Last update: Oct 2026

Cost of Living Comparison Between Kirkjubaejarklaustur and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,714 in Kirkjubaejarklaustur, rent and utilities included – about $4,200 less a year. The total is higher in Kirkjubaejarklaustur despite lower rent and utilities.

84

Cost of Living Index in Kirkjubaejarklaustur
Learn more

Kirkjubaejarklaustur Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Kirkjubaejarklaustur

🇮🇸 Iceland

$1,714

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kirkjubaejarklaustur and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kirkjubaejarklaustur and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,714 per month in Kirkjubaejarklaustur vs $1,368 in Ubud, Bali, rent included.

Kirkjubaejarklaustur $1,714
Ubud, Bali $1,368

A couple spends around $2,914 per month in Kirkjubaejarklaustur vs $2,314 in Ubud, Bali, rent included.

Kirkjubaejarklaustur $2,914
Ubud, Bali $2,314

A family of three spends $4,114 per month in Kirkjubaejarklaustur vs $3,260 in Ubud, Bali, rent included.

Kirkjubaejarklaustur $4,114
Ubud, Bali $3,260

Kirkjubaejarklaustur costs about 25% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Kirkjubaejarklaustur and Ubud, Bali sit above the global median – Kirkjubaejarklaustur by 27%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$31.33 ISK 3,800

$3.33 Rp 59.9K

840.84%

Three-Course Dinner for Two, Mid-Range

$121 ISK 14.7K

$35.18 Rp 633.2K

245.17%

Fast Food Meal (McDonalds, etc)

$26.98 ISK 3,273

$5.80 Rp 104.5K

365.17%

Cappuccino

$6.75 ISK 818

$2.73 Rp 49.1K

147.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 ISK 411

$1.64 Rp 29.5K

106.71%

Water (0.33 liter bottle)

$3.02 ISK 367

$0.83 Rp 15.0K

263.86%

Local Beer (0.5 liter draught)

$13.79 ISK 1,673

$2.70 Rp 48.6K

410.74%

Imported Beer (0.33 liter bottle)

$12.07 ISK 1,464

$4.30 Rp 77.4K

180.70%

Milk (1 liter)

$2.08 ISK 252

$1.50 Rp 27.1K

38.67%

White Bread (500g)

$4.26 ISK 517

$2.30 Rp 41.4K

85.22%

Rice (white) (1kg)

$3.54 ISK 430

$1.18 Rp 21.2K

200.00%

Eggs

$6.98 ISK 847

$2.14 Rp 38.6K

226.17%

Local Cheese (1kg)

$21.64 ISK 2,624

$17.48 Rp 314.6K

23.80%

Chicken Fillets (1kg)

$23.93 ISK 2,902

$4.03 Rp 72.5K

493.80%

Beef Round Steak (1kg)

$41.22 ISK 5,000

$12.23 Rp 220.1K

237.04%

Apples (1kg)

$3.35 ISK 406

$3.55 Rp 63.9K

-5.63%

Banana (1kg)

$2.84 ISK 345

$1.57 Rp 28.3K

80.89%

Oranges (1kg)

$3.24 ISK 393

$2.24 Rp 40.2K

44.64%

Tomato (1kg)

$6.66 ISK 807

$1.93 Rp 34.7K

245.08%

Potato (1kg)

$3.88 ISK 470

$1.88 Rp 33.9K

106.38%

Onion (1kg)

$1.71 ISK 208

$2.29 Rp 41.3K

-25.33%

Lettuce (1 head)

$3.64 ISK 442

$0.99 Rp 17.9K

267.68%

Water (1.5 liter bottle)

$1.83 ISK 222

$0.53 Rp 9,475

245.28%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 ISK 1,665

$2.28 Rp 41.1K

502.19%

Wine (Bottle)

$23.92 ISK 2,902

$23.01 Rp 414.2K

3.95%

Local Beer (0.5 liter bottle)

$3.65 ISK 443

$2.34 Rp 42.2K

55.98%

Imported Beer (0.33 liter bottle)

$3.34 ISK 405

$2.91 Rp 52.4K

14.78%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$6.75 ISK 818

$0.48 Rp 8,684

1306.25%

Taxi (Normal Tariff) (1km)

$2.81 ISK 341

$0.46 Rp 8,233

510.87%

Taxi 1hour Waiting (Normal Tariff)

$81.7 ISK 9,907

$5.45 Rp 98.2K

1398.72%

Gasoline (1 liter)

$2.03 ISK 246

$0.88 Rp 15.9K

130.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.1K ISK 6.2M

$24.6K Rp 442.2M

108.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.3K ISK 6.6M

$31.2K Rp 561.4M

74.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.9 ISK 11.5K

$83.0 Rp 1.5M

14.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.23 ISK 3,909

$6.45 Rp 116.0K

399.69%

Internet (50+ Mbps, Unlimited Data)

$86.9 ISK 10.5K

$18.57 Rp 334.2K

368.12%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$19.89 ISK 2,412

$4.38 Rp 78.9K

354.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,184 ISK 143.6K

$493 Rp 8.9M

140.13%

International Primary School, 1 Child (Yearly)

$25.4K ISK 3.1M

$5,754 Rp 103.6M

341.57%

Jeans (Levis 501 Or Similar)

$147 ISK 17.9K

$46.19 Rp 831.4K

218.71%

Summer Dress (H&M, Zara, etc)

$66.1 ISK 8,016

$35.33 Rp 636.0K

87.06%

Sport Shoes (Adidas, Nike)

$184 ISK 22.3K

$79.1 Rp 1.4M

132.77%

Men's Leather Business Shoes

$248 ISK 30.1K

$78.4 Rp 1.4M

216.48%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.81

13.78

-36.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kirkjubaejarklaustur: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kirkjubaejarklaustur

$618 36.1%

Ubud, Bali

$290 21.2% 53% $328

Eating Out

Kirkjubaejarklaustur

$531 31%

Ubud, Bali

$109 8% 79.5% $422

Clothing & Footwear

Kirkjubaejarklaustur

$290 16.9%

Ubud, Bali

$108 7.9% 63% $183

Monthly Utilities & Internet

Kirkjubaejarklaustur

$214 12.5%

Ubud, Bali

$108 7.9% 49.5% $106

Sport & Entertainment

Kirkjubaejarklaustur

$40 * 2.3%

Ubud, Bali

$65 4.7% 62.4% $25

Getting Around

Kirkjubaejarklaustur

$21 * 1.2%

Ubud, Bali

$13 0.9% 39.7% $8.3

Accommodation & Living

Kirkjubaejarklaustur

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $121 in Kirkjubaejarklaustur versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $618 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇸 Kirkjubaejarklaustur

🇮🇩 Ubud, Bali

🕒 Local time

01:45 1:45 AM

09:45 9:45 AM

8 h ahead of Kirkjubaejarklaustur

🌤 Weather

👥 Population

500

74,800

💱 Currency

Icelandic Króna ISK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 ISK = 8.24 USD

1,000 ISK = 7.33 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of October 19, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.33 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ISK in detail →

On the map

Lowest

Highest

Between locations

Kirkjubaejarklaustur Ubud, Bali 12,860 km ≈ 17 h nonstop flight

From you

Kirkjubaejarklaustur
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kirkjubaejarklaustur vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Kirkjubaejarklaustur is pricier by about 25%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,572 per month in Kirkjubaejarklaustur and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $121 in Kirkjubaejarklaustur and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 113% more in Kirkjubaejarklaustur, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kirkjubaejarklaustur at $1,714. In Ubud, Bali it covers expenses comfortably, while in Kirkjubaejarklaustur it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kirkjubaejarklaustur makes more sense. Both are solid long-term options with distinct trade-offs.