Last update: Nov 2026

Cost of Living Comparison Between Kuruman and Ubud, Bali

For one person, living is cheaper in Kuruman: $1,162 a month against $1,331 in Ubud, Bali, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

53

Cost of Living Index in Kuruman
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Kuruman Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kuruman

🇿🇦 South Africa

$1,162

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kuruman and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kuruman and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,162 in Kuruman versus $1,331 in Ubud, Bali.

Kuruman $1,162
Ubud, Bali $1,331

Estimated couple costs with rent: $1,815 in Kuruman versus $2,255 in Ubud, Bali.

Kuruman $1,815
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $2,468 in Kuruman versus $3,180 in Ubud, Bali.

Kuruman $2,468
Ubud, Bali $3,180

Living in Kuruman costs roughly 13% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kuruman 14% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$10.85 R 179

$3.38 Rp 60.9K

221.01%

Three-Course Dinner for Two, Mid-Range

$37.97 R 626

$34.65 Rp 625.4K

9.58%

Fast Food Meal (McDonalds, etc)

$5.59 R 92.1

$5.57 Rp 100.6K

0.36%

Cappuccino

$1.85 R 30.49

$2.62 Rp 47.3K

-29.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.14 R 18.82

$1.54 Rp 27.8K

-25.97%

Water (0.33 liter bottle)

$0.59 R 9.66

$0.64 Rp 11.6K

-7.81%

Local Beer (0.5 liter draught)

$2.45 R 40.42

$2.67 Rp 48.1K

-8.24%

Imported Beer (0.33 liter bottle)

$2.68 R 44.16

$4.26 Rp 76.9K

-37.09%

Milk (1 liter)

$1.14 R 18.84

$1.46 Rp 26.4K

-21.92%

White Bread (500g)

$1.31 R 21.55

$2.29 Rp 41.4K

-42.79%

Rice (white) (1kg)

$1.78 R 29.27

$1.11 Rp 20.0K

60.36%

Eggs

$4.26 R 70.2

$2.10 Rp 37.9K

102.86%

Local Cheese (1kg)

$8.52 R 140

$15.94 Rp 287.7K

-46.55%

Chicken Fillets (1kg)

$5.05 R 83.3

$3.88 Rp 70.1K

30.15%

Beef Round Steak (1kg)

$7.49 R 123

$11.40 Rp 205.8K

-34.30%

Apples (1kg)

$1.85 R 30.52

$3.55 Rp 64.1K

-47.89%

Banana (1kg)

$1.63 R 26.81

$1.54 Rp 27.7K

5.84%

Oranges (1kg)

$1.77 R 29.21

$2.23 Rp 40.2K

-20.63%

Tomato (1kg)

$1.66 R 27.42

$1.97 Rp 35.6K

-15.74%

Potato (1kg)

$1.43 R 23.56

$1.86 Rp 33.5K

-23.12%

Onion (1kg)

$1.42 R 23.39

$2.42 Rp 43.6K

-41.32%

Lettuce (1 head)

$1.18 R 19.41

$1.02 Rp 18.5K

15.69%

Water (1.5 liter bottle)

$1.18 R 19.37

$0.52 Rp 9,427

126.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 R 60.1

$2.20 Rp 39.7K

65.45%

Wine (Bottle)

$4.93 R 81.3

$21.79 Rp 393.2K

-77.37%

Local Beer (0.5 liter bottle)

$1.45 R 23.84

$2.33 Rp 42.0K

-37.77%

Imported Beer (0.33 liter bottle)

$1.89 R 31.19

$2.97 Rp 53.6K

-36.36%

One-way Ticket (Public Transport)

$1.56 R 25.74

$0.25 Rp 4,519

524.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

Taxi Start (Normal Tariff)

$0.85 R 14.05

$0.44 Rp 7,901

93.18%

Taxi (Normal Tariff) (1km)

$0.82 R 13.51

$0.47 Rp 8,446

74.47%

Taxi 1hour Waiting (Normal Tariff)

$13.01 R 214

$5.60 Rp 101.1K

132.32%

Gasoline (1 liter)

