Cost of Living Comparison Between Ubud, Bali and Kutahya Cost of Living Comparison Between Ubud, Bali and Kutahya

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $911 in Kutahya.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,532 in Kutahya.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,152 in Kutahya.

Living in Ubud, Bali is roughly 54% more expensive than Kutahya, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Kutahya is 32% below.

Currency
🍽 Eating Out
Ubud, Bali
Kutahya
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$3.73 ₺173
-4.29%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$15.25 ₺706
113.11%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$7.29 ₺337
-33.33%
Cappuccino
$2.75 Rp 49.2K
$3.29 ₺152
-16.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.04 ₺47.89
26.92%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.40 ₺18.31
75.00%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$3.37 ₺156
-13.65%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$3.46 ₺160
9.54%
🛒 Groceries & Markets
Ubud, Bali
Kutahya
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.97 ₺44.72
76.29%
White Bread (500g)
$2.47 Rp 44.3K
$0.71 ₺32.97
247.89%
Rice (white) (1kg)
$1.20 Rp 21.5K
$2.39 ₺111
-49.79%
Eggs
$2.44 Rp 43.8K
$2.27 ₺105
7.49%
Local Cheese (1kg)
$14.38 Rp 257.7K
$9.84 ₺455
46.14%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$6.07 ₺281
-29.00%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$19.51 ₺903
-37.42%
Apples (1kg)
$3.68 Rp 66.0K
$1.48 ₺68.4
148.65%
Banana (1kg)
$1.55 Rp 27.8K
$2.39 ₺111
-35.15%
Oranges (1kg)
$2.79 Rp 49.9K
$1.32 ₺61.1
111.36%
Tomato (1kg)
$2.33 Rp 41.8K
$1.51 ₺70.0
54.30%
Potato (1kg)
$1.97 Rp 35.3K
$0.74 ₺34.29
166.22%
Onion (1kg)
$2.31 Rp 41.4K
$0.62 ₺28.51
272.58%
Lettuce (1 head)
$1.06 Rp 19.1K
$1.09 ₺50.2
-2.75%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.43 ₺19.87
69.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$2.14 ₺98.9
53.27%
Wine (Bottle)
$22.79 Rp 408.4K
$11.00 ₺509
107.18%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$2.09 ₺96.6
34.45%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$3.11 ₺144
-10.61%
🚌 Getting Around
Ubud, Bali
Kutahya
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.67 ₺30.79
-56.72%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$29.87 ₺1,382
-73.02%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$0.85 ₺39.44
-47.06%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.66 ₺30.33
-31.82%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$6.34 ₺293
-1.58%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.22 ₺56.4
-30.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$43.1K ₺2.0M
-39.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$43.2K ₺2.0M
-26.68%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kutahya
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$86.1 ₺3,985
-6.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$10.66 ₺493
-61.91%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$14.15 ₺654
72.58%
🎉 Sport & Entertainment
Ubud, Bali
Kutahya
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$43.31 ₺2,004
125.51%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$6.44 ₺298
-37.27%
🧸 Childcare & Education
Ubud, Bali
Kutahya
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$622 ₺28.8K
-51.10%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$13.5K ₺625.9K
-51.06%
👕👟 Clothing & Footwear
Ubud, Bali
Kutahya
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$57.2 ₺2,647
-5.23%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$43.77 ₺2,025
-11.40%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$106 ₺4,916
-18.93%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$96.6 ₺4,467
-20.61%
🏠 Accommodation & Living
Ubud, Bali
Kutahya
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$276 ₺12.8K
256.89%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$202 ₺9,330
226.25%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$879 ₺40.6K
283.54%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$697 ₺32.2K
196.55%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$4,864 ₺225.0K
-43.64%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$2,635 ₺121.9K
-15.45%
💵 Salaries & Financials
Ubud, Bali
Kutahya
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$747 ₺34.5K
-78.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
48.4
-72.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kutahya: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $276 in Kutahya. Housing cost is often the main lever when comparing two cities.

Kutahya pays 357% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $15.00 in Kutahya for a mid-range dinner for two. Groceries echo the gap at $297 vs $240 per month, with Kutahya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kutahya: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Kutahya?
Ubud, Bali and Kutahya differ by about 54% in total monthly costs ($1,404 vs $911 including rent). Kutahya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kutahya earns 357% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Kutahya?
Rent for a central apartment: $986 in Ubud, Bali versus $276 in Kutahya. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Ubud, Bali and Kutahya?
Childcare runs $304 in Ubud, Bali versus $622 in Kutahya. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $911 in Kutahya versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kutahya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kutahya the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Kutahya?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kutahya safer for residents?
Safety-wise, Ubud, Bali and Kutahya are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Kutahya?
Expats usually find Kutahya gentler on the wallet – expenses run 54% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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