Cost of Living Comparison Between Lake Geneva, WI and Ubud, Bali Cost of Living Comparison Between Lake Geneva, WI and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,580 in Lake Geneva, WI versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $3,438 in Lake Geneva, WI versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,295 in Lake Geneva, WI versus $3,660 in Ubud, Bali.

Living in Lake Geneva, WI is roughly 82% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lake Geneva, WI 93% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Lake Geneva, WI
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.73 $20.73
$3.56 Rp 64.3K
482.30%
Three-Course Dinner for Two, Mid-Range
$101 $101
$32.73 Rp 590.3K
209.29%
Fast Food Meal (McDonalds, etc)
$11.81 $11.81
$4.95 Rp 89.3K
138.59%
Cappuccino
$5.76 $5.76
$2.71 Rp 48.9K
112.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.09 $3.09
$1.34 Rp 24.2K
130.60%
Water (0.33 liter bottle)
$2.38 $2.38
$0.70 Rp 12.6K
240.00%
Local Beer (0.5 liter draught)
$6.93 $6.93
$2.92 Rp 52.7K
137.33%
Imported Beer (0.33 liter bottle)
$8.43 $8.43
$3.96 Rp 71.4K
112.88%
🛒 Groceries & Markets
Lake Geneva, WI
Ubud, Bali
Difference
Milk (1 liter)
$0.99 $0.99
$1.81 Rp 32.6K
-45.30%
White Bread (500g)
$2.48 $2.48
$2.52 Rp 45.4K
-1.59%
Rice (white) (1kg)
$5.38 $5.38
$1.16 Rp 20.9K
363.79%
Eggs
$1.94 $1.94
$2.46 Rp 44.4K
-21.14%
Local Cheese (1kg)
$14.26 $14.26
$14.71 Rp 265.3K
-3.06%
Chicken Fillets (1kg)
$9.80 $9.80
$4.32 Rp 77.9K
126.85%
Beef Round Steak (1kg)
$9.87 $9.87
$12.14 Rp 218.9K
-18.70%
Apples (1kg)
$4.22 $4.22
$3.84 Rp 69.3K
9.90%
Banana (1kg)
$1.76 $1.76
$1.56 Rp 28.1K
12.82%
Oranges (1kg)
$4.24 $4.24
$2.83 Rp 51.1K
49.82%
Tomato (1kg)
$4.52 $4.52
$2.33 Rp 41.9K
93.99%
Potato (1kg)
$2.45 $2.45
$1.91 Rp 34.5K
28.27%
Onion (1kg)
$2.71 $2.71
$2.20 Rp 39.7K
23.18%
Lettuce (1 head)
$2.40 $2.40
$1.01 Rp 18.3K
137.62%
Water (1.5 liter bottle)
$2.61 $2.61
$0.78 Rp 14.0K
234.62%
Cigarettes 20 Pack (Marlboro, Camel)
$8.71 $8.71
$3.32 Rp 59.8K
162.35%
Wine (Bottle)
$13.20 $13.20
$23.74 Rp 428.1K
-44.40%
Local Beer (0.5 liter bottle)
$2.39 $2.39
$2.79 Rp 50.3K
-14.34%
Imported Beer (0.33 liter bottle)
$3.60 $3.60
$2.86 Rp 51.6K
25.87%
🚌 Getting Around
Lake Geneva, WI
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$0.27 Rp 4,848
625.93%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 144.8K
-
Taxi Start (Normal Tariff)
$3.19 $3.19
$0.46 Rp 8,231
593.48%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$0.45 Rp 8,117
206.67%
Taxi 1hour Waiting (Normal Tariff)
$25.06 $25.06
$6.10 Rp 109.9K
310.82%
Gasoline (1 liter)
$0.84 $0.84
$0.79 Rp 14.3K
6.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$26.1K Rp 471.6M
22.14%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.1K $26.1K
$32.1K Rp 579.3M
-18.75%
🧾 Monthly Utilities & Internet
Lake Geneva, WI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$188 $188
$79.9 Rp 1.4M
135.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.4 $63.4
$4.06 Rp 73.3K
1460.84%
Internet (50+ Mbps, Unlimited Data)
$49.31 $49.31
$23.52 Rp 424.2K
109.65%
🎉 Sport & Entertainment
Lake Geneva, WI
Ubud, Bali
Difference
Gym Membership (Monthly)
$39.27 $39.27
$98.7 Rp 1.8M
-60.21%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 119.6K
-
Cinema Ticket
$9.85 $9.85
$4.15 Rp 74.8K
137.35%
🧸 Childcare & Education
Lake Geneva, WI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,097 $2,097
$304 Rp 5.5M
589.74%
International Primary School, 1 Child (Yearly)
$38.6K $38.6K
$6,613 Rp 119.3M
483.25%
👕👟 Clothing & Footwear
Lake Geneva, WI
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$64.2 $64.2
$55.5 Rp 1.0M
15.50%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$38.31 Rp 690.9K
36.75%
Sport Shoes (Adidas, Nike)
$95.8 $95.8
$88.6 Rp 1.6M
8.07%
Men's Leather Business Shoes
$144 $144
$77.9 Rp 1.4M
84.72%
🏠 Accommodation & Living
Lake Geneva, WI
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,524 $1,524
$1,006 Rp 18.2M
51.44%
1-bedroom Apartment, Outside City Center (Monthly)
$1,339 $1,339
$675 Rp 12.2M
98.29%
3-bedroom Apartment, City Center (Monthly)
$1,676 $1,676
$3,442 Rp 62.1M
-51.31%
3-bedroom Apartment, Outside City Center (Monthly)
$1,511 $1,511
$2,039 Rp 36.8M
-25.93%
Buy Apartment in City Center (m2)
$2,907 $2,907
$2,841 Rp 51.2M
2.31%
Buy Apartment Outside City Center (m2)
$2,256 $2,256
$2,264 Rp 40.8M
-0.36%
💵 Salaries & Financials
Lake Geneva, WI
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,766 $3,766
$165 Rp 3.0M
2179.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
13.28
-51.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Geneva, WI: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,524 in Lake Geneva, WI and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lake Geneva, WI pays 2179% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Lake Geneva, WI vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lake Geneva, WI vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lake Geneva, WI and Ubud, Bali?
Lake Geneva, WI and Ubud, Bali differ by about 82% in total monthly costs ($2,580 vs $1,419 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lake Geneva, WI or Ubud, Bali?
Lake Geneva, WI pays 2179% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lake Geneva, WI and Ubud, Bali?
Rent for a central apartment: $1,524 in Lake Geneva, WI versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Lake Geneva, WI and Ubud, Bali?
Childcare runs $2,097 in Lake Geneva, WI versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $101 in Lake Geneva, WI. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,419 in Ubud, Bali versus $2,580 in Lake Geneva, WI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lake Geneva, WI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Lake Geneva, WI and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lake Geneva, WI or Ubud, Bali safer for residents?
Safety-wise, Lake Geneva, WI and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lake Geneva, WI or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Lake Geneva, WI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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