Cost of Living Comparison Between Ubud, Bali and Kumbakonam Cost of Living Comparison Between Ubud, Bali and Kumbakonam

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $359 in Kumbakonam, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $582 in Kumbakonam, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $806 in Kumbakonam, rent included.

Ubud, Bali costs about 288% more than Kumbakonam, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kumbakonam is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.89 ₹180

88.89%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$11.71 ₹1,117

176.00%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$4.01 ₹383

24.94%

Cappuccino

$2.82 Rp 51.0K

$0.96 ₹91.8

193.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.48 ₹46.23

181.25%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.18 ₹17.42

305.56%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.88 ₹179

55.85%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.34 ₹224

68.38%

Milk (1 liter)

$1.78 Rp 32.1K

$0.60 ₹57.2

196.67%

White Bread (500g)

$2.45 Rp 44.2K

$0.52 ₹49.63

371.15%

Rice (white) (1kg)

$1.15 Rp 20.7K

$0.74 ₹70.8

55.41%

Eggs

$2.41 Rp 43.6K

$0.71 ₹67.7

239.44%

Local Cheese (1kg)

$14.33 Rp 258.7K

$6.99 ₹666

105.01%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.98 ₹285

40.60%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$3.64 Rp 65.7K

$2.19 ₹209

66.21%

Banana (1kg)

$1.57 Rp 28.3K

$0.86 ₹81.6

82.56%

Oranges (1kg)

$2.79 Rp 50.3K

$1.32 ₹125

111.36%

Tomato (1kg)

$2.24 Rp 40.5K

$0.36 ₹34.49

522.22%

Potato (1kg)

$1.98 Rp 35.7K

$0.40 ₹38.01

395.00%

Onion (1kg)

$2.28 Rp 41.1K

$0.42 ₹40.46

442.86%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.60 ₹56.9

75.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 ₹33.95

119.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.06 ₹387

-21.43%

Wine (Bottle)

$23.49 Rp 424.1K

$7.15 ₹682

228.53%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.82 ₹174

59.34%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.40 ₹325

-18.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.09 ₹581

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.30 ₹29.00

-10.00%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$8.59 ₹819

-2.56%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.55 ₹148

-70.97%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.28 ₹26.56

64.29%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.73 ₹165

250.87%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.16 ₹111

-25.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$17.4K ₹1.7M

52.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$24.7K ₹2.4M

31.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$25.93 ₹2,473

204.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$3.59 ₹342

13.93%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$9.80 ₹934

143.37%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$14.30 ₹1,364

590.77%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$7.16 ₹682

-11.31%

Cinema Ticket

$4.01 Rp 72.3K

$2.93 ₹279

36.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$80.6 ₹7,691

268.60%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$808 ₹77.0K

717.54%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$26.26 ₹2,504

103.47%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$22.49 ₹2,145

69.45%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$49.75 ₹4,745

78.19%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$35.91 ₹3,425

113.37%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$69.9 ₹6,661

1359.91%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$57.6 ₹5,493

1081.01%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$166 ₹15.9K

1985.59%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$128 ₹12.2K

1536.88%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,022 ₹97.5K

166.94%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$509 ₹48.5K

351.40%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$186 ₹17.7K

-12.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.31

42.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Kumbakonam: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $69.9 in Kumbakonam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $12.00 in Kumbakonam. Monthly groceries follow the same trend: $298 vs $115 – making Kumbakonam the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumbakonam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 288%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $538 in Kumbakonam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumbakonam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 3% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $297 per month in Ubud, Bali and $80.6 in Kumbakonam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kumbakonam, where all-in costs run around $359, than in Ubud, Bali at $1,392. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumbakonam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.