Cost of Living Comparison Between Kempten and Ubud, Bali Cost of Living Comparison Between Kempten and Ubud, Bali

Monthly Cost of Living

A single person spends $2,067 per month in Kempten vs $1,392 in Ubud, Bali, rent included.

A couple spends around $3,129 per month in Kempten vs $2,557 in Ubud, Bali, rent included.

A family of three spends $4,192 per month in Kempten vs $3,723 in Ubud, Bali, rent included.

Kempten costs about 48% more than Ubud, Bali, driven mainly by Eating Out.

Both Kempten and Ubud, Bali sit above the global median – Kempten by 55%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Kempten
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.61 €16.12
$3.57 Rp 64.5K
421.29%
Three-Course Dinner for Two, Mid-Range
$57.1 €49.41
$32.32 Rp 583.4K
76.52%
Fast Food Meal (McDonalds, etc)
$10.10 €8.75
$5.01 Rp 90.4K
101.60%
Cappuccino
$3.86 €3.34
$2.82 Rp 51.0K
36.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.85 €2.47
$1.35 Rp 24.4K
111.11%
Water (0.33 liter bottle)
$2.50 €2.16
$0.73 Rp 13.2K
242.47%
Local Beer (0.5 liter draught)
$4.74 €4.10
$2.93 Rp 53.0K
61.77%
Imported Beer (0.33 liter bottle)
$3.61 €3.12
$3.94 Rp 71.1K
-8.38%
🛒 Groceries & Markets
Kempten
Ubud, Bali
Difference
Milk (1 liter)
$1.21 €1.05
$1.78 Rp 32.1K
-32.02%
White Bread (500g)
$2.28 €1.97
$2.45 Rp 44.2K
-6.94%
Rice (white) (1kg)
$3.17 €2.75
$1.15 Rp 20.7K
175.65%
Eggs
$3.90 €3.38
$2.41 Rp 43.6K
61.83%
Local Cheese (1kg)
$15.13 €13.11
$14.33 Rp 258.7K
5.58%
Chicken Fillets (1kg)
$14.70 €12.73
$4.19 Rp 75.6K
250.84%
Beef Round Steak (1kg)
$17.47 €15.13
$12.06 Rp 217.7K
44.86%
Apples (1kg)
$2.54 €2.20
$3.64 Rp 65.7K
-30.22%
Banana (1kg)
$1.45 €1.25
$1.57 Rp 28.3K
-7.64%
Oranges (1kg)
$1.67 €1.44
$2.79 Rp 50.3K
-40.14%
Tomato (1kg)
$5.22 €4.52
$2.24 Rp 40.5K
133.04%
Potato (1kg)
$1.78 €1.54
$1.98 Rp 35.7K
-10.10%
Onion (1kg)
$1.69 €1.46
$2.28 Rp 41.1K
-25.88%
Lettuce (1 head)
$1.95 €1.69
$1.05 Rp 19.0K
85.71%
Water (1.5 liter bottle)
$0.60 €0.52
$0.79 Rp 14.2K
-24.05%
Cigarettes 20 Pack (Marlboro, Camel)
$9.43 €8.16
$3.19 Rp 57.6K
195.61%
Wine (Bottle)
$5.72 €4.96
$23.49 Rp 424.1K
-75.65%
Local Beer (0.5 liter bottle)
$1.04 €0.90
$2.90 Rp 52.3K
-64.14%
Imported Beer (0.33 liter bottle)
$1.19 €1.03
$2.76 Rp 49.7K
-56.88%
🚌 Getting Around
Kempten
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.23 €2.79
$0.27 Rp 4,813
1096.30%
Public Transport Monthly Pass (Regular Price)
$57.7 €49.96
$8.37 Rp 151.1K
589.25%
Taxi Start (Normal Tariff)
$3.14 €2.72
$0.45 Rp 8,167
597.78%
Taxi (Normal Tariff) (1km)
$2.61 €2.26
$0.46 Rp 8,298
467.39%
Taxi 1hour Waiting (Normal Tariff)
$34.62 €29.98
$6.07 Rp 109.6K
470.35%
Gasoline (1 liter)
$1.95 €1.69
$0.86 Rp 15.6K
126.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K €29.0K
$26.6K Rp 480.0M
25.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.3K €29.7K
$32.5K Rp 587.6M
5.24%
🧾 Monthly Utilities & Internet
Kempten
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$357 €309
$79.0 Rp 1.4M
351.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.01 €25.12
$4.09 Rp 73.9K
609.29%
Internet (50+ Mbps, Unlimited Data)
$52.0 €45.01
$23.85 Rp 430.5K
117.90%
🎉 Sport & Entertainment
Kempten
Ubud, Bali
Difference
Gym Membership (Monthly)
$56.7 €49.14
$98.8 Rp 1.8M
-42.56%
Tennis Court (1 Hour on Weekend)
$34.63 €29.99
$6.35 Rp 114.7K
445.35%
Cinema Ticket
$12.48 €10.81
$4.01 Rp 72.3K
211.22%
🧸 Childcare & Education
Kempten
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$334 €289
$297 Rp 5.4M
12.35%
International Primary School, 1 Child (Yearly)
$17.8K €15.4K
$6,602 Rp 119.2M
169.53%
👕👟 Clothing & Footwear
Kempten
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.4 €76.6
$53.4 Rp 964.5K
65.45%
Summer Dress (H&M, Zara, etc)
$25.92 €22.45
$38.11 Rp 688.1K
-31.99%
Sport Shoes (Adidas, Nike)
$117 €101
$88.7 Rp 1.6M
31.68%
Men's Leather Business Shoes
$171 €148
$76.6 Rp 1.4M
122.79%
🏠 Accommodation & Living
Kempten
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$909 €788
$1,020 Rp 18.4M
-10.81%
1-bedroom Apartment, Outside City Center (Monthly)
$701 €607
$680 Rp 12.3M
3.02%
3-bedroom Apartment, City Center (Monthly)
$1,598 €1,384
$3,469 Rp 62.6M
-53.93%
3-bedroom Apartment, Outside City Center (Monthly)
$1,243 €1,076
$2,090 Rp 37.7M
-40.52%
Buy Apartment in City Center (m2)
$6,219 €5,386
$2,729 Rp 49.3M
127.90%
Buy Apartment Outside City Center (m2)
$4,860 €4,209
$2,295 Rp 41.4M
111.72%
💵 Salaries & Financials
Kempten
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,920 €3,395
$164 Rp 3.0M
2294.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.6
13.28
-80.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kempten: July 28, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $909 in Kempten versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2295% higher in Kempten, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Kempten versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $331 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kempten vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Kempten and in Ubud, Bali compare overall?
Monthly costs with rent: $2,067 in Kempten, $1,392 in Ubud, Bali – roughly 48% apart. Kempten costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Kempten compared to Ubud, Bali?
For a comfortable life, plan on about $3,100 per month in Kempten and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Kempten and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do commuting costs compare in Kempten and in Ubud, Bali?
Public transport costs about 589% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
What is the difference in childcare costs between Kempten and Ubud, Bali?
Kindergarten costs $334 per month in Kempten and $297 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Kempten at $2,067. In Ubud, Bali it covers expenses comfortably, while in Kempten it requires careful planning or may not stretch far enough.
How does quality of life compare between Kempten and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,392 in Ubud, Bali to $2,067 in Kempten. Climate, culture, job market, and personal taste all factor in.
Is Kempten or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Kempten and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kempten makes more sense. Both are solid long-term options with distinct trade-offs.

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