Cost of Living Comparison Between Ubud, Bali and Kitwe Cost of Living Comparison Between Ubud, Bali and Kitwe

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $212 in Kitwe, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $352 in Kitwe, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $493 in Kitwe, rent included.

Ubud, Bali costs about 565% more than Kitwe, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kitwe is 84% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.00 ZMW 54.5

15.00%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

Cappuccino

$2.75 Rp 49.4K

$1.43 ZMW 26.10

92.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.58 ZMW 10.48

137.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.43 ZMW 7.78

74.42%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.84 ZMW 15.35

255.95%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.48 ZMW 27.00

160.14%

Milk (1 liter)

$1.74 Rp 31.2K

$0.90 ZMW 16.33

93.33%

White Bread (500g)

$2.46 Rp 44.2K

$1.19 ZMW 21.69

106.72%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.78 ZMW 68.9

-69.05%

Eggs

$2.43 Rp 43.7K

$1.87 ZMW 34.04

29.95%

Local Cheese (1kg)

$14.50 Rp 260.6K

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$6.94 ZMW 126

-37.32%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$6.57 ZMW 120

82.34%

Apples (1kg)

$3.72 Rp 66.8K

$2.90 ZMW 52.8

28.28%

Banana (1kg)

$1.63 Rp 29.2K

$1.21 ZMW 21.94

34.71%

Oranges (1kg)

$2.74 Rp 49.3K

$1.16 ZMW 21.13

136.21%

Tomato (1kg)

$2.24 Rp 40.3K

$1.16 ZMW 21.10

93.10%

Potato (1kg)

$1.92 Rp 34.5K

$2.91 ZMW 53.0

-34.02%

Onion (1kg)

$2.28 Rp 40.9K

$2.33 ZMW 42.44

-2.15%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.20 ZMW 21.88

-11.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.60 ZMW 10.97

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.81 ZMW 32.89

81.77%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.74 ZMW 13.48

275.68%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.44 ZMW 26.23

89.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

Gasoline (1 liter)

$0.81 Rp 14.6K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

Men's Leather Business Shoes

$76.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kitwe: July 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kitwe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $212 in Kitwe – roughly 565% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $317 in Kitwe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $212 in Kitwe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 83% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kitwe, where all-in costs run around $212, than in Ubud, Bali at $1,408. In Kitwe it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $212 in Kitwe to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kitwe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.