Cost of Living Comparison Between Ubud, Bali and Kutahya Cost of Living Comparison Between Ubud, Bali and Kutahya

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $834 in Kutahya.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,369 in Kutahya.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,904 in Kutahya.

Living in Ubud, Bali is roughly 64% more expensive than in Kutahya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kutahya is 39% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$6.84 ₺333

-49.71%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$40.70 ₺1,985

-10.79%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$9.16 ₺446

-37.66%

Cappuccino

$2.67 Rp 47.4K

$3.37 ₺164

-20.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.00 ₺48.80

75.00%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.43 ₺20.87

102.33%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$5.18 ₺252

-43.05%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$6.03 ₺294

-25.04%

Milk (1 liter)

$1.62 Rp 28.7K

$1.18 ₺57.4

37.29%

White Bread (500g)

$2.33 Rp 41.3K

$0.38 ₺18.29

513.16%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.52 ₺74.4

-26.97%

Eggs

$2.20 Rp 39.0K

$1.45 ₺70.5

51.72%

Local Cheese (1kg)

$17.69 Rp 313.8K

$9.20 ₺449

92.28%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$2.62 ₺128

56.49%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$18.20 ₺888

-33.08%

Apples (1kg)

$3.71 Rp 65.7K

$0.52 ₺25.54

613.46%

Banana (1kg)

$1.59 Rp 28.2K

$1.80 ₺87.8

-11.67%

Oranges (1kg)

$2.28 Rp 40.5K

$0.75 ₺36.35

204.00%

Tomato (1kg)

$1.95 Rp 34.6K

$0.74 ₺36.17

163.51%

Potato (1kg)

$1.91 Rp 33.8K

$0.32 ₺15.68

496.87%

Onion (1kg)

$2.33 Rp 41.3K

$0.30 ₺14.57

676.67%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.50 ₺24.14

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.49 ₺23.70

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.22 ₺108

0.45%

Wine (Bottle)

$23.07 Rp 409.2K

$12.48 ₺609

84.86%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$2.27 ₺111

6.61%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.17 ₺155

-5.36%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.55 ₺26.91

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$25.63 ₺1,250

-64.96%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.00 ₺48.84

-52.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.32 ₺15.68

34.37%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$6.56 ₺320

-14.02%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.36 ₺66.2

-41.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$49.8K ₺2.4M

-49.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$42.0K ₺2.0M

-24.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$93.2 ₺4,542

-12.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$11.04 ₺538

-41.21%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$15.28 ₺745

22.84%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$31.13 ₺1,518

82.69%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$20.83 ₺1,016

-10.08%

Cinema Ticket

$4.54 Rp 80.5K

$6.00 ₺292

-24.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,039 ₺50.6K

-53.73%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$18.4K ₺898.8K

-69.02%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$18.53 ₺904

145.66%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$20.34 ₺992

76.40%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$82.0 ₺3,998

-1.96%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$96.1 ₺4,686

-18.14%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$210 ₺10.2K

431.36%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$188 ₺9,164

271.21%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$504 ₺24.6K

621.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$418 ₺20.4K

316.02%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$4,438 ₺216.4K

-37.26%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,446 ₺119.3K

-6.40%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$711 ₺34.7K

-76.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-65.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kutahya: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $210 in Kutahya. Housing cost is often the main lever when comparing two cities.

Kutahya pays 323% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $41.00 in Kutahya. Groceries flip the comparison at $295 vs $195, with Kutahya cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kutahya: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kutahya differ by about 64% in total monthly costs ($1,368 vs $834 including rent). Kutahya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 323% lower in Kutahya. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $210 in Kutahya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $1,039 in Kutahya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $834 in Kutahya versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Kutahya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kutahya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kutahya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kutahya gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.