$1.49 R 24.52

$0.83 Rp 14.9K

79.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K R 501.3K

$24.4K Rp 441.3M

24.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.8K R 507.9K

$31.7K Rp 572.1M

-2.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$153 R 2,528

$77.5 Rp 1.4M

98.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.83 R 574

$6.14 Rp 110.9K

467.26%

Internet (50+ Mbps, Unlimited Data)

$37.52 R 618

$18.92 Rp 341.4K

98.31%

Gym Membership (Monthly)

$32.98 R 544

$51.0 Rp 920.4K

-35.32%

Tennis Court (1 Hour on Weekend)

$10.85 R 179

$18.25 Rp 329.4K

-40.55%

Cinema Ticket

$6.48 R 107

$4.38 Rp 79.1K

47.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$265 R 4,364

$492 Rp 8.9M

-46.22%

International Primary School, 1 Child (Yearly)

$6,306 R 103.9K

$12.2K Rp 220.6M

-48.40%

Jeans (Levis 501 Or Similar)

$54.2 R 892

$45.16 Rp 815.1K

19.91%

Summer Dress (H&M, Zara, etc)

$34.07 R 561

$34.89 Rp 629.7K

-2.35%

Sport Shoes (Adidas, Nike)

$98.2 R 1,618

$78.3 Rp 1.4M

25.36%

Men's Leather Business Shoes

$85.0 R 1,400

$77.9 Rp 1.4M

9.09%

1-bedroom Apartment, City Center (Monthly)

$438 R 7,220

$1,078 Rp 19.4M

-59.34%

1-bedroom Apartment, Outside City Center (Monthly)

$403 R 6,648

$665 Rp 12.0M

-39.33%

3-bedroom Apartment, City Center (Monthly)

$650 R 10.7K

$3,510 Rp 63.4M

-81.49%

3-bedroom Apartment, Outside City Center (Monthly)

$836 R 13.8K

$1,671 Rp 30.2M

-49.99%

Buy Apartment in City Center (m2)

$799 R 13.2K

$2,340 Rp 42.2M

-65.85%

Buy Apartment Outside City Center (m2)

$679 R 11.2K

$2,236 Rp 40.4M

-69.64%

Average Monthly Net Salary (After Tax)

$1,098 R 18.1K

$166 Rp 3.0M

559.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.92

13.78

-20.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuruman: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kuruman

$403 34.7%

Ubud, Bali

$665 50% 64.8% $261

Monthly Utilities & Internet

Kuruman

$226 19.4%

Ubud, Bali

$103 7.7% 54.6% $123

Groceries & Markets

Kuruman

$203 17.5%

Ubud, Bali

$279 21% 37.5% $76

Eating Out

Kuruman

$150 12.9%

Ubud, Bali

$106 8% 29.7% $45

Clothing & Footwear

Kuruman

$122 10.5%

Ubud, Bali

$106 8% 12.9% $16

Sport & Entertainment

Kuruman

$46 4%

Ubud, Bali

$60 4.5% 30.1% $14

Getting Around

Kuruman

$11 * 1%

Ubud, Bali

$12 0.9% 6.7% $0.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Kuruman and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kuruman pays about 6.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $38 in Kuruman vs $35 in Ubud, Bali. Groceries flip the comparison at $203 vs $279, with Kuruman cheaper for home cooking.

Good to know

🇿🇦 Kuruman

🇮🇩 Ubud, Bali

🕒 Local time

08:05 8:05 AM

14:05 2:05 PM

6 h ahead of Kuruman

🌤 Weather

👥 Population

9,093

74,800

💱 Currency

South African Rand ZAR R

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.41 EUR

100,000 IDR = 5.54 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.5 ZAR (100 ZAR = 5.41 EUR).

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,262 IDR (100,000 IDR = 4.94 EUR).

USD to ZAR in detail →

On the map

Lowest

Highest

Between locations

Kuruman Ubud, Bali 9,750 km ≈ 13 h nonstop flight

From you

Kuruman
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kuruman vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,162 in Kuruman and $1,331 in Ubud, Bali, so Kuruman is about 13% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Kuruman is about 6.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $438 in Kuruman versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $265 in Kuruman versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $38 in Kuruman. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Kuruman gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kuruman and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.