Last update: Oct 2026

Cost of Living Comparison Between Kota and Ubud, Bali

For one person, living is cheaper in Kota: $341 a month against $1,368 in Ubud, Bali, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Kota
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Kota Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kota

🇮🇳 India

$341

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kota and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kota and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $341 in Kota versus $1,368 in Ubud, Bali.

Kota $341
Ubud, Bali $1,368

Estimated couple costs with rent: $540 in Kota versus $2,314 in Ubud, Bali.

Kota $540
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $739 in Kota versus $3,260 in Ubud, Bali.

Kota $739
Ubud, Bali $3,260

Living in Kota costs roughly 75% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kota is 75% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.12 ₹202

$3.33 Rp 59.9K

-36.34%

Three-Course Dinner for Two, Mid-Range

$8.17 ₹776

$35.18 Rp 633.2K

-76.78%

Fast Food Meal (McDonalds, etc)

$2.59 ₹246

$5.80 Rp 104.5K

-55.34%

Cappuccino

$0.63 ₹60.2

$2.73 Rp 49.1K

-76.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 ₹33.56

$1.64 Rp 29.5K

-78.66%

Water (0.33 liter bottle)

$0.16 ₹15.55

$0.83 Rp 15.0K

-80.72%

Local Beer (0.5 liter draught)

$1.59 ₹151

$2.70 Rp 48.6K

-41.11%

Imported Beer (0.33 liter bottle)

$3.15 ₹300

$4.30 Rp 77.4K

-26.74%

Milk (1 liter)

$0.62 ₹58.8

$1.50 Rp 27.1K

-58.67%

White Bread (500g)

$0.44 ₹41.74

$2.30 Rp 41.4K

-80.87%

Rice (white) (1kg)

$0.67 ₹63.2

$1.18 Rp 21.2K

-43.22%

Eggs

$0.88 ₹83.9

$2.14 Rp 38.6K

-58.88%

Local Cheese (1kg)

$4.55 ₹432

$17.48 Rp 314.6K

-73.97%

Chicken Fillets (1kg)

$2.55 ₹242

$4.03 Rp 72.5K

-36.72%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

Apples (1kg)

$1.55 ₹147

$3.55 Rp 63.9K

-56.34%

Banana (1kg)

$0.52 ₹49.04

$1.57 Rp 28.3K

-66.88%

Oranges (1kg)

$0.66 ₹63.2

$2.24 Rp 40.2K

-70.54%

Tomato (1kg)

$0.43 ₹41.16

$1.93 Rp 34.7K

-77.72%

Potato (1kg)

$0.32 ₹30.36

$1.88 Rp 33.9K

-82.98%

Onion (1kg)

$0.37 ₹35.44

$2.29 Rp 41.3K

-83.84%

Lettuce (1 head)

$0.32 ₹30.79

$0.99 Rp 17.9K

-67.68%

Water (1.5 liter bottle)

$0.28 ₹26.21

$0.53 Rp 9,475

-47.17%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ₹411

$2.28 Rp 41.1K

89.91%

Wine (Bottle)

$7.84 ₹744

$23.01 Rp 414.2K

-65.93%

Local Beer (0.5 liter bottle)

$1.56 ₹148

$2.34 Rp 42.2K

-33.33%

Imported Beer (0.33 liter bottle)

$1.85 ₹176

$2.91 Rp 52.4K

-36.43%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.67 ₹444

One-way Ticket (Public Transport)

$0.50 ₹47.54

$0.24 Rp 4,315

108.33%

Public Transport Monthly Pass (Regular Price)

$26.53 ₹2,519

$8.82 Rp 158.7K

200.79%

Taxi Start (Normal Tariff)

$0.32 ₹30.43

$0.48 Rp 8,684

-33.33%

Taxi (Normal Tariff) (1km)

$0.22 ₹20.92

$0.46 Rp 8,233

-52.17%

Taxi 1hour Waiting (Normal Tariff)

$1.08 ₹102

$5.45 Rp 98.2K

-80.18%

Gasoline (1 liter)

$1.11 ₹106

$0.88 Rp 15.9K

26.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$24.6K Rp 442.2M

-36.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.0K ₹1.6M

$31.2K Rp 561.4M

-45.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$13.09 ₹1,243

$83.0 Rp 1.5M

-84.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.53 ₹240

$6.45 Rp 116.0K

-60.78%

Internet (50+ Mbps, Unlimited Data)

$6.40 ₹608

$18.57 Rp 334.2K

-65.54%

Gym Membership (Monthly)

$10.62 ₹1,008

$55.8 Rp 1.0M

-80.97%

Tennis Court (1 Hour on Weekend)

$4.11 ₹391

$18.11 Rp 326.0K

-77.31%

Cinema Ticket

$3.17 ₹301

$4.38 Rp 78.9K

-27.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$33.56 ₹3,187

$493 Rp 8.9M

-93.19%

International Primary School, 1 Child (Yearly)

$662 ₹62.9K

$5,754 Rp 103.6M

-88.49%

Jeans (Levis 501 Or Similar)

$21.88 ₹2,077

$46.19 Rp 831.4K

-52.63%

Summer Dress (H&M, Zara, etc)

$33.09 ₹3,143

$35.33 Rp 636.0K

-6.34%

Sport Shoes (Adidas, Nike)

$34.79 ₹3,304

$79.1 Rp 1.4M

-56.01%

Men's Leather Business Shoes

$21.28 ₹2,021

$78.4 Rp 1.4M

-72.85%

1-bedroom Apartment, City Center (Monthly)

$138 ₹13.1K

$1,142 Rp 20.6M

-87.91%

1-bedroom Apartment, Outside City Center (Monthly)

$81.0 ₹7,695

$676 Rp 12.2M

-88.01%

3-bedroom Apartment, City Center (Monthly)

$273 ₹25.9K

$3,503 Rp 63.1M

-92.20%

3-bedroom Apartment, Outside City Center (Monthly)

$172 ₹16.4K

$1,700 Rp 30.6M

-89.87%

Buy Apartment in City Center (m2)

$565 ₹53.6K

$2,784 Rp 50.1M

-79.72%

Buy Apartment Outside City Center (m2)

$334 ₹31.8K

$2,241 Rp 40.3M

-85.07%

Average Monthly Net Salary (After Tax)

$432 ₹41.0K

$165 Rp 3.0M

162.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

13.78

-45.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kota: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kota

$92 27.1%

Ubud, Bali

$290 21.2% 215% $198

Accommodation & Living

Kota

$81 23.8%

Ubud, Bali

$676 49.4% 734% $595

Clothing & Footwear

Kota

$50 14.7%

Ubud, Bali

$108 7.9% 115% $58

Eating Out

Kota

$49 14.3%

Ubud, Bali

$109 8% 123% $60

Getting Around

Kota

$30 8.8%

Ubud, Bali

$13 0.9% 58.1% $17

Monthly Utilities & Internet

Kota

$22 6.5%

Ubud, Bali

$108 7.9% 390% $86

Sport & Entertainment

Kota

$17 5%

Ubud, Bali

$65 4.7% 281% $48

Cost Breakdown

A one-bedroom apartment in the center runs $138 in Kota and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kota pays 162% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $8.00 in Kota vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $92.0 vs $290 per month, with Kota cheaper across the board.

Good to know

🇮🇳 Kota

🇮🇩 Ubud, Bali

🕒 Local time

04:43 4:43 AM

07:13 7:13 AM

2 h 30 min ahead of Kota

🌤 Weather

👥 Population

1,001,400

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Kota Ubud, Bali 5,680 km ≈ 8 h nonstop flight

From you

Kota
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kota vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kota and Ubud, Bali differ by about 301% in total monthly costs ($341 vs $1,368 including rent). Kota is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 162% higher in Kota, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $138 in Kota versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 215% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Kota – a meal for two runs $8.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $341 in Kota versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Kota but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kota the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kota and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kota gentler on the wallet – expenses run 301% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.