Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,717 in Kirkjubaejarklaustur, rent and utilities included – about $4,600 less a year. The total is higher in Kirkjubaejarklaustur despite lower rent and utilities.

Ubud, Bali, Indonesia
Kirkjubaejarklaustur, Iceland
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Kirkjubaejarklaustur
🇮🇸 Iceland
$1,717
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kirkjubaejarklaustur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kirkjubaejarklaustur actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,717 in Kirkjubaejarklaustur, rent included.

  • Ubud, Bali $1,331
  • Kirkjubaejarklaustur $1,717

A couple spends around $2,255 per month in Ubud, Bali vs $2,922 in Kirkjubaejarklaustur, rent included.

  • Ubud, Bali $2,255
  • Kirkjubaejarklaustur $2,922

A family of three spends $3,180 per month in Ubud, Bali vs $4,127 in Kirkjubaejarklaustur, rent included.

  • Ubud, Bali $3,180
  • Kirkjubaejarklaustur $4,127

Ubud, Bali is about 22% cheaper than Kirkjubaejarklaustur, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Kirkjubaejarklaustur is 27% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Kirkjubaejarklaustur
Difference
Meal at Budget Restaurant
$3.38 Rp 61.3K
$30.77 ISK 3,739
-89.02%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 629.1K
$124 ISK 15.0K
-71.99%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 101.2K
$27.09 ISK 3,291
-79.44%
Cappuccino
$2.62 Rp 47.6K
$6.62 ISK 804
-60.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.9K
$3.40 ISK 413
-54.71%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$3.18 ISK 387
-79.87%
Local Beer (0.5 liter draught)
$2.67 Rp 48.4K
$14.10 ISK 1,714
-81.06%
Imported Beer (0.33 liter bottle)
$4.26 Rp 77.4K
$12.08 ISK 1,467
-64.74%
🛒 Groceries & Markets
Ubud, Bali
Kirkjubaejarklaustur
Difference
Milk (1 liter)
$1.46 Rp 26.5K
$2.08 ISK 253
-29.81%
White Bread (500g)
$2.29 Rp 41.6K
$4.24 ISK 516
-45.99%
Rice (white) (1kg)
$1.11 Rp 20.1K
$3.72 ISK 452
-70.16%
Eggs
$2.10 Rp 38.1K
$7.03 ISK 854
-70.13%
Local Cheese (1kg)
$15.94 Rp 289.4K
$22.26 ISK 2,705
-28.39%
Chicken Fillets (1kg)
$3.88 Rp 70.5K
$23.92 ISK 2,906
-83.78%
Beef Round Steak (1kg)
$11.40 Rp 207.0K
$41.51 ISK 5,044
-72.54%
Apples (1kg)
$3.55 Rp 64.5K
$3.40 ISK 413
4.41%
Banana (1kg)
$1.54 Rp 27.9K
$2.73 ISK 332
-43.59%
Oranges (1kg)
$2.23 Rp 40.5K
$3.17 ISK 385
-29.65%
Tomato (1kg)
$1.97 Rp 35.8K
$6.32 ISK 768
-68.83%
Potato (1kg)
$1.86 Rp 33.7K
$3.83 ISK 465
-51.44%
Onion (1kg)
$2.42 Rp 43.9K
$1.69 ISK 205
43.20%
Lettuce (1 head)
$1.02 Rp 18.6K
$3.65 ISK 443
-72.05%
Water (1.5 liter bottle)
$0.52 Rp 9,483
$1.80 ISK 219
-71.11%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.9K
$13.77 ISK 1,673
-84.02%
Wine (Bottle)
$21.79 Rp 395.6K
$24.12 ISK 2,930
-9.66%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.2K
$3.64 ISK 443
-35.99%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.9K
$3.33 ISK 404
-10.81%
🚌 Getting Around
Ubud, Bali
Kirkjubaejarklaustur
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,546
-
-
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 148.4K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,947
$6.86 ISK 834
-93.59%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,496
$2.84 ISK 345
-83.45%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.7K
$80.3 ISK 9,759
-93.03%
Gasoline (1 liter)
$0.83 Rp 15.0K
$2.08 ISK 253
-60.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 443.8M
$69.9K ISK 8.5M
-65.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.5M
$55.2K ISK 6.7M
-42.59%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkjubaejarklaustur
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$96.0 ISK 11.7K
-19.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 111.6K
$32.99 ISK 4,009
-81.39%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 343.4K
$87.6 ISK 10.6K
-78.40%
🎉 Sport & Entertainment
Ubud, Bali
Kirkjubaejarklaustur
Difference
Gym Membership (Monthly)
$51.0 Rp 925.8K
-
-
Tennis Court (1 Hour on Weekend)
$18.25 Rp 331.3K
-
-
Cinema Ticket
$4.38 Rp 79.6K
$19.60 ISK 2,381
-77.65%
🧸 Childcare & Education
Ubud, Bali
Kirkjubaejarklaustur
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$1,177 ISK 143.0K
-58.16%
International Primary School, 1 Child (Yearly)
$12.2K Rp 221.9M
$25.7K ISK 3.1M
-52.38%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkjubaejarklaustur
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 819.9K
$152 ISK 18.5K
-70.35%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 633.4K
$65.0 ISK 7,897
-46.32%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$184 ISK 22.3K
-57.41%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$250 ISK 30.4K
-68.91%
🏠 Accommodation & Living
Ubud, Bali
Kirkjubaejarklaustur
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.6M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.1M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.3M
-
-
Buy Apartment in City Center (m2)
$2,340 Rp 42.5M
-
-
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Kirkjubaejarklaustur
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
8.81
56.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kirkjubaejarklaustur: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Kirkjubaejarklaustur
- * 100%
Groceries & Markets
Ubud, Bali
$279
Kirkjubaejarklaustur
$619 122% $339
Clothing & Footwear
Ubud, Bali
$106
Kirkjubaejarklaustur
$293 176% $187
Eating Out
Ubud, Bali
$106
Kirkjubaejarklaustur
$528 399% $422
Monthly Utilities & Internet
Ubud, Bali
$103
Kirkjubaejarklaustur
$217 111% $114
Sport & Entertainment
Ubud, Bali
$60
Kirkjubaejarklaustur
$39 * 34.4% $21
Getting Around
Ubud, Bali
$12
Kirkjubaejarklaustur
$21 * 76.4% $9.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $35 in Ubud, Bali versus $124 in Kirkjubaejarklaustur. Monthly groceries follow the same trend: $279 vs $619 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇮🇸 Kirkjubaejarklaustur
🕒 Local time
01:38 1:38 AM
17:38 5:38 PM
8 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
500
💱 Currency
Exchange rates and currency converter

