Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kota

For one person, living is cheaper in Kota: $338 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Kota
Learn more

Kota Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kota

🇮🇳 India

$338

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kota

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kota actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $338 in Kota.

Ubud, Bali $1,349
Kota $338

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $539 in Kota.

Ubud, Bali $2,305
Kota $539

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $739 in Kota.

Ubud, Bali $3,261
Kota $739

Living in Ubud, Bali is roughly 299% more expensive than in Kota, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$2.05 ₹195

61.95%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$7.94 ₹754

348.87%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$2.69 ₹255

105.58%

Cappuccino

$2.72 Rp 49.3K

$0.70 ₹66.6

288.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.36 ₹33.93

372.22%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.19 ₹17.71

300.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.61 ₹153

64.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.23 ₹307

35.60%

Milk (1 liter)

$1.49 Rp 27.0K

$0.61 ₹57.5

144.26%

White Bread (500g)

$2.28 Rp 41.2K

$0.44 ₹42.20

418.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.68 ₹64.8

75.00%

Eggs

$2.04 Rp 36.9K

$0.83 ₹78.9

145.78%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.41 ₹418

301.36%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$2.66 ₹253

48.87%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$1.55 ₹147

136.13%

Banana (1kg)

$1.52 Rp 27.5K

$0.49 ₹46.13

210.20%

Oranges (1kg)

$2.23 Rp 40.4K

$0.67 ₹63.9

232.84%

Tomato (1kg)

$1.97 Rp 35.7K

$0.41 ₹38.58

380.49%

Potato (1kg)

$1.85 Rp 33.5K

$0.35 ₹33.55

428.57%

Onion (1kg)

$2.42 Rp 43.9K

$0.40 ₹38.24

505.00%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.31 ₹29.06

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.28 ₹26.29

82.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.21 ₹399

-47.27%

Wine (Bottle)

$22.24 Rp 403.0K

$7.66 ₹728

190.34%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.54 ₹146

46.75%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$1.86 ₹177

59.68%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.82 ₹458

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.51 ₹48.25

-50.98%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$25.77 ₹2,447

-69.65%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.33 ₹31.39

33.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.22 ₹20.92

95.45%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.06 ₹101

410.38%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.12 ₹106

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$11.3K ₹1.1M

111.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$17.2K ₹1.6M

84.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$13.27 ₹1,260

495.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$2.58 ₹245

150.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$6.15 ₹584

202.11%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$10.33 ₹981

378.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$4.26 ₹404

314.32%

Cinema Ticket

$4.27 Rp 77.4K

$3.18 ₹302

34.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$34.18 ₹3,246

1335.17%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$655 ₹62.2K

765.95%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$22.28 ₹2,116

100.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$33.09 ₹3,142

5.62%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$34.97 ₹3,320

128.48%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$20.80 ₹1,975

281.83%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$135 ₹12.8K

732.48%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$79.1 ₹7,507

749.34%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$248 ₹23.6K

1334.54%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$175 ₹16.6K

884.97%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$558 ₹52.9K

389.89%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$344 ₹32.7K

563.52%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$422 ₹40.1K

-61.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kota: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kota

$79 23.4% 88.2% $592

Groceries & Markets

Ubud, Bali

$288 21.4%

Kota

$92 27.1% 68.2% $197

Eating Out

Ubud, Bali

$108 8%

Kota

$50 14.7% 53.9% $58

Clothing & Footwear

Ubud, Bali

$108 8%

Kota

$50 14.8% 53.5% $58

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kota

$22 6.5% 78.9% $82

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kota

$17 4.9% 71.2% $41

Getting Around

Ubud, Bali

$11 0.9%

Kota

$29 8.6% 156% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $135 in Kota. Housing cost is often the main lever when comparing two cities.

Kota pays about 2.6 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $8 in Kota for a mid-range dinner for two. Groceries echo the gap at $288 vs $92 per month, with Kota cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kota

🕒 Local time

09:00 9:00 AM

06:30 6:30 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,001,400

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kota 5,680 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Kota

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kota: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $338 in Kota, so Kota is about 75% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 61% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $135 in Kota. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 215% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Kota – a meal for two runs $8 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $338 in Kota versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Kota but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kota the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.