Cost of Living Comparison Between Kirkjubaejarklaustur and Ubud, Bali Cost of Living Comparison Between Kirkjubaejarklaustur and Ubud, Bali

Monthly Cost of Living

A single person spends $1,714 per month in Kirkjubaejarklaustur vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,986 per month in Kirkjubaejarklaustur vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,258 per month in Kirkjubaejarklaustur vs $3,273 in Ubud, Bali, rent included.

Kirkjubaejarklaustur costs about 23% more than Ubud, Bali, driven mainly by Eating Out.

Both Kirkjubaejarklaustur and Ubud, Bali sit above the global median – Kirkjubaejarklaustur by 25%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$29.60 ISK 3,587

$3.37 Rp 59.9K

778.34%

Three-Course Dinner for Two, Mid-Range

$138 ISK 16.7K

$38.59 Rp 685.5K

257.79%

Fast Food Meal (McDonalds, etc)

$26.73 ISK 3,239

$5.52 Rp 98.1K

384.24%

Cappuccino

$6.92 ISK 838

$2.64 Rp 47.0K

162.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 ISK 397

$1.67 Rp 29.7K

95.81%

Water (0.33 liter bottle)

$3.33 ISK 403

$0.77 Rp 13.7K

332.47%

Local Beer (0.5 liter draught)

$14.07 ISK 1,705

$2.63 Rp 46.8K

434.98%

Imported Beer (0.33 liter bottle)

$12.30 ISK 1,491

$4.28 Rp 76.1K

187.38%

Milk (1 liter)

$2.03 ISK 246

$1.55 Rp 27.5K

30.97%

White Bread (500g)

$4.34 ISK 526

$2.22 Rp 39.5K

95.50%

Rice (white) (1kg)

$3.53 ISK 428

$1.13 Rp 20.0K

212.39%

Eggs

$7.29 ISK 883

$2.09 Rp 37.1K

248.80%

Local Cheese (1kg)

$21.55 ISK 2,612

$17.39 Rp 309.0K

23.92%

Chicken Fillets (1kg)

$25.03 ISK 3,033

$3.87 Rp 68.7K

546.77%

Beef Round Steak (1kg)

$42.24 ISK 5,119

$12.55 Rp 222.9K

236.57%

Apples (1kg)

$3.35 ISK 406

$3.62 Rp 64.2K

-7.46%

Banana (1kg)

$2.91 ISK 352

$1.56 Rp 27.7K

86.54%

Oranges (1kg)

$3.34 ISK 404

$2.35 Rp 41.8K

42.13%

Tomato (1kg)

$6.47 ISK 784

$2.06 Rp 36.5K

214.08%

Potato (1kg)

$3.96 ISK 480

$1.90 Rp 33.7K

108.42%

Onion (1kg)

$1.67 ISK 202

$2.34 Rp 41.5K

-28.63%

Lettuce (1 head)

$3.64 ISK 441

$1.03 Rp 18.3K

253.40%

Water (1.5 liter bottle)

$1.78 ISK 216

$0.55 Rp 9,854

223.64%

Cigarettes 20 Pack (Marlboro, Camel)

$13.85 ISK 1,679

$2.25 Rp 40.0K

515.56%

Wine (Bottle)

$24.21 ISK 2,934

$23.81 Rp 422.9K

1.68%

Local Beer (0.5 liter bottle)

$3.87 ISK 469

$2.31 Rp 41.1K

67.53%

Imported Beer (0.33 liter bottle)

$3.50 ISK 424

$2.80 Rp 49.8K

25.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,839

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.9K

Taxi Start (Normal Tariff)

$6.75 ISK 817

$0.48 Rp 8,554

1306.25%

Taxi (Normal Tariff) (1km)

$2.77 ISK 336

$0.45 Rp 7,924

515.56%

Taxi 1hour Waiting (Normal Tariff)

$75.2 ISK 9,115

$5.72 Rp 101.6K

1215.03%

Gasoline (1 liter)

$1.94 ISK 235

$0.76 Rp 13.5K

155.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.1K ISK 6.2M

$24.5K Rp 434.9M

108.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.6K ISK 6.6M

$32.1K Rp 570.6M

69.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$89.5 ISK 10.8K

$83.6 Rp 1.5M

7.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.06 ISK 4,007

$6.46 Rp 114.7K

411.76%

Internet (50+ Mbps, Unlimited Data)

$83.0 ISK 10.1K

$18.99 Rp 337.4K

337.18%

Gym Membership (Monthly)

$56.0 Rp 994.4K

Tennis Court (1 Hour on Weekend)

$18.62 Rp 330.7K

Cinema Ticket

$19.89 ISK 2,410

$4.28 Rp 76.1K

364.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,210 ISK 146.6K

$487 Rp 8.6M

148.63%

International Primary School, 1 Child (Yearly)

$31.4K ISK 3.8M

$5,856 Rp 104.0M

435.42%

Jeans (Levis 501 Or Similar)

$160 ISK 19.4K

$45.56 Rp 809.3K

250.66%

Summer Dress (H&M, Zara, etc)

$67.1 ISK 8,131

$36.38 Rp 646.3K

84.44%

Sport Shoes (Adidas, Nike)

$179 ISK 21.7K

$82.0 Rp 1.5M

118.78%

Men's Leather Business Shoes

$249 ISK 30.2K

$80.4 Rp 1.4M

210.26%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.5M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.3M

Buy Apartment in City Center (m2)

$2,826 Rp 50.2M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.7M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.88

13.78

-35.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkjubaejarklaustur: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A mid-range dinner for two costs $138 in Kirkjubaejarklaustur versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $629 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkjubaejarklaustur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 23%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,571 per month in Kirkjubaejarklaustur and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $138 in Kirkjubaejarklaustur and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 115% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Kirkjubaejarklaustur at $1,714. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.