Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kuruman

For one person, living is cheaper in Kuruman: $1,162 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Kuruman
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Kuruman Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kuruman

🇿🇦 South Africa

$1,162

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kuruman

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kuruman actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,162 in Kuruman.

Ubud, Bali $1,331
Kuruman $1,162

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,815 in Kuruman.

Ubud, Bali $2,255
Kuruman $1,815

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,468 in Kuruman.

Ubud, Bali $3,180
Kuruman $2,468

Living in Ubud, Bali is roughly 15% more expensive than in Kuruman, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Kuruman 14% lower.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$10.85 R 179

-68.85%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$37.97 R 626

-8.74%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$5.59 R 92.1

-0.36%

Cappuccino

$2.62 Rp 47.3K

$1.85 R 30.49

41.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$1.14 R 18.82

35.09%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.59 R 9.66

8.47%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$2.45 R 40.42

8.98%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$2.68 R 44.16

58.96%

Milk (1 liter)

$1.46 Rp 26.4K

$1.14 R 18.84

28.07%

White Bread (500g)

$2.29 Rp 41.4K

$1.31 R 21.55

74.81%

Rice (white) (1kg)

$1.11 Rp 20.0K

$1.78 R 29.27

-37.64%

Eggs

$2.10 Rp 37.9K

$4.26 R 70.2

-50.70%

Local Cheese (1kg)

$15.94 Rp 287.7K

$8.52 R 140

87.09%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$5.05 R 83.3

-23.17%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$7.49 R 123

52.20%

Apples (1kg)

$3.55 Rp 64.1K

$1.85 R 30.52

91.89%

Banana (1kg)

$1.54 Rp 27.7K

$1.63 R 26.81

-5.52%

Oranges (1kg)

$2.23 Rp 40.2K

$1.77 R 29.21

25.99%

Tomato (1kg)

$1.97 Rp 35.6K

$1.66 R 27.42

18.67%

Potato (1kg)

$1.86 Rp 33.5K

$1.43 R 23.56

30.07%

Onion (1kg)

$2.42 Rp 43.6K

$1.42 R 23.39

70.42%

Lettuce (1 head)

$1.02 Rp 18.5K

$1.18 R 19.41

-13.56%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$1.18 R 19.37

-55.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.64 R 60.1

-39.56%

Wine (Bottle)

$21.79 Rp 393.2K

$4.93 R 81.3

341.99%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.45 R 23.84

60.69%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$1.89 R 31.19

57.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$1.56 R 25.74

-83.97%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$0.85 R 14.05

-48.24%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$0.82 R 13.51

-42.68%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$13.01 R 214

-56.96%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.49 R 24.52

-44.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$30.4K R 501.3K

-19.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$30.8K R 507.9K

2.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$153 R 2,528

-49.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$34.83 R 574

-82.37%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$37.52 R 618

-49.57%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$32.98 R 544

54.61%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

$10.85 R 179

68.20%

Cinema Ticket

$4.38 Rp 79.1K

$6.48 R 107

-32.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$265 R 4,364

85.94%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$6,306 R 103.9K

93.81%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$54.2 R 892

-16.60%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$34.07 R 561

2.41%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$98.2 R 1,618

-20.23%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$85.0 R 1,400

-8.33%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$438 R 7,220

145.92%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$403 R 6,648

64.81%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$650 R 10.7K

440.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$836 R 13.8K

99.95%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$799 R 13.2K

192.86%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$679 R 11.2K

229.35%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,098 R 18.1K

-84.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.92

26.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kuruman: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kuruman

$403 34.7% 39.3% $261

Groceries & Markets

Ubud, Bali

$279 21%

Kuruman

$203 17.5% 27.3% $76

Clothing & Footwear

Ubud, Bali

$106 8%

Kuruman

$122 10.5% 14.9% $16

Eating Out

Ubud, Bali

$106 8%

Kuruman

$150 12.9% 42.2% $45

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kuruman

$226 19.4% 120% $123

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kuruman

$46 4% 23.1% $14

Getting Around

Ubud, Bali

$12 0.9%

Kuruman

$11 * 1% 6.3% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $438 in Kuruman. Housing cost is often the main lever when comparing two cities.

Kuruman pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $38 in Kuruman. Groceries flip the comparison at $279 vs $203, with Kuruman cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Kuruman

🕒 Local time

13:14 1:14 PM

07:14 7:14 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

9,093

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.41 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.41 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kuruman 9,750 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Kuruman

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuruman: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,162 in Kuruman, so Kuruman is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 85% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $438 in Kuruman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $265 in Kuruman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Kuruman. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Kuruman gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kuruman are both considered safe, so it’s unlikely to be the deciding factor between them.