Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Katy, TX

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,451 in Katy, TX, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
117

Cost of Living Index in Katy, TX
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Katy, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Katy, TX

🇺🇸 United States

$2,451

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Katy, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Katy, TX actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,451 in Katy, TX, rent included.

Ubud, Bali $1,331
Katy, TX $2,451

A couple spends around $2,255 per month in Ubud, Bali vs $3,581 in Katy, TX, rent included.

Ubud, Bali $2,255
Katy, TX $3,581

A family of three spends $3,180 per month in Ubud, Bali vs $4,711 in Katy, TX, rent included.

Ubud, Bali $3,180
Katy, TX $4,711

Ubud, Bali is about 46% cheaper than Katy, TX, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Katy, TX is 81% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$16.88 $16.88

-79.98%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$60.6 $60.6

-42.77%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$8.85 $8.85

-37.06%

Cappuccino

$2.62 Rp 47.5K

$3.49 $3.49

-24.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.98 $1.98

-22.22%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.13 $2.13

-69.95%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$4.07 $4.07

-34.40%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$5.53 $5.53

-22.97%

Milk (1 liter)

$1.46 Rp 26.5K

$0.95 $0.95

53.68%

White Bread (500g)

$2.29 Rp 41.6K

$3.53 $3.53

-35.13%

Rice (white) (1kg)

$1.11 Rp 20.1K

$3.06 $3.06

-63.73%

Eggs

$2.10 Rp 38.1K

$3.05 $3.05

-31.15%

Local Cheese (1kg)

$15.94 Rp 289.2K

$13.08 $13.08

21.87%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$9.66 $9.66

-59.83%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$16.72 $16.72

-31.82%

Apples (1kg)

$3.55 Rp 64.4K

$3.83 $3.83

-7.31%

Banana (1kg)

$1.54 Rp 27.9K

$1.24 $1.24

24.19%

Oranges (1kg)

$2.23 Rp 40.5K

$3.12 $3.12

-28.53%

Tomato (1kg)

$1.97 Rp 35.8K

$3.25 $3.25

-39.38%

Potato (1kg)

$1.86 Rp 33.7K

$2.10 $2.10

-11.43%

Onion (1kg)

$2.42 Rp 43.9K

$2.49 $2.49

-2.81%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.78 $1.78

-42.70%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$1.22 $1.22

-57.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.68 $9.68

-77.27%

Wine (Bottle)

$21.79 Rp 395.2K

$12.75 $12.75

70.90%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.70 $1.70

37.06%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.58 $1.58

87.97%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$2.02 $2.02

-87.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$107 $107

-92.35%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.68 $2.68

-83.58%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$1.58 $1.58

-70.25%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$35.07 $35.07

-84.03%

Gasoline (1 liter)

$0.83 Rp 15.0K

$0.85 $0.85

-2.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$32.3K $32.3K

-24.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.5K $24.5K

29.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$246 $246

-68.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$58.9 $58.9

-89.58%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$70.7 $70.7

-73.22%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$25.59 $25.59

99.26%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$25.19 $25.19

-27.55%

Cinema Ticket

$4.38 Rp 79.5K

$11.91 $11.91

-63.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,009 $1,009

-51.17%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$17.8K $17.8K

-31.15%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$52.8 $52.8

-14.40%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$43.00 $43.00

-18.86%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.9 $86.9

-9.84%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$109 $109

-28.66%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,544 $1,544

-30.19%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,186 $1,186

-43.94%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,750 $2,750

27.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,026 $2,026

-17.52%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,098 $2,098

11.55%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,542 $1,542

45.05%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$4,102 $4,102

-95.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.41

114.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Katy, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Katy, TX

$1.2K 48.4% 78.4% $521

Groceries & Markets

Ubud, Bali

$279 21%

Katy, TX

$332 13.6% 18.9% $53

Clothing & Footwear

Ubud, Bali

$106 8%

Katy, TX

$131 5.4% 23.5% $25

Eating Out

Ubud, Bali

$106 8%

Katy, TX

$251 10.3% 138% $146

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Katy, TX

$375 15.3% 266% $273

Sport & Entertainment

Ubud, Bali

$60 4.5%

Katy, TX

$49 2% 17.3% $10

Getting Around

Ubud, Bali

$12 0.9%

Katy, TX

$125 5.1% 949% $113

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,544 in Katy, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Katy, TX are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $61 in Katy, TX. Monthly groceries follow the same trend: $279 vs $332 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Katy, TX

🕒 Local time

11:11 11:11 AM

21:11 9:11 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,102

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1 USD = 0.888 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Katy, TX 16,010 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Katy, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Katy, TX: Cost of Living - Frequently Asked Questions

Katy, TX costs about 84% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,677 in Katy, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,544 in Katy, TX.

Groceries cost about 19% more in Katy, TX, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $61 in Katy, TX. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,451 in Katy, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.