😐A single person spends $1,628 per month in Kirkjubaejarklaustur vs $1,408 in Ubud, Bali, rent included.
😐A couple spends around $2,860 per month in Kirkjubaejarklaustur vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $4,093 per month in Kirkjubaejarklaustur vs $3,763 in Ubud, Bali, rent included.
😐Kirkjubaejarklaustur costs about 16% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Kirkjubaejarklaustur and Ubud, Bali sit above the global median – Kirkjubaejarklaustur by 22%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Kirkjubaejarklaustur
Ubud, Bali
Difference
Meal at Budget Restaurant
$27.01ISK 3,366
$3.45Rp 62.0K
682.90%
Three-Course Dinner for Two, Mid-Range
$144ISK 17.9K
$32.34Rp 580.1K
345.27%
Fast Food Meal(McDonalds, etc)
$22.21ISK 2,767
$4.84Rp 86.9K
358.88%
Cappuccino
$6.16ISK 768
$2.75Rp 49.3K
124.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.27ISK 408
$1.38Rp 24.8K
136.96%
Water(0.33 liter bottle)
$2.59ISK 322
$0.75Rp 13.5K
245.33%
Local Beer(0.5 liter draught)
$12.70ISK 1,582
$2.99Rp 53.7K
324.75%
Imported Beer(0.33 liter bottle)
$11.13ISK 1,387
$3.85Rp 69.1K
189.09%
🛒 Groceries & Markets
Kirkjubaejarklaustur
Ubud, Bali
Difference
Milk(1 liter)
$1.95ISK 243
$1.74Rp 31.1K
12.07%
White Bread(500g)
$4.29ISK 535
$2.46Rp 44.1K
74.39%
Rice(white)(1kg)
$3.55ISK 442
$1.17Rp 21.0K
203.42%
Eggs
$6.47ISK 806
$2.43Rp 43.6K
166.26%
Local Cheese(1kg)
$17.94ISK 2,236
$14.50Rp 260.2K
23.72%
Chicken Fillets(1kg)
$24.02ISK 2,992
$4.35Rp 78.0K
452.18%
Beef Round Steak(1kg)
$43.25ISK 5,389
$11.98Rp 214.9K
261.02%
Apples(1kg)
$3.37ISK 420
$3.72Rp 66.7K
-9.41%
Banana(1kg)
$2.52ISK 314
$1.63Rp 29.2K
54.60%
Oranges(1kg)
$3.14ISK 391
$2.74Rp 49.2K
14.60%
Tomato(1kg)
$5.05ISK 630
$2.24Rp 40.2K
125.45%
Potato(1kg)
$3.66ISK 455
$1.92Rp 34.4K
90.63%
Onion(1kg)
$2.42ISK 302
$2.28Rp 40.8K
6.14%
Lettuce(1 head)
$3.18ISK 396
$1.06Rp 19.1K
200.00%
Water(1.5 liter bottle)
$1.96ISK 244
$0.72Rp 12.9K
172.22%
Cigarettes 20 Pack(Marlboro, Camel)
$13.58ISK 1,692
$3.29Rp 58.9K
312.77%
Wine(Bottle)
$23.22ISK 2,893
$23.19Rp 416.1K
0.13%
Local Beer(0.5 liter bottle)
$3.58ISK 446
$2.78Rp 49.8K
28.78%
Imported Beer(0.33 liter bottle)
$3.23ISK 403
$2.73Rp 49.0K
18.32%
🚌 Getting Around
Kirkjubaejarklaustur
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,778
-
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.4K
-
Taxi Start(Normal Tariff)
$6.32ISK 787
$0.48Rp 8,659
1216.67%
Taxi(Normal Tariff)(1km)
$2.65ISK 330
$0.42Rp 7,532
530.95%
Taxi 1hour Waiting(Normal Tariff)
$85.6ISK 10.7K
$6.22Rp 111.6K
1275.40%
Gasoline(1 liter)
$2.57ISK 321
$0.81Rp 14.6K
217.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$47.2KISK 5.9M
$26.6KRp 477.4M
77.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$52.1KISK 6.5M
$32.2KRp 577.4M
61.87%
🧾 Monthly Utilities & Internet
Kirkjubaejarklaustur
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$87.0ISK 10.8K
$78.4Rp 1.4M
11.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.39ISK 3,413
$4.07Rp 73.0K
572.97%
Internet(50+ Mbps, Unlimited Data)
$85.2ISK 10.6K
$24.33Rp 436.4K
250.02%
🎉 Sport & Entertainment
Kirkjubaejarklaustur
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.6Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$17.29ISK 2,155
$3.99Rp 71.5K
333.33%
🧸 Childcare & Education
Kirkjubaejarklaustur
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$316ISK 39.4K
$305Rp 5.5M
3.65%
International Primary School, 1 Child(Yearly)
$29.6KISK 3.7M
$6,642Rp 119.2M
345.83%
👕👟 Clothing & Footwear
Kirkjubaejarklaustur
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$141ISK 17.6K
$54.1Rp 971.2K
160.18%
Summer Dress(H&M, Zara, etc)
$60.6ISK 7,545
$37.81Rp 678.2K
60.17%
Sport Shoes(Adidas, Nike)
$181ISK 22.5K
$86.8Rp 1.6M
108.14%
Men's Leather Business Shoes
$266ISK 33.1K
$76.4Rp 1.4M
248.21%
🏠 Accommodation & Living
Kirkjubaejarklaustur
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$992Rp 17.8M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$673Rp 12.1M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,375Rp 60.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$2,050Rp 36.8M
-
Buy Apartment in City Center(m2)
-
$2,805Rp 50.3M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Kirkjubaejarklaustur
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
9.63
13.28
-27.48%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kirkjubaejarklaustur: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $144 in Kirkjubaejarklaustur versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $599 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kirkjubaejarklaustur vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kirkjubaejarklaustur?
Yes – Kirkjubaejarklaustur is pricier by about 16%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,441 per month in Kirkjubaejarklaustur and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Is eating out cheaper in Kirkjubaejarklaustur or in Ubud, Bali?
A mid-range dinner for two costs $144 in Kirkjubaejarklaustur and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Kirkjubaejarklaustur and in Ubud, Bali?
Groceries cost about 102% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Kirkjubaejarklaustur or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kirkjubaejarklaustur at $1,628. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.
Is Kirkjubaejarklaustur or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kirkjubaejarklaustur or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.
Kirkjubaejarklaustur vs other spots: cost of living compared