariff) (1km)

$1.34 $1.34

$0.43 Rp 7,697

211.63%

Taxi 1hour Waiting (Normal Tariff)

$35.49 $35.49

$5.64 Rp 100.1K

529.26%

Gasoline (1 liter)

$1.09 $1.09

$0.80 Rp 14.3K

36.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.5K $36.5K

$24.9K Rp 442.7M

46.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.7K Rp 562.8M

-18.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$185 $185

$81.5 Rp 1.4M

127.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.20 $20.20

$6.49 Rp 115.2K

211.25%

Internet (50+ Mbps, Unlimited Data)

$78.3 $78.3

$18.77 Rp 333.1K

317.05%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$14.01 $14.01

$4.54 Rp 80.5K

208.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,723 $1,723

$481 Rp 8.5M

258.49%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$5,711 Rp 101.4M

302.33%

Jeans (Levis 501 Or Similar)

$61.8 $61.8

$45.52 Rp 807.9K

35.76%

Summer Dress (H&M, Zara, etc)

$44.40 $44.40

$35.88 Rp 636.9K

23.75%

Sport Shoes (Adidas, Nike)

$112 $112

$80.4 Rp 1.4M

38.71%

Men's Leather Business Shoes

$130 $130

$78.7 Rp 1.4M

65.27%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,970 $2,970

$2,784 Rp 49.4M

6.67%

Buy Apartment Outside City Center (m2)

$2,774 $2,774

$2,290 Rp 40.6M

21.17%

Average Monthly Net Salary (After Tax)

$2,496 $2,496

$168 Rp 3.0M

1385.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Havasu City, AZ: September 14, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

Salaries run about 1386% higher in Lake Havasu City, AZ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $56.0 in Lake Havasu City, AZ versus $36.00 in Ubud, Bali. Groceries tell a different story – $258 in Lake Havasu City, AZ vs $295 in Ubud, Bali – so Lake Havasu City, AZ wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Havasu City, AZ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 28%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,597 per month in Lake Havasu City, AZ and $2,052 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $56.0 in Lake Havasu City, AZ and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 14% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lake Havasu City, AZ, where all-in costs run around $1,064, than in Ubud, Bali at $1,368. In Lake Havasu City, AZ it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Lake Havasu City, AZ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lake Havasu City, AZ. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.