Cost of Living Comparison Between Ubud, Bali and Kumbakonam Cost of Living Comparison Between Ubud, Bali and Kumbakonam

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $319 in Kumbakonam, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $513 in Kumbakonam, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $707 in Kumbakonam, rent included.

Ubud, Bali costs about 328% more than Kumbakonam, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Kumbakonam is 77% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.63 ₹156

111.04%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.60 ₹1,017

242.55%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$4.05 ₹389

40.99%

Cappuccino

$2.67 Rp 47.3K

$0.87 ₹83.5

206.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.35 ₹33.11

400.00%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.17 ₹16.44

411.76%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$1.53 ₹147

92.81%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.82 ₹270

60.28%

Milk (1 liter)

$1.62 Rp 28.7K

$0.50 ₹48.26

224.00%

White Bread (500g)

$2.33 Rp 41.3K

$0.54 ₹52.2

331.48%

Rice (white) (1kg)

$1.11 Rp 19.6K

$0.63 ₹60.7

76.19%

Eggs

$2.20 Rp 39.0K

$0.90 ₹86.4

144.44%

Local Cheese (1kg)

$17.69 Rp 313.3K

$5.99 ₹575

195.33%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$3.28 ₹315

25.00%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

Apples (1kg)

$3.71 Rp 65.6K

$1.91 ₹183

94.24%

Banana (1kg)

$1.59 Rp 28.1K

$0.77 ₹73.7

106.49%

Oranges (1kg)

$2.28 Rp 40.4K

$1.41 ₹135

61.70%

Tomato (1kg)

$1.95 Rp 34.6K

$0.35 ₹33.66

457.14%

Potato (1kg)

$1.91 Rp 33.7K

$0.39 ₹37.09

389.74%

Onion (1kg)

$2.33 Rp 41.3K

$0.38 ₹36.79

513.16%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.54 ₹51.5

87.04%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.29 ₹27.88

89.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.97 ₹477

-55.13%

Wine (Bottle)

$23.07 Rp 408.6K

$7.49 ₹718

208.01%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.76 ₹169

37.50%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.76 ₹265

8.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.43 ₹617

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.24 ₹23.14

12.50%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$8.23 ₹790

9.11%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.07 ₹103

-55.14%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.35 ₹33.86

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.15 ₹206

162.33%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.10 ₹105

-27.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$15.2K ₹1.5M

64.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$20.0K ₹1.9M

58.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$20.97 ₹2,012

288.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$3.14 ₹302

106.69%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$7.99 ₹767

134.92%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$12.97 ₹1,244

338.47%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$6.34 ₹608

195.43%

Cinema Ticket

$4.54 Rp 80.4K

$2.52 ₹241

80.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$93.2 ₹8,942

415.74%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$725 ₹69.5K

687.86%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$20.12 ₹1,930

126.24%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$16.76 ₹1,608

114.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$35.70 ₹3,425

125.18%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$29.51 ₹2,831

166.59%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$63.0 ₹6,047

1668.25%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$52.3 ₹5,015

1234.70%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$149 ₹14.3K

2345.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$116 ₹11.1K

1402.27%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$926 ₹88.8K

200.74%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$491 ₹47.1K

366.18%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$187 ₹17.9K

-9.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.88

39.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kumbakonam: September 15, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $63.0 in Kumbakonam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $11.00 in Kumbakonam. Monthly groceries follow the same trend: $295 vs $109 – making Kumbakonam the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumbakonam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 328%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $479 in Kumbakonam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumbakonam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 9% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $481 per month in Ubud, Bali and $93.2 in Kumbakonam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kumbakonam, where all-in costs run around $319, than in Ubud, Bali at $1,368. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumbakonam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.