Cost of Living Comparison Between Kutahya and Ubud, Bali Cost of Living Comparison Between Kutahya and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $897 in Kutahya versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,555 in Kutahya versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,214 in Kutahya versus $3,732 in Ubud, Bali.

Living in Kutahya costs roughly 38% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kutahya is 33% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Kutahya
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.87 ₺175
$3.57 Rp 61.9K
8.40%
Three-Course Dinner for Two, Mid-Range
$15.26 ₺689
$32.58 Rp 564.7K
-53.16%
Fast Food Meal (McDonalds, etc)
$7.27 ₺328
$5.07 Rp 87.8K
43.39%
Cappuccino
$3.24 ₺146
$2.83 Rp 49.0K
14.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.04 ₺46.77
$1.34 Rp 23.2K
-22.39%
Water (0.33 liter bottle)
$0.40 ₺17.84
$0.69 Rp 12.0K
-42.03%
Local Beer (0.5 liter draught)
$3.28 ₺148
$2.99 Rp 51.8K
9.70%
Imported Beer (0.33 liter bottle)
$3.45 ₺156
$3.85 Rp 66.7K
-10.39%
🛒 Groceries & Markets
Kutahya
Ubud, Bali
Difference
Milk (1 liter)
$0.95 ₺42.76
$1.74 Rp 30.2K
-45.40%
White Bread (500g)
$0.69 ₺31.34
$2.54 Rp 44.0K
-72.83%
Rice (white) (1kg)
$2.30 ₺104
$1.19 Rp 20.6K
93.28%
Eggs
$2.29 ₺103
$2.43 Rp 42.0K
-5.76%
Local Cheese (1kg)
$9.63 ₺435
$14.66 Rp 254.1K
-34.31%
Chicken Fillets (1kg)
$5.96 ₺269
$4.18 Rp 72.4K
42.58%
Beef Round Steak (1kg)
$19.17 ₺865
$11.94 Rp 206.9K
60.55%
Apples (1kg)
$1.52 ₺68.4
$3.69 Rp 63.9K
-58.81%
Banana (1kg)
$2.35 ₺106
$1.61 Rp 27.8K
45.96%
Oranges (1kg)
$1.26 ₺56.9
$2.69 Rp 46.5K
-53.16%
Tomato (1kg)
$1.54 ₺69.6
$2.33 Rp 40.4K
-33.91%
Potato (1kg)
$0.72 ₺32.56
$1.91 Rp 33.0K
-62.30%
Onion (1kg)
$0.62 ₺27.91
$2.19 Rp 37.9K
-71.69%
Lettuce (1 head)
$1.08 ₺48.92
$1.06 Rp 18.3K
1.89%
Water (1.5 liter bottle)
$0.42 ₺19.12
$0.72 Rp 12.5K
-41.67%
Cigarettes 20 Pack (Marlboro, Camel)
$2.21 ₺99.7
$3.13 Rp 54.3K
-29.39%
Wine (Bottle)
$11.09 ₺501
$23.49 Rp 407.1K
-52.79%
Local Beer (0.5 liter bottle)
$2.09 ₺94.3
$2.74 Rp 47.5K
-23.72%
Imported Beer (0.33 liter bottle)
$3.10 ₺140
$2.88 Rp 49.9K
7.64%
🚌 Getting Around
Kutahya
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.67 ₺30.03
$0.29 Rp 5,029
131.03%
Public Transport Monthly Pass (Regular Price)
$30.83 ₺1,392
$8.17 Rp 141.6K
277.36%
Taxi Start (Normal Tariff)
$0.85 ₺38.22
$0.45 Rp 7,863
88.89%
Taxi (Normal Tariff) (1km)
$0.65 ₺29.15
$0.42 Rp 7,305
54.76%
Taxi 1hour Waiting (Normal Tariff)
$6.25 ₺282
$6.16 Rp 106.7K
1.46%
Gasoline (1 liter)
$1.19 ₺53.7
$0.84 Rp 14.6K
41.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.3K ₺2.0M
$26.2K Rp 454.9M
64.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$43.8K ₺2.0M
$32.5K Rp 562.9M
34.80%
🧾 Monthly Utilities & Internet
Kutahya
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$86.8 ₺3,920
$78.4 Rp 1.4M
10.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.74 ₺485
$3.95 Rp 68.5K
171.90%
Internet (50+ Mbps, Unlimited Data)
$13.79 ₺622
$24.40 Rp 423.0K
-43.48%
🎉 Sport & Entertainment
Kutahya
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.26 ₺1,953
$96.5 Rp 1.7M
-55.19%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 110.0K
-
Cinema Ticket
$6.41 ₺289
$4.04 Rp 70.0K
58.66%
🧸 Childcare & Education
Kutahya
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$606 ₺27.3K
$303 Rp 5.2M
100.20%
International Primary School, 1 Child (Yearly)
$13.6K ₺614.5K
$6,523 Rp 113.1M
108.72%
👕👟 Clothing & Footwear
Kutahya
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$56.8 ₺2,564
$53.8 Rp 933.1K
5.48%
Summer Dress (H&M, Zara, etc)
$44.99 ₺2,031
$37.98 Rp 658.3K
18.46%
Sport Shoes (Adidas, Nike)
$108 ₺4,878
$86.8 Rp 1.5M
24.55%
Men's Leather Business Shoes
$98.2 ₺4,433
$78.9 Rp 1.4M
24.54%
🏠 Accommodation & Living
Kutahya
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$284 ₺12.8K
$1,012 Rp 17.5M
-71.95%
1-bedroom Apartment, Outside City Center (Monthly)
$202 ₺9,122
$674 Rp 11.7M
-70.04%
3-bedroom Apartment, City Center (Monthly)
$892 ₺40.3K
$3,390 Rp 58.8M
-73.67%
3-bedroom Apartment, Outside City Center (Monthly)
$700 ₺31.6K
$2,098 Rp 36.4M
-66.66%
Buy Apartment in City Center (m2)
$4,957 ₺223.8K
$2,985 Rp 51.7M
66.08%
Buy Apartment Outside City Center (m2)
$2,698 ₺121.8K
$2,339 Rp 40.5M
15.34%
💵 Salaries & Financials
Kutahya
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$765 ₺34.5K
$173 Rp 3.0M
341.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
48.4
13.28
264.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kutahya: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $284 in Kutahya and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kutahya pays 342% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $15.00 in Kutahya vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $237 vs $298 per month, with Kutahya cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kutahya vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kutahya and Ubud, Bali?
Kutahya and Ubud, Bali differ by about 60% in total monthly costs ($897 vs $1,438 including rent). Kutahya is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kutahya or Ubud, Bali?
Kutahya pays 342% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kutahya and Ubud, Bali?
Rent for a central apartment: $284 in Kutahya versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kutahya and Ubud, Bali?
Childcare runs $606 in Kutahya versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 26% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $2,000 per month?
At $897 in Kutahya versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Kutahya but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kutahya the clear choice for anyone on this budget.
How does quality of life compare between Kutahya and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kutahya or Ubud, Bali safer for residents?
Safety-wise, Kutahya and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kutahya or Ubud, Bali?
Expats usually find Kutahya gentler on the wallet – expenses run 60% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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