🙂Monthly costs for one person with rent: $1,133 in Kuruman versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,777 in Kuruman versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,422 in Kuruman versus $3,275 in Ubud, Bali.
🌍Living in Kuruman costs roughly 18% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kuruman is 18% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Kuruman
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.27R 182
$3.33Rp 58.7K
238.44%
Three-Course Dinner for Two, Mid-Range
$42.04R 677
$35.82Rp 630.7K
17.36%
Fast Food Meal(McDonalds, etc)
$6.55R 105
$5.63Rp 99.1K
16.34%
Cappuccino
$1.93R 31.05
$2.82Rp 49.7K
-31.56%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.19R 19.13
$1.75Rp 30.8K
-32.00%
Water(0.33 liter bottle)
$0.60R 9.70
$0.80Rp 14.0K
-25.00%
Local Beer(0.5 liter draught)
$2.42R 38.97
$3.04Rp 53.6K
-20.39%
Imported Beer(0.33 liter bottle)
$2.79R 44.92
$4.30Rp 75.7K
-35.12%
🛒 Groceries & Markets
Kuruman
Ubud, Bali
Difference
Milk(1 liter)
$1.21R 19.45
$1.61Rp 28.3K
-24.84%
White Bread(500g)
$1.32R 21.21
$2.27Rp 39.9K
-41.85%
Rice(white)(1kg)
$1.86R 29.94
$1.17Rp 20.6K
58.97%
Eggs
$4.39R 70.8
$2.17Rp 38.2K
102.30%
Local Cheese(1kg)
$8.32R 134
$17.63Rp 310.5K
-52.81%
Chicken Fillets(1kg)
$5.24R 84.5
$4.05Rp 71.4K
29.38%
Beef Round Steak(1kg)
$7.56R 122
$12.18Rp 214.5K
-37.93%
Apples(1kg)
$1.90R 30.54
$3.62Rp 63.7K
-47.51%
Banana(1kg)
$1.75R 28.10
$1.64Rp 28.8K
6.71%
Oranges(1kg)
$1.86R 29.92
$2.31Rp 40.6K
-19.48%
Tomato(1kg)
$1.65R 26.55
$1.96Rp 34.5K
-15.82%
Potato(1kg)
$1.51R 24.32
$1.84Rp 32.5K
-17.93%
Onion(1kg)
$1.50R 24.21
$2.37Rp 41.7K
-36.71%
Lettuce(1 head)
$1.21R 19.41
$1.05Rp 18.5K
15.24%
Water(1.5 liter bottle)
$1.24R 20.05
$0.54Rp 9,560
129.63%
Cigarettes 20 Pack(Marlboro, Camel)
$3.58R 57.7
$2.30Rp 40.6K
55.65%
Wine(Bottle)
$5.00R 80.5
$23.08Rp 406.4K
-78.34%
Local Beer(0.5 liter bottle)
$1.43R 23.07
$2.34Rp 41.2K
-38.89%
Imported Beer(0.33 liter bottle)
$1.99R 32.03
$3.07Rp 54.0K
-35.18%
🚌 Getting Around
Kuruman
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.78R 28.63
$0.25Rp 4,365
612.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
$0.60R 9.64
$0.49Rp 8,631
22.45%
Taxi(Normal Tariff)(1km)
$1.05R 16.98
$0.47Rp 8,349
123.40%
Taxi 1hour Waiting(Normal Tariff)
$10.06R 162
$5.60Rp 98.6K
79.64%
Gasoline(1 liter)
$1.45R 23.33
$0.81Rp 14.2K
79.01%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0KR 612.6K
$25.0KRp 440.3M
52.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6KR 508.6K
$31.1KRp 547.0M
1.66%
🧾 Monthly Utilities & Internet
Kuruman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138R 2,226
$82.7Rp 1.5M
67.14%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.83R 577
$6.49Rp 114.2K
452.08%
Internet(50+ Mbps, Unlimited Data)
$38.11R 614
$18.79Rp 330.8K
102.82%
🎉 Sport & Entertainment
Kuruman
Ubud, Bali
Difference
Gym Membership(Monthly)
$32.39R 522
$55.2Rp 972.6K
-41.36%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
$8.16R 131
$4.30Rp 75.7K
89.77%
🧸 Childcare & Education
Kuruman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$236R 3,797
$494Rp 8.7M
-52.29%
International Primary School, 1 Child(Yearly)
$5,776R 93.0K
$5,917Rp 104.2M
-2.38%
👕👟 Clothing & Footwear
Kuruman
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$55.0R 885
$46.28Rp 814.8K
18.80%
Summer Dress(H&M, Zara, etc)
$30.46R 490
$36.44Rp 641.6K
-16.41%
Sport Shoes(Adidas, Nike)
$108R 1,739
$80.7Rp 1.4M
33.82%
Men's Leather Business Shoes
$92.0R 1,482
$78.8Rp 1.4M
16.79%
🏠 Accommodation & Living
Kuruman
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$393R 6,330
$1,114Rp 19.6M
-64.71%
1-bedroom Apartment, Outside City Center(Monthly)
$391R 6,302
$693Rp 12.2M
-43.55%
3-bedroom Apartment, City Center(Monthly)
$751R 12.1K
$3,639Rp 64.1M
-79.37%
3-bedroom Apartment, Outside City Center(Monthly)
$764R 12.3K
$1,712Rp 30.1M
-55.37%
Buy Apartment in City Center(m2)
$951R 15.3K
$2,761Rp 48.6M
-65.56%
Buy Apartment Outside City Center(m2)
$735R 11.8K
$2,293Rp 40.4M
-67.92%
💵 Salaries & Financials
Kuruman
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,119R 18.0K
$167Rp 2.9M
569.73%
20-Year Fixed Mortgage Interest Rate(Annual %)
11
13.78
-20.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kuruman: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $393 in Kuruman and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kuruman pays 570% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $42.00 in Kuruman vs $36.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $294, with Kuruman cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuruman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kuruman and in Ubud, Bali?
Kuruman and Ubud, Bali differ by about 22% in total monthly costs ($1,133 vs $1,378 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kuruman or Ubud, Bali?
Average pay runs 570% higher in Kuruman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kuruman and in Ubud, Bali?
Rent for a central apartment: $393 in Kuruman versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kuruman and Ubud, Bali?
Childcare runs $236 in Kuruman versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Kuruman – a meal for two runs $42.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,133 in Kuruman versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.
How does quality of life compare between Kuruman and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kuruman or Ubud, Bali safer for residents?
Safety-wise, Kuruman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kuruman or Ubud, Bali?
Expats usually find Kuruman gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.