Cost of Living Comparison Between Ubud, Bali and Kastamonu Cost of Living Comparison Between Ubud, Bali and Kastamonu

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,129 in Kastamonu.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,781 in Kastamonu.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,433 in Kastamonu.

Living in Ubud, Bali is roughly 25% more expensive than Kastamonu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Kastamonu is 16% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$9.32 ₺419

-63.30%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$38.70 ₺1,740

-14.83%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$8.89 ₺400

-42.86%

Cappuccino

$2.82 Rp 48.5K

$3.28 ₺147

-14.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.21 ₺54.4

13.22%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.39 ₺17.41

82.05%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$3.24 ₺146

-8.33%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$3.76 ₺169

3.99%

Milk (1 liter)

$1.75 Rp 30.0K

$0.96 ₺43.10

82.29%

White Bread (500g)

$2.52 Rp 43.2K

$0.71 ₺31.86

254.93%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.30 ₺103

-47.39%

Eggs

$2.33 Rp 40.1K

$2.34 ₺105

-0.43%

Local Cheese (1kg)

$14.50 Rp 249.2K

$9.44 ₺424

53.60%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$6.02 ₺271

-27.57%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$19.63 ₺883

-38.61%

Apples (1kg)

$3.82 Rp 65.6K

$1.45 ₺65.1

163.45%

Banana (1kg)

$1.61 Rp 27.7K

$2.27 ₺102

-29.07%

Oranges (1kg)

$2.70 Rp 46.5K

$1.25 ₺56.4

116.00%

Tomato (1kg)

$2.23 Rp 38.3K

$1.53 ₺68.9

45.75%

Potato (1kg)

$1.90 Rp 32.6K

$0.69 ₺31.10

175.36%

Onion (1kg)

$2.18 Rp 37.5K

$0.56 ₺25.23

289.29%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.13 ₺50.7

-8.85%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.40 ₺17.96

92.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.14 ₺96.2

48.60%

Wine (Bottle)

$23.23 Rp 399.2K

$7.74 ₺348

200.13%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$2.08 ₺93.6

37.02%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$3.14 ₺141

-13.38%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.66 ₺29.85

-56.06%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$30.80 ₺1,384

-72.63%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$0.92 ₺41.15

-46.74%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.61 ₺27.50

-26.23%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$6.33 ₺284

-0.79%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.19 ₺53.3

-28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$42.7K ₺1.9M

-39.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$43.9K ₺2.0M

-28.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$86.8 ₺3,901

-8.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$10.63 ₺478

-61.52%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$13.72 ₺617

75.36%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$44.13 ₺1,983

117.97%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$6.44 ₺289

-35.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$598 ₺26.9K

-50.41%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$13.8K ₺621.8K

-51.84%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$57.7 ₺2,591

-4.67%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$45.13 ₺2,029

-14.14%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$106 ₺4,743

-15.09%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$95.9 ₺4,309

-17.69%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$510 ₺22.9K

99.49%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$390 ₺17.6K

69.00%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$903 ₺40.6K

280.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$698 ₺31.4K

194.29%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,370 ₺61.6K

117.56%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$967 ₺43.5K

144.95%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,356 ₺61.0K

-87.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-66.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Kastamonu: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $510 in Kastamonu. Housing cost is often the main lever when comparing two cities.

Kastamonu pays 688% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $39 in Kastamonu. Groceries flip the comparison at $299 vs $231, with Kastamonu cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kastamonu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kastamonu differ by about 25% in total monthly costs ($1,408 vs $1,129 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Kastamonu earns 688% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $510 in Kastamonu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,408 per month in Ubud, Bali versus $1,129 in Kastamonu – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kastamonu runs roughly 265% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,129 in Kastamonu versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kastamonu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kastamonu gentler on the wallet – expenses run 25% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.