Cost of Living Comparison Between Ubud, Bali and Labuan Cost of Living Comparison Between Ubud, Bali and Labuan

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $913 in Labuan.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,403 in Labuan.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,893 in Labuan.

Living in Ubud, Bali is roughly 54% more expensive than in Labuan, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Labuan is 32% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$5.41 MYR 22.13

-36.23%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$23.81 MYR 97.4

35.83%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.55 MYR 26.77

-26.11%

Cappuccino

$2.75 Rp 49.4K

$3.72 MYR 15.21

-26.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.06 MYR 4.35

30.19%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.39 MYR 1.60

92.31%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.51 MYR 14.35

-14.81%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.98 MYR 20.39

-22.69%

Milk (1 liter)

$1.74 Rp 31.2K

$1.67 MYR 6.84

4.19%

White Bread (500g)

$2.46 Rp 44.2K

$1.01 MYR 4.13

143.56%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.28 MYR 5.24

-8.59%

Eggs

$2.43 Rp 43.7K

$2.11 MYR 8.64

15.17%

Local Cheese (1kg)

$14.50 Rp 260.6K

$14.92 MYR 61.0

-2.82%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.42 MYR 18.08

-1.58%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.66 MYR 39.51

24.02%

Apples (1kg)

$3.72 Rp 66.8K

$3.00 MYR 12.25

24.00%

Banana (1kg)

$1.63 Rp 29.2K

$1.53 MYR 6.25

6.54%

Oranges (1kg)

$2.74 Rp 49.3K

$2.59 MYR 10.61

5.79%

Tomato (1kg)

$2.24 Rp 40.3K

$1.38 MYR 5.64

62.32%

Potato (1kg)

$1.92 Rp 34.5K

$1.20 MYR 4.90

60.00%

Onion (1kg)

$2.28 Rp 40.9K

$1.28 MYR 5.23

78.12%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.03 MYR 4.23

2.91%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.51 MYR 2.11

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.29 MYR 17.53

-23.31%

Wine (Bottle)

$23.19 Rp 416.8K

$16.63 MYR 68.0

39.45%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$2.85 MYR 11.68

-2.46%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.00 MYR 12.28

-9.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.70 MYR 2.85

-61.43%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$11.76 MYR 48.10

-31.04%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.15 MYR 4.72

-58.26%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.04 MYR 4.25

-59.62%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$6.05 MYR 24.76

2.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.46 MYR 1.88

76.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$34.9K MYR 142.6K

-23.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$31.9K MYR 130.5K

0.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$44.09 MYR 180

77.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.95 MYR 36.59

-54.53%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$28.98 MYR 119

-16.05%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.71 MYR 150

168.62%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$5.80 MYR 23.70

9.31%

Cinema Ticket

$3.99 Rp 71.6K

$4.91 MYR 20.09

-18.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$191 MYR 782

59.48%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,796 MYR 27.8K

-2.26%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$59.8 MYR 245

-9.46%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$27.52 MYR 113

37.39%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$72.8 MYR 298

19.22%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$51.6 MYR 211

47.94%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$381 MYR 1,558

160.31%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$272 MYR 1,113

147.30%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$641 MYR 2,622

426.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$469 MYR 1,916

337.53%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,970 MYR 8,058

42.36%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,287 MYR 5,265

72.99%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$371 MYR 1,516

-54.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.07

226.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Labuan: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $381 in Labuan. Housing cost is often the main lever when comparing two cities.

Labuan pays 122% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $24.00 in Labuan for a mid-range dinner for two. Groceries echo the gap at $297 vs $248 per month, with Labuan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Labuan: Cost of Living - Frequently Asked Questions

Labuan is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 54% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 122% lower in Labuan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $381 in Labuan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $191 in Labuan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $913 in Labuan versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Labuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Labuan the clear choice for anyone on this budget.

For families, Labuan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Labuan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Labuan gentler on the wallet – expenses run 54% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.