Cost of Living Comparison Between Ubud, Bali and Kumbakonam Cost of Living Comparison Between Ubud, Bali and Kumbakonam

Monthly Cost of Living

A single person spends $1,394 per month in Ubud, Bali vs $364 in Kumbakonam, rent included.

A couple spends around $2,551 per month in Ubud, Bali vs $570 in Kumbakonam, rent included.

A family of three spends $3,708 per month in Ubud, Bali vs $776 in Kumbakonam, rent included.

Ubud, Bali costs about 283% more than Kumbakonam, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kumbakonam is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$1.84 ₹173

84.78%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$11.69 ₹1,102

176.99%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$4.16 ₹393

20.19%

Cappuccino

$2.82 Rp 50.3K

$0.91 ₹85.5

209.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$0.49 ₹45.80

181.63%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.18 ₹16.60

305.56%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$1.88 ₹178

58.51%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$2.29 ₹216

73.36%

Milk (1 liter)

$1.79 Rp 32.0K

$0.62 ₹58.5

188.71%

White Bread (500g)

$2.46 Rp 43.9K

$0.54 ₹50.5

355.56%

Rice (white) (1kg)

$1.20 Rp 21.4K

$0.69 ₹65.3

73.91%

Eggs

$2.39 Rp 42.6K

$0.71 ₹67.1

236.62%

Local Cheese (1kg)

$14.40 Rp 256.6K

$7.30 ₹689

97.26%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$2.92 ₹276

46.58%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

Apples (1kg)

$3.78 Rp 67.4K

$2.12 ₹200

78.30%

Banana (1kg)

$1.63 Rp 29.1K

$0.87 ₹81.8

87.36%

Oranges (1kg)

$2.80 Rp 49.9K

$1.30 ₹122

115.38%

Tomato (1kg)

$2.26 Rp 40.3K

$0.40 ₹37.57

465.00%

Potato (1kg)

$2.00 Rp 35.6K

$0.42 ₹39.78

376.19%

Onion (1kg)

$2.21 Rp 39.4K

$0.39 ₹37.18

466.67%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.55 ₹52.1

94.55%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$0.33 ₹30.95

130.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$3.93 ₹370

-20.36%

Wine (Bottle)

$23.81 Rp 424.4K

$7.87 ₹742

202.54%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.91 ₹181

48.69%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$3.39 ₹320

-17.99%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.35 ₹599

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$0.28 ₹26.22

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$8.76 ₹826

-4.45%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$1.53 ₹144

-70.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$0.28 ₹26.08

53.57%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$1.70 ₹160

251.76%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.17 ₹110

-31.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$17.5K ₹1.6M

47.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$24.0K ₹2.3M

32.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$25.95 ₹2,448

211.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$3.54 ₹334

16.95%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$9.77 ₹921

146.88%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$14.26 ₹1,345

585.48%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$7.00 ₹660

-5.14%

Cinema Ticket

$4.04 Rp 71.9K

$2.87 ₹271

40.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$79.9 ₹7,536

271.80%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$805 ₹75.9K

718.99%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$25.43 ₹2,399

116.83%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$22.49 ₹2,121

71.23%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$50.1 ₹4,723

72.02%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$35.75 ₹3,372

118.04%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$70.1 ₹6,614

1305.06%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$59.0 ₹5,561

1027.51%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$165 ₹15.6K

1984.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$130 ₹12.2K

1476.92%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$855 ₹80.7K

230.84%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$522 ₹49.2K

337.26%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$187 ₹17.6K

-9.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.31

42.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Kumbakonam: June 13, 2026

Cost Breakdown

A central one-bedroom costs $985 in Ubud, Bali versus $70.1 in Kumbakonam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Kumbakonam. Monthly groceries follow the same trend: $299 vs $117 – making Kumbakonam the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumbakonam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 283%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,091 per month in Ubud, Bali and $545 in Kumbakonam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumbakonam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 5% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $79.9 in Kumbakonam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kumbakonam, where all-in costs run around $364, than in Ubud, Bali at $1,394. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumbakonam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.