Cost of Living Comparison Between Ubud, Bali and Kastamonu Cost of Living Comparison Between Ubud, Bali and Kastamonu

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $984 in Kastamonu.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,612 in Kastamonu.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,240 in Kastamonu.

Living in Ubud, Bali is roughly 39% more expensive than in Kastamonu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Kastamonu is 28% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$8.01 ₺391

-57.05%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$62.9 ₺3,068

-42.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.60 ₺371

-24.87%

Cappuccino

$2.67 Rp 47.4K

$3.26 ₺159

-18.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.97 ₺47.24

80.41%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.25 ₺12.11

248.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$1.94 ₺94.4

52.06%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$2.69 ₺131

68.03%

Milk (1 liter)

$1.62 Rp 28.7K

$1.17 ₺57.1

38.46%

White Bread (500g)

$2.33 Rp 41.3K

$1.73 ₺84.4

34.68%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.82 ₺137

-60.64%

Eggs

$2.20 Rp 39.0K

$1.99 ₺97.3

10.55%

Local Cheese (1kg)

$17.69 Rp 313.8K

$8.81 ₺429

100.79%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$3.99 ₺194

2.76%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$24.12 ₺1,176

-49.50%

Apples (1kg)

$3.71 Rp 65.7K

$2.44 ₺119

52.05%

Banana (1kg)

$1.59 Rp 28.2K

$1.83 ₺89.0

-13.11%

Oranges (1kg)

$2.28 Rp 40.5K

$1.53 ₺74.7

49.02%

Tomato (1kg)

$1.95 Rp 34.6K

$1.02 ₺49.71

91.18%

Potato (1kg)

$1.91 Rp 33.8K

$0.32 ₺15.70

496.87%

Onion (1kg)

$2.33 Rp 41.3K

$0.26 ₺12.60

796.15%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.79 ₺38.76

27.85%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.62 ₺30.06

-11.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.03 ₺99.1

9.85%

Wine (Bottle)

$23.07 Rp 409.2K

$9.15 ₺446

152.13%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.69 ₺82.6

43.20%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.33 ₺114

28.76%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.74 ₺35.97

-63.51%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

$34.02 ₺1,659

-73.60%

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.88 ₺91.9

-74.47%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.58 ₺28.07

-25.86%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$5.27 ₺257

7.02%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.24 ₺60.3

-35.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$42.0K ₺2.0M

-40.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$41.0K ₺2.0M

-22.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$90.2 ₺4,396

-9.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$4.27 ₺208

51.99%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$12.61 ₺615

48.85%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$51.9 ₺2,531

9.55%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$3.19 ₺155

487.15%

Cinema Ticket

$4.54 Rp 80.5K

$4.07 ₺199

11.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$255 ₺12.4K

88.68%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$12.0K ₺583.4K

-52.27%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$27.45 ₺1,338

65.83%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$30.86 ₺1,505

16.27%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$72.9 ₺3,555

10.26%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$49.37 ₺2,407

59.35%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$406 ₺19.8K

174.22%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$307 ₺15.0K

127.37%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$779 ₺38.0K

366.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$580 ₺28.3K

199.51%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,314 ₺64.1K

111.83%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,014 ₺49.4K

125.85%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,289 ₺62.9K

-86.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-71.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kastamonu: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $406 in Kastamonu. Housing cost is often the main lever when comparing two cities.

Kastamonu pays 667% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $63.0 in Kastamonu. Groceries flip the comparison at $295 vs $245, with Kastamonu cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kastamonu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Kastamonu differ by about 39% in total monthly costs ($1,368 vs $984 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 667% lower in Kastamonu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $406 in Kastamonu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $984 in Kastamonu – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Kastamonu runs roughly 279% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $984 in Kastamonu versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Kastamonu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kastamonu gentler on the wallet – expenses run 39% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.