Cost of Living Comparison Between Ubud, Bali and Labuan Cost of Living Comparison Between Ubud, Bali and Labuan

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $897 in Labuan.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,368 in Labuan.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,838 in Labuan.

Living in Ubud, Bali is roughly 58% more expensive than Labuan, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 6% above, Labuan is 33% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$5.15 MYR 20.43

-30.87%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$23.23 MYR 92.1

40.90%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$6.52 MYR 25.85

-24.08%

Cappuccino

$2.71 Rp 48.4K

$3.83 MYR 15.18

-29.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.06 MYR 4.22

26.42%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.43 MYR 1.70

62.79%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.61 MYR 14.30

-19.11%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$4.99 MYR 19.77

-20.64%

Milk (1 liter)

$1.81 Rp 32.3K

$1.66 MYR 6.59

9.04%

White Bread (500g)

$2.52 Rp 45.0K

$1.01 MYR 3.99

149.50%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.25 MYR 4.95

-7.20%

Eggs

$2.46 Rp 43.9K

$2.06 MYR 8.16

19.42%

Local Cheese (1kg)

$14.71 Rp 262.7K

$14.75 MYR 58.5

-0.27%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.23 MYR 16.79

2.13%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.67 MYR 38.33

25.54%

Apples (1kg)

$3.84 Rp 68.6K

$2.85 MYR 11.30

34.74%

Banana (1kg)

$1.56 Rp 27.8K

$1.52 MYR 6.04

2.63%

Oranges (1kg)

$2.83 Rp 50.6K

$2.62 MYR 10.38

8.02%

Tomato (1kg)

$2.33 Rp 41.5K

$1.37 MYR 5.45

70.07%

Potato (1kg)

$1.91 Rp 34.2K

$1.24 MYR 4.93

54.03%

Onion (1kg)

$2.20 Rp 39.3K

$1.32 MYR 5.25

66.67%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.03 MYR 4.10

-1.94%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.56 MYR 2.23

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.34 MYR 17.22

-23.50%

Wine (Bottle)

$23.74 Rp 423.9K

$18.93 MYR 75.1

25.41%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.81 MYR 11.15

-0.71%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.92 MYR 11.57

-2.05%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.69 MYR 2.75

-60.87%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$11.90 MYR 47.20

-32.52%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.15 MYR 4.54

-60.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.04 MYR 4.10

-56.73%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$5.95 MYR 23.60

2.52%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.50 MYR 1.97

58.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$34.8K MYR 138.1K

-24.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$31.9K MYR 126.3K

0.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$43.79 MYR 174

82.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$9.31 MYR 36.93

-56.39%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$28.94 MYR 115

-18.73%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.15 MYR 147

165.68%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$5.80 MYR 22.99

14.31%

Cinema Ticket

$4.15 Rp 74.1K

$4.97 MYR 19.69

-16.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$190 MYR 753

59.97%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$6,898 MYR 27.4K

-4.13%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$61.9 MYR 245

-10.22%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$27.83 MYR 110

37.66%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$73.2 MYR 290

21.10%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$50.8 MYR 201

53.32%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$386 MYR 1,529

161.00%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$265 MYR 1,053

154.39%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$656 MYR 2,600

424.88%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$468 MYR 1,854

336.16%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,705 MYR 6,761

66.63%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$891 MYR 3,532

154.12%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$382 MYR 1,514

-56.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.07

226.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Labuan: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $386 in Labuan. Housing cost is often the main lever when comparing two cities.

Labuan pays 131% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $23.00 in Labuan for a mid-range dinner for two. Groceries echo the gap at $302 vs $250 per month, with Labuan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Labuan: Cost of Living - Frequently Asked Questions

Labuan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 58% gap adds up to real monthly savings that compound significantly over time.

On paper, Labuan earns 131% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $386 in Labuan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $190 in Labuan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $897 in Labuan versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Labuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Labuan the clear choice for anyone on this budget.

For families, Labuan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Labuan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Labuan gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.