😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,155 in Kastamonu.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,796 in Kastamonu.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,437 in Kastamonu.
🌍Living in Ubud, Bali is roughly 21% more expensive than in Kastamonu, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Kastamonu is 13% below.
Currency
🍽 Eating Out
Ubud, Bali
Kastamonu
Difference
Meal at Budget Restaurant
$3.57Rp 64.2K
$9.44₺449
-62.18%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 581.3K
$38.66₺1,838
-16.40%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.0K
$8.85₺420
-43.39%
Cappuccino
$2.82Rp 50.8K
$3.23₺154
-12.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.3K
$1.22₺58.1
10.66%
Water(0.33 liter bottle)
$0.73Rp 13.1K
$0.38₺18.18
92.11%
Local Beer(0.5 liter draught)
$2.93Rp 52.8K
$3.39₺161
-13.57%
Imported Beer(0.33 liter bottle)
$3.94Rp 70.8K
$3.92₺186
0.51%
🛒 Groceries & Markets
Ubud, Bali
Kastamonu
Difference
Milk(1 liter)
$1.78Rp 32.0K
$0.96₺45.42
85.42%
White Bread(500g)
$2.45Rp 44.1K
$0.70₺33.20
250.00%
Rice(white)(1kg)
$1.15Rp 20.7K
$2.30₺109
-50.00%
Eggs
$2.41Rp 43.4K
$2.28₺108
5.70%
Local Cheese(1kg)
$14.33Rp 257.7K
$9.74₺463
47.13%
Chicken Fillets(1kg)
$4.19Rp 75.3K
$5.86₺279
-28.50%
Beef Round Steak(1kg)
$12.06Rp 216.9K
$19.15₺910
-37.02%
Apples(1kg)
$3.64Rp 65.4K
$1.52₺72.1
139.47%
Banana(1kg)
$1.57Rp 28.2K
$2.35₺112
-33.19%
Oranges(1kg)
$2.79Rp 50.1K
$1.26₺59.8
121.43%
Tomato(1kg)
$2.24Rp 40.3K
$1.47₺69.9
52.38%
Potato(1kg)
$1.98Rp 35.6K
$0.74₺35.26
167.57%
Onion(1kg)
$2.28Rp 41.0K
$0.57₺27.29
300.00%
Lettuce(1 head)
$1.05Rp 19.0K
$1.13₺53.7
-7.08%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.39₺18.56
102.56%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.4K
$2.22₺106
43.69%
Wine(Bottle)
$23.49Rp 422.5K
$9.66₺459
143.17%
Local Beer(0.5 liter bottle)
$2.90Rp 52.1K
$2.05₺97.3
41.46%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.6K
$3.11₺148
-11.25%
🚌 Getting Around
Ubud, Bali
Kastamonu
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,795
$0.63₺29.96
-57.14%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 150.5K
$30.44₺1,447
-72.50%
Taxi Start(Normal Tariff)
$0.45Rp 8,136
$0.90₺42.96
-50.00%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,267
$0.65₺30.90
-29.23%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.2K
$6.50₺309
-6.62%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.17₺55.8
-26.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$42.4K₺2.0M
-37.31%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 585.4M
$43.4K₺2.1M
-24.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kastamonu
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$85.9₺4,083
-8.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.6K
$11.04₺525
-62.95%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 428.9K
$14.03₺667
69.99%
🎉 Sport & Entertainment
Ubud, Bali
Kastamonu
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$43.05₺2,046
129.45%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.3K
-
-
Cinema Ticket
$4.01Rp 72.1K
$6.26₺297
-35.94%
🧸 Childcare & Education
Ubud, Bali
Kastamonu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$608₺28.9K
-51.14%
International Primary School, 1 Child(Yearly)
$6,602Rp 118.7M
$13.9K₺659.1K
-52.39%
👕👟 Clothing & Footwear
Ubud, Bali
Kastamonu
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 960.9K
$57.7₺2,740
-7.32%
Summer Dress(H&M, Zara, etc)
$38.11Rp 685.5K
$44.18₺2,100
-13.74%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$106₺5,026
-16.17%
Men's Leather Business Shoes
$76.6Rp 1.4M
$95.9₺4,559
-20.11%
🏠 Accommodation & Living
Ubud, Bali
Kastamonu
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.3M
$509₺24.2K
100.51%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.2M
$395₺18.8K
72.13%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.4M
$900₺42.8K
285.24%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.6M
$704₺33.5K
196.90%
Buy Apartment in City Center(m2)
$2,729Rp 49.1M
$1,281₺60.9K
112.98%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.3M
$918₺43.6K
150.15%
💵 Salaries & Financials
Ubud, Bali
Kastamonu
Difference
Average Monthly Net Salary(After Tax)
$164Rp 2.9M
$1,305₺62.0K
-87.46%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
40
-66.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Kastamonu: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $509 in Kastamonu. Housing cost is often the main lever when comparing two cities.
💰Kastamonu pays 697% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $39.00 in Kastamonu. Groceries flip the comparison at $298 vs $233, with Kastamonu cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kastamonu: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Kastamonu?
Ubud, Bali and Kastamonu differ by about 21% in total monthly costs ($1,392 vs $1,155 including rent). Kastamonu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 697% lower in Kastamonu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Kastamonu?
Rent for a central apartment: $1,020 in Ubud, Bali versus $509 in Kastamonu. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ubud, Bali or Kastamonu?
All in, you'll spend $1,392 per month in Ubud, Bali versus $1,155 in Kastamonu – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ubud, Bali and in Kastamonu?
A monthly transit pass in Kastamonu runs roughly 264% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,155 in Kastamonu versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Kastamonu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kastamonu the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Kastamonu?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Kastamonu safer for residents?
Safety-wise, Ubud, Bali and Kastamonu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Kastamonu?
Expats usually find Kastamonu gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared