Cost of Living Comparison Between Ubud, Bali and Kutahya Cost of Living Comparison Between Ubud, Bali and Kutahya

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $897 in Kutahya.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,555 in Kutahya.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,214 in Kutahya.

Living in Ubud, Bali is roughly 60% more expensive than Kutahya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Kutahya is 33% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.87 ₺175

-7.75%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$15.26 ₺689

113.50%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.27 ₺328

-30.26%

Cappuccino

$2.83 Rp 49.0K

$3.24 ₺146

-12.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.04 ₺46.77

28.85%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.40 ₺17.84

72.50%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.28 ₺148

-8.84%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.45 ₺156

11.59%

Milk (1 liter)

$1.74 Rp 30.2K

$0.95 ₺42.76

83.16%

White Bread (500g)

$2.54 Rp 44.0K

$0.69 ₺31.34

268.12%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.30 ₺104

-48.26%

Eggs

$2.43 Rp 42.0K

$2.29 ₺103

6.11%

Local Cheese (1kg)

$14.66 Rp 254.1K

$9.63 ₺435

52.23%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$5.96 ₺269

-29.87%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$19.17 ₺865

-37.72%

Apples (1kg)

$3.69 Rp 63.9K

$1.52 ₺68.4

142.76%

Banana (1kg)

$1.61 Rp 27.8K

$2.35 ₺106

-31.49%

Oranges (1kg)

$2.69 Rp 46.5K

$1.26 ₺56.9

113.49%

Tomato (1kg)

$2.33 Rp 40.4K

$1.54 ₺69.6

51.30%

Potato (1kg)

$1.91 Rp 33.0K

$0.72 ₺32.56

165.28%

Onion (1kg)

$2.19 Rp 37.9K

$0.62 ₺27.91

253.23%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.08 ₺48.92

-1.85%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.42 ₺19.12

71.43%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.21 ₺99.7

41.63%

Wine (Bottle)

$23.49 Rp 407.1K

$11.09 ₺501

111.81%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.09 ₺94.3

31.10%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.10 ₺140

-7.10%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.67 ₺30.03

-56.72%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$30.83 ₺1,392

-73.50%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$0.85 ₺38.22

-47.06%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.65 ₺29.15

-35.38%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.25 ₺282

-1.44%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.19 ₺53.7

-29.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$43.3K ₺2.0M

-39.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$43.8K ₺2.0M

-25.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$86.8 ₺3,920

-9.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$10.74 ₺485

-63.22%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$13.79 ₺622

76.94%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$43.26 ₺1,953

123.16%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$6.41 ₺289

-36.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$606 ₺27.3K

-50.05%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$13.6K ₺614.5K

-52.09%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$56.8 ₺2,564

-5.19%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.99 ₺2,031

-15.58%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$108 ₺4,878

-19.71%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$98.2 ₺4,433

-19.70%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$284 ₺12.8K

256.57%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$202 ₺9,122

233.77%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$892 ₺40.3K

279.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$700 ₺31.6K

199.94%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$4,957 ₺223.8K

-39.79%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,698 ₺121.8K

-13.30%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$765 ₺34.5K

-77.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

48.4

-72.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kutahya: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $284 in Kutahya. Housing cost is often the main lever when comparing two cities.

Kutahya pays 342% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $15.00 in Kutahya for a mid-range dinner for two. Groceries echo the gap at $298 vs $237 per month, with Kutahya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kutahya: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kutahya differ by about 60% in total monthly costs ($1,438 vs $897 including rent). Kutahya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kutahya earns 342% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $284 in Kutahya. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $606 in Kutahya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $897 in Kutahya versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Kutahya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kutahya the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kutahya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kutahya gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.