🙂Monthly costs for one person with rent: $982 in Kuruman versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,566 in Kuruman versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,150 in Kuruman versus $3,763 in Ubud, Bali.
🌍Living in Kuruman costs roughly 30% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kuruman is 27% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Kuruman
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.32R 138
$3.45Rp 62.0K
141.16%
Three-Course Dinner for Two, Mid-Range
$32.97R 546
$32.34Rp 580.1K
1.95%
Fast Food Meal(McDonalds, etc)
$4.89R 81.0
$4.84Rp 86.9K
1.03%
Cappuccino
$1.64R 27.14
$2.75Rp 49.3K
-40.36%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.07R 17.77
$1.38Rp 24.8K
-22.46%
Water(0.33 liter bottle)
$0.58R 9.56
$0.75Rp 13.5K
-22.67%
Local Beer(0.5 liter draught)
$2.31R 38.16
$2.99Rp 53.7K
-22.74%
Imported Beer(0.33 liter bottle)
$2.54R 41.98
$3.85Rp 69.1K
-34.03%
🛒 Groceries & Markets
Kuruman
Ubud, Bali
Difference
Milk(1 liter)
$1.11R 18.38
$1.74Rp 31.1K
-36.21%
White Bread(500g)
$1.04R 17.22
$2.46Rp 44.1K
-57.72%
Rice(white)(1kg)
$1.64R 27.20
$1.17Rp 21.0K
40.17%
Eggs
$2.41R 39.96
$2.43Rp 43.6K
-0.82%
Local Cheese(1kg)
$7.84R 130
$14.50Rp 260.2K
-45.93%
Chicken Fillets(1kg)
$4.63R 76.7
$4.35Rp 78.0K
6.44%
Beef Round Steak(1kg)
$6.75R 112
$11.98Rp 214.9K
-43.66%
Apples(1kg)
$1.60R 26.52
$3.72Rp 66.7K
-56.99%
Banana(1kg)
$1.54R 25.53
$1.63Rp 29.2K
-5.52%
Oranges(1kg)
$1.50R 24.76
$2.74Rp 49.2K
-45.26%
Tomato(1kg)
$1.63R 26.97
$2.24Rp 40.2K
-27.23%
Potato(1kg)
$1.37R 22.64
$1.92Rp 34.4K
-28.65%
Onion(1kg)
$1.24R 20.47
$2.28Rp 40.8K
-45.61%
Lettuce(1 head)
$1.09R 18.03
$1.06Rp 19.1K
2.83%
Water(1.5 liter bottle)
$0.98R 16.27
$0.72Rp 12.9K
36.11%
Cigarettes 20 Pack(Marlboro, Camel)
$2.85R 47.24
$3.29Rp 58.9K
-13.37%
Wine(Bottle)
$4.92R 81.5
$23.19Rp 416.1K
-78.78%
Local Beer(0.5 liter bottle)
$1.37R 22.73
$2.78Rp 49.8K
-50.72%
Imported Beer(0.33 liter bottle)
$1.70R 28.21
$2.73Rp 49.0K
-37.73%
🚌 Getting Around
Kuruman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.63R 26.98
$0.27Rp 4,778
503.70%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.4K
-
Taxi Start(Normal Tariff)
$1.15R 19.03
$0.48Rp 8,659
139.58%
Taxi(Normal Tariff)(1km)
$0.94R 15.61
$0.42Rp 7,532
123.81%
Taxi 1hour Waiting(Normal Tariff)
$3.98R 65.9
$6.22Rp 111.6K
-36.01%
Gasoline(1 liter)
$1.23R 20.30
$0.81Rp 14.6K
51.85%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3KR 353.3K
$26.6KRp 477.4M
-19.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KR 402.9K
$32.2KRp 577.4M
-24.39%
🧾 Monthly Utilities & Internet
Kuruman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$118R 1,956
$78.4Rp 1.4M
50.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.62R 573
$4.07Rp 73.0K
750.61%
Internet(50+ Mbps, Unlimited Data)
$41.81R 692
$24.33Rp 436.4K
71.85%
🎉 Sport & Entertainment
Kuruman
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.28R 518
$98.6Rp 1.8M
-68.28%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$6.61R 109
$3.99Rp 71.5K
65.66%
🧸 Childcare & Education
Kuruman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$200R 3,311
$305Rp 5.5M
-34.43%
International Primary School, 1 Child(Yearly)
$4,275R 70.8K
$6,642Rp 119.2M
-35.63%
👕👟 Clothing & Footwear
Kuruman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$50.8R 841
$54.1Rp 971.2K
-6.15%
Summer Dress(H&M, Zara, etc)
$31.79R 526
$37.81Rp 678.2K
-15.92%
Sport Shoes(Adidas, Nike)
$90.4R 1,497
$86.8Rp 1.6M
4.10%
Men's Leather Business Shoes
$78.4R 1,298
$76.4Rp 1.4M
2.72%
🏠 Accommodation & Living
Kuruman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$358R 5,926
$992Rp 17.8M
-63.91%
1-bedroom Apartment, Outside City Center(Monthly)
$333R 5,516
$673Rp 12.1M
-50.47%
3-bedroom Apartment, City Center(Monthly)
$684R 11.3K
$3,375Rp 60.5M
-79.74%
3-bedroom Apartment, Outside City Center(Monthly)
$691R 11.4K
$2,050Rp 36.8M
-66.31%
Buy Apartment in City Center(m2)
$898R 14.9K
$2,805Rp 50.3M
-67.97%
Buy Apartment Outside City Center(m2)
$745R 12.3K
$2,227Rp 39.9M
-66.53%
💵 Salaries & Financials
Kuruman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,094R 18.1K
$167Rp 3.0M
555.34%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
13.28
-13.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuruman: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $358 in Kuruman and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuruman pays 555% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Kuruman vs $32.00 in Ubud, Bali. Groceries flip the comparison at $179 vs $297, with Kuruman cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuruman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kuruman and in Ubud, Bali?
Kuruman and Ubud, Bali differ by about 43% in total monthly costs ($982 vs $1,408 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kuruman or Ubud, Bali?
Average pay runs 555% higher in Kuruman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kuruman and in Ubud, Bali?
Rent for a central apartment: $358 in Kuruman versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kuruman and Ubud, Bali?
Childcare runs $200 in Kuruman versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Kuruman – a meal for two runs $33.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $982 in Kuruman versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.
How does quality of life compare between Kuruman and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kuruman or Ubud, Bali safer for residents?
Safety-wise, Kuruman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kuruman or Ubud, Bali?
Expats usually find Kuruman gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.