Last update: Nov 2026

Cost of Living Comparison Between Katy, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,451 in Katy, TX, rent and utilities included – about $13,400 less a year. Rent and utilities account for most of the difference.

117

Cost of Living Index in Katy, TX
Learn more

Katy, TX Living Index
64

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Katy, TX

🇺🇸 United States

$2,451

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Katy, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Katy, TX and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,451 per month in Katy, TX vs $1,331 in Ubud, Bali, rent included.

Katy, TX $2,451
Ubud, Bali $1,331

A couple spends around $3,581 per month in Katy, TX vs $2,255 in Ubud, Bali, rent included.

Katy, TX $3,581
Ubud, Bali $2,255

A family of three spends $4,711 per month in Katy, TX vs $3,180 in Ubud, Bali, rent included.

Katy, TX $4,711
Ubud, Bali $3,180

Katy, TX costs about 84% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Katy, TX sits 81% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$16.88 $16.88

$3.38 Rp 61.3K

399.41%

Three-Course Dinner for Two, Mid-Range

$60.6 $60.6

$34.65 Rp 629.1K

74.75%

Fast Food Meal (McDonalds, etc)

$8.85 $8.85

$5.57 Rp 101.2K

58.89%

Cappuccino

$3.49 $3.49

$2.62 Rp 47.6K

33.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.98 $1.98

$1.54 Rp 27.9K

28.57%

Water (0.33 liter bottle)

$2.13 $2.13

$0.64 Rp 11.6K

232.81%

Local Beer (0.5 liter draught)

$4.07 $4.07

$2.67 Rp 48.4K

52.43%

Imported Beer (0.33 liter bottle)

$5.53 $5.53

$4.26 Rp 77.4K

29.81%

Milk (1 liter)

$0.95 $0.95

$1.46 Rp 26.5K

-34.93%

White Bread (500g)

$3.53 $3.53

$2.29 Rp 41.6K

54.15%

Rice (white) (1kg)

$3.06 $3.06

$1.11 Rp 20.1K

175.68%

Eggs

$3.05 $3.05

$2.10 Rp 38.1K

45.24%

Local Cheese (1kg)

$13.08 $13.08

$15.94 Rp 289.4K

-17.94%

Chicken Fillets (1kg)

$9.66 $9.66

$3.88 Rp 70.5K

148.97%

Beef Round Steak (1kg)

$16.72 $16.72

$11.40 Rp 207.0K

46.67%

Apples (1kg)

$3.83 $3.83

$3.55 Rp 64.5K

7.89%

Banana (1kg)

$1.24 $1.24

$1.54 Rp 27.9K

-19.48%

Oranges (1kg)

$3.12 $3.12

$2.23 Rp 40.5K

39.91%

Tomato (1kg)

$3.25 $3.25

$1.97 Rp 35.8K

64.97%

Potato (1kg)

$2.10 $2.10

$1.86 Rp 33.7K

12.90%

Onion (1kg)

$2.49 $2.49

$2.42 Rp 43.9K

2.89%

Lettuce (1 head)

$1.78 $1.78

$1.02 Rp 18.6K

74.51%

Water (1.5 liter bottle)

$1.22 $1.22

$0.52 Rp 9,483

134.62%

Cigarettes 20 Pack (Marlboro, Camel)

$9.68 $9.68

$2.20 Rp 39.9K

340.00%

Wine (Bottle)

$12.75 $12.75

$21.79 Rp 395.6K

-41.49%

Local Beer (0.5 liter bottle)

$1.70 $1.70

$2.33 Rp 42.2K

-27.04%

Imported Beer (0.33 liter bottle)

$1.58 $1.58

$2.97 Rp 53.9K

-46.80%

One-way Ticket (Public Transport)

$2.02 $2.02

$0.25 Rp 4,546

708.00%

Public Transport Monthly Pass (Regular Price)

$107 $107

$8.17 Rp 148.4K

1206.61%

Taxi Start (Normal Tariff)

$2.68 $2.68

$0.44 Rp 7,947

509.09%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.47 Rp 8,496

236.17%

Taxi 1hour Waiting (Normal Tariff)

$35.07 $35.07

$5.60 Rp 101.7K

526.25%

Gasoline (1 liter)

$0.85 $0.85

$0.83 Rp 15.0K

2.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K $32.3K

$24.4K Rp 443.8M

32.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K $24.5K

$31.7K Rp 575.5M

-22.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$246 $246

$77.5 Rp 1.4M

217.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$6.14 Rp 111.6K

859.77%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$18.92 Rp 343.4K

273.47%

Gym Membership (Monthly)

$25.59 $25.59

$51.0 Rp 925.8K

-49.81%

Tennis Court (1 Hour on Weekend)

$25.19 $25.19

$18.25 Rp 331.3K

38.03%

Cinema Ticket

$11.91 $11.91

$4.38 Rp 79.6K

171.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,009 $1,009

$492 Rp 8.9M

104.80%

International Primary School, 1 Child (Yearly)

$17.8K $17.8K

$12.2K Rp 221.9M

45.24%

Jeans (Levis 501 Or Similar)

$52.8 $52.8

$45.16 Rp 819.9K

16.83%

Summer Dress (H&M, Zara, etc)

$43.00 $43.00

$34.89 Rp 633.4K

23.24%

Sport Shoes (Adidas, Nike)

$86.9 $86.9

$78.3 Rp 1.4M

10.92%

Men's Leather Business Shoes

$109 $109

$77.9 Rp 1.4M

40.18%

1-bedroom Apartment, City Center (Monthly)

$1,544 $1,544

$1,078 Rp 19.6M

43.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,186 $1,186

$665 Rp 12.1M

78.37%

3-bedroom Apartment, City Center (Monthly)

$2,750 $2,750

$3,510 Rp 63.7M

-21.67%

3-bedroom Apartment, Outside City Center (Monthly)

$2,026 $2,026

$1,671 Rp 30.3M

21.24%

Buy Apartment in City Center (m2)

$2,098 $2,098

$2,340 Rp 42.5M

-10.36%

Buy Apartment Outside City Center (m2)

$1,542 $1,542

$2,236 Rp 40.6M

-31.06%

Average Monthly Net Salary (After Tax)

$4,102 $4,102

$166 Rp 3.0M

2366.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.41

13.78

-53.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Katy, TX: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Katy, TX

$1.2K 48.4%

Ubud, Bali

$665 50% 43.9% $521

Monthly Utilities & Internet

Katy, TX

$375 15.3%

Ubud, Bali

$103 7.7% 72.7% $273

Groceries & Markets

Katy, TX

$332 13.6%

Ubud, Bali

$279 21% 15.9% $53

Eating Out

Katy, TX

$251 10.3%

Ubud, Bali

$106 8% 57.9% $146

Clothing & Footwear

Katy, TX

$131 5.4%

Ubud, Bali

$106 8% 19% $25

Getting Around

Katy, TX

$125 5.1%

Ubud, Bali

$12 0.9% 90.5% $113

Sport & Entertainment

Katy, TX

$49 2%

Ubud, Bali

$60 4.5% 20.9% $10

Cost Breakdown

A central one-bedroom costs $1,544 in Katy, TX versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Katy, TX are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61 in Katy, TX versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $332 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Katy, TX

🇮🇩 Ubud, Bali

🕒 Local time

20:17 8:17 PM

10:17 10:17 AM

14 h ahead of Katy, TX

🌤 Weather

👥 Population

14,102

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

On the map

Lowest

Highest

Between locations

Katy, TX Ubud, Bali 16,010 km ≈ 21 h nonstop flight

From you

Katy, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Katy, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Katy, TX costs about 84% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,677 per month in Katy, TX and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,544 in Katy, TX.

Groceries cost about 19% more in Katy, TX, though the gap depends on what you buy.

A mid-range dinner for two costs $61 in Katy, TX and $35 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,451 in Katy, TX and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Katy, TX makes more sense. Both are solid long-term options with distinct trade-offs.