😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $911 in Kutahya.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,532 in Kutahya.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,152 in Kutahya.
😐Living in Ubud, Bali is roughly 54% more expensive than Kutahya, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Kutahya is 32% below.
Currency
🍽 Eating Out
Ubud, Bali
Kutahya
Difference
Meal at Budget Restaurant
$3.57Rp 64.0K
$3.73₺173
-4.29%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 582.3K
$15.25₺706
113.11%
Fast Food Meal(McDonalds, etc)
$4.86Rp 87.1K
$7.29₺337
-33.33%
Cappuccino
$2.75Rp 49.2K
$3.29₺152
-16.41%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 23.7K
$1.04₺47.89
26.92%
Water(0.33 liter bottle)
$0.70Rp 12.6K
$0.40₺18.31
75.00%
Local Beer(0.5 liter draught)
$2.91Rp 52.2K
$3.37₺156
-13.65%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.0K
$3.46₺160
9.54%
🛒 Groceries & Markets
Ubud, Bali
Kutahya
Difference
Milk(1 liter)
$1.71Rp 30.6K
$0.97₺44.72
76.29%
White Bread(500g)
$2.47Rp 44.3K
$0.71₺32.97
247.89%
Rice(white)(1kg)
$1.20Rp 21.5K
$2.39₺111
-49.79%
Eggs
$2.44Rp 43.8K
$2.27₺105
7.49%
Local Cheese(1kg)
$14.38Rp 257.7K
$9.84₺455
46.14%
Chicken Fillets(1kg)
$4.31Rp 77.1K
$6.07₺281
-29.00%
Beef Round Steak(1kg)
$12.21Rp 218.7K
$19.51₺903
-37.42%
Apples(1kg)
$3.68Rp 66.0K
$1.48₺68.4
148.65%
Banana(1kg)
$1.55Rp 27.8K
$2.39₺111
-35.15%
Oranges(1kg)
$2.79Rp 49.9K
$1.32₺61.1
111.36%
Tomato(1kg)
$2.33Rp 41.8K
$1.51₺70.0
54.30%
Potato(1kg)
$1.97Rp 35.3K
$0.74₺34.29
166.22%
Onion(1kg)
$2.31Rp 41.4K
$0.62₺28.51
272.58%
Lettuce(1 head)
$1.06Rp 19.1K
$1.09₺50.2
-2.75%
Water(1.5 liter bottle)
$0.73Rp 13.1K
$0.43₺19.87
69.77%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 58.8K
$2.14₺98.9
53.27%
Wine(Bottle)
$22.79Rp 408.4K
$11.00₺509
107.18%
Local Beer(0.5 liter bottle)
$2.81Rp 50.3K
$2.09₺96.6
34.45%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.9K
$3.11₺144
-10.61%
🚌 Getting Around
Ubud, Bali
Kutahya
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,217
$0.67₺30.79
-56.72%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 144.4K
$29.87₺1,382
-73.02%
Taxi Start(Normal Tariff)
$0.45Rp 8,047
$0.85₺39.44
-47.06%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,094
$0.66₺30.33
-31.82%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 111.7K
$6.34₺293
-1.58%
Gasoline(1 liter)
$0.85Rp 15.2K
$1.22₺56.4
-30.33%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 465.4M
$43.1K₺2.0M
-39.72%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 567.2M
$43.2K₺2.0M
-26.68%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kutahya
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.4M
$86.1₺3,985
-6.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.7K
$10.66₺493
-61.91%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 437.6K
$14.15₺654
72.58%
🎉 Sport & Entertainment
Ubud, Bali
Kutahya
Difference
Gym Membership(Monthly)
$97.7Rp 1.7M
$43.31₺2,004
125.51%
Tennis Court(1 Hour on Weekend)
$6.45Rp 115.5K
-
-
Cinema Ticket
$4.04Rp 72.4K
$6.44₺298
-37.27%
🧸 Childcare & Education
Ubud, Bali
Kutahya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$622₺28.8K
-51.10%
International Primary School, 1 Child(Yearly)
$6,621Rp 118.6M
$13.5K₺625.9K
-51.06%
👕👟 Clothing & Footwear
Ubud, Bali
Kutahya
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 971.7K
$57.2₺2,647
-5.23%
Summer Dress(H&M, Zara, etc)
$38.78Rp 694.7K
$43.77₺2,025
-11.40%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$106₺4,916
-18.93%
Men's Leather Business Shoes
$76.7Rp 1.4M
$96.6₺4,467
-20.61%
🏠 Accommodation & Living
Ubud, Bali
Kutahya
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.7M
$276₺12.8K
256.89%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 11.8M
$202₺9,330
226.25%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 60.4M
$879₺40.6K
283.54%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.0M
$697₺32.2K
196.55%
Buy Apartment in City Center(m2)
$2,741Rp 49.1M
$4,864₺225.0K
-43.64%
Buy Apartment Outside City Center(m2)
$2,228Rp 39.9M
$2,635₺121.9K
-15.45%
💵 Salaries & Financials
Ubud, Bali
Kutahya
Difference
Average Monthly Net Salary(After Tax)
$163Rp 2.9M
$747₺34.5K
-78.12%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
48.4
-72.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Kutahya: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $276 in Kutahya. Housing cost is often the main lever when comparing two cities.
💰Kutahya pays 357% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $15.00 in Kutahya for a mid-range dinner for two. Groceries echo the gap at $297 vs $240 per month, with Kutahya cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kutahya: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Kutahya?
Ubud, Bali and Kutahya differ by about 54% in total monthly costs ($1,404 vs $911 including rent). Kutahya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kutahya earns 357% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Kutahya?
Rent for a central apartment: $986 in Ubud, Bali versus $276 in Kutahya. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Kutahya?
Childcare runs $304 in Ubud, Bali versus $622 in Kutahya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $911 in Kutahya versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kutahya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kutahya the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Kutahya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kutahya safer for residents?
Safety-wise, Ubud, Bali and Kutahya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Kutahya?
Expats usually find Kutahya gentler on the wallet – expenses run 54% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared