Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kolar Gold Fields

For one person, living is cheaper in Kolar Gold Fields: $365 a month against $1,331 in Ubud, Bali, rent and utilities included – about $11,600 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Kolar Gold Fields
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Kolar Gold Fields Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kolar Gold Fields

🇮🇳 India

$365

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kolar Gold Fields

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kolar Gold Fields actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $365 in Kolar Gold Fields, rent included.

Ubud, Bali $1,331
Kolar Gold Fields $365

A couple spends around $2,255 per month in Ubud, Bali vs $584 in Kolar Gold Fields, rent included.

Ubud, Bali $2,255
Kolar Gold Fields $584

A family of three spends $3,180 per month in Ubud, Bali vs $804 in Kolar Gold Fields, rent included.

Ubud, Bali $3,180
Kolar Gold Fields $804

Ubud, Bali costs about 265% more than Kolar Gold Fields, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Kolar Gold Fields are more affordable than the global median – Ubud, Bali 2% lower, Kolar Gold Fields 73% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$2.05 ₹194

64.88%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$10.35 ₹981

234.78%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$3.66 ₹346

52.19%

Cappuccino

$2.62 Rp 47.5K

$1.58 ₹150

65.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.38 ₹35.83

305.26%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.16 ₹14.88

300.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$1.85 ₹175

44.32%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.96 ₹280

43.92%

Milk (1 liter)

$1.46 Rp 26.5K

$0.63 ₹59.8

131.75%

White Bread (500g)

$2.29 Rp 41.6K

$0.45 ₹42.55

408.89%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.64 ₹60.4

73.44%

Eggs

$2.10 Rp 38.1K

$0.91 ₹85.8

130.77%

Local Cheese (1kg)

$15.94 Rp 289.3K

$4.42 ₹418

260.63%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.86 ₹271

35.66%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

Apples (1kg)

$3.55 Rp 64.5K

$1.94 ₹184

82.99%

Banana (1kg)

$1.54 Rp 27.9K

$0.66 ₹63.0

133.33%

Oranges (1kg)

$2.23 Rp 40.5K

$0.94 ₹89.4

137.23%

Tomato (1kg)

$1.97 Rp 35.8K

$0.45 ₹43.08

337.78%

Potato (1kg)

$1.86 Rp 33.7K

$0.35 ₹33.16

431.43%

Onion (1kg)

$2.42 Rp 43.9K

$0.40 ₹38.06

505.00%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.43 ₹40.89

137.21%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.29 ₹27.24

79.31%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$5.14 ₹486

-57.20%

Wine (Bottle)

$21.79 Rp 395.4K

$7.22 ₹684

201.80%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.59 ₹151

46.54%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 ₹250

12.50%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.99 ₹473

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.23 ₹21.86

8.70%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$7.01 ₹664

16.55%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$0.83 ₹78.4

-46.99%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.25 ₹23.63

88.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$1.55 ₹147

261.29%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.07 ₹102

-22.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$11.1K ₹1.0M

121.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$20.0K ₹1.9M

58.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$34.33 ₹3,252

125.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$3.35 ₹317

83.28%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$6.60 ₹625

186.67%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$14.44 ₹1,368

253.12%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$6.56 ₹621

178.20%

Cinema Ticket

$4.38 Rp 79.5K

$2.87 ₹272

52.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$46.84 ₹4,437

951.28%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$1,422 ₹134.7K

759.17%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$22.23 ₹2,106

103.15%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$23.31 ₹2,209

49.68%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$38.16 ₹3,615

105.24%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$28.70 ₹2,719

171.32%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$119 ₹11.2K

807.48%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$77.2 ₹7,316

760.81%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$271 ₹25.7K

1193.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$189 ₹17.9K

786.38%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$935 ₹88.5K

150.36%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$533 ₹50.5K

319.68%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.86

55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kolar Gold Fields: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kolar Gold Fields

$77 21.2% 88.4% $588

Groceries & Markets

Ubud, Bali

$279 21%

Kolar Gold Fields

$99 27.1% 64.6% $180

Clothing & Footwear

Ubud, Bali

$106 8%

Kolar Gold Fields

$51 13.9% 52.4% $56

Eating Out

Ubud, Bali

$106 8%

Kolar Gold Fields

$64 17.4% 39.9% $42

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kolar Gold Fields

$44 12.1% 56.8% $58

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kolar Gold Fields

$20 5.5% 66.2% $40

Getting Around

Ubud, Bali

$12 0.9%

Kolar Gold Fields

$10 2.7% 16.2% $1.9

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $119 in Kolar Gold Fields. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $10 in Kolar Gold Fields. Monthly groceries follow the same trend: $279 vs $99 – making Kolar Gold Fields the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Kolar Gold Fields

🕒 Local time

18:30 6:30 PM

16:00 4:00 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

163,643

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1,000 INR = 10.56 USD

1,000 INR = 9.42 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Indian Rupee exchange rates as of November 4, 2026: 1 USD = 94.73 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.42 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Kolar Gold Fields 4,730 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Kolar Gold Fields

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kolar Gold Fields: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 265% more than Kolar Gold Fields, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $547 in Kolar Gold Fields. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kolar Gold Fields, especially for central apartments: a one-bedroom in the center costs $119 there versus $1,078 in Ubud, Bali.

Public transport costs about 14% less in Kolar Gold Fields. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $47 in Kolar Gold Fields. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $800 monthly budget goes further in Kolar Gold Fields, where all-in costs run around $365, than in Ubud, Bali at $1,331. In Kolar Gold Fields it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Kolar Gold Fields – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Kolar Gold Fields is the easier option financially – housing and daily costs are lower, and overall it costs about 73% less, which matters a lot on a fixed budget or early-career salary.