Cost of Living Comparison Between Kumbakonam and Ubud, Bali Cost of Living Comparison Between Kumbakonam and Ubud, Bali

Monthly Cost of Living

A single person spends $363 per month in Kumbakonam vs $1,438 in Ubud, Bali, rent included.

A couple spends around $574 per month in Kumbakonam vs $2,585 in Ubud, Bali, rent included.

A family of three spends $786 per month in Kumbakonam vs $3,732 in Ubud, Bali, rent included.

Kumbakonam is about 75% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kumbakonam sits 73% below the global median, while Ubud, Bali is 7% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kumbakonam
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.88 ₹178
$3.57 Rp 61.6K
-47.34%
Three-Course Dinner for Two, Mid-Range
$11.86 ₹1,122
$32.58 Rp 562.6K
-63.60%
Fast Food Meal (McDonalds, etc)
$3.98 ₹376
$5.07 Rp 87.5K
-21.50%
Cappuccino
$0.97 ₹91.5
$2.83 Rp 48.8K
-65.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.45 ₹42.82
$1.34 Rp 23.1K
-66.42%
Water (0.33 liter bottle)
$0.17 ₹15.64
$0.69 Rp 12.0K
-75.36%
Local Beer (0.5 liter draught)
$1.87 ₹177
$2.99 Rp 51.6K
-37.46%
Imported Beer (0.33 liter bottle)
$2.27 ₹215
$3.85 Rp 66.4K
-41.04%
🛒 Groceries & Markets
Kumbakonam
Ubud, Bali
Difference
Milk (1 liter)
$0.60 ₹56.7
$1.74 Rp 30.1K
-65.52%
White Bread (500g)
$0.49 ₹46.77
$2.54 Rp 43.8K
-80.71%
Rice (white) (1kg)
$0.69 ₹64.9
$1.19 Rp 20.6K
-42.02%
Eggs
$0.68 ₹64.2
$2.43 Rp 41.9K
-72.02%
Local Cheese (1kg)
$7.22 ₹683
$14.66 Rp 253.2K
-50.75%
Chicken Fillets (1kg)
$2.83 ₹268
$4.18 Rp 72.1K
-32.30%
Beef Round Steak (1kg)
-
$11.94 Rp 206.1K
-
Apples (1kg)
$2.19 ₹207
$3.69 Rp 63.6K
-40.65%
Banana (1kg)
$0.87 ₹82.2
$1.61 Rp 27.7K
-45.96%
Oranges (1kg)
$1.30 ₹123
$2.69 Rp 46.4K
-51.67%
Tomato (1kg)
$0.37 ₹34.66
$2.33 Rp 40.2K
-84.12%
Potato (1kg)
$0.40 ₹37.64
$1.91 Rp 32.9K
-79.06%
Onion (1kg)
$0.39 ₹36.90
$2.19 Rp 37.7K
-82.19%
Lettuce (1 head)
$0.56 ₹53.0
$1.06 Rp 18.3K
-47.17%
Water (1.5 liter bottle)
$0.32 ₹30.68
$0.72 Rp 12.5K
-55.56%
Cigarettes 20 Pack (Marlboro, Camel)
$4.04 ₹382
$3.13 Rp 54.1K
29.07%
Wine (Bottle)
$7.98 ₹755
$23.49 Rp 405.6K
-66.03%
Local Beer (0.5 liter bottle)
$1.92 ₹182
$2.74 Rp 47.3K
-29.93%
Imported Beer (0.33 liter bottle)
$3.54 ₹335
$2.88 Rp 49.7K
22.92%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.09 ₹576
-
-
🚌 Getting Around
Kumbakonam
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.30 ₹28.70
$0.29 Rp 5,010
3.45%
Public Transport Monthly Pass (Regular Price)
$8.52 ₹806
$8.17 Rp 141.0K
4.28%
Taxi Start (Normal Tariff)
$1.53 ₹145
$0.45 Rp 7,834
240.00%
Taxi (Normal Tariff) (1km)
$0.28 ₹26.11
$0.42 Rp 7,278
-33.33%
Taxi 1hour Waiting (Normal Tariff)
$1.78 ₹168
$6.16 Rp 106.3K
-71.10%
Gasoline (1 liter)
$1.21 ₹114
$0.84 Rp 14.5K
44.05%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.5K ₹1.7M
$26.2K Rp 453.1M
-33.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.0K ₹2.3M
$32.5K Rp 560.8M
-26.16%
🧾 Monthly Utilities & Internet
Kumbakonam
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$26.50 ₹2,507
$78.4 Rp 1.4M
-66.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.41 ₹323
$3.95 Rp 68.2K
-13.67%
Internet (50+ Mbps, Unlimited Data)
$9.48 ₹897
$24.40 Rp 421.4K
-61.15%
🎉 Sport & Entertainment
Kumbakonam
Ubud, Bali
Difference
Gym Membership (Monthly)
$14.25 ₹1,349
$96.5 Rp 1.7M
-85.24%
Tennis Court (1 Hour on Weekend)
$6.85 ₹648
$6.35 Rp 109.6K
7.87%
Cinema Ticket
$2.94 ₹279
$4.04 Rp 69.7K
-27.23%
🧸 Childcare & Education
Kumbakonam
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$79.4 ₹7,510
$303 Rp 5.2M
-73.77%
International Primary School, 1 Child (Yearly)
$805 ₹76.2K
$6,523 Rp 112.6M
-87.66%
👕👟 Clothing & Footwear
Kumbakonam
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.21 ₹2,480
$53.8 Rp 929.5K
-51.32%
Summer Dress (H&M, Zara, etc)
$22.37 ₹2,117
$37.98 Rp 655.8K
-41.10%
Sport Shoes (Adidas, Nike)
$49.10 ₹4,646
$86.8 Rp 1.5M
-43.41%
Men's Leather Business Shoes
$36.36 ₹3,441
$78.9 Rp 1.4M
-53.89%
🏠 Accommodation & Living
Kumbakonam
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$69.3 ₹6,556
$1,012 Rp 17.5M
-93.15%
1-bedroom Apartment, Outside City Center (Monthly)
$58.5 ₹5,533
$674 Rp 11.6M
-91.33%
3-bedroom Apartment, City Center (Monthly)
$169 ₹16.0K
$3,390 Rp 58.5M
-95.01%
3-bedroom Apartment, Outside City Center (Monthly)
$129 ₹12.2K
$2,098 Rp 36.2M
-93.86%
Buy Apartment in City Center (m2)
$1,006 ₹95.2K
$2,985 Rp 51.5M
-66.29%
Buy Apartment Outside City Center (m2)
$462 ₹43.8K
$2,339 Rp 40.4M
-80.23%
💵 Salaries & Financials
Kumbakonam
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$194 ₹18.3K
$173 Rp 3.0M
11.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.31
13.28
-29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumbakonam: April 26, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A central one-bedroom costs $69.3 in Kumbakonam versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Kumbakonam, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $12.00 in Kumbakonam versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $116 vs $298 – making Kumbakonam the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kumbakonam vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kumbakonam?
Yes – Ubud, Bali is pricier by about 296%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $545 per month in Kumbakonam and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Kumbakonam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 4% less in Kumbakonam. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $79.4 per month in Kumbakonam and $303 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for Kumbakonam or Ubud, Bali?
A $1,500 monthly budget goes further in Kumbakonam, where all-in costs run around $363, than in Ubud, Bali at $1,438. In Kumbakonam it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Kumbakonam or Ubud, Bali more family-friendly?
Families tend to lean toward Kumbakonam – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kumbakonam or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Kumbakonam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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