🙂Monthly costs for one person with rent: $1,018 in Kuruman versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,559 in Kuruman versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,100 in Kuruman versus $3,660 in Ubud, Bali.
🙂Living in Kuruman costs roughly 28% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kuruman is 24% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Kuruman
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.44R 138
$3.56Rp 63.9K
137.08%
Three-Course Dinner for Two, Mid-Range
$33.40R 546
$32.73Rp 586.8K
2.05%
Fast Food Meal(McDonalds, etc)
$4.94R 80.7
$4.95Rp 88.7K
-0.20%
Cappuccino
$1.70R 27.82
$2.71Rp 48.6K
-37.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.11R 18.19
$1.34Rp 24.1K
-17.16%
Water(0.33 liter bottle)
$0.58R 9.45
$0.70Rp 12.5K
-17.14%
Local Beer(0.5 liter draught)
$2.21R 36.18
$2.92Rp 52.3K
-24.32%
Imported Beer(0.33 liter bottle)
$2.49R 40.68
$3.96Rp 70.9K
-37.12%
🛒 Groceries & Markets
Kuruman
Ubud, Bali
Difference
Milk(1 liter)
$1.15R 18.73
$1.81Rp 32.4K
-36.46%
White Bread(500g)
$1.04R 17.00
$2.52Rp 45.1K
-58.73%
Rice(white)(1kg)
$1.63R 26.65
$1.16Rp 20.8K
40.52%
Eggs
$2.46R 40.23
$2.46Rp 44.1K
-
Local Cheese(1kg)
$7.48R 122
$14.71Rp 263.7K
-49.15%
Chicken Fillets(1kg)
$4.66R 76.2
$4.32Rp 77.4K
7.87%
Beef Round Steak(1kg)
$6.78R 111
$12.14Rp 217.5K
-44.15%
Apples(1kg)
$1.68R 27.47
$3.84Rp 68.8K
-56.25%
Banana(1kg)
$1.48R 24.15
$1.56Rp 27.9K
-5.13%
Oranges(1kg)
$1.49R 24.36
$2.83Rp 50.8K
-47.35%
Tomato(1kg)
$1.60R 26.12
$2.33Rp 41.7K
-31.33%
Potato(1kg)
$1.33R 21.74
$1.91Rp 34.3K
-30.37%
Onion(1kg)
$1.18R 19.36
$2.20Rp 39.5K
-46.36%
Lettuce(1 head)
$1.06R 17.32
$1.01Rp 18.2K
4.95%
Water(1.5 liter bottle)
$0.91R 14.86
$0.78Rp 13.9K
16.67%
Cigarettes 20 Pack(Marlboro, Camel)
$2.87R 46.89
$3.32Rp 59.4K
-13.55%
Wine(Bottle)
$4.89R 80.0
$23.74Rp 425.5K
-79.40%
Local Beer(0.5 liter bottle)
$1.33R 21.67
$2.79Rp 50.0K
-52.33%
Imported Beer(0.33 liter bottle)
$1.70R 27.86
$2.86Rp 51.3K
-40.56%
🚌 Getting Around
Kuruman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.67R 27.24
$0.27Rp 4,819
518.52%
Public Transport Monthly Pass(Regular Price)
-
$8.03Rp 143.9K
-
Taxi Start(Normal Tariff)
$1.11R 18.08
$0.46Rp 8,181
141.30%
Taxi(Normal Tariff)(1km)
$0.88R 14.32
$0.45Rp 8,068
95.56%
Taxi 1hour Waiting(Normal Tariff)
$3.93R 64.3
$6.10Rp 109.3K
-35.57%
Gasoline(1 liter)
$1.29R 21.04
$0.79Rp 14.2K
63.29%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.0KR 342.8K
$26.1KRp 468.8M
-19.81%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0KR 392.8K
$32.1KRp 575.8M
-25.20%
🧾 Monthly Utilities & Internet
Kuruman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$116R 1,900
$79.9Rp 1.4M
45.40%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.92R 571
$4.06Rp 72.9K
760.10%
Internet(50+ Mbps, Unlimited Data)
$41.90R 685
$23.52Rp 421.6K
78.15%
🎉 Sport & Entertainment
Kuruman
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.14R 509
$98.7Rp 1.8M
-68.45%
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.8K
-
Cinema Ticket
$6.87R 112
$4.15Rp 74.3K
65.54%
🧸 Childcare & Education
Kuruman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195R 3,186
$304Rp 5.4M
-35.87%
International Primary School, 1 Child(Yearly)
$4,368R 71.4K
$6,613Rp 118.5M
-33.96%
👕👟 Clothing & Footwear
Kuruman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$49.56R 810
$55.5Rp 995.6K
-10.77%
Summer Dress(H&M, Zara, etc)
$31.79R 520
$38.31Rp 686.7K
-17.02%
Sport Shoes(Adidas, Nike)
$86.9R 1,421
$88.6Rp 1.6M
-1.92%
Men's Leather Business Shoes
$79.6R 1,302
$77.9Rp 1.4M
2.27%
🏠 Accommodation & Living
Kuruman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$370R 6,043
$1,006Rp 18.0M
-63.27%
1-bedroom Apartment, Outside City Center(Monthly)
$327R 5,353
$675Rp 12.1M
-51.51%
3-bedroom Apartment, City Center(Monthly)
$699R 11.4K
$3,442Rp 61.7M
-79.69%
3-bedroom Apartment, Outside City Center(Monthly)
$689R 11.3K
$2,039Rp 36.6M
-66.19%
Buy Apartment in City Center(m2)
$805R 13.2K
$2,841Rp 50.9M
-71.65%
Buy Apartment Outside City Center(m2)
$809R 13.2K
$2,264Rp 40.6M
-64.26%
💵 Salaries & Financials
Kuruman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,118R 18.3K
$165Rp 3.0M
576.38%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
13.28
-13.33%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuruman: June 1, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $370 in Kuruman and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuruman pays 576% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Kuruman vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $177 vs $302 per month, with Kuruman cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuruman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kuruman and Ubud, Bali?
Kuruman and Ubud, Bali differ by about 39% in total monthly costs ($1,018 vs $1,419 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kuruman or Ubud, Bali?
Kuruman pays 576% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kuruman and Ubud, Bali?
Rent for a central apartment: $370 in Kuruman versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kuruman and Ubud, Bali?
Childcare runs $195 in Kuruman versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Kuruman – a meal for two runs $33.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,018 in Kuruman versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.
How does quality of life compare between Kuruman and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kuruman or Ubud, Bali safer for residents?
Safety-wise, Kuruman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kuruman or Ubud, Bali?
Expats usually find Kuruman gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.