Last update: Nov 2026

Cost of Living Comparison Between Kempten and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,977 in Kempten, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

95

Cost of Living Index in Kempten
Learn more

Kempten Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Kempten

🇩🇪 Germany

$1,977

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Kempten and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kempten and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,977 per month in Kempten vs $1,331 in Ubud, Bali, rent included.

Kempten $1,977
Ubud, Bali $1,331

A couple spends around $2,950 per month in Kempten vs $2,255 in Ubud, Bali, rent included.

Kempten $2,950
Ubud, Bali $2,255

A family of three spends $3,924 per month in Kempten vs $3,180 in Ubud, Bali, rent included.

Kempten $3,924
Ubud, Bali $3,180

Kempten costs about 49% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Kempten sits 46% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.69 €15.78

$3.38 Rp 61.3K

423.37%

Three-Course Dinner for Two, Mid-Range

$56.0 €49.94

$34.65 Rp 628.8K

61.59%

Fast Food Meal (McDonalds, etc)

$9.73 €8.68

$5.57 Rp 101.2K

74.69%

Cappuccino

$4.06 €3.62

$2.62 Rp 47.5K

54.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 €2.49

$1.54 Rp 27.9K

81.17%

Water (0.33 liter bottle)

$2.36 €2.11

$0.64 Rp 11.6K

268.75%

Local Beer (0.5 liter draught)

$4.87 €4.34

$2.67 Rp 48.4K

82.40%

Imported Beer (0.33 liter bottle)

$3.43 €3.06

$4.26 Rp 77.4K

-19.48%

Milk (1 liter)

$1.28 €1.14

$1.46 Rp 26.5K

-12.33%

White Bread (500g)

$2.29 €2.04

$2.29 Rp 41.6K

Rice (white) (1kg)

$3.11 €2.78

$1.11 Rp 20.1K

180.18%

Eggs

$4.37 €3.90

$2.10 Rp 38.1K

108.10%

Local Cheese (1kg)

$16.66 €14.86

$15.94 Rp 289.3K

4.52%

Chicken Fillets (1kg)

$12.67 €11.30

$3.88 Rp 70.5K

226.55%

Beef Round Steak (1kg)

$16.81 €15.00

$11.40 Rp 206.9K

47.46%

Apples (1kg)

$2.45 €2.18

$3.55 Rp 64.5K

-30.99%

Banana (1kg)

$1.42 €1.26

$1.54 Rp 27.9K

-7.79%

Oranges (1kg)

$1.58 €1.41

$2.23 Rp 40.5K

-29.15%

Tomato (1kg)

$4.10 €3.65

$1.97 Rp 35.8K

108.12%

Potato (1kg)

$1.68 €1.50

$1.86 Rp 33.7K

-9.68%

Onion (1kg)

$1.61 €1.43

$2.42 Rp 43.9K

-33.47%

Lettuce (1 head)

$1.47 €1.31

$1.02 Rp 18.6K

44.12%

Water (1.5 liter bottle)

$0.54 €0.48

$0.52 Rp 9,479

3.85%

Cigarettes 20 Pack (Marlboro, Camel)

$9.05 €8.07

$2.20 Rp 39.9K

311.36%

Wine (Bottle)

$5.51 €4.92

$21.79 Rp 395.4K

-74.71%

Local Beer (0.5 liter bottle)

$1.09 €0.97

$2.33 Rp 42.2K

-53.22%

Imported Beer (0.33 liter bottle)

$1.09 €0.97

$2.97 Rp 53.9K

-63.30%

One-way Ticket (Public Transport)

$3.15 €2.81

$0.25 Rp 4,544

1160.00%

Public Transport Monthly Pass (Regular Price)

$60.6 €54.0

$8.17 Rp 148.4K

641.37%

Taxi Start (Normal Tariff)

$4.76 €4.24

$0.44 Rp 7,944

981.82%

Taxi (Normal Tariff) (1km)

