Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,728 in Kirkjubaejarklaustur, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,993 in Kirkjubaejarklaustur, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $4,258 in Kirkjubaejarklaustur, rent included.

Ubud, Bali is about 21% cheaper than Kirkjubaejarklaustur, driven mainly by Eating Out.

Both Ubud, Bali and Kirkjubaejarklaustur sit above the global median – Ubud, Bali by 0%, Kirkjubaejarklaustur by 26%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$30.42 ISK 3,706

-88.69%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$139 ISK 16.9K

-73.79%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$27.14 ISK 3,305

-78.96%

Cappuccino

$2.67 Rp 47.3K

$6.88 ISK 838

-61.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$3.28 ISK 400

-46.65%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$3.34 ISK 406

-73.95%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$14.04 ISK 1,710

-78.99%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$12.58 ISK 1,532

-64.07%

Milk (1 liter)

$1.62 Rp 28.7K

$2.12 ISK 258

-23.58%

White Bread (500g)

$2.33 Rp 41.3K

$4.39 ISK 535

-46.92%

Rice (white) (1kg)

$1.11 Rp 19.6K

$3.71 ISK 452

-70.08%

Eggs

$2.20 Rp 39.0K

$7.15 ISK 871

-69.23%

Local Cheese (1kg)

$17.69 Rp 313.3K

$21.33 ISK 2,598

-17.07%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$25.23 ISK 3,073

-83.75%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$42.74 ISK 5,206

-71.50%

Apples (1kg)

$3.71 Rp 65.6K

$3.44 ISK 419

7.85%

Banana (1kg)

$1.59 Rp 28.1K

$2.82 ISK 343

-43.62%

Oranges (1kg)

$2.28 Rp 40.4K

$3.19 ISK 388

-28.53%

Tomato (1kg)

$1.95 Rp 34.6K

$6.55 ISK 798

-70.23%

Potato (1kg)

$1.91 Rp 33.7K

$4.09 ISK 498

-53.30%

Onion (1kg)

$2.33 Rp 41.3K

$1.66 ISK 203

40.36%

Lettuce (1 head)

$1.01 Rp 17.8K

$3.68 ISK 448

-72.55%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.78 ISK 216

-69.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$14.19 ISK 1,728

-84.28%

Wine (Bottle)

$23.07 Rp 408.6K

$23.81 ISK 2,899

-3.11%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$3.87 ISK 471

-37.47%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$3.40 ISK 414

-11.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$6.61 ISK 805

-92.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$2.87 ISK 350

-85.02%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$74.6 ISK 9,090

-92.44%

Gasoline (1 liter)

$0.80 Rp 14.2K

$2.00 ISK 243

-60.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$51.5K ISK 6.3M

-51.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$53.0K ISK 6.5M

-40.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$86.7 ISK 10.6K

-6.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$33.29 ISK 4,055

-80.50%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$83.0 ISK 10.1K

-77.40%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$19.71 ISK 2,400

-76.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$1,172 ISK 142.8K

-59.00%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$30.8K ISK 3.7M

-81.43%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$160 ISK 19.5K

-71.56%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$65.8 ISK 8,012

-45.45%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$176 ISK 21.5K

-54.45%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$250 ISK 30.5K

-68.57%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.88

55.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kirkjubaejarklaustur: September 14, 2026

Cost Breakdown

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $139 in Kirkjubaejarklaustur. Monthly groceries follow the same trend: $295 vs $632 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kirkjubaejarklaustur: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 26%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,592 in Kirkjubaejarklaustur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $139 in Kirkjubaejarklaustur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 114% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kirkjubaejarklaustur at $1,728. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.