Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Kempten

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,977 in Kempten, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
95

Cost of Living Index in Kempten
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Kempten Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Kempten

🇩🇪 Germany

$1,977

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kempten

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kempten actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,977 in Kempten, rent included.

Ubud, Bali $1,331
Kempten $1,977

A couple spends around $2,255 per month in Ubud, Bali vs $2,950 in Kempten, rent included.

Ubud, Bali $2,255
Kempten $2,950

A family of three spends $3,180 per month in Ubud, Bali vs $3,924 in Kempten, rent included.

Ubud, Bali $3,180
Kempten $3,924

Ubud, Bali is about 33% cheaper than Kempten, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Kempten is 46% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$17.69 €15.78

-80.89%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$56.0 €49.94

-38.11%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.73 €8.68

-42.75%

Cappuccino

$2.62 Rp 47.5K

$4.06 €3.62

-35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.79 €2.49

-44.80%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.36 €2.11

-72.88%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.87 €4.34

-45.17%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$3.43 €3.06

24.20%

Milk (1 liter)

$1.46 Rp 26.5K

$1.28 €1.14

14.06%

White Bread (500g)

$2.29 Rp 41.6K

$2.29 €2.04

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.11 €2.78

-64.31%

Eggs

$2.10 Rp 38.1K

$4.37 €3.90

-51.95%

Local Cheese (1kg)

$15.94 Rp 289.3K

$16.66 €14.86

-4.32%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$12.67 €11.30

-69.38%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$16.81 €15.00

-32.18%

Apples (1kg)

$3.55 Rp 64.5K

$2.45 €2.18

44.90%

Banana (1kg)

$1.54 Rp 27.9K

$1.42 €1.26

8.45%

Oranges (1kg)

$2.23 Rp 40.5K

$1.58 €1.41

41.14%

Tomato (1kg)

$1.97 Rp 35.8K

$4.10 €3.65

-51.95%

Potato (1kg)

$1.86 Rp 33.7K

$1.68 €1.50

10.71%

Onion (1kg)

$2.42 Rp 43.9K

$1.61 €1.43

50.31%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.47 €1.31

-30.61%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.54 €0.48

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.05 €8.07

-75.69%

Wine (Bottle)

$21.79 Rp 395.4K

$5.51 €4.92

295.46%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.09 €0.97

113.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.09 €0.97

172.48%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$3.15 €2.81

-92.06%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$60.6 €54.0

-86.51%

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$4.76 €4.24

-90.76%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$2.87 €2.56

-83.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$39.80 €35.50

-85.93%

Gasoline (1 liter)

$0.83 Rp 15.0K

$2.10 €1.87

-60.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$33.5K €29.9K

-27.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$33.0K €29.4K

-3.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$312 €279

-75.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.72 €15.81

-65.35%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$43.47 €38.77

-56.48%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$56.1 €50.0

-9.11%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$26.35 €23.51

-30.74%

Cinema Ticket

$4.38 Rp 79.5K

$13.08 €11.67

-66.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$318 €283

54.97%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$22.2K €19.8K

-44.90%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$80.4 €71.7

-43.82%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$43.26 €38.59

-19.35%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$96.0 €85.7

-18.45%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$139 €124

-44.04%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$894 €797

20.57%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$680 €606

-2.21%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,544 €1,377

127.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,213 €1,082

37.81%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$6,054 €5,400

-61.35%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$4,882 €4,355

-54.20%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,872 €3,454

-95.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.6

430.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Kempten: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Kempten

$680 34.4% 2.3% $15

Groceries & Markets

Ubud, Bali

$279 21%

Kempten

$316 16% 13.1% $37

Clothing & Footwear

Ubud, Bali

$106 8%

Kempten

$161 8.2% 51.9% $55

Eating Out

Ubud, Bali

$106 8%

Kempten

$271 13.7% 157% $165

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Kempten

$374 18.9% 264% $271

Sport & Entertainment

Ubud, Bali

$60 4.5%

Kempten

$82 4.2% 37.7% $23

Getting Around

Ubud, Bali

$12 0.9%

Kempten

$92 4.7% 672% $80

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $894 in Kempten. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kempten are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $56 in Kempten. Monthly groceries follow the same trend: $279 vs $316 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Kempten

🕒 Local time

14:16 2:16 PM

07:16 7:16 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

61,399

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kempten 11,820 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Kempten

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kempten: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $1,977 in Kempten – Ubud, Bali comes out roughly 33% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $2,965 in Kempten. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kempten, especially for central apartments: a one-bedroom in the center costs $894 there versus $1,078 in Ubud, Bali.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $492 per month in Ubud, Bali and $318 in Kempten. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,977 in Kempten. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,977 in Kempten. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kempten makes more sense. Both are solid long-term options with distinct trade-offs.