Last update: Oct 2026

Cost of Living Comparison Between Labuan and Ubud, Bali

For one person, living is cheaper in Labuan: $1,020 a month against $1,368 in Ubud, Bali, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

48

Cost of Living Index in Labuan
Learn more

Labuan Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Labuan

🇲🇾 Malaysia

$1,020

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Labuan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Labuan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,020 in Labuan versus $1,368 in Ubud, Bali.

Labuan $1,020
Ubud, Bali $1,368

Estimated couple costs with rent: $1,487 in Labuan versus $2,314 in Ubud, Bali.

Labuan $1,487
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,953 in Labuan versus $3,260 in Ubud, Bali.

Labuan $1,953
Ubud, Bali $3,260

Living in Labuan costs roughly 25% less than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Labuan is 24% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$5.52 MYR 22.53

$3.33 Rp 59.9K

65.77%

Three-Course Dinner for Two, Mid-Range

$24.16 MYR 98.6

$35.18 Rp 633.2K

-31.32%

Fast Food Meal (McDonalds, etc)

$6.66 MYR 27.19

$5.80 Rp 104.5K

14.83%

Cappuccino

$3.93 MYR 16.05

$2.73 Rp 49.1K

43.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 MYR 4.34

$1.64 Rp 29.5K

-35.37%

Water (0.33 liter bottle)

$0.45 MYR 1.83

$0.83 Rp 15.0K

-45.78%

Local Beer (0.5 liter draught)

$3.72 MYR 15.19

$2.70 Rp 48.6K

37.78%

Imported Beer (0.33 liter bottle)

$4.53 MYR 18.48

$4.30 Rp 77.4K

5.35%

Milk (1 liter)

$1.82 MYR 7.43

$1.50 Rp 27.1K

21.33%

White Bread (500g)

$1.04 MYR 4.26

$2.30 Rp 41.4K

-54.78%

Rice (white) (1kg)

$1.49 MYR 6.07

$1.18 Rp 21.2K

26.27%

Eggs

$2.10 MYR 8.58

$2.14 Rp 38.6K

-1.87%

Local Cheese (1kg)

$16.82 MYR 68.6

$17.48 Rp 314.6K

-3.78%

Chicken Fillets (1kg)

$4.42 MYR 18.03

$4.03 Rp 72.5K

9.68%

Beef Round Steak (1kg)

$9.50 MYR 38.76

$12.23 Rp 220.1K

-22.32%

Apples (1kg)

$3.17 MYR 12.95

$3.55 Rp 63.9K

-10.70%

Banana (1kg)

$1.83 MYR 7.46

$1.57 Rp 28.3K

16.56%

Oranges (1kg)

$2.39 MYR 9.75

$2.24 Rp 40.2K

6.70%

Tomato (1kg)

$1.76 MYR 7.17

$1.93 Rp 34.7K

-8.81%

Potato (1kg)

$1.39 MYR 5.68

$1.88 Rp 33.9K

-26.06%

Onion (1kg)

$1.03 MYR 4.20

$2.29 Rp 41.3K

-55.02%

Lettuce (1 head)

$1.18 MYR 4.81

$0.99 Rp 17.9K

19.19%

Water (1.5 liter bottle)

$0.54 MYR 2.20

$0.53 Rp 9,475

1.89%

Cigarettes 20 Pack (Marlboro, Camel)

$5.04 MYR 20.57

$2.28 Rp 41.1K

121.05%

Wine (Bottle)

$16.29 MYR 66.5

$23.01 Rp 414.2K

-29.20%

Local Beer (0.5 liter bottle)

$3.21 MYR 13.11

$2.34 Rp 42.2K

37.18%

Imported Beer (0.33 liter bottle)

$4.39 MYR 17.90

$2.91 Rp 52.4K

50.86%

One-way Ticket (Public Transport)

$0.78 MYR 3.17

$0.24 Rp 4,315

225.00%

Public Transport Monthly Pass (Regular Price)

$10.66 MYR 43.48

$8.82 Rp 158.7K

20.86%

Taxi Start (Normal Tariff)

$1.34 MYR 5.47

$0.48 Rp 8,684

179.17%

Taxi (Normal Tariff) (1km)

$0.48 MYR 1.97

$0.46 Rp 8,233

4.35%

Taxi 1hour Waiting (Normal Tariff)

$6.48 MYR 26.43

$5.45 Rp 98.2K

18.90%

Gasoline (1 liter)

