Cost of Living Comparison Between Ubud, Bali and Kastamonu Cost of Living Comparison Between Ubud, Bali and Kastamonu

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,156 in Kastamonu.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,788 in Kastamonu.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $2,420 in Kastamonu.

Living in Ubud, Bali is roughly 21% more expensive than Kastamonu, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 4% above, Kastamonu is 14% below.

Currency
🍽 Eating Out
Ubud, Bali
Kastamonu
Difference
Meal at Budget Restaurant
$3.57 Rp 64.8K
$9.71 ₺448
-63.23%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 590.5K
$38.51 ₺1,776
-15.61%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 88.4K
$9.04 ₺417
-46.24%
Cappuccino
$2.75 Rp 49.9K
$3.13 ₺144
-12.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 24.0K
$1.21 ₺55.9
9.09%
Water (0.33 liter bottle)
$0.70 Rp 12.8K
$0.41 ₺18.95
70.73%
Local Beer (0.5 liter draught)
$2.91 Rp 52.9K
$3.29 ₺152
-11.55%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.9K
$3.84 ₺177
-1.30%
🛒 Groceries & Markets
Ubud, Bali
Kastamonu
Difference
Milk (1 liter)
$1.71 Rp 31.1K
$0.97 ₺44.70
76.29%
White Bread (500g)
$2.47 Rp 45.0K
$0.65 ₺29.91
280.00%
Rice (white) (1kg)
$1.20 Rp 21.8K
$2.38 ₺110
-49.58%
Eggs
$2.44 Rp 44.4K
$2.37 ₺109
2.95%
Local Cheese (1kg)
$14.38 Rp 261.3K
$9.30 ₺429
54.62%
Chicken Fillets (1kg)
$4.31 Rp 78.2K
$5.77 ₺266
-25.30%
Beef Round Steak (1kg)
$12.21 Rp 221.8K
$19.07 ₺879
-35.97%
Apples (1kg)
$3.68 Rp 66.9K
$1.45 ₺66.7
153.79%
Banana (1kg)
$1.55 Rp 28.2K
$2.38 ₺110
-34.87%
Oranges (1kg)
$2.79 Rp 50.6K
$1.32 ₺60.9
111.36%
Tomato (1kg)
$2.33 Rp 42.4K
$1.53 ₺70.7
52.29%
Potato (1kg)
$1.97 Rp 35.8K
$0.73 ₺33.76
169.86%
Onion (1kg)
$2.31 Rp 42.0K
$0.57 ₺26.51
305.26%
Lettuce (1 head)
$1.06 Rp 19.3K
$1.11 ₺51.3
-4.50%
Water (1.5 liter bottle)
$0.73 Rp 13.2K
$0.43 ₺19.75
69.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 59.6K
$2.18 ₺100
50.46%
Wine (Bottle)
$22.79 Rp 414.1K
$9.97 ₺459
128.59%
Local Beer (0.5 liter bottle)
$2.81 Rp 51.0K
$2.02 ₺93.1
39.11%
Imported Beer (0.33 liter bottle)
$2.78 Rp 50.5K
$3.13 ₺144
-11.18%
🚌 Getting Around
Ubud, Bali
Kastamonu
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,290
$0.68 ₺31.15
-57.35%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 146.4K
$30.60 ₺1,411
-73.66%
Taxi Start (Normal Tariff)
$0.45 Rp 8,159
$0.85 ₺39.03
-47.06%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,207
$0.65 ₺29.74
-30.77%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 113.3K
$6.16 ₺284
1.30%
Gasoline (1 liter)
$0.85 Rp 15.4K
$1.19 ₺54.7
-28.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 471.9M
$42.5K ₺2.0M
-38.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.1M
$43.2K ₺2.0M
-26.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kastamonu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.5M
$84.1 ₺3,880
-4.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.7K
$10.72 ₺494
-62.13%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 443.7K
$13.77 ₺635
77.34%
🎉 Sport & Entertainment
Ubud, Bali
Kastamonu
Difference
Gym Membership (Monthly)
$97.7 Rp 1.8M
$43.86 ₺2,022
122.69%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 117.1K
-
-
Cinema Ticket
$4.04 Rp 73.4K
$6.47 ₺298
-37.56%
🧸 Childcare & Education
Ubud, Bali
Kastamonu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$599 ₺27.6K
-49.24%
International Primary School, 1 Child (Yearly)
$6,621 Rp 120.3M
$13.5K ₺623.3K
-51.02%
👕👟 Clothing & Footwear
Ubud, Bali
Kastamonu
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 985.2K
$58.6 ₺2,700
-7.38%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 704.4K
$43.75 ₺2,017
-11.36%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.6M
$105 ₺4,819
-17.59%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$96.5 ₺4,449
-20.55%
🏠 Accommodation & Living
Ubud, Bali
Kastamonu
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.9M
$508 ₺23.4K
94.06%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 12.0M
$389 ₺18.0K
69.00%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 61.2M
$892 ₺41.1K
277.60%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.5M
$704 ₺32.4K
193.59%
Buy Apartment in City Center (m2)
$2,741 Rp 49.8M
$1,317 ₺60.7K
108.21%
Buy Apartment Outside City Center (m2)
$2,228 Rp 40.5M
$910 ₺42.0K
144.79%
💵 Salaries & Financials
Ubud, Bali
Kastamonu
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 3.0M
$1,362 ₺62.8K
-88.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
40
-66.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Kastamonu: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $508 in Kastamonu. Housing cost is often the main lever when comparing two cities.

Kastamonu pays 734% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $39.00 in Kastamonu. Groceries flip the comparison at $297 vs $233, with Kastamonu cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kastamonu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Kastamonu?
Ubud, Bali and Kastamonu differ by about 21% in total monthly costs ($1,404 vs $1,156 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Kastamonu earns 734% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and Kastamonu?
Rent for a central apartment: $986 in Ubud, Bali versus $508 in Kastamonu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ubud, Bali or Kastamonu?
All in, you'll spend $1,404 per month in Ubud, Bali versus $1,156 in Kastamonu – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ubud, Bali and Kastamonu?
A monthly transit pass in Kastamonu runs roughly 280% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,156 in Kastamonu versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Kastamonu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kastamonu safer for residents?
Safety-wise, Ubud, Bali and Kastamonu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Kastamonu?
Expats usually find Kastamonu gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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