Cost of Living Comparison Between Ubud, Bali and Kuruman Cost of Living Comparison Between Ubud, Bali and Kuruman

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,133 in Kuruman.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,777 in Kuruman.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,422 in Kuruman.

Living in Ubud, Bali is roughly 22% more expensive than in Kuruman, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kuruman is 18% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$11.27 R 182

-70.45%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$42.04 R 677

-14.80%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$6.55 R 105

-14.05%

Cappuccino

$2.82 Rp 49.7K

$1.93 R 31.05

46.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$1.19 R 19.13

47.06%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.60 R 9.70

33.33%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.42 R 38.97

25.62%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.79 R 44.92

54.12%

Milk (1 liter)

$1.61 Rp 28.3K

$1.21 R 19.45

33.06%

White Bread (500g)

$2.27 Rp 39.9K

$1.32 R 21.21

71.97%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.86 R 29.94

-37.10%

Eggs

$2.17 Rp 38.2K

$4.39 R 70.8

-50.57%

Local Cheese (1kg)

$17.63 Rp 310.5K

$8.32 R 134

111.90%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.24 R 84.5

-22.71%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$7.56 R 122

61.11%

Apples (1kg)

$3.62 Rp 63.7K

$1.90 R 30.54

90.53%

Banana (1kg)

$1.64 Rp 28.8K

$1.75 R 28.10

-6.29%

Oranges (1kg)

$2.31 Rp 40.6K

$1.86 R 29.92

24.19%

Tomato (1kg)

$1.96 Rp 34.5K

$1.65 R 26.55

18.79%

Potato (1kg)

$1.84 Rp 32.5K

$1.51 R 24.32

21.85%

Onion (1kg)

$2.37 Rp 41.7K

$1.50 R 24.21

58.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.21 R 19.41

-13.22%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.24 R 20.05

-56.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.58 R 57.7

-35.75%

Wine (Bottle)

$23.08 Rp 406.4K

$5.00 R 80.5

361.60%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.43 R 23.07

63.64%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.99 R 32.03

54.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.78 R 28.63

-85.96%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.60 R 9.64

-18.33%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.05 R 16.98

-55.24%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$10.06 R 162

-44.33%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.45 R 23.33

-44.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$38.0K R 612.6K

-34.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$31.6K R 508.6K

-1.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$138 R 2,226

-40.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$35.83 R 577

-81.89%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$38.11 R 614

-50.70%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$32.39 R 522

70.55%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$8.16 R 131

-47.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$236 R 3,797

109.59%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$5,776 R 93.0K

2.44%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$55.0 R 885

-15.82%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$30.46 R 490

19.63%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$108 R 1,739

-25.27%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$92.0 R 1,482

-14.38%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$393 R 6,330

183.40%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$391 R 6,302

77.15%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$751 R 12.1K

384.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$764 R 12.3K

124.06%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$951 R 15.3K

190.33%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$735 R 11.8K

211.72%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,119 R 18.0K

-85.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Kuruman: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $393 in Kuruman. Housing cost is often the main lever when comparing two cities.

Kuruman pays 570% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $42.00 in Kuruman. Groceries flip the comparison at $294 vs $208, with Kuruman cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuruman: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kuruman differ by about 22% in total monthly costs ($1,378 vs $1,133 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 570% lower in Kuruman. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $393 in Kuruman. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $236 in Kuruman. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kuruman – a meal for two runs $42.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,133 in Kuruman versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kuruman are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kuruman gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.