Cost of Living Comparison Between Kirkjubaejarklaustur and Ubud, Bali Cost of Living Comparison Between Kirkjubaejarklaustur and Ubud, Bali

Monthly Cost of Living

A single person spends $1,606 per month in Kirkjubaejarklaustur vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,825 per month in Kirkjubaejarklaustur vs $2,540 in Ubud, Bali, rent included.

A family of three spends $4,044 per month in Kirkjubaejarklaustur vs $3,660 in Ubud, Bali, rent included.

Kirkjubaejarklaustur costs about 13% more than Ubud, Bali, driven mainly by Eating Out.

Both Kirkjubaejarklaustur and Ubud, Bali sit above the global median – Kirkjubaejarklaustur by 20%, Ubud, Bali by 6%.

Meal at Budget Restaurant

$26.77 ISK 3,301

$3.56 Rp 63.7K

651.97%

Three-Course Dinner for Two, Mid-Range

$144 ISK 17.7K

$32.73 Rp 584.5K

339.72%

Fast Food Meal (McDonalds, etc)

$22.74 ISK 2,804

$4.95 Rp 88.4K

359.39%

Cappuccino

$6.08 ISK 750

$2.71 Rp 48.4K

124.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 ISK 414

$1.34 Rp 24.0K

150.75%

Water (0.33 liter bottle)

$2.62 ISK 323

$0.70 Rp 12.5K

274.29%

Local Beer (0.5 liter draught)

$12.71 ISK 1,567

$2.92 Rp 52.1K

335.27%

Imported Beer (0.33 liter bottle)

$11.37 ISK 1,402

$3.96 Rp 70.7K

187.12%

Milk (1 liter)

$1.89 ISK 233

$1.81 Rp 32.3K

4.42%

White Bread (500g)

$4.35 ISK 537

$2.52 Rp 45.0K

72.62%

Rice (white) (1kg)

$3.54 ISK 437

$1.16 Rp 20.7K

205.17%

Eggs

$6.20 ISK 765

$2.46 Rp 43.9K

152.03%

Local Cheese (1kg)

$18.15 ISK 2,238

$14.71 Rp 262.7K

23.39%

Chicken Fillets (1kg)

$24.30 ISK 2,996

$4.32 Rp 77.1K

462.50%

Beef Round Steak (1kg)

$42.15 ISK 5,197

$12.14 Rp 216.7K

247.20%

Apples (1kg)

$3.21 ISK 396

$3.84 Rp 68.6K

-16.41%

Banana (1kg)

$2.45 ISK 302

$1.56 Rp 27.8K

57.05%

Oranges (1kg)

$3.14 ISK 387

$2.83 Rp 50.6K

10.95%

Tomato (1kg)

$5.03 ISK 620

$2.33 Rp 41.5K

115.88%

Potato (1kg)

$3.71 ISK 457

$1.91 Rp 34.2K

94.24%

Onion (1kg)

$2.34 ISK 289

$2.20 Rp 39.3K

6.36%

Lettuce (1 head)

$3.19 ISK 394

$1.01 Rp 18.1K

215.84%

Water (1.5 liter bottle)

$1.92 ISK 237

$0.78 Rp 13.8K

146.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.86 ISK 1,708

$3.32 Rp 59.2K

317.47%

Wine (Bottle)

$23.12 ISK 2,850

$23.74 Rp 423.9K

-2.61%

Local Beer (0.5 liter bottle)

$3.59 ISK 443

$2.79 Rp 49.8K

28.67%

Imported Beer (0.33 liter bottle)

$3.20 ISK 394

$2.86 Rp 51.1K

11.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$6.23 ISK 768

$0.46 Rp 8,150

1254.35%

Taxi (Normal Tariff) (1km)

$2.52 ISK 311

$0.45 Rp 8,037

460.00%

Taxi 1hour Waiting (Normal Tariff)

$85.0 ISK 10.5K

$6.10 Rp 108.9K

1293.93%

Gasoline (1 liter)

$2.43 ISK 300

$0.79 Rp 14.2K

207.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$47.9K ISK 5.9M

$26.1K Rp 467.0M

83.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$52.9K ISK 6.5M

$32.1K Rp 573.6M

64.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ISK 10.9K

$79.9 Rp 1.4M

10.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.26 ISK 3,361

$4.06 Rp 72.6K

571.43%

Internet (50+ Mbps, Unlimited Data)

$86.7 ISK 10.7K

$23.52 Rp 420.0K

268.58%

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$17.82 ISK 2,197

$4.15 Rp 74.1K

329.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ISK 39.9K

$304 Rp 5.4M

6.35%

International Primary School, 1 Child (Yearly)

$30.5K ISK 3.8M

$6,613 Rp 118.1M

360.96%

Jeans (Levis 501 Or Similar)

$137 ISK 16.9K

$55.5 Rp 991.8K

146.33%

Summer Dress (H&M, Zara, etc)

$60.4 ISK 7,450

$38.31 Rp 684.1K

57.71%

Sport Shoes (Adidas, Nike)

$183 ISK 22.6K

$88.6 Rp 1.6M

106.85%

Men's Leather Business Shoes

$266 ISK 32.8K

$77.9 Rp 1.4M

242.01%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.63

13.28

-27.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkjubaejarklaustur: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A mid-range dinner for two costs $144 in Kirkjubaejarklaustur versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $594 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkjubaejarklaustur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 13%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,408 per month in Kirkjubaejarklaustur and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $144 in Kirkjubaejarklaustur and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 97% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kirkjubaejarklaustur at $1,606. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.