Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kumbakonam

For one person, living is cheaper in Kumbakonam: $322 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
15

Cost of Living Index in Kumbakonam
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Kumbakonam Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kumbakonam

🇮🇳 India

$322

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kumbakonam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kumbakonam actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $322 in Kumbakonam, rent included.

Ubud, Bali $1,349
Kumbakonam $322

A couple spends around $2,305 per month in Ubud, Bali vs $514 in Kumbakonam, rent included.

Ubud, Bali $2,305
Kumbakonam $514

A family of three spends $3,261 per month in Ubud, Bali vs $706 in Kumbakonam, rent included.

Ubud, Bali $3,261
Kumbakonam $706

Ubud, Bali costs about 319% more than Kumbakonam, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.69 ₹160

96.45%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$10.67 ₹1,012

234.02%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.24 ₹402

30.42%

Cappuccino

$2.72 Rp 49.3K

$0.85 ₹80.8

220.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.34 ₹32.03

400.00%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.17 ₹15.94

347.06%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.61 ₹153

64.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.90 ₹275

51.03%

Milk (1 liter)

$1.49 Rp 27.1K

$0.52 ₹49.82

186.54%

White Bread (500g)

$2.28 Rp 41.3K

$0.54 ₹51.6

322.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.68 ₹64.4

75.00%

Eggs

$2.04 Rp 36.9K

$0.82 ₹78.2

148.78%

Local Cheese (1kg)

$17.70 Rp 321.2K

$6.00 ₹569

195.00%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$3.16 ₹300

25.32%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

Apples (1kg)

$3.66 Rp 66.3K

$1.97 ₹187

85.79%

Banana (1kg)

$1.52 Rp 27.5K

$0.81 ₹77.2

87.65%

Oranges (1kg)

$2.23 Rp 40.4K

$1.40 ₹133

59.29%

Tomato (1kg)

$1.97 Rp 35.8K

$0.35 ₹33.48

462.86%

Potato (1kg)

$1.85 Rp 33.5K

$0.36 ₹33.70

413.89%

Onion (1kg)

$2.42 Rp 44.0K

$0.39 ₹36.73

520.51%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.50 ₹47.74

98.00%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.28 ₹26.21

82.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.08 ₹482

-56.30%

Wine (Bottle)

$22.24 Rp 403.6K

$7.47 ₹709

197.72%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.84 ₹174

22.83%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.78 ₹264

6.83%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.69 ₹635

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$0.21 ₹19.72

19.05%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$7.02 ₹666

11.40%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$1.08 ₹103

-59.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$0.31 ₹29.39

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$2.06 ₹195

162.62%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.06 ₹101

-22.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$11.2K ₹1.1M

112.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$20.5K ₹1.9M

54.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$20.76 ₹1,970

280.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$3.19 ₹303

102.19%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$7.64 ₹725

143.19%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$13.05 ₹1,239

279.16%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$6.72 ₹637

162.65%

Cinema Ticket

$4.27 Rp 77.6K

$2.32 ₹220

84.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$89.6 ₹8,507

447.23%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$742 ₹70.4K

664.47%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$20.56 ₹1,951

117.12%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$16.87 ₹1,601

107.17%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$36.33 ₹3,447

119.93%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$29.94 ₹2,841

165.26%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$63.5 ₹6,024

1671.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$53.3 ₹5,061

1159.12%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$150 ₹14.2K

2280.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$115 ₹11.0K

1393.20%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,022 ₹97.0K

167.29%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$544 ₹51.6K

319.75%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$189 ₹18.0K

-13.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.99

37.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kumbakonam: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kumbakonam

$53 16.6% 92.1% $618

Groceries & Markets

Ubud, Bali

$288 21.4%

Kumbakonam

$109 34% 62.1% $179

Eating Out

Ubud, Bali

$108 8%

Kumbakonam

$52 16.3% 51.4% $55

Clothing & Footwear

Ubud, Bali

$108 8%

Kumbakonam

$47 14.5% 56.6% $61

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kumbakonam

$32 9.8% 69.6% $72

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kumbakonam

$18 5.5% 69.5% $40

Getting Around

Ubud, Bali

$11 0.9%

Kumbakonam

$10 3.3% 8.2% $0.9

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $63 in Kumbakonam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $11 in Kumbakonam. Monthly groceries follow the same trend: $288 vs $109 – making Kumbakonam the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kumbakonam

🕒 Local time

03:54 3:54 AM

01:24 1:24 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

140,100

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.54 USD

1,000 INR = 9.4 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.9 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.4 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Kumbakonam 4,520 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kumbakonam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumbakonam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 319%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $482 in Kumbakonam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumbakonam, especially for central apartments: a one-bedroom in the center costs $63 there versus $1,125 in Ubud, Bali.

Public transport costs about 10% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $491 per month in Ubud, Bali and $90 in Kumbakonam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Kumbakonam, where all-in costs run around $322, than in Ubud, Bali at $1,349. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Kumbakonam is the easier option financially – housing and daily costs are lower, and overall it costs about 76% less, which matters a lot on a fixed budget or early-career salary.