Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,606 in Kirkjubaejarklaustur, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,825 in Kirkjubaejarklaustur, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $4,044 in Kirkjubaejarklaustur, rent included.

Ubud, Bali is about 12% cheaper than Kirkjubaejarklaustur, driven mainly by Eating Out.

Both Ubud, Bali and Kirkjubaejarklaustur sit above the global median – Ubud, Bali by 6%, Kirkjubaejarklaustur by 20%.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$26.77 ISK 3,297

-86.70%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$144 ISK 17.7K

-77.26%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$22.74 ISK 2,801

-78.23%

Cappuccino

$2.71 Rp 48.6K

$6.08 ISK 749

-55.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$3.36 ISK 413

-60.12%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$2.62 ISK 322

-73.28%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$12.71 ISK 1,565

-77.03%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$11.37 ISK 1,400

-65.17%

Milk (1 liter)

$1.81 Rp 32.4K

$1.89 ISK 233

-4.23%

White Bread (500g)

$2.52 Rp 45.1K

$4.35 ISK 536

-42.07%

Rice (white) (1kg)

$1.16 Rp 20.8K

$3.54 ISK 436

-67.23%

Eggs

$2.46 Rp 44.1K

$6.20 ISK 764

-60.32%

Local Cheese (1kg)

$14.71 Rp 263.7K

$18.15 ISK 2,235

-18.95%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$24.30 ISK 2,992

-82.22%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$42.15 ISK 5,190

-71.20%

Apples (1kg)

$3.84 Rp 68.8K

$3.21 ISK 396

19.63%

Banana (1kg)

$1.56 Rp 27.9K

$2.45 ISK 302

-36.33%

Oranges (1kg)

$2.83 Rp 50.8K

$3.14 ISK 386

-9.87%

Tomato (1kg)

$2.33 Rp 41.7K

$5.03 ISK 620

-53.68%

Potato (1kg)

$1.91 Rp 34.3K

$3.71 ISK 456

-48.52%

Onion (1kg)

$2.20 Rp 39.5K

$2.34 ISK 288

-5.98%

Lettuce (1 head)

$1.01 Rp 18.2K

$3.19 ISK 393

-68.34%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.92 ISK 236

-59.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$13.86 ISK 1,706

-76.05%

Wine (Bottle)

$23.74 Rp 425.5K

$23.12 ISK 2,847

2.68%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$3.59 ISK 442

-22.28%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.20 ISK 394

-10.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$6.23 ISK 767

-92.62%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$2.52 ISK 310

-82.14%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$85.0 ISK 10.5K

-92.83%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.43 ISK 299

-67.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$47.9K ISK 5.9M

-45.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$52.9K ISK 6.5M

-39.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$88.1 ISK 10.9K

-9.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$27.26 ISK 3,357

-85.11%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$86.7 ISK 10.7K

-72.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

Cinema Ticket

$4.15 Rp 74.3K

$17.82 ISK 2,195

-76.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$323 ISK 39.8K

-5.97%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$30.5K ISK 3.8M

-78.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$137 ISK 16.8K

-59.40%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$60.4 ISK 7,441

-36.59%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$183 ISK 22.6K

-51.66%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$266 ISK 32.8K

-70.76%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.63

37.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kirkjubaejarklaustur: May 31, 2026

Cost Breakdown

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $144 in Kirkjubaejarklaustur. Monthly groceries follow the same trend: $302 vs $594 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kirkjubaejarklaustur: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 13%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,408 in Kirkjubaejarklaustur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $144 in Kirkjubaejarklaustur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 97% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kirkjubaejarklaustur at $1,606. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.