ISK, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Icelandic Króna exchange rates as of November 4, 2026: 1 USD = 122 ISK (1,000 ISK = 8.23 USD). 1 EUR = 136 ISK (1,000 ISK = 7.34 EUR).

On the map
Between locations
  • Ubud, Bali Kirkjubaejarklaustur 12,860 km ≈ 17 h nonstop flight
From you
  • Ubud, Bali
  • Kirkjubaejarklaustur

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kirkjubaejarklaustur: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kirkjubaejarklaustur?
Yes – Kirkjubaejarklaustur is pricier by about 29%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,576 in Kirkjubaejarklaustur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Ubud, Bali or in Kirkjubaejarklaustur?
A mid-range dinner for two costs $35 in Ubud, Bali and $124 in Kirkjubaejarklaustur. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ubud, Bali and in Kirkjubaejarklaustur?
Groceries cost about 121% more in Kirkjubaejarklaustur, though the gap depends on what you buy.
Is $1,000 enough to cover costs in Ubud, Bali or in Kirkjubaejarklaustur?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,717 in Kirkjubaejarklaustur. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Ubud, Bali or in Kirkjubaejarklaustur?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,717 in Kirkjubaejarklaustur. Climate, culture, job market, and personal taste all factor in.

Ubud, Bali vs other spots: cost of living compared

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