Cost of Living Comparison Between Ubud, Bali and Kumbakonam Cost of Living Comparison Between Ubud, Bali and Kumbakonam

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $363 in Kumbakonam, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $574 in Kumbakonam, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $786 in Kumbakonam, rent included.

Ubud, Bali costs about 296% more than Kumbakonam, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Kumbakonam is 73% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$1.88 ₹178

89.89%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$11.86 ₹1,126

174.70%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$3.98 ₹377

27.39%

Cappuccino

$2.83 Rp 49.0K

$0.97 ₹91.8

191.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.45 ₹42.96

197.78%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.17 ₹15.70

305.88%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.87 ₹178

59.89%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.27 ₹215

69.60%

Milk (1 liter)

$1.74 Rp 30.2K

$0.60 ₹56.9

190.00%

White Bread (500g)

$2.54 Rp 44.0K

$0.49 ₹46.92

418.37%

Rice (white) (1kg)

$1.19 Rp 20.6K

$0.69 ₹65.1

72.46%

Eggs

$2.43 Rp 42.0K

$0.68 ₹64.4

257.35%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.22 ₹685

103.05%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.83 ₹269

47.70%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$3.69 Rp 63.9K

$2.19 ₹208

68.49%

Banana (1kg)

$1.61 Rp 27.8K

$0.87 ₹82.5

85.06%

Oranges (1kg)

$2.69 Rp 46.5K

$1.30 ₹123

106.92%

Tomato (1kg)

$2.33 Rp 40.4K

$0.37 ₹34.78

529.73%

Potato (1kg)

$1.91 Rp 33.0K

$0.40 ₹37.77

377.50%

Onion (1kg)

$2.19 Rp 37.9K

$0.39 ₹37.03

461.54%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.56 ₹53.2

89.29%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.32 ₹30.79

125.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.04 ₹384

-22.52%

Wine (Bottle)

$23.49 Rp 407.1K

$7.98 ₹758

194.36%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.92 ₹182

42.71%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.54 ₹336

-18.64%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.09 ₹578

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.30 ₹28.79

-3.33%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$8.52 ₹809

-4.11%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.53 ₹146

-70.59%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.28 ₹26.20

50.00%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$1.78 ₹169

246.07%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.21 ₹115

-30.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$17.5K ₹1.7M

49.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$24.0K ₹2.3M

35.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$26.50 ₹2,516

195.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$3.41 ₹324

15.84%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$9.48 ₹900

157.38%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$14.25 ₹1,353

577.47%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$6.85 ₹650

-7.30%

Cinema Ticket

$4.04 Rp 70.0K

$2.94 ₹279

37.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$79.4 ₹7,536

281.29%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$805 ₹76.4K

710.10%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$26.21 ₹2,488

105.42%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$22.37 ₹2,124

69.78%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$49.10 ₹4,662

76.70%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$36.36 ₹3,452

116.89%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$69.3 ₹6,579

1360.85%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$58.5 ₹5,552

1053.50%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$169 ₹16.1K

1904.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$129 ₹12.2K

1528.46%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,006 ₹95.5K

196.67%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$462 ₹43.9K

405.81%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$194 ₹18.4K

-10.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.31

42.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Kumbakonam: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $69.3 in Kumbakonam. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $12.00 in Kumbakonam. Monthly groceries follow the same trend: $298 vs $116 – making Kumbakonam the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kumbakonam: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 296%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $545 in Kumbakonam. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kumbakonam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 4% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $303 per month in Ubud, Bali and $79.4 in Kumbakonam. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Kumbakonam, where all-in costs run around $363, than in Ubud, Bali at $1,438. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kumbakonam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.