Cost of Living Comparison Between Ubud, Bali and Kretinga Cost of Living Comparison Between Ubud, Bali and Kretinga

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,283 in Kretinga.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,046 in Kretinga.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,808 in Kretinga.

Living in Ubud, Bali is roughly 9% more expensive than Kretinga, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 4% above, Kretinga is 5% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$11.40 €9.83

-68.68%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$70.7 €60.9

-54.02%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$7.14 €6.15

-31.93%

Cappuccino

$2.75 Rp 49.2K

$3.04 €2.62

-9.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.12 €1.83

-37.74%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.02 €1.74

-65.35%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$5.24 €4.51

-44.47%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$5.27 €4.54

-28.08%

Milk (1 liter)

$1.71 Rp 30.6K

$1.39 €1.19

23.02%

White Bread (500g)

$2.47 Rp 44.3K

$1.56 €1.35

58.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$2.07 €1.78

-42.03%

Eggs

$2.44 Rp 43.8K

$2.75 €2.37

-11.27%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.47 €9.02

37.34%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$5.21 €4.49

-17.27%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.76 €8.41

25.10%

Apples (1kg)

$3.68 Rp 66.0K

$1.37 €1.18

168.61%

Banana (1kg)

$1.55 Rp 27.8K

$1.65 €1.42

-6.06%

Oranges (1kg)

$2.79 Rp 49.9K

$1.79 €1.54

55.87%

Tomato (1kg)

$2.33 Rp 41.8K

$3.17 €2.73

-26.50%

Potato (1kg)

$1.97 Rp 35.3K

$0.75 €0.64

162.67%

Onion (1kg)

$2.31 Rp 41.4K

$0.93 €0.80

148.39%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.60 €1.37

-33.75%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.82 €0.70

-10.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.41 €4.66

-39.37%

Wine (Bottle)

$22.79 Rp 408.4K

$8.69 €7.49

162.26%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.66 €1.43

69.28%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.78 €1.54

56.18%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.17 €1.01

-75.21%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$34.19 €29.46

-76.43%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$3.13 €2.69

-85.62%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.12 €0.96

-59.82%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$13.62 €11.74

-54.19%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.57 €1.35

-45.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$34.1K €29.4K

-23.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$29.1K €25.1K

8.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$212 €183

-61.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$14.17 €12.21

-71.35%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$14.90 €12.84

63.89%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$42.02 €36.21

132.44%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$22.71 €19.57

-71.60%

Cinema Ticket

$4.04 Rp 72.4K

$9.37 €8.07

-56.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$456 €393

-33.31%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$9,369 €8,072

-29.33%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$86.7 €74.7

-37.46%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$41.47 €35.73

-6.49%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$84.8 €73.1

1.54%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$133 €115

-42.47%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$543 €468

81.60%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$357 €308

84.20%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$844 €727

299.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$652 €562

216.80%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$3,410 €2,938

-19.60%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$1,828 €1,575

21.88%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$1,156 €996

-85.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.13

221.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kretinga: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $543 in Kretinga. Housing cost is often the main lever when comparing two cities.

Kretinga pays 607% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $71.0 in Kretinga. Groceries flip the comparison at $297 vs $225, with Kretinga cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kretinga: Cost of Living - Frequently Asked Questions

Kretinga is cheaper overall, especially in Groceries & Markets, Sport & Entertainment. The 9% gap adds up to real monthly savings that compound significantly over time.

On paper, Kretinga earns 607% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $543 in Kretinga. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Kretinga runs roughly 324% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $456 in Kretinga. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,283 in Kretinga versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Kretinga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kretinga the clear choice for anyone on this budget.

For families, Kretinga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Kretinga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kretinga gentler on the wallet – expenses run 9% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.