Cost of Living Comparison Between Ubud, Bali and Lake Geneva, WI Cost of Living Comparison Between Ubud, Bali and Lake Geneva, WI

Monthly Cost of Living

Monthly costs for one person with rent: $1,397 in Ubud, Bali versus $2,566 in Lake Geneva, WI.

Estimated couple costs with rent: $2,588 in Ubud, Bali versus $3,474 in Lake Geneva, WI.

Monthly costs for a family of three with rent: $3,778 in Ubud, Bali versus $4,382 in Lake Geneva, WI.

Living in Ubud, Bali costs roughly 46% less than in Lake Geneva, WI, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Lake Geneva, WI 92% above.

Currency
🍽 Eating Out
Ubud, Bali
Lake Geneva, WI
Difference
Meal at Budget Restaurant
$3.43 Rp 61.4K
$20.72 $20.72
-83.45%
Three-Course Dinner for Two, Mid-Range
$31.97 Rp 572.4K
$101 $101
-68.35%
Fast Food Meal (McDonalds, etc)
$5.05 Rp 90.4K
$11.91 $11.91
-57.60%
Cappuccino
$2.71 Rp 48.6K
$5.68 $5.68
-52.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.39 Rp 24.9K
$2.99 $2.99
-53.51%
Water (0.33 liter bottle)
$0.74 Rp 13.3K
$2.45 $2.45
-69.80%
Local Beer (0.5 liter draught)
$2.89 Rp 51.8K
$6.99 $6.99
-58.66%
Imported Beer (0.33 liter bottle)
$3.79 Rp 67.9K
$8.45 $8.45
-55.15%
🛒 Groceries & Markets
Ubud, Bali
Lake Geneva, WI
Difference
Milk (1 liter)
$1.79 Rp 32.1K
$1.00 $1.00
79.00%
White Bread (500g)
$2.51 Rp 44.9K
$2.46 $2.46
2.03%
Rice (white) (1kg)
$1.21 Rp 21.7K
$5.51 $5.51
-78.04%
Eggs
$2.37 Rp 42.4K
$1.95 $1.95
21.54%
Local Cheese (1kg)
$14.43 Rp 258.4K
$14.64 $14.64
-1.43%
Chicken Fillets (1kg)
$4.15 Rp 74.3K
$9.55 $9.55
-56.54%
Beef Round Steak (1kg)
$12.11 Rp 216.9K
$9.60 $9.60
26.15%
Apples (1kg)
$3.77 Rp 67.5K
$4.06 $4.06
-7.14%
Banana (1kg)
$1.63 Rp 29.1K
$1.72 $1.72
-5.23%
Oranges (1kg)
$2.71 Rp 48.5K
$4.27 $4.27
-36.53%
Tomato (1kg)
$2.26 Rp 40.4K
$4.44 $4.44
-49.10%
Potato (1kg)
$1.93 Rp 34.5K
$2.49 $2.49
-22.49%
Onion (1kg)
$2.19 Rp 39.3K
$2.75 $2.75
-20.36%
Lettuce (1 head)
$1.02 Rp 18.2K
$2.42 $2.42
-57.85%
Water (1.5 liter bottle)
$0.72 Rp 12.8K
$2.58 $2.58
-72.09%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 57.0K
$8.70 $8.70
-63.45%
Wine (Bottle)
$23.84 Rp 426.8K
$13.07 $13.07
82.40%
Local Beer (0.5 liter bottle)
$2.77 Rp 49.7K
$2.48 $2.48
11.69%
Imported Beer (0.33 liter bottle)
$2.75 Rp 49.3K
$3.68 $3.68
-25.27%
🚌 Getting Around
Ubud, Bali
Lake Geneva, WI
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,786
$2.06 $2.06
-86.89%
Public Transport Monthly Pass (Regular Price)
$8.20 Rp 146.8K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,653
$3.17 $3.17
-84.86%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,545
$1.38 $1.38
-69.57%
Taxi 1hour Waiting (Normal Tariff)
$6.03 Rp 107.9K
$24.75 $24.75
-75.64%
Gasoline (1 liter)
$0.82 Rp 14.7K
$0.84 $0.84
-2.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 475.6M
$31.6K $31.6K
-15.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 576.6M
$26.6K $26.6K
21.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lake Geneva, WI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.4M
$188 $188
-58.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.91 Rp 70.1K
$63.2 $63.2
-93.81%
Internet (50+ Mbps, Unlimited Data)
$23.91 Rp 428.2K
$49.83 $49.83
-52.02%
🎉 Sport & Entertainment
Ubud, Bali
Lake Geneva, WI
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$40.37 $40.37
138.25%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 116.8K
-
-
Cinema Ticket
$4.01 Rp 71.9K
$10.20 $10.20
-60.69%
🧸 Childcare & Education
Ubud, Bali
Lake Geneva, WI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.4M
$2,053 $2,053
-85.26%
International Primary School, 1 Child (Yearly)
$6,551 Rp 117.3M
$39.8K $39.8K
-83.54%
👕👟 Clothing & Footwear
Ubud, Bali
Lake Geneva, WI
Difference
Jeans (Levis 501 Or Similar)
$55.3 Rp 990.4K
$64.1 $64.1
-13.66%
Summer Dress (H&M, Zara, etc)
$38.32 Rp 686.1K
$52.1 $52.1
-26.44%
Sport Shoes (Adidas, Nike)
$88.5 Rp 1.6M
$95.6 $95.6
-7.40%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$147 $147
-47.97%
🏠 Accommodation & Living
Ubud, Bali
Lake Geneva, WI
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.6M
$1,526 $1,526
-35.43%
1-bedroom Apartment, Outside City Center (Monthly)
$682 Rp 12.2M
$1,345 $1,345
-49.29%
3-bedroom Apartment, City Center (Monthly)
$3,420 Rp 61.2M
$1,660 $1,660
106.01%
3-bedroom Apartment, Outside City Center (Monthly)
$2,075 Rp 37.1M
$1,508 $1,508
37.56%
Buy Apartment in City Center (m2)
$2,762 Rp 49.5M
$2,848 $2,848
-3.02%
Buy Apartment Outside City Center (m2)
$2,243 Rp 40.2M
$2,555 $2,555
-12.21%
💵 Salaries & Financials
Ubud, Bali
Lake Geneva, WI
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$3,760 $3,760
-95.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.45
105.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Lake Geneva, WI: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,526 in Lake Geneva, WI. Housing cost is often the main lever when comparing two cities.

Lake Geneva, WI pays 2128% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $101 in Lake Geneva, WI for a mid-range dinner for two. Groceries echo the gap at $298 vs $354 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lake Geneva, WI: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Lake Geneva, WI?
Ubud, Bali and Lake Geneva, WI differ by about 84% in total monthly costs ($1,397 vs $2,566 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 2128% lower in Lake Geneva, WI. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Lake Geneva, WI?
Rent for a central apartment: $986 in Ubud, Bali versus $1,526 in Lake Geneva, WI. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Lake Geneva, WI?
Childcare runs $303 in Ubud, Bali versus $2,053 in Lake Geneva, WI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $101 in Lake Geneva, WI. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,397 in Ubud, Bali versus $2,566 in Lake Geneva, WI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lake Geneva, WI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Lake Geneva, WI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Lake Geneva, WI safer for residents?
Safety-wise, Ubud, Bali and Lake Geneva, WI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Lake Geneva, WI?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 84% less than in Lake Geneva, WI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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