$2.87 €2.56

$0.47 Rp 8,493

510.64%

Taxi 1hour Waiting (Normal Tariff)

$39.80 €35.50

$5.60 Rp 101.6K

610.71%

Gasoline (1 liter)

$2.10 €1.87

$0.83 Rp 15.0K

153.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K €29.9K

$24.4K Rp 443.7M

37.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K €29.4K

$31.7K Rp 575.2M

4.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$312 €279

$77.5 Rp 1.4M

303.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.72 €15.81

$6.14 Rp 111.5K

188.60%

Internet (50+ Mbps, Unlimited Data)

$43.47 €38.77

$18.92 Rp 343.3K

129.76%

Gym Membership (Monthly)

$56.1 €50.0

$51.0 Rp 925.4K

10.02%

Tennis Court (1 Hour on Weekend)

$26.35 €23.51

$18.25 Rp 331.2K

44.38%

Cinema Ticket

$13.08 €11.67

$4.38 Rp 79.5K

198.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$318 €283

$492 Rp 8.9M

-35.47%

International Primary School, 1 Child (Yearly)

$22.2K €19.8K

$12.2K Rp 221.8M

81.50%

Jeans (Levis 501 Or Similar)

$80.4 €71.7

$45.16 Rp 819.6K

78.01%

Summer Dress (H&M, Zara, etc)

$43.26 €38.59

$34.89 Rp 633.2K

23.99%

Sport Shoes (Adidas, Nike)

$96.0 €85.7

$78.3 Rp 1.4M

22.63%

Men's Leather Business Shoes

$139 €124

$77.9 Rp 1.4M

78.70%

1-bedroom Apartment, City Center (Monthly)

$894 €797

$1,078 Rp 19.6M

-17.06%

1-bedroom Apartment, Outside City Center (Monthly)

$680 €606

$665 Rp 12.1M

2.26%

3-bedroom Apartment, City Center (Monthly)

$1,544 €1,377

$3,510 Rp 63.7M

-56.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,213 €1,082

$1,671 Rp 30.3M

-27.44%

Buy Apartment in City Center (m2)

$6,054 €5,400

$2,340 Rp 42.5M

158.70%

Buy Apartment Outside City Center (m2)

$4,882 €4,355

$2,236 Rp 40.6M

118.32%

Average Monthly Net Salary (After Tax)

$3,872 €3,454

$166 Rp 3.0M

2228.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.6

13.78

-81.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kempten

$680 34.4%

Ubud, Bali

$665 50% 2.2% $15

Monthly Utilities & Internet

Kempten

$374 18.9%

Ubud, Bali

$103 7.7% 72.6% $271

Groceries & Markets

Kempten

$316 16%

Ubud, Bali

$279 21% 11.6% $37

Eating Out

Kempten

$271 13.7%

Ubud, Bali

$106 8% 61% $165

Clothing & Footwear

Kempten

$161 8.2%

Ubud, Bali

$106 8% 34.2% $55

Getting Around

Kempten

$92 4.7%

Ubud, Bali

$12 0.9% 87% $80

Sport & Entertainment

Kempten

$82 4.2%

Ubud, Bali

$60 4.5% 27.4% $23

Cost Breakdown

A central one-bedroom costs $894 in Kempten versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kempten are about 23 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56 in Kempten versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $316 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Kempten

🇮🇩 Ubud, Bali

🕒 Local time

03:42 3:42 AM

10:42 10:42 AM

7 h ahead of Kempten

🌤 Weather

👥 Population

61,399

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 4, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Kempten Ubud, Bali 11,820 km ≈ 15 h nonstop flight

From you

Kempten
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kempten vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,977 in Kempten, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 33% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,965 per month in Kempten and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kempten, especially for central apartments: a one-bedroom in the center costs $894 there versus $1,078 in Ubud, Bali.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $318 per month in Kempten and $492 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,977 in Kempten and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,331 in Ubud, Bali to $1,977 in Kempten. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kempten makes more sense. Both are solid long-term options with distinct trade-offs.