Cost of Living Comparison Between Kuruman and Ubud, Bali Cost of Living Comparison Between Kuruman and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,133 in Kuruman versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,777 in Kuruman versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,422 in Kuruman versus $3,275 in Ubud, Bali.

Living in Kuruman costs roughly 18% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kuruman is 18% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Kuruman
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.27 R 182
$3.33 Rp 58.7K
238.44%
Three-Course Dinner for Two, Mid-Range
$42.04 R 677
$35.82 Rp 630.7K
17.36%
Fast Food Meal (McDonalds, etc)
$6.55 R 105
$5.63 Rp 99.1K
16.34%
Cappuccino
$1.93 R 31.05
$2.82 Rp 49.7K
-31.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.19 R 19.13
$1.75 Rp 30.8K
-32.00%
Water (0.33 liter bottle)
$0.60 R 9.70
$0.80 Rp 14.0K
-25.00%
Local Beer (0.5 liter draught)
$2.42 R 38.97
$3.04 Rp 53.6K
-20.39%
Imported Beer (0.33 liter bottle)
$2.79 R 44.92
$4.30 Rp 75.7K
-35.12%
🛒 Groceries & Markets
Kuruman
Ubud, Bali
Difference
Milk (1 liter)
$1.21 R 19.45
$1.61 Rp 28.3K
-24.84%
White Bread (500g)
$1.32 R 21.21
$2.27 Rp 39.9K
-41.85%
Rice (white) (1kg)
$1.86 R 29.94
$1.17 Rp 20.6K
58.97%
Eggs
$4.39 R 70.8
$2.17 Rp 38.2K
102.30%
Local Cheese (1kg)
$8.32 R 134
$17.63 Rp 310.5K
-52.81%
Chicken Fillets (1kg)
$5.24 R 84.5
$4.05 Rp 71.4K
29.38%
Beef Round Steak (1kg)
$7.56 R 122
$12.18 Rp 214.5K
-37.93%
Apples (1kg)
$1.90 R 30.54
$3.62 Rp 63.7K
-47.51%
Banana (1kg)
$1.75 R 28.10
$1.64 Rp 28.8K
6.71%
Oranges (1kg)
$1.86 R 29.92
$2.31 Rp 40.6K
-19.48%
Tomato (1kg)
$1.65 R 26.55
$1.96 Rp 34.5K
-15.82%
Potato (1kg)
$1.51 R 24.32
$1.84 Rp 32.5K
-17.93%
Onion (1kg)
$1.50 R 24.21
$2.37 Rp 41.7K
-36.71%
Lettuce (1 head)
$1.21 R 19.41
$1.05 Rp 18.5K
15.24%
Water (1.5 liter bottle)
$1.24 R 20.05
$0.54 Rp 9,560
129.63%
Cigarettes 20 Pack (Marlboro, Camel)
$3.58 R 57.7
$2.30 Rp 40.6K
55.65%
Wine (Bottle)
$5.00 R 80.5
$23.08 Rp 406.4K
-78.34%
Local Beer (0.5 liter bottle)
$1.43 R 23.07
$2.34 Rp 41.2K
-38.89%
Imported Beer (0.33 liter bottle)
$1.99 R 32.03
$3.07 Rp 54.0K
-35.18%
🚌 Getting Around
Kuruman
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.78 R 28.63
$0.25 Rp 4,365
612.00%
Public Transport Monthly Pass (Regular Price)
-
$9.42 Rp 165.9K
-
Taxi Start (Normal Tariff)
$0.60 R 9.64
$0.49 Rp 8,631
22.45%
Taxi (Normal Tariff) (1km)
$1.05 R 16.98
$0.47 Rp 8,349
123.40%
Taxi 1hour Waiting (Normal Tariff)
$10.06 R 162
$5.60 Rp 98.6K
79.64%
Gasoline (1 liter)
$1.45 R 23.33
$0.81 Rp 14.2K
79.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K R 612.6K
$25.0K Rp 440.3M
52.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K R 508.6K
$31.1K Rp 547.0M
1.66%
🧾 Monthly Utilities & Internet
Kuruman
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$138 R 2,226
$82.7 Rp 1.5M
67.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$35.83 R 577
$6.49 Rp 114.2K
452.08%
Internet (50+ Mbps, Unlimited Data)
$38.11 R 614
$18.79 Rp 330.8K
102.82%
🎉 Sport & Entertainment
Kuruman
Ubud, Bali
Difference
Gym Membership (Monthly)
$32.39 R 522
$55.2 Rp 972.6K
-41.36%
Tennis Court (1 Hour on Weekend)
-
$18.21 Rp 320.6K
-
Cinema Ticket
$8.16 R 131
$4.30 Rp 75.7K
89.77%
🧸 Childcare & Education
Kuruman
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 R 3,797
$494 Rp 8.7M
-52.29%
International Primary School, 1 Child (Yearly)
$5,776 R 93.0K
$5,917 Rp 104.2M
-2.38%
👕👟 Clothing & Footwear
Kuruman
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$55.0 R 885
$46.28 Rp 814.8K
18.80%
Summer Dress (H&M, Zara, etc)
$30.46 R 490
$36.44 Rp 641.6K
-16.41%
Sport Shoes (Adidas, Nike)
$108 R 1,739
$80.7 Rp 1.4M
33.82%
Men's Leather Business Shoes
$92.0 R 1,482
$78.8 Rp 1.4M
16.79%
🏠 Accommodation & Living
Kuruman
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$393 R 6,330
$1,114 Rp 19.6M
-64.71%
1-bedroom Apartment, Outside City Center (Monthly)
$391 R 6,302
$693 Rp 12.2M
-43.55%
3-bedroom Apartment, City Center (Monthly)
$751 R 12.1K
$3,639 Rp 64.1M
-79.37%
3-bedroom Apartment, Outside City Center (Monthly)
$764 R 12.3K
$1,712 Rp 30.1M
-55.37%
Buy Apartment in City Center (m2)
$951 R 15.3K
$2,761 Rp 48.6M
-65.56%
Buy Apartment Outside City Center (m2)
$735 R 11.8K
$2,293 Rp 40.4M
-67.92%
💵 Salaries & Financials
Kuruman
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,119 R 18.0K
$167 Rp 2.9M
569.73%
20-Year Fixed Mortgage Interest Rate (Annual %)
11
13.78
-20.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuruman: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $393 in Kuruman and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kuruman pays 570% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Kuruman vs $36.00 in Ubud, Bali. Groceries flip the comparison at $208 vs $294, with Kuruman cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kuruman vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kuruman and in Ubud, Bali?
Kuruman and Ubud, Bali differ by about 22% in total monthly costs ($1,133 vs $1,378 including rent). Kuruman is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Kuruman or Ubud, Bali?
Average pay runs 570% higher in Kuruman, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Kuruman and in Ubud, Bali?
Rent for a central apartment: $393 in Kuruman versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Kuruman and Ubud, Bali?
Childcare runs $236 in Kuruman versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Kuruman – a meal for two runs $42.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,133 in Kuruman versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Kuruman but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kuruman the clear choice for anyone on this budget.
How does quality of life compare between Kuruman and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kuruman or Ubud, Bali safer for residents?
Safety-wise, Kuruman and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kuruman or Ubud, Bali?
Expats usually find Kuruman gentler on the wallet – expenses run 22% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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