Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Labuan

For one person, living is cheaper in Labuan: $969 a month against $1,331 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
46

Cost of Living Index in Labuan
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Labuan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Labuan

🇲🇾 Malaysia

$969

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Labuan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Labuan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $969 in Labuan.

Ubud, Bali $1,331
Labuan $969

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,507 in Labuan.

Ubud, Bali $2,255
Labuan $1,507

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,045 in Labuan.

Ubud, Bali $3,180
Labuan $2,045

Living in Ubud, Bali is roughly 37% more expensive than in Labuan, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ubud, Bali 2% lower, Labuan 28% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.45 MYR 22.13

-37.98%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$24.74 MYR 100

40.06%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.91 MYR 28.06

-19.39%

Cappuccino

$2.62 Rp 47.5K

$3.96 MYR 16.06

-33.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.07 MYR 4.33

43.93%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.41 MYR 1.67

56.10%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.82 MYR 15.53

-30.10%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$4.63 MYR 18.79

-7.99%

Milk (1 liter)

$1.46 Rp 26.5K

$1.77 MYR 7.18

-17.51%

White Bread (500g)

$2.29 Rp 41.6K

$1.05 MYR 4.25

118.10%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.44 MYR 5.86

-22.92%

Eggs

$2.10 Rp 38.1K

$2.26 MYR 9.17

-7.08%

Local Cheese (1kg)

$15.94 Rp 289.2K

$16.79 MYR 68.2

-5.06%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$4.54 MYR 18.42

-14.54%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$9.39 MYR 38.14

21.41%

Apples (1kg)

$3.55 Rp 64.4K

$3.28 MYR 13.31

8.23%

Banana (1kg)

$1.54 Rp 27.9K

$1.67 MYR 6.80

-7.78%

Oranges (1kg)

$2.23 Rp 40.5K

$2.52 MYR 10.23

-11.51%

Tomato (1kg)

$1.97 Rp 35.8K

$1.58 MYR 6.41

24.68%

Potato (1kg)

$1.86 Rp 33.7K

$1.21 MYR 4.93

53.72%

Onion (1kg)

$2.42 Rp 43.9K

$1.38 MYR 5.58

75.36%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.18 MYR 4.81

-13.56%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.52 MYR 2.10

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.30 MYR 17.44

-48.84%

Wine (Bottle)

$21.79 Rp 395.2K

$19.07 MYR 77.5

14.26%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.98 MYR 12.09

-21.81%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.44 MYR 18.02

-33.11%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.70 MYR 2.84

-64.29%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$12.19 MYR 49.50

-32.98%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$1.20 MYR 4.88

-63.33%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.58 MYR 2.34

-18.97%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$7.38 MYR 29.96

-24.12%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.77 MYR 3.15

7.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$44.4K MYR 180.4K

-44.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$35.9K MYR 145.8K

-11.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$48.90 MYR 199

58.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$9.66 MYR 39.23

-36.44%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$28.73 MYR 117

-34.15%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$37.51 MYR 152

35.94%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$6.74 MYR 27.35

170.77%

Cinema Ticket

$4.38 Rp 79.5K

$4.39 MYR 17.82

-0.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$241 MYR 979

104.29%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$6,912 MYR 28.1K

76.80%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$55.2 MYR 224

-18.23%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$34.25 MYR 139

1.87%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$81.9 MYR 333

-4.41%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$76.3 MYR 310

2.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$409 MYR 1,661

163.52%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$291 MYR 1,181

128.70%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$732 MYR 2,972

379.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$557 MYR 2,261

200.06%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$1,970 MYR 8,002

18.76%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,191 MYR 4,839

87.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$362 MYR 1,471

-54.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.06

239.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Labuan: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Labuan

$291 30% 56.3% $374

Groceries & Markets

Ubud, Bali

$279 21%

Labuan

$268 27.6% 4.2% $12

Clothing & Footwear

Ubud, Bali

$106 8%

Labuan

$111 11.5% 4.9% $5.2

Eating Out

Ubud, Bali

$106 8%

Labuan

$146 15.1% 38.2% $40

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Labuan

$87 9% 14.9% $15

Sport & Entertainment

Ubud, Bali

$60 4.5%

Labuan

$46 4.8% 22.6% $13

Getting Around

Ubud, Bali

$12 0.9%

Labuan

$19 2% 59.6% $7.1

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $409 in Labuan. Housing cost is often the main lever when comparing two cities.

Labuan pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $25 in Labuan for a mid-range dinner for two. Groceries echo the gap at $279 vs $268 per month, with Labuan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇾 Labuan

🕒 Local time

17:00 5:00 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

95,120

💱 Currency

Indonesian Rupiah IDR Rp

Malaysian Ringgit MYR RM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 MYR = 0.246 USD

1 MYR = 0.219 EUR

Exchange rates and currency converter

MYR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Malaysian Ringgit exchange rates as of November 5, 2026: 1 USD = 4.06 MYR (1 MYR = 0.246 USD). 1 EUR = 4.56 MYR (1 MYR = 0.219 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Labuan 1,530 km ≈ 2 h 30 min nonstop flight

From you

Ubud, Bali
Labuan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Labuan: Cost of Living - Frequently Asked Questions

Labuan is about 27% cheaper overall, especially in leisure and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 54% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $409 in Labuan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $241 in Labuan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Labuan are both considered safe, so it’s unlikely to be the deciding factor between them.