😐Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,156 in Kastamonu.
😐Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,788 in Kastamonu.
😐Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,420 in Kastamonu.
😐Living in Ubud, Bali is roughly 21% more expensive than Kastamonu, driven mainly by Eating Out.
📊The two cities straddle the global median: Ubud, Bali is 4% above, Kastamonu is 14% below.
Currency
🍽 Eating Out
Ubud, Bali
Kastamonu
Difference
Meal at Budget Restaurant
$3.57Rp 64.8K
$9.71₺448
-63.23%
Three-Course Dinner for Two, Mid-Range
$32.50Rp 590.5K
$38.51₺1,776
-15.61%
Fast Food Meal(McDonalds, etc)
$4.86Rp 88.4K
$9.04₺417
-46.24%
Cappuccino
$2.75Rp 49.9K
$3.13₺144
-12.14%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.32Rp 24.0K
$1.21₺55.9
9.09%
Water(0.33 liter bottle)
$0.70Rp 12.8K
$0.41₺18.95
70.73%
Local Beer(0.5 liter draught)
$2.91Rp 52.9K
$3.29₺152
-11.55%
Imported Beer(0.33 liter bottle)
$3.79Rp 68.9K
$3.84₺177
-1.30%
🛒 Groceries & Markets
Ubud, Bali
Kastamonu
Difference
Milk(1 liter)
$1.71Rp 31.1K
$0.97₺44.70
76.29%
White Bread(500g)
$2.47Rp 45.0K
$0.65₺29.91
280.00%
Rice(white)(1kg)
$1.20Rp 21.8K
$2.38₺110
-49.58%
Eggs
$2.44Rp 44.4K
$2.37₺109
2.95%
Local Cheese(1kg)
$14.38Rp 261.3K
$9.30₺429
54.62%
Chicken Fillets(1kg)
$4.31Rp 78.2K
$5.77₺266
-25.30%
Beef Round Steak(1kg)
$12.21Rp 221.8K
$19.07₺879
-35.97%
Apples(1kg)
$3.68Rp 66.9K
$1.45₺66.7
153.79%
Banana(1kg)
$1.55Rp 28.2K
$2.38₺110
-34.87%
Oranges(1kg)
$2.79Rp 50.6K
$1.32₺60.9
111.36%
Tomato(1kg)
$2.33Rp 42.4K
$1.53₺70.7
52.29%
Potato(1kg)
$1.97Rp 35.8K
$0.73₺33.76
169.86%
Onion(1kg)
$2.31Rp 42.0K
$0.57₺26.51
305.26%
Lettuce(1 head)
$1.06Rp 19.3K
$1.11₺51.3
-4.50%
Water(1.5 liter bottle)
$0.73Rp 13.2K
$0.43₺19.75
69.77%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28Rp 59.6K
$2.18₺100
50.46%
Wine(Bottle)
$22.79Rp 414.1K
$9.97₺459
128.59%
Local Beer(0.5 liter bottle)
$2.81Rp 51.0K
$2.02₺93.1
39.11%
Imported Beer(0.33 liter bottle)
$2.78Rp 50.5K
$3.13₺144
-11.18%
🚌 Getting Around
Ubud, Bali
Kastamonu
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,290
$0.68₺31.15
-57.35%
Public Transport Monthly Pass(Regular Price)
$8.06Rp 146.4K
$30.60₺1,411
-73.66%
Taxi Start(Normal Tariff)
$0.45Rp 8,159
$0.85₺39.03
-47.06%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,207
$0.65₺29.74
-30.77%
Taxi 1hour Waiting(Normal Tariff)
$6.24Rp 113.3K
$6.16₺284
1.30%
Gasoline(1 liter)
$0.85Rp 15.4K
$1.19₺54.7
-28.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0KRp 471.9M
$42.5K₺2.0M
-38.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 575.1M
$43.2K₺2.0M
-26.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kastamonu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.8Rp 1.5M
$84.1₺3,880
-4.03%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 73.7K
$10.72₺494
-62.13%
Internet(50+ Mbps, Unlimited Data)
$24.42Rp 443.7K
$13.77₺635
77.34%
🎉 Sport & Entertainment
Ubud, Bali
Kastamonu
Difference
Gym Membership(Monthly)
$97.7Rp 1.8M
$43.86₺2,022
122.69%
Tennis Court(1 Hour on Weekend)
$6.45Rp 117.1K
-
-
Cinema Ticket
$4.04Rp 73.4K
$6.47₺298
-37.56%
🧸 Childcare & Education
Ubud, Bali
Kastamonu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.5M
$599₺27.6K
-49.24%
International Primary School, 1 Child(Yearly)
$6,621Rp 120.3M
$13.5K₺623.3K
-51.02%
👕👟 Clothing & Footwear
Ubud, Bali
Kastamonu
Difference
Jeans(Levis 501 Or Similar)
$54.2Rp 985.2K
$58.6₺2,700
-7.38%
Summer Dress(H&M, Zara, etc)
$38.78Rp 704.4K
$43.75₺2,017
-11.36%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.6M
$105₺4,819
-17.59%
Men's Leather Business Shoes
$76.7Rp 1.4M
$96.5₺4,449
-20.55%
🏠 Accommodation & Living
Ubud, Bali
Kastamonu
Difference
1-bedroom Apartment, City Center(Monthly)
$986Rp 17.9M
$508₺23.4K
94.06%
1-bedroom Apartment, Outside City Center(Monthly)
$658Rp 12.0M
$389₺18.0K
69.00%
3-bedroom Apartment, City Center(Monthly)
$3,369Rp 61.2M
$892₺41.1K
277.60%
3-bedroom Apartment, Outside City Center(Monthly)
$2,066Rp 37.5M
$704₺32.4K
193.59%
Buy Apartment in City Center(m2)
$2,741Rp 49.8M
$1,317₺60.7K
108.21%
Buy Apartment Outside City Center(m2)
$2,228Rp 40.5M
$910₺42.0K
144.79%
💵 Salaries & Financials
Ubud, Bali
Kastamonu
Difference
Average Monthly Net Salary(After Tax)
$163Rp 3.0M
$1,362₺62.8K
-88.00%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
40
-66.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 9, 2026
Last update for Kastamonu: June 9, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $986 in Ubud, Bali and $508 in Kastamonu. Housing cost is often the main lever when comparing two cities.
💰Kastamonu pays 734% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $33.00 in Ubud, Bali vs $39.00 in Kastamonu. Groceries flip the comparison at $297 vs $233, with Kastamonu cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kastamonu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Kastamonu?
Ubud, Bali and Kastamonu differ by about 21% in total monthly costs ($1,404 vs $1,156 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kastamonu earns 734% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Kastamonu?
Rent for a central apartment: $986 in Ubud, Bali versus $508 in Kastamonu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ubud, Bali or Kastamonu?
All in, you'll spend $1,404 per month in Ubud, Bali versus $1,156 in Kastamonu – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ubud, Bali and Kastamonu?
A monthly transit pass in Kastamonu runs roughly 280% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,156 in Kastamonu versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Kastamonu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kastamonu safer for residents?
Safety-wise, Ubud, Bali and Kastamonu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Kastamonu?
Expats usually find Kastamonu gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared