Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur Cost of Living Comparison Between Ubud, Bali and Kirkjubaejarklaustur

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,628 in Kirkjubaejarklaustur, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,860 in Kirkjubaejarklaustur, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $4,093 in Kirkjubaejarklaustur, rent included.

Ubud, Bali is about 14% cheaper than Kirkjubaejarklaustur, driven mainly by Eating Out.

Both Ubud, Bali and Kirkjubaejarklaustur sit above the global median – Ubud, Bali by 5%, Kirkjubaejarklaustur by 22%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$27.01 ISK 3,366

-87.23%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$144 ISK 17.9K

-77.54%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$22.21 ISK 2,767

-78.21%

Cappuccino

$2.75 Rp 49.4K

$6.16 ISK 768

-55.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.27 ISK 408

-57.80%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$2.59 ISK 322

-71.04%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$12.70 ISK 1,582

-76.46%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$11.13 ISK 1,387

-65.41%

Milk (1 liter)

$1.74 Rp 31.2K

$1.95 ISK 243

-10.77%

White Bread (500g)

$2.46 Rp 44.2K

$4.29 ISK 535

-42.66%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.55 ISK 442

-67.04%

Eggs

$2.43 Rp 43.7K

$6.47 ISK 806

-62.44%

Local Cheese (1kg)

$14.50 Rp 260.6K

$17.94 ISK 2,236

-19.18%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$24.02 ISK 2,992

-81.89%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$43.25 ISK 5,389

-72.30%

Apples (1kg)

$3.72 Rp 66.8K

$3.37 ISK 420

10.39%

Banana (1kg)

$1.63 Rp 29.2K

$2.52 ISK 314

-35.32%

Oranges (1kg)

$2.74 Rp 49.3K

$3.14 ISK 391

-12.74%

Tomato (1kg)

$2.24 Rp 40.3K

$5.05 ISK 630

-55.64%

Potato (1kg)

$1.92 Rp 34.5K

$3.66 ISK 455

-47.54%

Onion (1kg)

$2.28 Rp 40.9K

$2.42 ISK 302

-5.79%

Lettuce (1 head)

$1.06 Rp 19.1K

$3.18 ISK 396

-66.67%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.96 ISK 244

-63.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$13.58 ISK 1,692

-75.77%

Wine (Bottle)

$23.19 Rp 416.8K

$23.22 ISK 2,893

-0.13%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$3.58 ISK 446

-22.35%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$3.23 ISK 403

-15.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$6.32 ISK 787

-92.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$2.65 ISK 330

-84.15%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$85.6 ISK 10.7K

-92.73%

Gasoline (1 liter)

$0.81 Rp 14.6K

$2.57 ISK 321

-68.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$47.2K ISK 5.9M

-43.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$52.1K ISK 6.5M

-38.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$87.0 ISK 10.8K

-9.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$27.39 ISK 3,413

-85.14%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$85.2 ISK 10.6K

-71.43%

Gym Membership (Monthly)

$98.6 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$17.29 ISK 2,155

-76.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$316 ISK 39.4K

-3.52%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$29.6K ISK 3.7M

-77.57%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$141 ISK 17.6K

-61.56%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$60.6 ISK 7,545

-37.57%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$181 ISK 22.5K

-51.96%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$266 ISK 33.1K

-71.28%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.63

37.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kirkjubaejarklaustur: July 12, 2026

Cost Breakdown

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $144 in Kirkjubaejarklaustur. Monthly groceries follow the same trend: $297 vs $599 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kirkjubaejarklaustur: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,441 in Kirkjubaejarklaustur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $144 in Kirkjubaejarklaustur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 102% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kirkjubaejarklaustur at $1,628. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.