Last update: Oct 2026

Cost of Living Comparison Between Lake Geneva, WI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,464 in Lake Geneva, WI, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Lake Geneva, WI
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Lake Geneva, WI Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lake Geneva, WI

🇺🇸 United States

$2,464

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Geneva, WI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Geneva, WI and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,464 in Lake Geneva, WI versus $1,353 in Ubud, Bali.

Lake Geneva, WI $2,464
Ubud, Bali $1,353

Estimated couple costs with rent: $3,622 in Lake Geneva, WI versus $2,297 in Ubud, Bali.

Lake Geneva, WI $3,622
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,780 in Lake Geneva, WI versus $3,241 in Ubud, Bali.

Lake Geneva, WI $4,780
Ubud, Bali $3,241

Living in Lake Geneva, WI is roughly 82% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lake Geneva, WI 82% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.49 $21.49

$3.23 Rp 58.1K

565.33%

Three-Course Dinner for Two, Mid-Range

$90.0 $90.0

$34.88 Rp 627.8K

158.08%

Fast Food Meal (McDonalds, etc)

$12.95 $12.95

$5.70 Rp 102.5K

127.19%

Cappuccino

$5.82 $5.82

$2.62 Rp 47.1K

122.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$1.72 Rp 31.0K

56.98%

Water (0.33 liter bottle)

$2.36 $2.36

$0.81 Rp 14.6K

191.36%

Local Beer (0.5 liter draught)

$6.95 $6.95

$2.65 Rp 47.7K

162.26%

Imported Beer (0.33 liter bottle)

$8.86 $8.86

$4.37 Rp 78.6K

102.75%

Milk (1 liter)

$1.01 $1.01

$1.57 Rp 28.3K

-35.67%

White Bread (500g)

$2.46 $2.46

$2.19 Rp 39.5K

12.33%

Rice (white) (1kg)

$5.06 $5.06

$1.18 Rp 21.2K

328.81%

Eggs

$2.00 $2.00

$2.16 Rp 38.8K

-7.41%

Local Cheese (1kg)

$13.97 $13.97

$17.65 Rp 317.7K

-20.85%

Chicken Fillets (1kg)

$9.65 $9.65

$3.78 Rp 68.0K

155.29%

Beef Round Steak (1kg)

$9.92 $9.92

$11.95 Rp 215.1K

-16.99%

Apples (1kg)

$4.13 $4.13

$3.60 Rp 64.8K

14.72%

Banana (1kg)

$1.93 $1.93

$1.59 Rp 28.6K

21.38%

Oranges (1kg)

$4.14 $4.14

$2.31 Rp 41.6K

79.22%

Tomato (1kg)

$4.72 $4.72

$1.91 Rp 34.3K

147.12%

Potato (1kg)

$2.66 $2.66

$1.78 Rp 32.1K

49.44%

Onion (1kg)

$2.66 $2.66

$2.33 Rp 41.9K

14.16%

Lettuce (1 head)

$2.21 $2.21

$1.00 Rp 18.0K

121.00%

Water (1.5 liter bottle)

$2.97 $2.97

$0.53 Rp 9,509

460.38%

Cigarettes 20 Pack (Marlboro, Camel)

$8.45 $8.45

$2.29 Rp 41.1K

269.00%

Wine (Bottle)

$12.84 $12.84

$22.07 Rp 397.3K

-41.82%

Local Beer (0.5 liter bottle)

$2.66 $2.66

$2.35 Rp 42.2K

13.19%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.98 Rp 53.6K

13.09%

One-way Ticket (Public Transport)

$2.15 $2.15

$0.23 Rp 4,112

834.78%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.30 $3.30

$0.47 Rp 8,466

602.13%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$0.43 Rp 7,737

216.28%

Taxi 1hour Waiting (Normal Tariff)

$25.17 $25.17

$5.47 Rp 98.4K

360.15%

Gasoline (1 liter)

$0.91 $0.91

$0.83 Rp 14.9K

9.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$23.9K Rp 429.8M

48.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$32.8K Rp 590.1M

-19.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$80.0 Rp 1.4M

139.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$67.3 $67.3

$6.56 Rp 118.1K

925.91%

Internet (50+ Mbps, Unlimited Data)

$50.6 $50.6

$18.60 Rp 334.8K

171.83%

Gym Membership (Monthly)

$42.35 $42.35

$54.1 Rp 974.1K

-21.75%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$10.13 $10.13

$4.25 Rp 76.5K

138.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,687 $1,687

$493 Rp 8.9M

242.43%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$5,597 Rp 100.7M

462.67%

Jeans (Levis 501 Or Similar)

$66.7 $66.7

$45.58 Rp 820.4K

46.38%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$34.96 Rp 629.4K

44.91%

Sport Shoes (Adidas, Nike)

$98.3 $98.3

$77.7 Rp 1.4M

26.48%

Men's Leather Business Shoes

$146 $146

$78.5 Rp 1.4M

85.56%

1-bedroom Apartment, City Center (Monthly)

$1,610 $1,610

$1,131 Rp 20.4M

42.30%

1-bedroom Apartment, Outside City Center (Monthly)

$1,198 $1,198

$673 Rp 12.1M

78.08%

3-bedroom Apartment, City Center (Monthly)

$2,754 $2,754

$3,613 Rp 65.0M

-23.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,911 $1,911

$1,702 Rp 30.6M

12.32%

Buy Apartment in City Center (m2)

$2,513 $2,513

$2,717 Rp 48.9M

-7.53%

Buy Apartment Outside City Center (m2)

$2,682 $2,682

$2,241 Rp 40.3M

19.68%

Average Monthly Net Salary (After Tax)

$3,761 $3,761

$166 Rp 3.0M

2160.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

13.78

-53.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Geneva, WI: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Geneva, WI

$1.2K 48.6%

Ubud, Bali

$673 49.7% 43.8% $525

Groceries & Markets

Lake Geneva, WI

$359 14.6%

Ubud, Bali

$287 21.2% 20% $72

Eating Out

Lake Geneva, WI

$353 14.3%

Ubud, Bali

$106 7.9% 69.9% $247

Monthly Utilities & Internet

Lake Geneva, WI

$310 12.6%

Ubud, Bali

$105 7.8% 66% $204

Clothing & Footwear

Lake Geneva, WI

$163 6.6%

Ubud, Bali

$107 7.9% 34.5% $56

Sport & Entertainment

Lake Geneva, WI

$63 2.5%

Ubud, Bali

$63 4.6% 0% $0

Getting Around

Lake Geneva, WI

$19 * 0.8%

Ubud, Bali

$12 0.9% 33.5% $6.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,610 in Lake Geneva, WI and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lake Geneva, WI pays 2160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Lake Geneva, WI vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $359 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Lake Geneva, WI

🇮🇩 Ubud, Bali

🕒 Local time

22:17 10:17 PM

11:17 11:17 AM

13 h ahead of Lake Geneva, WI

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Lake Geneva, WI Ubud, Bali 15,570 km ≈ 20 h nonstop flight

From you

Lake Geneva, WI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Geneva, WI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lake Geneva, WI and Ubud, Bali differ by about 82% in total monthly costs ($2,464 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2160% higher in Lake Geneva, WI, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,610 in Lake Geneva, WI versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,687 in Lake Geneva, WI versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $90.0 in Lake Geneva, WI. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,464 in Lake Geneva, WI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lake Geneva, WI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lake Geneva, WI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Lake Geneva, WI. Beyond cost, consider language, visa policies, and how big the international community is in each city.