Last update: Nov 2026

Cost of Living Comparison Between Kitwe and Ubud, Bali

For one person, living is cheaper in Kitwe: $186 a month against $1,331 in Ubud, Bali, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kitwe

🇿🇲 Zambia

$186

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kitwe and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kitwe and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $186 per month in Kitwe vs $1,331 in Ubud, Bali, rent included.

Kitwe $186
Ubud, Bali $1,331

A couple spends around $1,228 per month in Kitwe vs $2,255 in Ubud, Bali, rent included.

Kitwe $1,228
Ubud, Bali $2,255

A family of three spends $2,270 per month in Kitwe vs $3,180 in Ubud, Bali, rent included.

Kitwe $2,270
Ubud, Bali $3,180

Kitwe is about 86% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Kitwe and Ubud, Bali are more affordable than the global median – Kitwe 86% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

Cappuccino

$2.56 ZMW 51.9

$2.62 Rp 47.5K

-2.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ZMW 11.71

$1.54 Rp 27.9K

-62.34%

Water (0.33 liter bottle)

$0.76 ZMW 15.42

$0.64 Rp 11.6K

18.75%

Local Beer (0.5 liter draught)

$2.02 ZMW 40.98

$2.67 Rp 48.4K

-24.34%

Imported Beer (0.33 liter bottle)

$2.46 ZMW 49.76

$4.26 Rp 77.3K

-42.25%

Milk (1 liter)

$1.46 Rp 26.5K

White Bread (500g)

$1.02 ZMW 20.58

$2.29 Rp 41.6K

-55.46%

Rice (white) (1kg)

$1.11 Rp 20.1K

Eggs

$2.10 Rp 38.1K

Local Cheese (1kg)

$15.94 Rp 289.2K

Chicken Fillets (1kg)

$3.88 Rp 70.4K

Beef Round Steak (1kg)

$11.40 Rp 206.8K

Apples (1kg)

$3.55 Rp 64.4K

Banana (1kg)

$1.54 Rp 27.9K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.86 Rp 33.7K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.48 ZMW 50.3

$2.20 Rp 39.9K

12.73%

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$1.13 ZMW 22.83

$2.33 Rp 42.2K

-51.50%

Imported Beer (0.33 liter bottle)

$0.98 ZMW 19.93

$2.97 Rp 53.9K

-67.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$1.42 ZMW 28.72

$0.83 Rp 15.0K

71.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K ZMW 615.0K

$31.7K Rp 575.0M

-4.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

Internet (50+ Mbps, Unlimited Data)

$102 ZMW 2,056

$18.92 Rp 343.1K

436.58%

Gym Membership (Monthly)

$15.11 ZMW 306

$51.0 Rp 925.0K

-70.37%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 ZMW 12.3K

$492 Rp 8.9M

23.65%

International Primary School, 1 Child (Yearly)

$11.9K ZMW 241.7K

$12.2K Rp 221.7M

-2.35%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,205 ZMW 24.4K

$1,078 Rp 19.5M

11.85%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$2,451 ZMW 49.6K

$3,510 Rp 63.7M

-30.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,010 ZMW 40.7K

$1,671 Rp 30.3M

20.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

161.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kitwe: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kitwe

–

Ubud, Bali

$665 50%

Groceries & Markets

Kitwe

–

Ubud, Bali

$279 21%

Clothing & Footwear

Kitwe

–

Ubud, Bali

$106 8%

Eating Out

Kitwe

–

Ubud, Bali

$106 8%

Monthly Utilities & Internet

Kitwe

–

Ubud, Bali

$103 7.7%

Sport & Entertainment

Kitwe

–

Ubud, Bali

$60 4.5%

Getting Around

Kitwe

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A central one-bedroom costs $1,205 in Kitwe versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Good to know

🇿🇲 Kitwe

🇮🇩 Ubud, Bali

🕒 Local time

20:28 8:28 PM

02:28 2:28 AM

6 h ahead of Kitwe

🌤 Weather

👥 Population

522,092

74,800

💱 Currency

Zambian Kwacha ZMW ZK

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZMW = 4.94 USD

100 ZMW = 4.41 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of November 3, 2026: 1 USD = 20.25 ZMW (100 ZMW = 4.94 USD). 1 EUR = 22.67 ZMW (100 ZMW = 4.41 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

USD to ZMW in detail →

On the map

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Highest

Between locations

Kitwe Ubud, Bali 9,480 km ≈ 12 h nonstop flight

From you

Kitwe
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kitwe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $186 in Kitwe, $1,331 in Ubud, Bali – Kitwe comes out roughly 86% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $278 per month in Kitwe and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,205 in Kitwe.

Kindergarten costs $609 per month in Kitwe and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $186 in Kitwe and $1,331 in Ubud, Bali. That makes Kitwe about 86% cheaper.

A $1,200 monthly budget goes further in Kitwe, where all-in costs run around $186, than in Ubud, Bali at $1,331. In Kitwe it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $186 in Kitwe to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.