Cost of Living Comparison Between Ubud, Bali and Kitwe Cost of Living Comparison Between Ubud, Bali and Kitwe

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $214 in Kitwe, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $354 in Kitwe, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $494 in Kitwe, rent included.

Ubud, Bali costs about 564% more than Kitwe, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Kitwe is 84% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.91 ZMW 51.4

22.34%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

Cappuccino

$2.71 Rp 48.6K

$1.43 ZMW 25.31

89.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.56 ZMW 9.96

139.29%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.39 ZMW 6.90

79.49%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$0.84 ZMW 14.89

247.62%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$1.48 ZMW 26.25

167.57%

Milk (1 liter)

$1.81 Rp 32.4K

$0.85 ZMW 15.04

112.94%

White Bread (500g)

$2.52 Rp 45.1K

$1.21 ZMW 21.33

108.26%

Rice (white) (1kg)

$1.16 Rp 20.8K

$3.61 ZMW 64.0

-67.87%

Eggs

$2.46 Rp 44.1K

$1.84 ZMW 32.55

33.70%

Local Cheese (1kg)

$14.71 Rp 263.7K

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$6.88 ZMW 122

-37.21%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$6.52 ZMW 115

86.20%

Apples (1kg)

$3.84 Rp 68.8K

$2.99 ZMW 52.9

28.43%

Banana (1kg)

$1.56 Rp 27.9K

$1.15 ZMW 20.35

35.65%

Oranges (1kg)

$2.83 Rp 50.8K

$1.17 ZMW 20.64

141.88%

Tomato (1kg)

$2.33 Rp 41.7K

$1.20 ZMW 21.29

94.17%

Potato (1kg)

$1.91 Rp 34.3K

$2.96 ZMW 52.4

-35.47%

Onion (1kg)

$2.20 Rp 39.5K

$2.40 ZMW 42.43

-8.33%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.20 ZMW 21.29

-15.83%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.56 ZMW 9.98

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$1.79 ZMW 31.73

85.47%

Wine (Bottle)

$23.74 Rp 425.5K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.79 ZMW 13.94

253.16%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.45 ZMW 25.60

97.24%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

Gasoline (1 liter)

$0.79 Rp 14.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kitwe: May 31, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kitwe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $214 in Kitwe – roughly 564% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $321 in Kitwe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $214 in Kitwe. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 88% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Kitwe, where all-in costs run around $214, than in Ubud, Bali at $1,419. In Kitwe it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $214 in Kitwe to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kitwe. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.