😐Monthly costs for one person with rent: $1,850 in Kirkkonummi versus $1,374 in Ubud, Bali.
😐Estimated couple costs with rent: $2,864 in Kirkkonummi versus $2,313 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,878 in Kirkkonummi versus $3,252 in Ubud, Bali.
🌍Living in Kirkkonummi is roughly 35% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Kirkkonummi37% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Kirkkonummi
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.80€14.92
$3.32Rp 59.5K
406.02%
Three-Course Dinner for Two, Mid-Range
$87.3€77.6
$35.33Rp 632.1K
147.18%
Fast Food Meal(McDonalds, etc)
$12.04€10.70
$5.33Rp 95.4K
125.89%
Cappuccino
$5.19€4.61
$2.75Rp 49.3K
88.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.96€2.63
$1.73Rp 30.9K
71.10%
Water(0.33 liter bottle)
$2.03€1.80
$0.80Rp 14.3K
153.75%
Local Beer(0.5 liter draught)
$8.06€7.16
$2.95Rp 52.7K
173.22%
Imported Beer(0.33 liter bottle)
$9.36€8.31
$4.44Rp 79.4K
110.81%
🛒 Groceries & Markets
Kirkkonummi
Ubud, Bali
Difference
Milk(1 liter)
$1.26€1.12
$1.50Rp 26.8K
-16.00%
White Bread(500g)
$2.56€2.27
$2.30Rp 41.1K
11.30%
Rice(white)(1kg)
$2.53€2.25
$1.10Rp 19.7K
130.00%
Eggs
$3.28€2.91
$2.16Rp 38.6K
51.85%
Local Cheese(1kg)
$9.01€8.00
$17.09Rp 305.7K
-47.28%
Chicken Fillets(1kg)
$13.21€11.73
$3.88Rp 69.4K
240.46%
Beef Round Steak(1kg)
$22.03€19.57
$11.92Rp 213.2K
84.82%
Apples(1kg)
$2.41€2.14
$3.57Rp 63.8K
-32.49%
Banana(1kg)
$2.08€1.85
$1.58Rp 28.3K
31.65%
Oranges(1kg)
$2.47€2.19
$2.36Rp 42.2K
4.66%
Tomato(1kg)
$3.96€3.52
$1.97Rp 35.2K
101.02%
Potato(1kg)
$1.23€1.09
$1.81Rp 32.4K
-32.04%
Onion(1kg)
$1.70€1.51
$2.39Rp 42.8K
-28.87%
Lettuce(1 head)
$2.29€2.04
$1.02Rp 18.2K
124.51%
Water(1.5 liter bottle)
$1.63€1.45
$0.49Rp 8,792
232.65%
Cigarettes 20 Pack(Marlboro, Camel)
$12.76€11.34
$2.25Rp 40.2K
467.11%
Wine(Bottle)
$15.92€14.14
$22.30Rp 399.0K
-28.61%
Local Beer(0.5 liter bottle)
$3.26€2.89
$2.37Rp 42.4K
37.55%
Imported Beer(0.33 liter bottle)
$3.34€2.96
$2.90Rp 51.8K
15.17%
🚌 Getting Around
Kirkkonummi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.46€3.08
$0.25Rp 4,457
1284.00%
Public Transport Monthly Pass(Regular Price)
$67.2€59.7
$8.55Rp 153.0K
685.38%
Taxi Start(Normal Tariff)
$4.31€3.83
$0.44Rp 7,906
879.55%
Taxi(Normal Tariff)(1km)
$1.31€1.17
$0.42Rp 7,556
211.90%
Taxi 1hour Waiting(Normal Tariff)
$66.3€58.9
$5.66Rp 101.3K
1070.85%
Gasoline(1 liter)
$2.27€2.02
$0.81Rp 14.6K
180.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.9K€32.7K
$23.7KRp 424.7M
55.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.6K€33.4K
$31.0KRp 554.3M
21.36%
🧾 Monthly Utilities & Internet
Kirkkonummi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135€120
$82.3Rp 1.5M
63.97%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.47€22.63
$6.30Rp 112.7K
304.29%
Internet(50+ Mbps, Unlimited Data)
$24.31€21.59
$18.63Rp 333.4K
30.49%
🎉 Sport & Entertainment
Kirkkonummi
Ubud, Bali
Difference
Gym Membership(Monthly)
$38.32€34.04
$54.7Rp 979.2K
-29.98%
Tennis Court(1 Hour on Weekend)
$24.31€21.59
$18.45Rp 330.1K
31.76%
Cinema Ticket
$18.09€16.07
$4.24Rp 75.8K
326.65%
🧸 Childcare & Education
Kirkkonummi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$337€299
$484Rp 8.7M
-30.40%
International Primary School, 1 Child(Yearly)
$12.6K€11.2K
$5,590Rp 100.0M
126.09%
👕👟 Clothing & Footwear
Kirkkonummi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$91.9€81.6
$45.77Rp 818.9K
100.76%
Summer Dress(H&M, Zara, etc)
$44.80€39.80
$35.69Rp 638.6K
25.53%
Sport Shoes(Adidas, Nike)
$103€91.8
$78.3Rp 1.4M
31.92%
Men's Leather Business Shoes
$149€132
$80.1Rp 1.4M
85.81%
🏠 Accommodation & Living
Kirkkonummi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$785€698
$1,147Rp 20.5M
-31.50%
1-bedroom Apartment, Outside City Center(Monthly)
$620€550
$678Rp 12.1M
-8.62%
3-bedroom Apartment, City Center(Monthly)
$1,450€1,288
$3,504Rp 62.7M
-58.63%
3-bedroom Apartment, Outside City Center(Monthly)
$1,113€988
$1,688Rp 30.2M
-34.08%
Buy Apartment in City Center(m2)
$4,021€3,571
$2,788Rp 49.9M
44.19%
Buy Apartment Outside City Center(m2)
$2,165€1,923
$2,257Rp 40.4M
-4.07%
💵 Salaries & Financials
Kirkkonummi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$165Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
3.51
13.78
-74.53%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kirkkonummi: September 28, 2026
Last update for Ubud, Bali: September 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $785 in Kirkkonummi and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $87.0 in Kirkkonummi vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $365 vs $286 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kirkkonummi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Kirkkonummi and in Ubud, Bali?
Kirkkonummi and Ubud, Bali differ by about 35% in total monthly costs ($1,850 vs $1,374 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Kirkkonummi compared to Ubud, Bali?
You'd need roughly $2,775 in Kirkkonummi and $2,062 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Kirkkonummi and in Ubud, Bali?
Rent for a central apartment: $785 in Kirkkonummi versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 28% higher in Kirkkonummi. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $87.0 in Kirkkonummi. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,000 per month?
At $1,374 in Ubud, Bali versus $1,850 in Kirkkonummi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kirkkonummi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Kirkkonummi and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Kirkkonummi or Ubud, Bali safer for residents?
Safety-wise, Kirkkonummi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Kirkkonummi or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 35% less than in Kirkkonummi. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Kirkkonummi vs other spots: cost of living compared