Cost of Living Comparison Between Ubud, Bali and Kuruman Cost of Living Comparison Between Ubud, Bali and Kuruman

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,018 in Kuruman.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,559 in Kuruman.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,100 in Kuruman.

Living in Ubud, Bali is roughly 39% more expensive than Kuruman, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Kuruman is 24% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.44 R 138

-57.82%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$33.40 R 546

-2.01%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.94 R 80.7

0.20%

Cappuccino

$2.71 Rp 48.6K

$1.70 R 27.82

59.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.11 R 18.19

20.72%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.58 R 9.45

20.69%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.21 R 36.18

32.13%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.49 R 40.68

59.04%

Milk (1 liter)

$1.81 Rp 32.4K

$1.15 R 18.73

57.39%

White Bread (500g)

$2.52 Rp 45.1K

$1.04 R 17.00

142.31%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.63 R 26.65

-28.83%

Eggs

$2.46 Rp 44.1K

$2.46 R 40.23

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.48 R 122

96.66%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$4.66 R 76.2

-7.30%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$6.78 R 111

79.06%

Apples (1kg)

$3.84 Rp 68.8K

$1.68 R 27.47

128.57%

Banana (1kg)

$1.56 Rp 27.9K

$1.48 R 24.15

5.41%

Oranges (1kg)

$2.83 Rp 50.8K

$1.49 R 24.36

89.93%

Tomato (1kg)

$2.33 Rp 41.7K

$1.60 R 26.12

45.63%

Potato (1kg)

$1.91 Rp 34.3K

$1.33 R 21.74

43.61%

Onion (1kg)

$2.20 Rp 39.5K

$1.18 R 19.36

86.44%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.06 R 17.32

-4.72%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.91 R 14.86

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$2.87 R 46.89

15.68%

Wine (Bottle)

$23.74 Rp 425.5K

$4.89 R 80.0

385.48%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.33 R 21.67

109.77%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.70 R 27.86

68.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.67 R 27.24

-83.83%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.11 R 18.08

-58.56%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.88 R 14.32

-48.86%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$3.93 R 64.3

55.22%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.29 R 21.04

-38.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$21.0K R 342.8K

24.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$24.0K R 392.8K

33.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$116 R 1,900

-31.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$34.92 R 571

-88.37%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$41.90 R 685

-43.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$31.14 R 509

216.96%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$6.87 R 112

-39.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$195 R 3,186

55.94%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$4,368 R 71.4K

51.42%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$49.56 R 810

12.07%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$31.79 R 520

20.51%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$86.9 R 1,421

1.96%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$79.6 R 1,302

-2.22%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$370 R 6,043

172.25%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$327 R 5,353

106.25%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$699 R 11.4K

392.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$689 R 11.3K

195.79%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$805 R 13.2K

252.74%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$809 R 13.2K

179.79%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,118 R 18.3K

-85.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.51

15.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kuruman: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $370 in Kuruman. Housing cost is often the main lever when comparing two cities.

Kuruman pays 576% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $33.00 in Kuruman. Groceries flip the comparison at $302 vs $177, with Kuruman cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuruman: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kuruman differ by about 39% in total monthly costs ($1,419 vs $1,018 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kuruman earns 576% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $370 in Kuruman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $195 in Kuruman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kuruman – a meal for two runs $33.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,018 in Kuruman versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kuruman are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kuruman gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.