Cost of Living Comparison Between Ubud, Bali and Kirkkonummi Cost of Living Comparison Between Ubud, Bali and Kirkkonummi

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $1,850 in Kirkkonummi.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $2,864 in Kirkkonummi.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $3,878 in Kirkkonummi.

Living in Ubud, Bali costs roughly 26% less than in Kirkkonummi, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Kirkkonummi 37% above.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$16.80 €14.92

-80.24%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.1K

$87.3 €77.6

-59.54%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.4K

$12.04 €10.70

-55.73%

Cappuccino

$2.75 Rp 49.3K

$5.19 €4.61

-47.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 30.9K

$2.96 €2.63

-41.55%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$2.03 €1.80

-60.59%

Local Beer (0.5 liter draught)

$2.95 Rp 52.7K

$8.06 €7.16

-63.40%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.4K

$9.36 €8.31

-52.56%

Milk (1 liter)

$1.50 Rp 26.8K

$1.26 €1.12

19.05%

White Bread (500g)

$2.30 Rp 41.1K

$2.56 €2.27

-10.16%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.53 €2.25

-56.52%

Eggs

$2.16 Rp 38.6K

$3.28 €2.91

-34.15%

Local Cheese (1kg)

$17.09 Rp 305.7K

$9.01 €8.00

89.68%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$13.21 €11.73

-70.63%

Beef Round Steak (1kg)

$11.92 Rp 213.2K

$22.03 €19.57

-45.89%

Apples (1kg)

$3.57 Rp 63.8K

$2.41 €2.14

48.13%

Banana (1kg)

$1.58 Rp 28.3K

$2.08 €1.85

-24.04%

Oranges (1kg)

$2.36 Rp 42.2K

$2.47 €2.19

-4.45%

Tomato (1kg)

$1.97 Rp 35.2K

$3.96 €3.52

-50.25%

Potato (1kg)

$1.81 Rp 32.4K

$1.23 €1.09

47.15%

Onion (1kg)

$2.39 Rp 42.8K

$1.70 €1.51

40.59%

Lettuce (1 head)

$1.02 Rp 18.2K

$2.29 €2.04

-55.46%

Water (1.5 liter bottle)

$0.49 Rp 8,792

$1.63 €1.45

-69.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$12.76 €11.34

-82.37%

Wine (Bottle)

$22.30 Rp 399.0K

$15.92 €14.14

40.08%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$3.26 €2.89

-27.30%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.8K

$3.34 €2.96

-13.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,457

$3.46 €3.08

-92.77%

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.0K

$67.2 €59.7

-87.27%

Taxi Start (Normal Tariff)

$0.44 Rp 7,906

$4.31 €3.83

-89.79%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,556

$1.31 €1.17

-67.94%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.3K

$66.3 €58.9

-91.46%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.27 €2.02

-64.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 424.7M

$36.9K €32.7K

-35.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.3M

$37.6K €33.4K

-17.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$135 €120

-39.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.7K

$25.47 €22.63

-75.27%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.4K

$24.31 €21.59

-23.36%

Gym Membership (Monthly)

$54.7 Rp 979.2K

$38.32 €34.04

42.82%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.1K

$24.31 €21.59

-24.11%

Cinema Ticket

$4.24 Rp 75.8K

$18.09 €16.07

-76.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$337 €299

43.67%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.0M

$12.6K €11.2K

-55.77%

Jeans (Levis 501 Or Similar)

$45.77 Rp 818.9K

$91.9 €81.6

-50.19%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 638.6K

$44.80 €39.80

-20.33%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$103 €91.8

-24.20%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$149 €132

-46.18%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

$785 €698

45.98%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

$620 €550

9.43%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.7M

$1,450 €1,288

141.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

$1,113 €988

51.69%

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

$4,021 €3,571

-30.65%

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

$2,165 €1,923

4.25%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.51

292.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Kirkkonummi: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,147 in Ubud, Bali and $785 in Kirkkonummi. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $87.0 in Kirkkonummi for a mid-range dinner for two. Groceries echo the gap at $286 vs $365 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kirkkonummi: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kirkkonummi differ by about 35% in total monthly costs ($1,374 vs $1,850 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,062 in Ubud, Bali and $2,775 in Kirkkonummi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,147 in Ubud, Bali versus $785 in Kirkkonummi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Kirkkonummi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $87.0 in Kirkkonummi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,374 in Ubud, Bali versus $1,850 in Kirkkonummi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kirkkonummi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kirkkonummi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Kirkkonummi. Beyond cost, consider language, visa policies, and how big the international community is in each city.