🙂Monthly costs for one person with rent: $1,324 in Kretinga versus $1,374 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,009 in Kretinga versus $2,313 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,694 in Kretinga versus $3,252 in Ubud, Bali.
🌍Living in Kretinga costs roughly 4% less than in Ubud, Bali, driven mainly by Eating Out.
📊The two cities straddle the global median: Kretinga is 2% below, Ubud, Bali is 2% above.
Currency
🍽 Eating Out
Kretinga
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.49€11.13
$3.33Rp 59.7K
275.08%
Three-Course Dinner for Two, Mid-Range
$50.9€45.32
$35.42Rp 634.4K
43.56%
Fast Food Meal(McDonalds, etc)
$6.65€5.93
$5.76Rp 103.1K
15.45%
Cappuccino
$3.23€2.88
$2.63Rp 47.1K
22.81%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22€1.98
$1.74Rp 31.1K
27.59%
Water(0.33 liter bottle)
$1.97€1.75
$0.77Rp 13.8K
155.84%
Local Beer(0.5 liter draught)
$5.64€5.03
$2.71Rp 48.5K
108.12%
Imported Beer(0.33 liter bottle)
$5.19€4.62
$4.52Rp 80.9K
14.82%
🛒 Groceries & Markets
Kretinga
Ubud, Bali
Difference
Milk(1 liter)
$1.28€1.14
$1.53Rp 27.5K
-16.34%
White Bread(500g)
$1.45€1.29
$2.20Rp 39.3K
-34.09%
Rice(white)(1kg)
$1.79€1.59
$1.22Rp 21.8K
46.72%
Eggs
$2.98€2.66
$2.14Rp 38.3K
39.25%
Local Cheese(1kg)
$10.11€9.01
$17.73Rp 317.6K
-42.98%
Chicken Fillets(1kg)
$5.66€5.05
$3.86Rp 69.1K
46.63%
Beef Round Steak(1kg)
$9.64€8.59
$12.03Rp 215.4K
-19.87%
Apples(1kg)
$1.71€1.53
$3.61Rp 64.7K
-52.63%
Banana(1kg)
$1.44€1.28
$1.51Rp 27.1K
-4.64%
Oranges(1kg)
$1.75€1.56
$2.32Rp 41.5K
-24.57%
Tomato(1kg)
$3.01€2.68
$2.00Rp 35.9K
50.50%
Potato(1kg)
$0.80€0.71
$1.81Rp 32.4K
-55.80%
Onion(1kg)
$0.79€0.71
$2.39Rp 42.7K
-66.95%
Lettuce(1 head)
$1.48€1.32
$0.99Rp 17.8K
49.49%
Water(1.5 liter bottle)
$0.79€0.70
$0.52Rp 9,392
51.92%
Cigarettes 20 Pack(Marlboro, Camel)
$5.96€5.31
$2.18Rp 39.1K
173.39%
Wine(Bottle)
$8.35€7.44
$22.98Rp 411.5K
-63.66%
Local Beer(0.5 liter bottle)
$1.67€1.49
$2.40Rp 42.9K
-30.42%
Imported Beer(0.33 liter bottle)
$1.67€1.49
$3.00Rp 53.7K
-44.33%
🚌 Getting Around
Kretinga
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.09€0.98
$0.24Rp 4,263
354.17%
Public Transport Monthly Pass(Regular Price)
$36.20€32.26
$6.99Rp 125.2K
417.88%
Taxi Start(Normal Tariff)
$3.10€2.77
$0.44Rp 7,892
604.55%
Taxi(Normal Tariff)(1km)
$0.81€0.72
$0.42Rp 7,598
92.86%
Taxi 1hour Waiting(Normal Tariff)
$13.59€12.11
$5.45Rp 97.6K
149.36%
Gasoline(1 liter)
$1.88€1.67
$0.84Rp 15.1K
123.81%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K€24.4K
$24.3KRp 435.7M
12.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K€25.3K
$31.9KRp 571.2M
-10.87%
🧾 Monthly Utilities & Internet
Kretinga
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$204€182
$80.8Rp 1.4M
152.37%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.52€12.05
$6.58Rp 117.8K
105.47%
Internet(50+ Mbps, Unlimited Data)
$14.52€12.94
$18.24Rp 326.8K
-20.39%
🎉 Sport & Entertainment
Kretinga
Ubud, Bali
Difference
Gym Membership(Monthly)
$37.06€33.03
$55.1Rp 987.4K
-32.78%
Tennis Court(1 Hour on Weekend)
$23.40€20.86
$18.51Rp 331.6K
26.42%
Cinema Ticket
$9.20€8.20
$4.24Rp 76.0K
116.98%
🧸 Childcare & Education
Kretinga
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$464€414
$486Rp 8.7M
-4.47%
International Primary School, 1 Child(Yearly)
$9,417€8,393
$5,676Rp 101.7M
65.90%
👕👟 Clothing & Footwear
Kretinga
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$93.8€83.6
$45.18Rp 809.3K
107.59%
Summer Dress(H&M, Zara, etc)
$41.63€37.10
$34.57Rp 619.2K
20.42%
Sport Shoes(Adidas, Nike)
$81.1€72.3
$79.2Rp 1.4M
2.43%
Men's Leather Business Shoes
$131€116
$77.6Rp 1.4M
68.27%
🏠 Accommodation & Living
Kretinga
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$478€426
$1,127Rp 20.2M
-57.58%
1-bedroom Apartment, Outside City Center(Monthly)
$313€279
$674Rp 12.1M
-53.61%
3-bedroom Apartment, City Center(Monthly)
$811€723
$3,618Rp 64.8M
-77.59%
3-bedroom Apartment, Outside City Center(Monthly)
$722€644
$1,735Rp 31.1M
-58.37%
Buy Apartment in City Center(m2)
$3,382€3,014
$2,829Rp 50.7M
19.54%
Buy Apartment Outside City Center(m2)
$1,854€1,652
$2,307Rp 41.3M
-19.63%
💵 Salaries & Financials
Kretinga
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,434€1,278
$166Rp 3.0M
765.37%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.99
13.78
-71.04%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kretinga: October 4, 2026
Last update for Ubud, Bali: October 5, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $612 in Kretinga and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kretinga pays 760% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $51.0 in Kretinga vs $35.00 in Ubud, Bali. Groceries flip the comparison at $223 vs $286, with Kretinga cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kretinga vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kretinga?
Kretinga is cheaper overall, especially in Groceries & Markets. The 4% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kretinga or Ubud, Bali?
Average pay runs 760% higher in Kretinga, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kretinga and Ubud, Bali?
Rent for a central apartment: $612 in Kretinga versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Kretinga runs roughly 245% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city has cheaper kindergarten?
Childcare runs $454 in Kretinga versus $484 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $1,500 a realistic budget for living in Kretinga or in Ubud, Bali?
At $1,324 in Kretinga versus $1,374 in Ubud, Bali, a $1,500 budget is realistic in Kretinga but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kretinga the clear choice for anyone on this budget.
Is Kretinga or Ubud, Bali more family-friendly?
For families, Kretinga is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kretinga or Ubud, Bali?
Safety-wise, Kretinga and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kretinga gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.