Cost of Living Comparison Between Ubud, Bali and Kretinga Cost of Living Comparison Between Ubud, Bali and Kretinga

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,275 in Kretinga.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $2,013 in Kretinga.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,750 in Kretinga.

Living in Ubud, Bali is roughly 8% more expensive than in Kretinga, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 1% above, Kretinga is 7% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$12.55 €10.73

-73.63%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$53.0 €45.30

-26.19%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$6.89 €5.89

-18.43%

Cappuccino

$2.64 Rp 46.9K

$3.33 €2.85

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$2.42 €2.07

-34.71%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$1.94 €1.66

-63.40%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$5.65 €4.83

-51.68%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$5.16 €4.41

-16.28%

Milk (1 liter)

$1.54 Rp 27.4K

$1.32 €1.13

16.67%

White Bread (500g)

$2.30 Rp 40.8K

$1.54 €1.32

49.35%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.86 €1.59

-44.62%

Eggs

$2.12 Rp 37.7K

$3.08 €2.64

-31.17%

Local Cheese (1kg)

$17.30 Rp 307.5K

$10.40 €8.90

66.35%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$5.83 €4.98

-30.87%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$9.73 €8.32

27.65%

Apples (1kg)

$3.70 Rp 65.7K

$1.70 €1.45

117.65%

Banana (1kg)

$1.62 Rp 28.7K

$1.49 €1.28

8.72%

Oranges (1kg)

$2.27 Rp 40.3K

$1.72 €1.47

31.98%

Tomato (1kg)

$1.99 Rp 35.4K

$3.15 €2.69

-36.83%

Potato (1kg)

$1.83 Rp 32.5K

$0.82 €0.70

123.17%

Onion (1kg)

$2.25 Rp 40.1K

$0.84 €0.72

167.86%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.58 €1.35

-34.18%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.81 €0.69

-30.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$6.23 €5.33

-64.37%

Wine (Bottle)

$23.22 Rp 412.7K

$8.93 €7.64

160.02%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.73 €1.48

38.15%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.80 €1.54

59.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$1.31 €1.12

-80.92%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$33.99 €29.08

-78.91%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$3.27 €2.80

-85.93%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.86 €0.74

-46.51%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$13.53 €11.58

-57.87%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.80 €1.54

-57.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$28.8K €24.6K

-14.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$30.0K €25.6K

3.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$212 €181

-61.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$14.55 €12.45

-56.49%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$14.94 €12.78

24.10%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$42.78 €36.59

31.02%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

$25.05 €21.42

-26.51%

Cinema Ticket

$4.26 Rp 75.8K

$9.32 €7.97

-54.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$459 €392

6.71%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$9,596 €8,208

-39.63%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$93.7 €80.1

-50.90%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$42.11 €36.02

-14.84%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$82.7 €70.8

-3.88%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$131 €112

-38.24%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$499 €427

129.13%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$325 €278

112.96%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$808 €691

337.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$723 €618

136.53%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,916 €2,494

-4.51%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,675 €1,433

34.99%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,149 €983

-85.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.96

247.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Kretinga: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $499 in Kretinga. Housing cost is often the main lever when comparing two cities.

Kretinga pays 579% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $53.0 in Kretinga. Groceries flip the comparison at $293 vs $228, with Kretinga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kretinga: Cost of Living - Frequently Asked Questions

Kretinga is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 8% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 579% lower in Kretinga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,144 in Ubud, Bali versus $499 in Kretinga. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kretinga runs roughly 374% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $489 in Ubud, Bali versus $459 in Kretinga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,275 in Kretinga versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Kretinga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kretinga the clear choice for anyone on this budget.

For families, Kretinga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kretinga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kretinga gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.