$0.88 MYR 3.58

$0.88 Rp 15.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$44.0K MYR 179.5K

$24.6K Rp 442.2M

79.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K MYR 132.7K

$31.2K Rp 561.4M

4.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.90 MYR 199

$83.0 Rp 1.5M

-41.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.68 MYR 39.49

$6.45 Rp 116.0K

50.08%

Internet (50+ Mbps, Unlimited Data)

$27.69 MYR 113

$18.57 Rp 334.2K

49.11%

Gym Membership (Monthly)

$41.60 MYR 170

$55.8 Rp 1.0M

-25.47%

Tennis Court (1 Hour on Weekend)

$7.68 MYR 31.32

$18.11 Rp 326.0K

-57.59%

Cinema Ticket

$4.29 MYR 17.51

$4.38 Rp 78.9K

-2.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$208 MYR 849

$493 Rp 8.9M

-57.81%

International Primary School, 1 Child (Yearly)

$7,011 MYR 28.6K

$5,754 Rp 103.6M

21.85%

Jeans (Levis 501 Or Similar)

$55.8 MYR 228

$46.19 Rp 831.4K

20.85%

Summer Dress (H&M, Zara, etc)

$30.07 MYR 123

$35.33 Rp 636.0K

-14.89%

Sport Shoes (Adidas, Nike)

$87.0 MYR 355

$79.1 Rp 1.4M

10.03%

Men's Leather Business Shoes

$81.8 MYR 334

$78.4 Rp 1.4M

4.31%

1-bedroom Apartment, City Center (Monthly)

$433 MYR 1,768

$1,142 Rp 20.6M

-62.06%

1-bedroom Apartment, Outside City Center (Monthly)

$342 MYR 1,397

$676 Rp 12.2M

-49.32%

3-bedroom Apartment, City Center (Monthly)

$641 MYR 2,614

$3,503 Rp 63.1M

-81.71%

3-bedroom Apartment, Outside City Center (Monthly)

$464 MYR 1,892

$1,700 Rp 30.6M

-72.71%

Buy Apartment in City Center (m2)

$2,282 MYR 9,308

$2,784 Rp 50.1M

-18.05%

Buy Apartment Outside City Center (m2)

$1,136 MYR 4,636

$2,241 Rp 40.3M

-49.28%

Average Monthly Net Salary (After Tax)

$374 MYR 1,525

$165 Rp 3.0M

127.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.06

13.78

-70.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Labuan: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Labuan

$342 33.6%

Ubud, Bali

$676 49.4% 97.3% $333

Groceries & Markets

Labuan

$264 25.9%

Ubud, Bali

$290 21.2% 10% $26

Eating Out

Labuan

$145 14.2%

Ubud, Bali

$109 8% 25% $36

Clothing & Footwear

Labuan

$115 11.2%

Ubud, Bali

$108 7.9% 6.2% $7

Monthly Utilities & Internet

Labuan

$86 8.5%

Ubud, Bali

$108 7.9% 25.2% $22

Sport & Entertainment

Labuan

$50 4.9%

Ubud, Bali

$65 4.7% 28.7% $14

Getting Around

Labuan

$18 1.7%

Ubud, Bali

$13 0.9% 28.4% $5

Cost Breakdown

A one-bedroom apartment in the center runs $433 in Labuan and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Labuan pays 127% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Labuan vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $264 vs $290 per month, with Labuan cheaper across the board.

Good to know

🇲🇾 Labuan

🇮🇩 Ubud, Bali

🕒 Local time

11:25 11:25 AM

Same time as Labuan

🌤 Weather

👥 Population

95,120

74,800

💱 Currency

Malaysian Ringgit MYR RM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 MYR = 0.245 USD

1 MYR = 0.218 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of October 19, 2026: 1 USD = 4.08 MYR (1 MYR = 0.245 USD). 1 EUR = 4.59 MYR (1 MYR = 0.218 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to MYR in detail →

On the map

Lowest

Highest

Between locations

Labuan Ubud, Bali 1,530 km ≈ 2 h 30 min nonstop flight

From you

Labuan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Labuan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Labuan is cheaper overall, especially in groceries and leisure. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 127% higher in Labuan, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $433 in Labuan versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $208 in Labuan versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 10% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,020 in Labuan versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Labuan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Labuan the clear choice for anyone on this budget.

For families, Labuan is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Labuan and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Labuan gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.