Cost of Living Comparison Between Kirkkonummi and Ubud, Bali Cost of Living Comparison Between Kirkkonummi and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,852 in Kirkkonummi versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,865 in Kirkkonummi versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,878 in Kirkkonummi versus $3,694 in Ubud, Bali.

Living in Kirkkonummi is roughly 32% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Kirkkonummi 38% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$15.35 €13.22

$3.57 Rp 64.0K

329.97%

Three-Course Dinner for Two, Mid-Range

$103 €88.5

$32.50 Rp 582.3K

215.91%

Fast Food Meal (McDonalds, etc)

$11.37 €9.80

$4.86 Rp 87.1K

133.95%

Cappuccino

$5.12 €4.41

$2.75 Rp 49.2K

86.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 €1.96

$1.32 Rp 23.7K

71.97%

Water (0.33 liter bottle)

$1.93 €1.67

$0.70 Rp 12.6K

175.71%

Local Beer (0.5 liter draught)

$7.87 €6.78

$2.91 Rp 52.2K

170.45%

Imported Beer (0.33 liter bottle)

$7.98 €6.88

$3.79 Rp 68.0K

110.55%

Milk (1 liter)

$1.29 €1.11

$1.71 Rp 30.6K

-24.56%

White Bread (500g)

$2.60 €2.24

$2.47 Rp 44.3K

5.26%

Rice (white) (1kg)

$2.77 €2.38

$1.20 Rp 21.5K

130.83%

Eggs

$3.13 €2.70

$2.44 Rp 43.8K

28.28%

Local Cheese (1kg)

$7.84 €6.76

$14.38 Rp 257.7K

-45.48%

Chicken Fillets (1kg)

$14.50 €12.50

$4.31 Rp 77.1K

236.43%

Beef Round Steak (1kg)

$19.77 €17.04

$12.21 Rp 218.7K

61.92%

Apples (1kg)

$2.12 €1.82

$3.68 Rp 66.0K

-42.39%

Banana (1kg)

$2.17 €1.87

$1.55 Rp 27.8K

40.00%

Oranges (1kg)

$1.96 €1.69

$2.79 Rp 49.9K

-29.75%

Tomato (1kg)

$3.98 €3.43

$2.33 Rp 41.8K

70.82%

Potato (1kg)

$1.25 €1.08

$1.97 Rp 35.3K

-36.55%

Onion (1kg)

$1.62 €1.40

$2.31 Rp 41.4K

-29.87%

Lettuce (1 head)

$1.98 €1.71

$1.06 Rp 19.1K

86.79%

Water (1.5 liter bottle)

$1.93 €1.66

$0.73 Rp 13.1K

164.38%

Cigarettes 20 Pack (Marlboro, Camel)

$12.34 €10.63

$3.28 Rp 58.8K

276.22%

Wine (Bottle)

$15.68 €13.51

$22.79 Rp 408.4K

-31.20%

Local Beer (0.5 liter bottle)

$3.52 €3.03

$2.81 Rp 50.3K

25.27%

Imported Beer (0.33 liter bottle)

$3.92 €3.38

$2.78 Rp 49.9K

41.01%

One-way Ticket (Public Transport)

$3.37 €2.90

$0.29 Rp 5,217

1062.07%

Public Transport Monthly Pass (Regular Price)

$66.5 €57.3

$8.06 Rp 144.4K

725.56%

Taxi Start (Normal Tariff)

$7.97 €6.86

$0.45 Rp 8,047

1671.11%

Taxi (Normal Tariff) (1km)

$1.22 €1.05

$0.45 Rp 8,094

171.11%

Taxi 1hour Waiting (Normal Tariff)

$53.1 €45.75

$6.24 Rp 111.7K

750.96%

Gasoline (1 liter)

$2.07 €1.78

$0.85 Rp 15.2K

143.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K €31.7K

$26.0K Rp 465.4M

41.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.9K €32.7K

$31.7K Rp 567.2M

19.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$80.8 Rp 1.4M

58.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.91 €24.91

$4.06 Rp 72.7K

612.07%

Internet (50+ Mbps, Unlimited Data)

$23.42 €20.18

$24.42 Rp 437.6K

-4.10%

Gym Membership (Monthly)

$43.62 €37.58

$97.7 Rp 1.7M

-55.34%

Tennis Court (1 Hour on Weekend)

$24.24 €20.89

$6.45 Rp 115.5K

275.81%

Cinema Ticket

$17.13 €14.76

$4.04 Rp 72.4K

324.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$320 €276

$304 Rp 5.4M

5.32%

International Primary School, 1 Child (Yearly)

$4,098 €3,531

$6,621 Rp 118.6M

-38.10%

Jeans (Levis 501 Or Similar)

$106 €91.2

$54.2 Rp 971.7K

95.09%

Summer Dress (H&M, Zara, etc)

$38.59 €33.25

$38.78 Rp 694.7K

-0.49%

Sport Shoes (Adidas, Nike)

$104 €89.3

$86.1 Rp 1.5M

20.36%

Men's Leather Business Shoes

$128 €110

$76.7 Rp 1.4M

66.87%

1-bedroom Apartment, City Center (Monthly)

$776 €669

$986 Rp 17.7M

-21.27%

1-bedroom Apartment, Outside City Center (Monthly)

$643 €554

$658 Rp 11.8M

-2.30%

3-bedroom Apartment, City Center (Monthly)

$1,288 €1,109

$3,369 Rp 60.4M

-61.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 €899

$2,066 Rp 37.0M

-49.51%

Buy Apartment in City Center (m2)

$4,178 €3,600

$2,741 Rp 49.1M

52.40%

Buy Apartment Outside City Center (m2)

$2,156 €1,857

$2,228 Rp 39.9M

-3.23%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

13.28

-70.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkkonummi: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $776 in Kirkkonummi and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $103 in Kirkkonummi vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $364 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkkonummi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kirkkonummi and Ubud, Bali differ by about 32% in total monthly costs ($1,852 vs $1,404 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,777 in Kirkkonummi and $2,106 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $776 in Kirkkonummi versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Kirkkonummi. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $103 in Kirkkonummi. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $1,852 in Kirkkonummi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Kirkkonummi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kirkkonummi and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 32% less than in Kirkkonummi. Beyond cost, consider language, visa policies, and how big the international community is in each city.